Date :
MUTIARA MORTGAGE & CREDIT SDN BHD
Ground Floor of the Left Wing, Wisma Sultan Tengah
93050 Kuching
Sarawak
Dear Sir,
RE: Consent Authorisation
Pursuant to the Credit Reporting Agencies (CRA) Act 2010 and Central Bank of Malaysia Act 2009, I/we the
undersigned do hereby give my/our consent to you, CTOS, Experian or any other credit reference agencies, a
registered credit reporting agency under the CRA Act to process my/our company personal data.
By this consent, I/we understand and agree that:
i) You may conduct credit/trade check, CCRIS and DCHEQS checks on me/us and where applicable on our
  directors, shareholders, guarantors, etc. with CTOS, Experian or any other credit reference agencies at any
  time for as long as I/we have a trade relationship with you or where any dues remain unpaid and outstanding
  with you, for any one or more of the following purposes:
            √ Opening of account            √ Credit/Account monitoring
            √ Debt recovery                 √ Credit/Account evaluation
            √ Credit/Account review
            √ Legal documentation consequent to a contract or facility granted by you.
ii) You may disclose any information on my/our conduct of my/our account(s) with you, to any business
     entity/ies for bona fide trade checking at any time. I/We am/are also aware and understand that such
     information will be provided to CTOS, Experian or any other credit reference agencies, who may in turn share
     such information to subscribers of their service.
iii) Where you require any processing of my/our application to be processed by any processing centre located
     outside Malaysia (including your Head Office), I/we hereby give consent to CTOS, Experian or any other credit
     reference agencies to disclose my/our credit, CCRIS & DCHEQS reports to such locations outside Malaysia.
iv) Apart from the above, I/we the undersigned do give my/our consent to you, CTOS, Experian or any other
    credit reference agencies, to process my/our personal data as per the PDPA Act.
Signed By;                                             Signed By;
 ______________________                                ________________________
Name:                                                  Name:
IC Number:                                             IC Number:
Designation:                                           Designation:
Mobile number:                                         Mobile number:
Company Stamp: (if any)                                Company Stamp: (if any)