Exploratory Data Analysis (EDA) Summary Report
Introduction
The purpose of this report is to perform Exploratory Data Analysis (EDA) on Geldium’s
dataset to assist Tata iQ's analytics team in understanding data quality, identifying missing
values, and surfacing early risk indicators that could influence delinquency prediction
models.
Dataset Overview
Due to a corrupted or empty dataset file, the dataset structure could not be reviewed.
Therefore, no summaries or insights could be generated for records, variables, or
anomalies.
Missing Data Analysis
Missing data analysis was not performed because the dataset could not be loaded. Once a
valid dataset is provided, missing fields can be identified and imputed using strategies such
as mean/median substitution, deletion, or synthetic generation.
Key Findings and Risk Indicators
As the dataset could not be processed, no trends, patterns, or risk indicators were extracted.
Once a valid file is available, correlations with delinquency and key variables such as credit
utilization, payment history, and income stability can be assessed.
AI & GenAI Usage
Generative AI tools such as ChatGPT were planned to be used for summarizing dataset
structures, detecting anomalies, and suggesting imputation methods. However, these tools
could not be applied due to the lack of usable data.
Conclusion & Next Steps
A corrected version of the dataset must be uploaded to enable a meaningful EDA. Once
received, the team can proceed with identifying data quality issues, modeling risk
indicators, and building predictive strategies.