Policy
Policy
Customer ID : 389222748
Dear Customer,
Thank you for choosing Bajaj Allianz General Insurer as your preferred insurer. Bajaj Allianz General Insurance Company Limited, a con-
sistently profitable insurer enjoys a reputation of expertise, stability and strength. We are a customer focused market leader present in over
200 locations across India. As an organization we strive to understand the risk management needs of our consumers and translate it into af-
fordable products and services of global quality that deliver value for money. Bajaj Allianz has an ISO Certified claims,Operations and Ser-
vices processes and has received iAAA rating for the last three consecutive years from ICRA Limited, an associate of Moody's Investors Ser-
vice, for claims paying ability. The rating indicates highest claims paying ability and a fundamentally strong position in the industry.
We request you to kindly go through the contents of the policy schedule and the terms and conditions. In case of any clarification or dis-
agreement, please write to us at bagichelp@bajajallianz.co.in within fifteen days of receipt of this policy.
We assure you the best of our services and look forward to a continual patronage and association with you.
Authorized Signatory
  A. Proposer details
  1. Proposer Name                        : MANOJ AHUJA
  2. Proposer Address                     : S/O GULAB RAI AHUJA,, CIVIL LINE 1850 RAIPUR, HOTEL NETAJI,
                                            , RAIPUR, RAIPUR, CHATTISGARH-492001
  3. Proposer Mobile Number               : 7071576000
  4. Proposer Residential Number          : NA
  5. Proposer e-mail id                   : INSURANCEMB.GKM@GMAIL.COM
  6. Proposer Profession                  : NA
  B.Vehicle Details
Registration Month / Year      Vehicle       Vehicle     Vehicle Sub Cubic Capa-      Fuel Type Year of Man- Seating Ca-
 Number       of Regn           Make         Model          Type        city                      ufacture     pacity
CG04NQ891       JAN/2022      HONDA         ACTIVA         6G STD          110          Petrol         2022            2
    9
 Engine Number        Chassis Number Vehicle IDV (in        Electrical     Non-Electrical CNG/LPG Unit         Total IDV (in
                                          Rs.)              Accessories      Accessories   (Extra fitted)          Rs.)
                                                          IDV (in Rs.)     IDV (in Rs.) IDV (in Rs.)
 JF91EG0499242 ME4JF913JMG4                 51850               0                 0                0            51,850.00
                   99588
  C. Coverage opted
17. To support our Go Green initiative, send policy copy link on registered mobile number / email id: YES
Please note Cover Note No. / issued to you basing on the above information.
In case of Disagreement or objection or any changes with respect to information and contents mentioned hereinabove, please
contact our toll free number & register your objections/changes/disagreement to the contents of this transcript or you may also
send us email or written correspondence at the following details within a period of 15 days from date of your receipt of this
transcript along with Policy:
I/We hereby unconditionally allow the Company to share all my / our information being collected in this proposal form or
through telephonic / email / web-inputs means or other means, as updated from time to time within group entities.
Toll free Number                   : 1800-102-5858,1800-209-5858
Email address                      : Bagichelp@bajajallianz.co.in
Website                            : www.bajajallianz.com
Contact our policy servicing branch at: 2nd Floor, Shiv Mohan Bhawan ,, Vidhan Sabha Road,, Pandri, Raipur-, ,
RAIPUR-492001 PH:7714288222.
INSURANCE ACT, 1938 SECTION 41 - PROHIBITION OF REBATES
No person shall allow or offer to allow either directly or indirectly, as an inducement to any person to take out or renew or
continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the
commission payable or any rebate of the premium shown on the policy, nor shall any person taking out or renewing a policy
accept any rebate, except such rebate as may be allowed in accordance with the published prospectus or tables of the insurer.
ANY PERSON IN BREACH OF COMPLYING WITH THE PROVISIONS OF THIS SECTION SHALL BE PUNISHABLE
WITH FINE WHICH MAY EXTEND TO RUPEES TEN LAKH.Bajaj Allianz General Insurance Co Ltd
                                                                                                
Limitations as to Use:
The Policy covers use for any purpose other than
a) Hire or Reward, b) Carriage of goods (other than samples or personal
luggage), c) Organized racing, d) Pace Making, e) Speed testing,     f)
Reliability Trials, g) Any purpose in connection with Motor Trade
I/We hereby certify that the Policy to which this certificate relates as well
as this Certificate of Insurance are issued in accordance with the provi-
sions of Chapter X and Chapter XI of M.V. Act, 1988.
For & On Behalf of
Bajaj Allianz General Insurance Company Ltd.
Authorized Signatory
                                                                                                    
As per the GST regulations, the amount of GST will not be refunded if the policy / endorsement is cancelled after 30th September of the next financial year
I/We hereby declare that though our aggregate turnover in any preceding financial year from 2017-18 onwards is more than the aggregate turnover noti-
fied under sub-rule (4) of rule 48, we are not required to prepare an invoice in terms of the provisions of the said sub-rule.
   Limitation as to Use             The Policy covers use of the vehicle for any purpose other than : Hire or reward, Carriage of
                                    goods( other than samples or personal luggage),Organised racing,Pace making, Speed testing,
                                    Reliability trials. Any purpose in connection with Motor Trade.
   Driver                           Any person including the insured provided that a person driving holds an effective driving li-
                                    cense at the time of the accident and is not disqualified from holding or obtaining such a license.
                                    Provided also that the person holding an effective Learner's license may also drive the vehicle
                                    when not used for the transport of goods/passengers at the time of the accident and that such a
                                    person satisfies the requirements of Rule 3 of the Central Motor Vehicle Rules, 1989.
   No Claim Bonus
   Existing Damage Details NA
   Nominee Details         Name :NA                  - Relationship :NA
   Subject to Warranties/           22, & Plan Name:Drive Assure Basic & Plan Description: depreciation shield ,
   IMT-Endorsements/
   Add on Package
   Additional Details                Coinsurance Details: - . Transaction Id: -
   Premium Details                  Receipt No. 3765-00011109, Date 16-APR-24 ** If Premium paid through Cheque, the Policy is
                                    void ab-initio in case of dishonour of Cheque.
   Excess Details                   Compulsory Excess: Rs.100.00 Additional Excess: Rs.0      Voluntary Excess: Rs..00
                                     Theft Excess: Rs.0
IMPORTANT NOTICE : The Insured is not indemnified if the vehicle is used or driven otherwise than in accordance with this schedule.
Any payment made by the Company by reason of wider terms appearing in the Certificate in order to comply with the Motor Vehicle Act,
1988 is recoverable from the Insured. See the clause headed AVOIDANCE OF CERTAIN TERMS AND RIGHT OF RECOVERY.
Warranted that insured named herein or owner of the vehicle insured holds a valid Pollution Under Control (PUC) and / or Fitness Certificate on the date of
commencement of the Policy. If the PUC and/or Fitness Certificate is not found to be valid on the date of commencement of the Policy, the Company reserves
its right to consider the policy void ab initio.
It is mandatory to keep your policy with updated contact (Mobile No., Email ID and PAN Card) and bank account details, to process any of
your service requests faster and hassle-free in future.
You can update the same through Caringly yours App {Link}, WhatsApp Service { Say Hi on WhatsApp - +91 75072 45858}, Contact our
24-Hour Call Center at 1800-209-5858, 1800-102-5858, Give a Missed Call on 8080945060, SMS WORRY to 575758, Email ba-
gichelp@bajajallianz.co.in, website {http://www.bajajallianz.com}, contact your agent or nearest branch.
For & On Behalf of
Bajaj Allianz General Insurance Company Ltd.
                                                                                                    
                                                                                                                       Stamp
                                                                                                                       Duty Rs.
                                                                                                                       0.25
Authorized Signatory
This document is digitally signed, hence counter signature / stamp is not required.
Consolidated Stamp Duty of Rs. 0.25/- paid for insurance policy stamps vide Order No. CSD/17/2023/4571 dated 10-NOV-23 of General Stamp Office, Mumbai, India.
Principal Location : Shiv Mohan Bhavan, Vidhansabha Road, Pandri, RAIPUR - 492001 PH:0771-2532368 | Services Accounting Code :
997134 - Motor vehicle insurance services. No reverse charge is payable on these services.
S3 - DEPRECIATION SHIELD
A. Endorsement Wordings
(UIN No. IRDAN113RP0002V01201920/A0019V01201920)
In consideration of payment of additional premium, it is hereby agreed and declared that this Policy extends to cover the
depreciation amount, partly or fully, on assessed damaged parts allowed for replacement during repairs in the event of a
Partial Loss to the Insured Vehicle .
In the event You have opted for co-payment, Your contribution shall be to the extent agreed by You as shown in the
Schedule for the depreciation amount on the assessed parts for each and every Partial Loss claim.
The benefits under 'Depreciation Shield' would be available only if the Insured Vehicle is repaired at Our authorized
workshops. In case You have opted to repair the Insured Vehicle at a non-authorized workshop, Our liability will be
restricted to 90% of the assessed total claim amount under this cover.
B. Conditions
        (1) Claims made by You against Us under 'Depreciation Shield' are subject to the terms and conditions set forth
        under the Motor Insurance Policy. (2) In case of transfer of ownership of the Insured Vehicle , the cover under
        'Depreciation Shield' shall expire. (3) The benefits under 'Depreciation Shield' can be utilized for a maximum of
        two times during the Policy Period
C. Exclusions
In addition to the exclusions mentioned under Motor Insurance Policy, We will not be liable to indemnify You for the
following events:
        (1) Where the Own Damage Claim made by You against Us under the Motor Insurance Policy is not payable (2)
        Depreciation pertaining to any part/ sub part/ accessories not approved for replacement by Us under Motor Insur-
        ance Policy. (3) Loss or damage to tyres and/or battery of the Insured Vehicle . (4) Consequential loss of any
        kind arising out of claims lodged under 'Depreciation Shield'. (5) Where a loss is covered under Motor Insurance
        Policy or any other type of insurance policy with any other insurer or manufacturer's warranty or recall campaign
        or under any other such packages at the same time
If You do not agree whether any of these exclusions apply to Your claim, You agree to accept the burden of proving that
they do not apply.
D. Definitions
The words and phrases listed have special meanings We have set below whenever they appear in bold type and initial
capitals. Please note that references to the singular or to the masculine also include references to the plural or to the fe-
male the context permits and if appropriate.
        (1) You,Your,Yourself: The person or persons We insure as set out in the Schedule .(2) We, Our, Us: Bajaj Alli-
        anz General Insurance Company Limited. (3) Accident, Accidental: A sudden, unintended and fortuitous external
        and visible event.(4) Policy/Motor Insurance Policy: Two Wheeler Package Policy issued by Us to which this
        cover is extended (5) Insured Vehicle : The vehicle insured by Us under the Motor Insurance Policy and as
        shown on the Schedule .(6) Policy Period: The period between and including the commencement date and expiry
        date as shown in the Motor Insurance Policy Schedule . (7) Schedule : The Schedule and any Annexure or En-
        dorsement to it which sets out Your personal details and the insurance cover in force. (8) Own Damage Claim:
        The claims raised by You against Us for loss or damage to the Insured Vehicle due to the perils mentioned under
        Section 1 of Motor Insurance Policy. (9) Total Loss/ Constructive Total Loss: A loss under the Motor Insur-
        ance Policy where the aggregate cost of retrieval and/ or repair of the Insured Vehicle , subject to terms and con-
        ditions of the Policy, exceeds 75% of the IDV of the Insured Vehicle . (10)Partial Loss: Any loss falling into a
        category other than (A) the loss mentioned under Sr. No. 9 above and (B) theft of the Insured Vehicle