David Houser NC
David Houser NC
The following items must be retained in your customer file. Do not send these items to National General
Insurance:
Signed Application
07400 (08012017)
PO Box 3199 ● Winston Salem NC 27102-3199 Date: 07/08/2025
Personal Auto Policy: 2029846677
Roadside Assistance: 2029846678
Agent:
Guided Insurance Solutions
4211 W Boy Scout Blvd Ste 165
Tampa FL 33607
(877) 611-3030
The above installments may not reflect billing changes made to your policy.
To get an electronic copy of your North Carolina Private Passenger Auto Policy go to
www.nationalgeneral.com/NorthCarolina/PPA/Policy
DAVID HOUSER
CRISTY L HOUSER
189 CEDAR GROVE CHURCH RD
VALE NC 28168
Enjoy the flexibility of on-demand access to your policy documents and Go Paperless! Just
follow the steps below to verify your policy information:
1. Check your email houserd74@icloud.com for a Go Paperless reminder
2. Click on the link and enter your policy number and date of birth
3. Establish a login ID and password
4. Accept the terms and conditions
That’s all there is to it! Once you complete your registration, you will have immediate, online
access to all of your policy documents including ID cards, declarations pages, monthly bills and
more!
11153 (08012017)
North Carolina Integon General Insurance
Personal Auto &
Recreational Vehicle
Insurance Application
Corporation
PO Box 3199
NC
Winston Salem NC 27102-3199
0000006027808400010602706870006997002030019000010005
Policy #: 2029846677 Effective Date: 07/08/2025 Time: 11:30 AM Amount Enclosed: $296.41
Agency Information
Agency Name: Guided Insurance Solutions Producer: Jamari Thorne
Agency Number-Producer Code: 9034004 Agency E-Mail: ClientCare.MIS@baldwin.com
Applicant Information
Applicant Name: David Houser Social Security #:
Affinity Group: Large National Accounts
Mailing Address: City: State: Zip:
189 Cedar Grove Church Rd Vale NC 28168
10119NC R6 (04012021)
Coverage Information - 2020 DODG DURANGO SXT
Coverages Limits/Deductibles Premium
Bodily Injury $50,000 Each Person / $100,000 Each Accident $298.93
Property Damage $50,000 Each Accident $334.92
Uninsured / Underinsured Motorist Bodily Injury $50,000 Each Person / $100,000 Each Accident $136.00
Uninsured Motorist Property Damage $50,000 Each Accident $7.00
0000006027808500010602706870006997002030019000020005
Driver and Household Member Information – List all persons of eligible driving age or permit age.
Name Drivers License License Date of Marital Relationship to
Driver Status Gender
(As shown on license) Number State Birth Status Applicant
XXXXXXXX540
1 David Houser NC Rated Driver 02/20/1974 Male Married Named Insured
3
XXXXXXXX838
2 Julia Payson Houser NC Rated Driver 10/16/2002 Female Single Child
6
XXXXXXXX661
3 Carson Kensley Houser NC Rated Driver 09/16/1999 Female Single Child
1
XXXXXXXX543
4 Cristy L Houser NC Rated Driver 12/14/1976 Female Married Named Insured
0
Driver and Household Member Information (continued)
SR-22 Discounts and Surcharges
1 No
2 No
3 No
4 No
Accidents, Violations and Nonchargeable Incidents – All accidents are chargeable, unless proof of not at fault is
furnished
Violation/ List Date and Details of All Accidents, Coverage and
Driver Name Conviction/ Violations and Convictions During Amount Paid for Disputed Points
Accident Date Previous 60 months Damages
At-Fault PD $2,301 - $3,849 (no BI or
Julia Payson Houser 02/04/2024 No 2
BI less than $1,801) = 2 pts
10119NC R6 (04012021)
Applicant’s Statement
Is any vehicle leased or rented to others? NO
Are any vehicles regularly available to non-listed operators? NO
Do any vehicles have a modified or altered engine or suspension that is lifted more than 6 NO
inches?
Are any non-RV vehicles equipped with cooking equipment, bathroom facilities, or snow removal NO
0000006027808600010602706870006997002030019000030005
equipment?
Do any vehicles, other than an RV-type towing vehicle, have greater than a one-ton load NO
capacity?
Are any vehicles a dump truck, flatbed truck, or stakebed truck? NO
Are any vehicles used as a taxi or limousine? NO
Are any vehicles used for delivery or pick up of goods? NO
Are any vehicles used for livery? NO
Are any vehicles used for emergency purposes? NO
Are any vehicles used for racing? NO
Are any vehicles used to haul explosives, magazines, newspapers, or mail? NO
Consent for Policy and Driver service calls and texts? YES
10119NC R6 (04012021)
Applicant’s Statement – Please read carefully.
I agree all answers to all questions in this Application are true and correct. I understand, recognize, and agree said
answers are given and made for the purpose of binding coverage for which I have applied. I further agree that ALL
persons of eligible driving age or permit age who live with me, as well as ALL operators who regularly operate my
vehicles and do not reside in my household, are shown above. I agree that my principal residence and place of vehicle
garaging is correctly shown above and is in the state for which I am applying for insurance at least 6 months each year.
I understand the Company may rescind or reform all coverages under this policy except such insurance coverage as
required by the financial responsibility laws of North Carolina if said answers on this Application are false or misleading,
0000006027808700010602706870006997002030019000040005
and materially affect the risk the Company assumes by issuing the policy. In addition, I understand that I have a
continuing duty to notify the Company of any changes of: (1) address; (2) garaging location of vehicles; (3) number,
type, and use of vehicles to be insured under the Policy. This includes the use of the vehicle to carry persons or
property for compensation or a fee, ride sharing activity, TNC prearranged trips, personal vehicle sharing program,
limousine, or taxi service, livery conveyance, including not-for-hire livery, or for retail or wholesale delivery, including
but not limited to, the pickup, transport, or delivery of magazines, newspapers, mail, or food.(4) residents of my
household of eligible driving age or permit age; (5) driver’s license or permit status (new, revoked, suspended or
reinstated) of any resident of my household; (6) operators using any vehicles to be insured under the Policy; or (7) the
marital status of any resident or family member of my household. I understand the Company may rescind or reform all
coverages under this policy except such insurance coverage as required by the financial responsibility laws of North
Carolina if I do not comply with my continuing duty of advising the Company of any change as noted above.
I understand and agree that in connection with this Application the Company may obtain and review vehicle history
reports and consumer reports which may include: driver history reports, my credit report, or an insurance score based
on the information contained in that credit report; individual background checks on all listed drivers; or personal or
privileged information from third parties. I further understand and agree (1) that the Company may use a third party in
connection with the development of my credit-based insurance score; (2) information from the consumer reports may
be disclosed to affiliated or unaffiliated third parties without my prior permission but only as permitted or required by
law; (3) upon my written request, the Company will inform me if a consumer report was requested and the name and
address of the consumer reporting agency that furnished the report; (4) I may also request access to and correction of
information the Company has collected on me; (5) where permitted by law, the Company may request and use
subsequent consumer reports in updating and renewing any insurance afforded in connection with this Application; (6)
the Company will furnish a more detailed explanation of its information practices upon my request; and (7) refusal to
authorize the Company to obtain a consumer report may give the Company the right to decline insurance to me.
I hereby authorize the Company to obtain history reports on my vehicles and consumer reports on me. I hereby certify
that the named drivers under this policy have authorized me to consent on their behalf for the insurer to obtain
consumer reports for rating and/or underwriting. This certification of authorization would apply to any drivers named
under the policy who, reside in the household or have regular and frequent access to the vehicle(s) to be insured
herein, for the life of the policy and it is my duty to inform them of this practice.
I have had the liability and uninsured/underinsured motorists coverages and limits available for the purchase fully
explained to me and have selected the limits shown on the Application. I have had the different policy coverage levels
available to me fully explained. I made an informed decision and have selected the policy coverage level shown on the
application.
I understand the policy may be rescinded and no coverage provided if my initial premium payment or full payment is
paid by check, credit card, or debit card or other remittance and the bank returns said check unpaid or fails to honor the
credit charge or debit charge, or other remittance in full. I understand there may be a $20 processing fee imposed on
any returned checks. I understand that each installment payment, regardless of payment method will include a $3
installment fee and I understand processing fees may be included with my down payment and installment payments. I
understand my payments are first applied to the fees owed and then to the premium. I understand and agree that
certain fees are non-refundable and not part of the premium due.
I acknowledge and agree to the statements contained within this application and they will become part of my policy. I
also agree that no loss will be covered which occurred on the effective date of the Policy between 12:01 A.M. and the
time the Policy became effective.
Consent to Use Cell Phone Number. By providing phone number(s) for myself and any other individual(s) I have
listed on this application, I acknowledge and confirm that I, and each such individual, expressly consent to the
Company making policy related service calls and/or texts to our respective numbers. Each person has authorized me to
give their consent to the Company. I agree that I have or will notify them that I have communicated their consent and
that the Company may be calling or texting them as described. If I also consented to marketing communication as set
forth in this application, I understand and agree that the Company and its affiliates can use texts, recorded messages,
and/or an automated dialer to call me about insurance quotes, to discuss the status of my policy and about their other
products and services. I understand that I did not have to agree to that in order to purchase my policy and that I can
revoke my consent at any time by notifying the Company in writing.
10119NC R6 (04012021)
I understand my producer will receive compensation for this policy in the form of a commission and may from time to
time receive other compensation from the Company based on sales and/or profitability.
WARNING: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, makes any claim for
the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a Class 1 or
Class 3 misdemeanor.
10119NC R6 (04012021)
NC Online Policy Posting Consent
0000006027464900010602706870003566002030019000010001
Your NC Personal Auto Policy is available online. View, print and save your NC Personal Auto Policy
by going to our website: www.nationalgeneral.com/NorthCarolina/PPA/Policy. The applicable forms
relating to your policy are also listed in the “Forms and Endorsements” section on your Declarations
Page.
Your consent to electronic delivery of your NC Personal Auto Policy may be changed at any time by notifying
us in writing, by calling at (833) 306-5064 or by e-mail at Service@NGIC.com. After we have processed your
request, all future copies of your NC Personal Auto Policy will be delivered to you in paper form at your mailing
address provided.
To view or download your NC Personal Auto Policy, the Site requires access to the Internet and is designed for
use with Internet Explorer version 6.0 or later and Mozilla Firefox version 2.0.0.3 or later. Please be sure that
your internet browser is set to allow for pop-ups to be displayed and that “cookies” are enabled. You will be
able to print copies of your NC Personal Auto policy, which will be available in PDF format. If you need a
program to view the PDFs, you can download Adobe Reader for free at www.adobe.com.
Should any technological change or upgrade be made that will affect your ability to access your NC Personal
Auto Policy, we will notify you and remind you of your right to withdraw your consent to receive your NC
Personal Auto Policy electronically and to receive paper records instead.
I have read and understand the above notice and have elected to receive my NC Personal Auto
Policy electronically by viewing it on your website rather than by receiving it in paper form.
11467 (02012015)
PO Box 3199 ● Winston Salem NC 27102-3199 Personal Auto Policy: 2029846677
Roadside Assistance: 2029846678
DAVID HOUSER
0000006028049900010602706870009416002030019000010001
Account No.: Expiration Date: CVV No.: Account Billing Zip Code:
XXXXXXXXXXXX6267 06/2028 XXX 28168
I attest that I am the owner and/or authorized signer for the account designated above, hereafter the “Account”. I hereby
authorize Integon General Insurance Corporation and any of its affiliates, to hereafter as each referred “the Company”, to
initiate recurring payment deductions from the Account in accordance this Authorization. I acknowledge the Company is
providing me an Automatic Payments Schedule which is incorporated here by reference. I understand that the Company
will not send me a bill prior to the scheduled deduction. I understand and agree that if a transaction is delayed for any
reason, it will be processed as soon as practical which may be after the scheduled date. I authorize the financial
institution identified by the routing or card account number to honor all entries to the Account by the Company.
I agree that if my initial payment deduction is not honored when presented for payment, the policy shall be deemed void
from its inception, if allowed by law. If an installment or renewal payment is dishonored for any reason, I agree that the
Company may at its discretion attempt to process the transaction again. I agree that an NSF charge may be assessed
for each dishonored transaction. If a transaction is dishonored, I also understand that my policy may cancel or
expire for nonpayment, the Company may remove me from the automatic payment plan, and I remain
responsible for any amounts I owe to the Company.
I acknowledge that this agreement authorizes the Company to adjust the recurring payment deductions to reflect any
changes to the policy or other products included on my payment plan. If a change to my installment amount occurs
during the policy term, the Company will notify me at least 10 days prior to making any deductions from the Account. I
understand that if a correction of any entry is necessary, it may involve an adjustment to the Account.
This authorization applies to the policy listed above and any continuation, renewal, including by affiliate transfer, or
change to the policy. This authorization will remain in effect until I notify the Company in writing, electronically, by
contacting my agent (if applicable) or by calling a customer service representative at least three (3) days before
my payment due date or effective date of my policy, whichever is sooner.
41846 (10012024)
Thank you for insuring with us! Here are your identification cards for proof of insurance.
NORTH CAROLINA AUTOMOBILE INSURANCE CARD KEEP THIS CARD IN YOUR MOTOR VEHICLE
Integon General Insurance Corporation NAIC NUMBER Report all accidents immediately to:
PO Box 3199 Winston Salem NC 27102-3199 22780 National General Insurance
INSURED POLICY NUMBER Toll free at: 1-800-468-3466
David Houser 2029846677
Cristy L Houser
Julia Payson Houser EFFECTIVE DATE
Carson Kensley Houser 07/08/2025
189 Cedar Grove Church Rd EXPIRATION DATE
Vale, NC 28168 07/08/2026
AGENCY: 9034004
Guided Insurance Solutions (877) 611-3030
4211 W Boy Scout Blvd Ste 165
Tampa FL 33607
MOD: 00 10043NC (03012010)
▲
Cut On Solid Line – Fold On Dotted Line
▼
NORTH CAROLINA AUTOMOBILE INSURANCE CARD KEEP THIS CARD IN YOUR MOTOR VEHICLE
Integon General Insurance Corporation NAIC NUMBER Report all accidents immediately to:
PO Box 3199 Winston Salem NC 27102-3199 22780 National General Insurance
INSURED POLICY NUMBER Toll free at: 1-800-468-3466
David Houser 2029846677
Cristy L Houser
Julia Payson Houser EFFECTIVE DATE
Carson Kensley Houser 07/08/2025
189 Cedar Grove Church Rd EXPIRATION DATE
Vale, NC 28168 07/08/2026
AGENCY: 9034004
Guided Insurance Solutions (877) 611-3030
4211 W Boy Scout Blvd Ste 165
Tampa FL 33607
MOD: 00 10043NC (03012010)
<PrimarySign> <PrimaryDate>
07/08/2025
Applicant’s Signature Date
SELLER INFORMATION
Name
Guided Insurance Solutions
Address
MEMBERSHIP INFORMATION
4211 W Boy Scout Blvd Ste 165
City State Zip Effective Date Expiration Date Membership Fee
Tampa FL 33607 07/08/2025 07/08/2026 $232.00
All of the benefits and services of Your Motor Club Membership are described herein and are applicable throughout the United States, Canada and
Puerto Rico;
All services and benefits are Administered through Nation Safe Drivers, LLC. dba Nation Safe Drivers located at 5600 Broken Sound Blvd NW, Boca
Raton, FL 33431. In California: All services and benefits are Administered through Nation Motor Club, LLC. located at 5600 Broken Sound Blvd NW,
Boca Raton, FL 33431. California Motor Club Permit Number: 5157-3. In Alabama, Alaska, Utah & Virginia: All services and benefits are Administered
through Nation Safe Drivers Services, Inc.;
For Customer Service please contact the Administrator at 888-684-9327, Monday through Friday, from 8:30 am - 5 pm eastern time;
All claims must be reported to the Administrator at 5600 Broken Sound Blvd NW, Boca Raton, FL 33431; 888-684-9327;
You have the right to file a complaint by submitting a written complaint to Our Customer Service Department at 5600 Broken Sound Blvd NW, Boca
Raton, FL 33431 or by calling 888-684-9327, Monday through Friday, from 8:30 am - 5 pm eastern time;
You may obtain a full copy of Our company's privacy notice by sending a written request to the Administrator, Attention: Privacy Notice Department,
5600 Broken Sound Blvd NW, Boca Raton, FL 33431.
EXCLUSIONS
This Membership does not cover the following: a) Any violation of motor vehicle or traffic laws relating to the operation of a motor vehicle; b) Driving
under the influence of intoxicating liquors, narcotics or psychedelic drugs; c) Driving without a valid operator's permit, or leaving the scene of an accident
without disclosing identity, or failing to stop to ascertain injury and lend assistance (i.e. hit and run); d) When any motor vehicle is operated without
permission of the owner thereof; e) Service for trucks in excess of one ton chassis, busses, trailers, tractors, or vehicles of dual wheel class; f) Any
service requiring removal of snow or ice from or around Your Covered Vehicle(s), or from any driveway or premises, or street, highway or parking area;
g) Gas/credit card receipts are not accepted; h) Reimbursement sought for any bill which, in Our opinion appears to be false or fraudulent, and not for
the claimed services; i) Any parts of the Covered Vehicle, rental battery or return of rental battery. Supplies or accessories furnished by garage or
service station shall be at the sole expenses of the Member; j) All repairs and material used in repairing flat tire, or services requiring more than one trip
by garage or service station shall be at the sole expense of the Member; k) By being involved in any traffic accident or any accident involving a motor
vehicle in which a Police Traffic Accident Report is not filed or made a matter of record; l) In which You or any person intentionally causes damage to the
Covered Vehicle; drives in any competition, race or speed contest or in preparation for same; or causes any accident while committing or attempting to
commit a felony or other illegal act including but not limited to fleeing from police; m) Due to war or any warlike act, whether war is declared or not,
terrorism, acts of God or vandalism.
CANCELLATION
If this Membership is cancelled by You within thirty (30) days from the Effective Date, You will receive a refund of the full purchase price, less the
amount of any claims paid or payable. If You cancel this Membership after the first thirty (30) days, You will be refunded by the Administrator on a
prorated basis, less a cancellation fee of fifty dollars ($50) and the amount of any claims paid or payable. All cancellation requests must be submitted in
writing to the Administrator and signed by You.
TRANSFER
This Membership cannot be transferred.
STATE PROVISIONS
The following state specific requirements apply if Your Membership was purchased in one of the following states:
LOUISIANA
The Cancellation section of this Membership is replaced in its entirety by the following: If this Membership is cancelled by You within thirty (30) days
from the Effective Date, You will receive a refund of the full purchase price. If You cancel this Membership after the first thirty (30) days, You will be
refunded on a prorated basis, less a cancellation fee of twenty five dollars ($25). All cancellation requests must be submitted in writing to the
Administrator and signed by You.
MARYLAND
The Cancellation section of this Membership is replaced in its entirety by the following: If this Membership is cancelled by You within thirty (30) days
from the Effective Date, You will receive a refund of the full purchase price. If You cancel this Membership after the first thirty (30) days, You will be
refunded on a prorated basis. All cancellation requests must be submitted in writing to the Administrator and signed by You.
Other Offices: Nation Motor Club, LLC., 351 West Camden Street, Baltimore, MD 21201; (410) 225-2995
MASSACHUSETTS
The Cancellation section of this Membership is replaced in its entirety by the following: If this Membership is cancelled by You within thirty (30) days
from the Effective Date, You will receive a refund of the full purchase price. If You cancel this Membership after the first thirty (30) days, You will be
refunded on a prorated basis, less a cancellation fee of twenty five dollars ($25). All cancellation requests must be submitted in writing to the
Administrator and signed by You.
MISSISSIPPI
The Cancellation section of this Membership is replaced in its entirety by the following: If this Membership is cancelled by You within thirty (30) days
from the Effective Date, You will receive a refund of the full purchase price. If You cancel this Membership after the first thirty (30) days, You will be
refunded on a prorated basis, less a cancellation fee of twenty five dollars ($25). All cancellation requests must be submitted in writing to the
Administrator and signed by You.
Other Offices: Nation Motor Club, LLC., 645 Lakeland East Drive, Suite 101, Flowood, MS 39232
TBnR 10/14
MONTANA
The Cancellation section of this Membership is replaced in its entirety by the following: If this Membership is cancelled by You within thirty (30) days
from the Effective Date, You will receive a refund of the full purchase price. If You cancel this Membership after the first thirty (30) days, You will be
refunded on a prorated basis. All cancellation requests must be submitted in writing to the Administrator and signed by You.
Other Offices: Nation Motor Club, LLC., 208 North Broadway, Suite 313, Billings, MT 59404
NEVADA
The Cancellation section of this Membership is replaced in its entirety by the following: If this Membership is cancelled by You within thirty (30) days
from the Effective Date, You will receive a refund of the full purchase price. If You cancel this Membership after the first thirty (30) days, You will be
refunded on a prorated basis. All cancellation requests must be submitted in writing to the Administrator and signed by You.
0000006027610600010602706870005019002030019000030003
Other Offices: Nation Motor Club, LLC. dba Nation Safe Drivers, 311 South Division Street, Carson City, NV 89703
NEW MEXICO
The Cancellation section of this Membership is replaced in its entirety by the following: If this Membership is cancelled by You within thirty (30) days
from the Effective Date, You will receive a refund of the full purchase price. If You cancel this Membership after the first thirty (30) days, You will be
refunded on a prorated basis. All cancellation requests must be submitted in writing to the Administrator and signed by You.
Other Offices: Nation Motor Club, LLC., 123 East Marcy, Santa Fe, NM 87501
OKLAHOMA
The Cancellation section of this Membership is replaced in its entirety by the following: This Membership can be cancelled by You or the Administrator at
any time. You will be entitled to the unused portion of the amount paid for the Membership calculated on a prorated basis over the period of the contract,
without any deductions. The refund will be payable to You or the Lienholder, where applicable. All cancellation requests must be submitted in writing to
the Administrator and signed by You.
Other Offices: Nation Motor Club, LLC., 1833 South Morgan Road, Oklahoma City, OK 73128
TENNESSEE
The Theft Hit & Run Protection benefit in this Membership is not applicable.
WISCONSIN
The Cancellation section of this Membership is replaced in its entirety by the following: If this Membership is cancelled by You within thirty (30) days
from the Effective Date, You will receive a refund of the full purchase price. If You cancel this Membership after the first thirty (30) days, You will be
refunded on a prorated basis, less a cancellation fee of twenty five dollars ($25). All cancellation requests must be submitted in writing to the
Administrator and signed by You.
Other Offices: Nation Motor Club, LLC., 8040 Excelsior Drive, Suite 200, Madison, WI 53717
WYOMING
The Cancellation section of this Membership is replaced in its entirety by the following: If this Membership is cancelled by You within thirty (30) days
from the Effective Date, You will receive a refund of the full purchase price. If You cancel this Membership after the first thirty (30) days, You will be
refunded on a prorated basis. All cancellation requests must be submitted in writing to the Administrator and signed by You.
Other Offices: Nation Motor Club, LLC., 1712 Pioneer Avenue, Suite 200, Cheyenne, WY 82001
By Your signature below, You acknowledge and agree that Your acceptance of this Membership is voluntary. It is understood by the
undersigned that coverage afforded under this Membership applies only to the Covered Vehicle listed in the registration section of this
Membership. This Membership does not comply with the financial responsibility or no-fault laws of any state or territory.
<PrimarySign> <PrimaryDate>
07/08/2025
Member’s Signature Date
<ESigAgent> <ESigAgentDate>
Signature of Seller Date
TBnR 10/14