Student Contract

Student ID: #106 Application ID: #40770

Personal Information

First Name : Mollina Last Name : #TEST

Date of Birth : April 1, 2006 Gender : Female

Nationality : Indonesia

Contact Information

Email : molly@wondertabs.com Phone: 124567

Address : jalan jalan

Postal Code : 30135 Country : Singapore

Study Details

Congratulations! You are about to embark on the exciting next phase of your academic journey.

This student contract speci es the terms and conditions associated with your application/enrolment to STU Global Academy (STU) and IU
International University of Applied Sciences; and is legally binding once electronic acceptance has been sent.

In case of any clari cation(s), please contact us via the ‘Support’ tab in the STU portal or email: admissions@stuacademy.org

Please read and understand all terms and conditions.

Email :
molly@wondertabs.com
 Programme Details

Institution : IU International University of Applied Sciences

Programme : Business Intelligence (M.Sc.)

ECTS : 60 ECTS Study Model : Online

Time Model : Part-Time I Desired Start Date : May 16, 2024

Language : English Period : 18 Months

Fee Details

Tuition Fee : SGD 0.00 Discount (if any) :

Discounted Fee : SGD 0.00

1st Installment : SGD 1,625.00 Payment Plan : Yes

Remaining Fee : SGD 8,125.00 Frequency : Quarterly

Instalments : 5# Installment Due Date : *

2nd installment August 9, 2024

3rd installment November 9, 2024

4th installment February 9, 2025

5th installment May 9, 2025

6th installment August 9, 2025

General Terms and Conditions

1. Awarding Institution

1.1 IU International University of Applied Sciences (herein referred to as ‘IU’) is a state-accredited university based in Erfurt, Germany. IU offers
internationally recognized undergraduate and postgraduate degree programs, in a range of subject areas delivered via innovative online and hybrid
models.

1.2 STU Global Academy (herein referred to as ‘STU’) is an education company headquartered in Singapore and provides TNE enablement services
connecting global academic institutions with students in the APAC and Greater China regions.

1.3 IU will manage all academic aspects of programme delivery in accordance with state accreditation regulatory frameworks and guidelines,
including but not limited to: Admissions, Candidature, Curriculum, Academic Delivery, Assessment, and Certi cation.

1.4 STU will manage non-academic enablement activities including but not limited to: Course Consultation, Enrolment, Payment Collection, Learner
Support, Career Services, and Professional Upskilling.

1 5 Degree conferment is awarded directly and independently by IU

2.1 It is the responsibility of the student to ensure that all details provided in the application form, as well as supporting documents, are accurate and
authentic.

2.2 At the point of application, a preliminary assessment is conducted by STU to ascertain the student’s eligibility to enroll in the chosen degree,
before allowing the student to pay tuition fees. While STU endeavors to conduct an accurate and thorough assessment, the outcome of this
preliminary assessment should not be construed as legally binding.

2.3 Prior to formally enrolling the student, IU will perform a secondary and nal admission review independently. This process may result in a
different outcome to the preliminary assessment conducted by STU and/or the solicitation of additional information and/or supporting document(s).

2.4 If an application is ultimately deemed to be ineligible for admission by IU, all tuition fees already paid will be fully refunded by STU. However, this
does not apply to an enrolment prescribed by IU to complete additional bridging and/or admission courses to gain formal admission, which will be
viewed as eligible for admission.

2.5 Enrolment and admission to studies shall be in accordance with the provisions of the Admission Examination Regulations (AZE), and other
applicable regulations of the IU, that are in force at the time.

2.6 All decisions regarding admission eligibility made by IU are nal.

3. Course Information and Fees

3.1 It is the responsibility of the student to ensure the listed study details are accurate and as intended.

3.2 STU will enroll the student with IU according to the study details listed in this student contract. If admitted by IU, the student will be allowed to re-
con rm the programme enrolled for through the signing of a separate study agreement directly with IU (herein referred to as ‘IU Study Contract’).

3.3 If there is a change in programme to be enrolled for, the student will be required to resubmit a new application to STU for another review of
eligibility. In such a scenario, STU and IU will not be able to guarantee that the student’s desired start date will materialize.

3.4 Academic policies of each degree programme will be managed independently by IU. As such, further details of these policies will be contained
within the IU Study Contract, including but not limited to: Conduct of Study, Duration of Studies, Termination of Studies, Examinations, etc.

3.5 Tuition fee listed in this student contract covers all standard provisions for the student to complete the enrolled degree programme and receive
the of cial diploma. Additional administrative fees will, however, be incurred for deviation(s) to the standard study plan, including but not limited to:
Change of Programme, Extension of Time, etc.

3.6 STU offers region-speci c and/or promotional scholarship discounts at its own discretion, which may be amended or withdrawn at any point. This
discount is exclusive to students who enroll and complete their IU degrees via STU and is not transferable.

3.7 If a student decides to terminate the study agreement with STU, the student will be allowed to continue the programme of study with IU directly.
In such a scenario, scholarship discounts received from STU will not be transferable, and the student will be required to pay the original tuition fees as
stipulated in the IU Study Contract.

4. Payment Policy

4.1 During the period of this student contract, all tuition fees will be paid by the student to STU.

4.2 No payment will be required to be made by the student to IU directly, except in scenarios where additional administrative fees are incurred for
deviation(s) to the standard study plan.

4.3 The student has the option to opt for a payment plan that may be offered by STU at its own discretion. Details of the selected payment plan (if
any) is included under ‘Fee Details’ in this student contract.

4.4 If the student applies to complete the degree programme in advance, all remaining tuition fees must be paid in full before the student will be
allowed to take the nal examination, regardless of the selected payment plan and schedule (if any).

4.5 Tuition fees are payable in advance, either in full or according to the selected payment plan frequency. A minimum down-payment may be
required in order to commence studies, which is included under ‘Fee Details’ in this student contract.

4.6 Payments will be made online via STU’s payment gateway partner (Flywire), including the provision of local bank transfer(s) if available. Any
deviation from the above payment method must be agreed beforehand in writing by STU.

4.7 Tuition fees are payable exclusively in the Singapore (SGD) currency, regardless of the student’s place of residence. The provision of localized
payment methods may allow students to initiate payment using their desired currency but will be subjected to currency exchange rate
uctuation(s).

4.8 All and any charges due to tax incurred, bank fee, international transaction fee, and any other administrative fees shall be exclusively borne by the
student.
5. Late Payment Policy

5.1 If the tuition fees cannot be paid fully and on time by the student in accordance with the agreed payment plan, STU is entitled to inform IU of
such occurrences and instruct IU to perform enforcement action(s).

5.3 STU considers payment made 7 days after the scheduled due date as ‘Late’ and reserves the right to apply a standard late fee of 2% to the
overdue amount. While STU considers justi ed and/or extraordinary circumstances, the application of late fees in warranted scenarios will be decided
at its own discretion.

5.4 STU considers payment that is overdue for more than 30 days after the scheduled due date as ‘Delinquent’ and reserves the right to instruct IU to
restrict the student’s access to all study programmes and learning systems.

5.5 Regardless of any enforcement actions taken or not taken, if the student is in default of any tuition fee payment, STU is entitled to terminate this
student contract with the student.

6. Withdrawal, Termination and Refund Policy

6.1 The student has the right to voluntarily withdraw from the programme within one (1) month of the start date or the date access to the learning
platform is provided to the student, whichever is later (herein referred to as ‘Trial Period’).

6.2 If the student decides to voluntarily withdraw during the Trial Period, the student will be eligible for a full refund of associated tuition fees paid
and this student contract will be terminated.

6.3 The Trial Period constitutes part of the regular programme study duration and will be considered as month one (1) of the student’s enrolment if
the right to voluntarily withdraw is not exercised.

6.4 After the Trial Period has expired (herein referred to as the ‘Regular Period’), the student may voluntarily withdraw from the programme with one
(1) month’ notice to the full month calculated based on the date of commencement of study.

6.5 During the Regular Period, no refund will be provided for tuition fees already paid, even if the paid amount accounts for a future study period
beyond the one (1) month’ notice period.

6.6 To exercise the right to voluntarily withdraw at any point in time, the student must submit a request in writing to STU via the ‘Support’ tab within
the student portal, or via email to admissions@stuacademy.org

6.7 Termination refers to an involuntary withdrawal of the student’s enrolment from the programme, including but not limited to these scenarios:
Failure to meet admission conditions, Tuition fee default, Breach of IU examination rules, Failure of essential examinations, Criminal actions at the
expense of STU and/or IU. Further details on these scenarios will be elaborated in the IU Study Contact.

6.8 No notice period will be required for an involuntary termination deemed to be justi ed by STU and/or IU. No refund will be provided for tuition
fees already paid, even if the paid amount accounts for a future study period.

6.9 STU endeavors to process all refunds, whether justi ed in accordance with the terms of this student contract and/or agreed in writing on
goodwill, within a reasonable timeframe as would be expected of a typical business process, and at the latest within fourteen (14) days from the day
notice was given.

6.10 Refund processing will use the same means of payment as per the original transaction unless justi ed to be no longer feasible by STU, in which
case an alternative mean of refund will be expressly agreed with the student.

6.11 Tuition fees are payable exclusively in the Singapore (SGD) currency and will be refunded in the same currency. If the original payment was made
via a localized payment method, the eventual refund amount will be subjected to currency exchange rates at the point in time. STU will not be
responsible for any disparity in paid/received amounts.
7. Non-Degree Provisions

7.1 In addition to the IU degree programme(s) enrolled for, STU may provide the student with supplementary services and/or programmes from time
to time. Such provision(s) may be offered with or without additional fees.

7.2 The continued provision of these services and/or programmes, whether partially or in its entirety, or in the same fee format, will be at STU’s sole
discretion; and does not constitute ground(s) for cause of withdrawal and/or refund of tuition fees paid associated with the IU degree programme
enrolled.

7.3 If additional fee(s) are paid by the student for the consumption of these provisions, such payment(s) are strictly non-refundable; and bears no
relation to the Trial Period and refund eligibility offered with the student’s IU degree enrolment.

7.4 Utilization of these supplementary services and/or programmes is at the discretion of the student. However, no refund on IU degree programme
tuition fees will be provided in the case of non-utilization, even if such supplementary services and/or programmes are provided without additional
fee(s).

7.5 To provide these supplementary services and/or programmes, STU may work with external suppliers. The student consents to the sharing of
personal data as reasonably required for the effective delivery of such provisions.

8. Additional Information

8.1 The laws of Singapore will apply to how this contract will be read and to the rights the parties have under this contract. If any part of this Contract
is not valid for any reason under the law of Singapore, this will not affect any other part of this contract.

8.2 If there is any other agreement between the student and STU that is different from the terms in this contract, whether verbally or in writing, the
terms in this contract will apply.

8.3 If the student or STU does not exercise or delay exercising any right granted by this contract, the student and STU will still be able to exercise the
same type of right under this contract during the rest of the time the contract continues.

8.4 If this contract is also signed or translated in any language other than English and there is a difference from the English language copy of this
contract, the English language copy will apply.

8.5 There are no subsidiary agreements to this contract. Modi cations or amendments to this contract must be made in written form. Modi cations
or amendments to this provision must also be made in writing.

8.6 Should one or more provisions of this contract be or become invalid, the remaining provisions remain unaffected.

8.7 In the case of a regulatory con ict within this contract, the contracting parties shall nd a resolution that corresponds to the purpose and
economic intent of the remaining contract.

Declaration

Student ID: #106 Application ID: #40770

I hereby con rm that all details listed under ‘Student Information’ and ‘Study Details’ are true and accurate.
I hereby agree to the terms and conditions stated in this student contract.
I hereby agree to register for the IU degree programme listed.

Full Name : a

Date : April 25, 2024 Signature :