FINANCIAL STATEMENT OF NEPAL BANK LIMITED
A Project work Report
By:
Pooja Kumari Yadav
Exam Symbol No.: 702370049
T.U. Registration No.: 7-2-237-73-2020
Ram Raja (M.B. Shah) Multiple Campus, Kalaiya, Bara
(Finance Group)
Submitted To:
The Faculty of Management
Tribhuvan University
Kathmandu
In partial Fulfillment of Requirements for the degree of
BACHELOR OF BUSINESS STUDIES (BBS)
Kalaiya, Bara
July, 2025
DECLARATION
I hereby declare that the project work entitled "FINANCIAL STATEMENT OF NEPAL
BANK LIMITED" submitted to the Faculty of Management, Tribhuvan University,
Kathmandu is an original piece of work under the supervision of Amit Mishra faculty
member, RAM RAJA (M.B. SHAH) MULTIPLE CAMPUS, KALAIYA, BARA and is
submitted in partial fulfillment of the requirements for the award of the degree of Bachelor
of Business Studies (BBS). This project work report has not been submitted to any other
university or institution for the award of any degree or diploma.
...............................................
Pooja Kumari Yadav
July, 2025
ii
SUPERVISOR’S RECOMMENDATION
The project work report entitled "FINANCIAL STATEMENT OF NEPAL BANK
LIMITED" of project work report submitted by Pooja Kumari Yadav of RAM RAJA
(M.B. SHAH) MULTIPLE CAMPUS, KALAIYA, BARA is prepared under my
supervision as per the procedure and format requirements laid by the Faculty of Management,
Tribhuvan University, as partial fulfillment of the requirements for the award of the degree of
Bachelor of Business Studies (BBS). I, therefore, recommended the project work report for
evaluation.
....................................................
Amit Mishra
Supervisor
Ram Raja (M.B. Shah) Multiple Campus
Kalaiya, Bara
Date:...............................................
iii
ENDORSEMENT
We hereby declare that the project work report entitled "FINANCIAL STATEMENT OF
NEPAL BANK LIMITED" submitted by Pooja Kumari Yadav of RAM RAJA (M.B,
SHAH) MULTIPLE CAMPUS, KALAIYA, BARA, in partial fulfillment of the
requirements for the award for the Bachelor of Business Studies (BBS) for external
evaluation.
................................................ ..................................................
Mr. Prem Kumar Upadhyay Mr. Nivesh Kumar Timilsina
Head, Management Research Committee (Campus Chief)
Ram Raja (M.B. Shah) M. Campus
July, 2025 July, 2025
iv
ACKNOWLEDGEMENT
This thesis has been prepared to fulfill the partial requirements for the degree of Bachelor of
Business Studies (BBS) of Tribhuvan University. For this, I would like to acknowledge the
effort of the dean, faculty of management, T.U., for offering such a great course on our
syllables to enhance the quality of management education in the country.
This product of research, definitely is my original work, would not have taken this shape
without sincere help and continuous encouragement from different respectable persons. I feel
my duty to remember and express my heartfelt acknowledgement to those all.
First, I would like to extend my cordial thanks and deep gratitude towards my reverent
supervisor Amit Mishra for this kind guidance and encouragement throughout the research
work. I would like to express my sincere thanks to the staff of library of and administration of
Ram Raja (M.B. Shah) Multiple Campus whose kind cooperation has made it possible to
complete the work.
At last, I also cannot forget the co-operation behavior of the staffs of concerned banks for
their great support in providing the data.
Thank you,
………………………………..…..
Pooja Kumari Yadav
Ram Raja (M.B. Shah) Multiple Campus
Kalaiya, Bara
v
TABLE OF CONTENTS
Page No.
The Title i
vi
Declaration ii
Supervisor's Recommendation iii
Endorsement iv
Acknowledgement v
Table of Contents vi
List of Tables viii
List of Figures ix
Abbreviations x
CHAPTER-I
INTRODUCTION
1.1 Background of the study 1
1.2 Profile of Nepal Bank Limited (NBL) 3
1.3 Statement of the problem 4
1.4 Objectives of the study 5
1.5 Rationale of the study 5
1.6 Literature Review 6
1.7 Research Methodology 9
1.8 Limitation of the study 15
1.9 Organization of the study 16
vii
CHAPTER-II
RESULTS AND ANALYSIS
2.1 Presentation of data and analysis 17
2.2 Analysis of Results 17
2.3 Major Findings of the study 36
CHAPTER-III
SUMMARY AND CONCLUSION
3.1 Summary 38
3.2 Conclusion 39
Bibliography 40
APPENDIX 41
viii
LIST OF TABLES
Table No. Title Page No.
1. Cash and Bank Balance to Total Investment Ratio 18
2. Cash and Bank Balance to Total deposit Ratio 20
3. Cash and Bank Balance to Total assets Ratio 22
4. Current Ratio 23
5. Return on Shareholder’s Fund 25
6. Return on Total Assets 27
7. Earning per share 28
8. Dividend Per Share 30
9. Loan and advances to fixed deposit ratio 31
10. Loan and advances to total deposit ratio 33
11. Loan and advances to total assets ratio 34
ix
LIST OF FIGURES
Figure No. Title Page No.
1. Cash and Bank Balance to Total Investment Ratio 19
2. Cash and Bank Balance to Total deposit Ratio 20
3. Cash and Bank Balance to Total assets Ratio 22
4. Current Ratio 24
5. Return on Shareholder’s Fund 25
6. Return on Total Assets 27
7. Earning per share 29
8. Dividend Per Share 30
9. Loan and advances to fixed deposit ratio 32
10. Loan and advances to total deposit ratio 33
11. Loan and advances to total assets ratio 35
x
ABBREVIATIONS
CB : Commercial Bank
CEO : Chief Executive Officer
CBB : Cash and Bank Balance
CV : Coefficient of Variation
DPS : Dividend per Share
NBL : Nepal Bank Limited
EPS : Earnings per Share
i.e. : That is
Ltd. : Limited
NRB : Nepal Rastra Bank
NPAT : Net Profit After Tax
P&L Account : Profit and Loss Account
ROA : Return on Assets
ROE : Return on Equity
SD : Standard Deviation
TD : Total Deposit
xi
