The SQUARE ROBOT, INC.

401(K) PLAN

Join your retirement plan today!

G_IFC.pdf 11.20.2014
Join the plan

Planning made easy

Why save now? .............................................................................................................................. page 2

Why use your plan? ........................................................................................................................ page 4
How much is enough? .................................................................................................................... page 5
What ways can you invest? ............................................................................................................. page 6

Reference materials

Investment options ......................................................................................................................... page 8

Plan highlights............................................................................................................................... page 17
What’s next? ................................................................................................................................. page 20

Forms

Rollover......................................................................................................................................... page 21

Your employer has chosen Vanguard, one of the world’s largest global investment management companies,
to manage its retirement plan. With Vanguard, you benefit from low costs, a broad range of investment
choices, award-winning educational materials, and an unwavering focus on investors.

Retirement plan recordkeeping and administrative services are provided by The Vanguard Group, Inc. (VGI).
VGI has entered into an agreement with Ascensus, Inc., to provide certain plan recordkeeping and
administrative services on its behalf. Ascensus is not affiliated with Vanguard Marketing Corporation, The
Vanguard Group, Inc., or any of its affiliates.

Last Modification Date: February 19, 2019 11:45:15

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Why save now?
Saving for retirement is a worthwhile and achievable goal. The key is to take ownership of your
savings by understanding how much you may need and making a plan.

Prepare today for the costs ahead.

70% While certain expenses may decrease, others may increase.

Here are a few points to consider when thinking about
your savings plan:

Living expenses are on the rise.2

is roughly the amount
Look at how prices for everyday items have increased in the
of your annual
last 20 years.
pre-retirement income
that many experts
estimate you’ll 1998 to 2018
need for each year $1.05 $3.89
$0.96 $4.69
of retirement.1 $2.96 $4.29
$1.99 $9.16

1
Center For Retirement Research at Boston
Healthcare may be your new mortgage payment.3
College, Social Security And Total Replacement While you may have your home paid off by retirement,
Rates In Disability And Retirement http://bit.ly/ healthcare expenses could likely take its place.
income-replace, May 2018.

2
Source for eggs per dozen, gas per gallon,
coffee per pound: Bureau of Labor Statistics;

3
HealthView Services, 2017 Retirement Health
Care Costs Data Report, http://bit.ly/
soaring-healthcare-costs, August 2017.

4
Social Security Administration,
,
http://bit.ly/SSA-fast-facts, 2017. Your retirement plan will likely be your largest
source of income.4
Social Security may cover only a small portion of what
you’ll need—the rest would be up to you.

33% Social Security

67% All other sources

• company retirement
plan
• pensions
• personal savings
and investments
• earnings/income
• other

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Time makes all the difference.
If you can boost your savings now, you’ll give your money more time to grow. Consider the
scenario below.

Who do you think comes out ahead?

 Sam starts saving early and keeps saving until retirement.
 Sherry starts saving early, but only saves for 16 years before stopping.
 Sally starts saving later, but saves double what Sam and Sherry save per year.

Projected monthly income in retirement [to age 90]

Saves $250 per month $3,095

per month in
retirement

Saves $250 per month $2,087

Stops saving at age 40 per month in
retirement

Saves $500 per month $2,017

per month in
retirement

The results:
Sam saves the most with more than $1,000 additional
. income per month in retirement.
Sherry and Sally are neck-and-neck, although Sally contributed much more money to the account.

Put time on your side.

The illustrations above assume a retirement age of 65 and that the individual receives the monthly retirement payment shown until
age 90. The amount saved until retirement assumes an annual investment return of 6%. The monthly payment amount in retirement
assumes an annual investment return of 5%. The investment performance shown does not represent the return of any particular
investment and does not guarantee any future rate of return.

The income in retirement does not reflect any taxes or penalties that may be due upon distribution. Withdrawals from a tax-deferred
account before age 59½ are subject to a 10% federal penalty tax unless an exception applies.

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 Why use your plan?
Your plan offers important savings benefits to help you meet your goals.

Don’t leave money on the table.

Your employer wants to see you succeed in retirement and is willing to help you along the way.

Profit sharing
Your plan includes a profit sharing feature, which means Square Robot, Inc. may make periodic contributions
into your account on your behalf.

Convenience
A portion of your salary—as determined by you—will be deposited into your retirement account directly from
your paycheck.

Ownership
The money you contribute to your account and any earnings on that money belong to you. You can take it
with you throughout your career and every phase of life to use in retirement.

Tax advantages
Your money can be invested before taxes and you won’t need to pay taxes on it until it’s withdrawn. This
reduces your taxable income each year and may allow your savings to grow faster over time.
Your plan also offers a Roth feature, which allows you to pay taxes up front so you can make withdrawals tax-
free during retirement. Typically, the Roth feature is considered to be beneficial in the long term if you are a
younger investor and/or if you think your income taxes will be higher at the time of your retirement.

One spot for all your retirement savings

If you have a retirement account from a previous employer, you can roll it into your Square Robot, Inc. account.
To get started, use the rollover form on page 21.
hy_use_your_plan_SMALL_Gray_SHELL.pdf 11.20.2014

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How much is enough?
While the type of retirement you envision will determine exactly how much you'll need,
here are some general guidelines that can help position you for the future.

Get into the savings habit.

onsider saving 10% to 15% of your pay ncluding any contributions your employer might
make .1
If you're saving below this amount, continue saving as much as possible and plan to make
increases each year. Every bit toward retirement counts and can make a big difference.

Create opportunities to save.

Pack a lunch.2 Drop cable for Carpool to work 4 Be a discount shopper.5

Monthly savings = $120 online streaming.3 Monthly savings = $35 Monthly savings = $40
Monthly savings = $

Make saving a priority.

Life gets busy. Priorities change. Things happen. Still it’s important to stay focused on retirement. Whether

shouldn’t mean putting retirement savings on the back burner. Unlike other expenses, retirement can’t be

when you need it.

2
Based on purchasing lunch 20 times a month at a minimum of $10.00 per meal versus packing a $4.00 lunch.
3
Based on paying $34.99 a month for internet and $20 a month for Sling TV versus $89.99 a month for internet
and cable: https://cordcutting.com/cord-cutting-calculator
4
Assumes a commute of 15 miles (each way), 5 days a week, in a vehicle getting 25.2 mpg, and an
average gas price of $2.96. Source for average vehicle mpg: Environmental Protection Agency, EPA Highlights
of CO2 and Fuel Economy Trends, http://bit.ly/avg-mpg (preliminary number for 2017 model year). Source for
average gas price: Bureau of Labor Statistics, May 2018.
5
Based on using a 20% coupon for a purchase of $200 or greater once per month.

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You should feel comfortable making investment selections. Understanding the investments available to you can
help you find a suitable approach to keep your savings strategy on target.

Here are the different ways you can invest your money.

By Default By Design By Myself

Your savings will be invested Your employer offers the convenience of selecting You can create your own
here if you don’t make investment an investment mix that is based on certain established investment mix from the
elections during enrollment. criteria, such as retirement age and risk tolerance. options offered in your plan.

By Default

The most appropriate target date allocation investment based on your stage of life
This is where your savings will be invested if you do not make any investment elections when you join the plan.
The specific fund is based on when you would reach a target retirement age as referenced in the chart below.
Look at the Start Year/End Year column of the chart below to see where you would be placed. The Start Year/
End Year column of the chart is designed for use in the By Default section only.

By Design

Target date allocation investments

This fund includes a pre-selected investment mix based on when you expect to retire. The investment mix will
be automatically updated for you as you get closer to retirement. Investments in target date funds are subject
to the risks of their underlying funds. The year in the fund name refers to the approximate year (the target
date) when an investor in the fund would retire and leave the workforce. The fund will gradually shift its
emphasis from more aggressive investments to more conservative ones based on its target date. An investment
in the Target Retirement Fund is not guaranteed at any time, including on or after the target date. Information
on each investment’s performance is available on your plan’s retirement website and in the Investment
options section of this guide.

Start Year Start Year

Target date investment End Year Target date investment End Year
Vanguard® Institutional Target Vanguard® Institutional Target
Retirement Income Fund Institutional Retirement 2025 Fund Institutional
Shares 1947 or earlier Shares 1958 to 1962
Vanguard® Institutional Target Vanguard® Institutional Target
Retirement 2015 Fund Institutional Retirement 2030 Fund Institutional
Shares 1948 to 1952 Shares 1963 to 1967
Vanguard® Institutional Target Vanguard® Institutional Target
Retirement 2020 Fund Institutional Retirement 2035 Fund Institutional
Shares 1953 to 1957 Shares 1968 to 1972

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 Start Year Start Year
Target date investment End Year Target date investment End Year
Vanguard® Institutional Target Vanguard® Institutional Target
Retirement 2040 Fund Institutional Retirement 2055 Fund Institutional
Shares 1973 to 1977 Shares 1988 to 1992
Vanguard® Institutional Target Vanguard® Institutional Target
Retirement 2045 Fund Institutional Retirement 2060 Fund Institutional
Shares 1978 to 1982 Shares 1993 to 1997
Vanguard® Institutional Target Vanguard® Institutional Target
Retirement 2050 Fund Institutional Retirement 2065 Fund Institutional
Shares 1983 to 1987 Shares 1998 or later
If a date of birth is not on record, you will be automatically placed into the Vanguard® Institutional Target Retirement Income Fund
Institutional Shares.

Morningstar® managed accounts (a post-enrollment option)

Morningstar® Retirement ManagerSM is a service available to you after you’ve joined the plan. When you
provide basic information about your situation and goals, the professionals at Morningstar Investment
Management LLC can generate a personalized savings strategy just for you. Simply go to your online
retirement account when you are ready to get started.

By Myself
Your plan allows you to choose investments from a lineup. Information on each investment's performance is
available on your plan's retirement website or in the Investment options section of this guide.

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Investment options
As of December 31, 2018
Annual net 3-Month 1-Year 3-Year 5-Year 10-Year Since Inception
Name/Type of investment expense ratio Total Total Annual Annual Annual Inception Date

T Target date allocation

Vanguard® Institutional Target Retirement 2015 Fund Institutional 0.09% -4.64% -2.91% 4.78% N/A N/A 3.29% 06/26/2015

Shares

Vanguard® Institutional Target Retirement 2020 Fund Institutional 0.09% -6.49% -4.21% 5.38% N/A N/A 3.60% 06/26/2015

Shares

Vanguard® Institutional Target Retirement 2025 Fund Institutional 0.09% -7.73% -5.02% 5.80% N/A N/A 3.77% 06/26/2015

Shares

Vanguard® Institutional Target Retirement 2030 Fund Institutional 0.09% -8.85% -5.82% 6.13% N/A N/A 3.85% 06/26/2015

Shares

Vanguard® Institutional Target Retirement 2035 Fund Institutional 0.09% -9.96% -6.56% 6.46% N/A N/A 3.93% 06/26/2015

Shares

Vanguard® Institutional Target Retirement 2040 Fund Institutional 0.09% -11.04% -7.31% 6.78% N/A N/A 3.99% 06/26/2015

Shares

Vanguard® Institutional Target Retirement 2045 Fund Institutional 0.09% -11.80% -7.87% 6.83% N/A N/A 4.03% 06/26/2015

Shares

Vanguard® Institutional Target Retirement 2050 Fund Institutional 0.09% -11.79% -7.87% 6.83% N/A N/A 4.03% 06/26/2015

Shares

Vanguard® Institutional Target Retirement 2055 Fund Institutional 0.09% -11.76% -7.84% 6.84% N/A N/A 4.04% 06/26/2015

Shares

Vanguard® Institutional Target Retirement 2060 Fund Institutional 0.09% -11.80% -7.88% 6.81% N/A N/A 4.01% 06/26/2015

Shares

Vanguard® Institutional Target Retirement 2065 Fund Institutional 0.09% -11.78% -7.84% N/A N/A N/A 0.58% 07/12/2017

Shares

Vanguard® Institutional Target Retirement Income Fund 0.09% -3.21% -1.98% 3.85% N/A N/A 2.91% 06/26/2015

Institutional Shares

E Equity
American Funds EuroPacific Growth Fund® Class R-6 0.49% -12.59% -14.91% 4.08% 1.86% N/A 7.72% 05/01/2009

American Funds New World Fund® Class R-6 0.62% -8.09% -11.97% 6.91% 2.21% N/A 8.06% 05/01/2009

ClearBridge Large Cap Growth Fund Class IS 0.68% -13.35% 0.05% 10.44% 10.89% N/A 13.61% 03/15/2013

DFA International Core Equity Portfolio Institutional Class 0.30% -15.11% -17.40% 3.67% 0.89% 7.51% 4.04% 09/15/2005

Janus Henderson Triton Fund Class N 0.67% -19.66% -5.04% 10.16% 8.27% N/A 13.03% 05/31/2012

JPMorgan Growth Advantage Fund Class R6 0.64% -17.76% -1.12% 10.90% 10.36% N/A 10.47% 12/23/2013

MFS Value Fund Class R6 0.48% -11.54% -9.78% 6.71% 6.01% 11.07% 6.86% 05/01/2006

The Hartford MidCap Fund Class R6 0.76% -17.53% -7.29% 8.87% N/A N/A 7.20% 11/07/2014

Undiscovered Managers Behavioral Value Fund Class R6 0.87% -20.42% -15.20% 5.21% 4.99% N/A 8.04% 04/30/2013

Vanguard® 500 Index Fund Admiral™ Shares 0.04% -13.53% -4.43% 9.22% 8.46% 13.10% 5.51% 11/13/2000

Vanguard® Equity-Income Fund Admiral™ Shares 0.18% -9.36% -5.65% 8.68% 7.60% 12.27% 7.42% 08/13/2001

Vanguard® Mid-Cap Index Fund Admiral™ Shares 0.05% -15.46% -9.23% 6.38% 6.21% 13.87% 9.01% 11/12/2001

continues

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Investment options
Annual net 3-Month 1-Year 3-Year 5-Year 10-Year Since Inception
Name/Type of investment expense ratio Total Total Annual Annual Annual Inception Date

E Equity (Cont)
Vanguard® Small-Cap Index Fund Admiral™ Shares 0.05% -18.33% -9.31% 7.64% 5.25% 13.57% 8.29% 11/13/2000

Vanguard® Total International Stock Index Fund Admiral™ Shares 0.11% -11.68% -14.43% 4.54% 0.94% N/A 3.35% 11/29/2010

Wells Fargo Special Mid Cap Value Fund - Class R6 0.75% -13.74% -13.02% 5.60% 5.15% N/A 7.97% 06/28/2013

B Bond
Blackrock Total Return Bond Fund Cl 6 0.25% 1.07% N/A N/A N/A N/A 1.71% 05/23/2018

BrandywineGLOBAL - Global Opportunities Bond Fund Class IS 0.58% -1.15% -4.90% 4.06% 1.84% 5.80% 4.77% 11/01/2006

Lord Abbett High Yield Fund Class R6 0.60% -6.36% -4.93% 6.35% N/A N/A 3.64% 06/30/2015

PIMCO Income Fund Institutional Class 0.74% 0.74% 0.58% 5.90% 5.49% 9.83% 8.26% 03/30/2007

PIMCO Real Return Fund Institutional Class 0.88% -0.93% -1.97% 2.28% 1.48% 4.35% 5.53% 01/29/1997

Vanguard® GNMA Fund Admiral™ Shares 0.11% 1.87% 0.97% 1.63% 2.59% 3.32% 4.36% 02/12/2001

C Money market/Stable value

1
Vanguard® Federal Money Market Fund Investor Shares 0.11% 0.54% 1.78% 0.96% 0.59% 0.34% 4.18% 07/13/1981

7-Day SEC Yield as of 12/31/2018 was 2.31%

O Other
Vanguard® Real Estate Index Fund Admiral™ Shares 0.12% -6.44% -5.95% 2.31% 7.40% 12.05% 9.67% 11/12/2001

3-month 1-year 3-year 5-year 10-year

total total annual annual annual

Benchmark comparisons
E Morningstar US Large Cap TR USD -13.29% -3.44% 9.62% 8.78% 12.96%

B Morningstar US Core Bd TR USD 1.69% -0.01% 2.08% 2.64% 3.43%

C Morningstar Cash TR USD 0.56% 1.85% 1.00% 0.61% 0.34%

Note: Fund fact sheets and prospectuses with more investment information are available online.

Fund Disclosures
The performance data shown represent past performances, which is not a guarantee of future results.
Investment returns and principal value will fluctuate, so investors’ shares, when sold, may be worth
more or less than their original cost. Current performance may be lower or higher than the
performance data cited. For performance data current to the most recent month-end, visit
https://my.vanguardplan.com. Figures for periods of less than one year are cumulative returns. All
other figures represent annualized returns. Performance data shown does not reflect the deduction of
sales loads or fees, where applicable, and, if reflected, the load or fee would reduce the performance
quoted.

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A Note About Risk: Prices of mid-cap stocks often fluctuate more than
those of large-company stocks.
All investing is subject to risk, including the possible
loss of the money you invest. Investments that employ Prices of small-cap stocks often fluctuate more than
a “fund of funds” strategy and invest assets in other those of large-company stocks.
mutual funds are subject to the risks associated with
those underlying funds. Foreign investing involves additional risks including
currency fluctuations and political uncertainty.
Investments in Target Retirement Funds are subject to
the risks of their underlying funds. The year in the Stocks of companies in emerging markets are
Fund name refers to the approximate year (the target generally more risky than stocks of companies in
date) when an investor in the Fund would retire and developed countries.
leave the work force. The Fund will gradually shift its
emphasis from more aggressive investments to more
1
You could lose money by investing in the Fund.
conservative ones based on its target date. An Although the Fund seeks to preserve the value of your
investment in the Target Retirement Fund is not investment at $1.00 per share, it cannot guarantee it
guaranteed at any time, including on or after the will do so. An investment in the Fund is not insured or
target date. guaranteed by the Federal Deposit Insurance
Corporation or any other government agency. The
The Morningstar benchmarks listed above are Fund’s sponsor has no legal obligation to provide
provided solely for informational purposes and are not financial support to the Fund, and you should not
the benchmarks that the funds listed seek to track. expect that the sponsor will provide financial support
The performance of the Morningstar benchmarks is to the Fund at any time.
not an exact representation of any particular
Morningstar data ©2018 Morningstar, Inc. All Rights Reserved.
investment, as you cannot invest directly in a The information contained herein: (1) is proprietary to Morningstar
benchmark. For more information about each fund’s and/or its content providers; (2) may not be copied or distributed;
benchmark, please see the fund’s prospectus. and (3) is not warranted to be accurate, complete or timely.
Neither Morningstar nor its content providers are responsible for
Because high-yield bonds are considered speculative, any damages or losses arising from any use of this information.
investors should be prepared to assume a substantially Past performance is no guarantee of future results.
greater level of credit risk than with other
types of bonds.

Funds that concentrate on a relatively narrow market

sector face the risk of higher share-price volatility.

Bond funds contain interest rate risk, the risk of issuer

default, and inflation risk.

While U.S. Treasury or government agency securities

provide substantial protection against credit risk, they
do not protect investors against price changes due to
changing interest rates. While the market values of
government securities are not guaranteed and may
fluctuate, these securities are guaranteed as to the
timely payment of principal and interest.

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 Investment options
Target date allocation Target risk allocation
As of December 31, 2018

Vanguard® Institutional Target Retirement 2015 Fund Institutional Shares

Ticker: VITVX Fund Description: The investment seeks to provide capital appreciation and current income consistent with its current
asset allocation. The fund invests in other Vanguard mutual funds according to an asset allocation strategy designed
Expense Ratio: 0.09%
for investors planning to retire and leave the workforce in or within a few years of 2015 (the target year). The fund's
asset allocation will become more conservative over time, meaning that the percentage of assets allocated to stocks
will decrease while the percentage of assets allocated to bonds and other fixed income investments will increase.

Vanguard® Institutional Target Retirement 2020 Fund Institutional Shares

Ticker: VITWX Fund Description: The investment seeks to provide capital appreciation and current income consistent with its current
asset allocation. The fund invests in other Vanguard mutual funds according to an asset allocation strategy designed
Expense Ratio: 0.09%
for investors planning to retire and leave the workforce in or within a few years of 2020 (the target year). The fund's
asset allocation will become more conservative over time, meaning that the percentage of assets allocated to stocks
will decrease while the percentage of assets allocated to bonds and other fixed income investments will increase.

Vanguard® Institutional Target Retirement 2025 Fund Institutional Shares

Ticker: VRIVX Fund Description: The investment seeks to provide capital appreciation and current income consistent with its current
asset allocation. The fund invests in other Vanguard mutual funds according to an asset allocation strategy designed
Expense Ratio: 0.09%
for investors planning to retire and leave the workforce in or within a few years of 2025 (the target year). The fund's
asset allocation will become more conservative over time, meaning that the percentage of assets allocated to stocks
will decrease while the percentage of assets allocated to bonds and other fixed income investments will increase.

Vanguard® Institutional Target Retirement 2030 Fund Institutional Shares

Ticker: VTTWX Fund Description: The investment seeks to provide capital appreciation and current income consistent with its current
asset allocation. The fund invests in other Vanguard mutual funds according to an asset allocation strategy designed
Expense Ratio: 0.09%
for investors planning to retire and leave the workforce in or within a few years of 2030 (the target year). The fund's
asset allocation will become more conservative over time, meaning that the percentage of assets allocated to stocks
will decrease while the percentage of assets allocated to bonds and other fixed income investments will increase.

Vanguard® Institutional Target Retirement 2035 Fund Institutional Shares

Ticker: VITFX Fund Description: The investment seeks to provide capital appreciation and current income consistent with its current
asset allocation. The fund invests in other Vanguard mutual funds according to an asset allocation strategy designed
Expense Ratio: 0.09%
for investors planning to retire and leave the workforce in or within a few years of 2035 (the target year). The fund's
asset allocation will become more conservative over time, meaning that the percentage of assets allocated to stocks
will decrease while the percentage of assets allocated to bonds and other fixed income investments will increase.

Vanguard® Institutional Target Retirement 2040 Fund Institutional Shares

Ticker: VIRSX Fund Description: The investment seeks to provide capital appreciation and current income consistent with its current
asset allocation. The fund invests in other Vanguard mutual funds according to an asset allocation strategy designed
Expense Ratio: 0.09%
for investors planning to retire and leave the workforce in or within a few years of 2040 (the target year). The fund's
asset allocation will become more conservative over time, meaning that the percentage of assets allocated to stocks
will decrease while the percentage of assets allocated to bonds and other fixed income investments will increase.

Vanguard® Institutional Target Retirement 2045 Fund Institutional Shares

Ticker: VITLX Fund Description: The investment seeks to provide capital appreciation and current income consistent with its current
asset allocation. The fund invests in other Vanguard mutual funds according to an asset allocation strategy designed
Expense Ratio: 0.09%
for investors planning to retire and leave the workforce in or within a few years of 2045 (the target year). The fund's
asset allocation will become more conservative over time, meaning that the percentage of assets allocated to stocks
will decrease while the percentage of assets allocated to bonds and other fixed income investments will increase.
IOS_Fund_Blurb_SHELL.pdf 01.18.2017

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 Investment options
Target date allocation Target risk allocation
As of December 31, 2018

Vanguard® Institutional Target Retirement 2050 Fund Institutional Shares

Ticker: VTRLX Fund Description: The investment seeks to provide capital appreciation and current income consistent with its current
asset allocation. The fund invests in other Vanguard mutual funds according to an asset allocation strategy designed
Expense Ratio: 0.09%
for investors planning to retire and leave the workforce in or within a few years of 2050 (the target year). The fund's
asset allocation will become more conservative over time, meaning that the percentage of assets allocated to stocks
will decrease while the percentage of assets allocated to bonds and other fixed income investments will increase.

Vanguard® Institutional Target Retirement 2055 Fund Institutional Shares

Ticker: VIVLX Fund Description: The investment seeks to provide capital appreciation and current income consistent with its current
asset allocation. The fund invests in other Vanguard mutual funds according to an asset allocation strategy designed
Expense Ratio: 0.09%
for investors planning to retire and leave the workforce in or within a few years of 2055 (the target year). The fund's
asset allocation will become more conservative over time, meaning that the percentage of assets allocated to stocks
will decrease while the percentage of assets allocated to bonds and other fixed income investments will increase.

Vanguard® Institutional Target Retirement 2060 Fund Institutional Shares

Ticker: VILVX Fund Description: The investment seeks to provide capital appreciation and current income consistent with its current
asset allocation. The fund invests in other Vanguard mutual funds according to an asset allocation strategy designed
Expense Ratio: 0.09%
for investors planning to retire and leave the workforce in or within a few years of 2060 (the target year). The fund's
asset allocation will become more conservative over time, meaning that the percentage of assets allocated to stocks
will decrease while the percentage of assets allocated to bonds and other fixed income investments will increase.

Vanguard® Institutional Target Retirement 2065 Fund Institutional Shares

Ticker: VSXFX Fund Description: The investment seeks to provide capital appreciation and current income consistent with its current
asset allocation. The fund invests in other Vanguard mutual funds according to an asset allocation strategy designed
Expense Ratio: 0.09%
for investors planning to retire and leave the workforce in or within a few years of 2065 (the target year). The fund's
asset allocation will become more conservative over time, meaning that the percentage of assets allocated to stocks
will decrease while the percentage of assets allocated to bonds and other fixed income investments will increase.

Vanguard® Institutional Target Retirement Income Fund Institutional Shares

Ticker: VITRX Fund Description: The investment seeks to provide current income and some capital appreciation. The fund invests in
other Vanguard mutual funds according to an asset allocation strategy designed for investors currently in retirement.
Expense Ratio: 0.09%
Its indirect bond holdings are a diversified mix of short-, intermediate-, and long-term US government, US agency, and
investment-grade US corporate bonds; inflation-protected public obligations issued by the US Treasury; mortgage-
backed and asset-backed securities; and government, agency, corporate, and securitized investment-grade foreign
bonds issued in currencies other than the US dollar.

American Funds EuroPacific Growth Fund® Class R-6

Ticker: RERGX Fund Description: The investment seeks long-term growth of capital. The fund invests primarily in common stocks of
issuers in Europe and the Pacific Basin that the investment adviser believes have the potential for growth. Growth
Expense Ratio: 0.49%
stocks are stocks that the investment adviser believes have the potential for above-average capital appreciation. It
normally will invest at least 80% of its net assets in securities of issuers in Europe and the Pacific Basin. The fund may
invest a portion of its assets in common stocks and other securities of companies in emerging markets.

American Funds New World Fund® Class R-6

Ticker: RNWGX Fund Description: The investment seeks long-term capital appreciation. The fund invests primarily in common stocks of
companies with significant exposure to countries with developing economies and/or markets. Under normal market
Expense Ratio: 0.62%
conditions, the fund will invest at least 35% of its assets in equity and debt securities of issuers primarily based in
qualified countries that have developing economies and/or markets.
IOS_Fund_Blurb_SHELL.pdf 01.18.2017

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 Investment options
Target date allocation Target risk allocation
As of December 31, 2018

ClearBridge Large Cap Growth Fund Class IS

Ticker: LSITX Fund Description: The investment seeks long-term capital growth. Under normal circumstances, the fund invests at
least 80% of its net assets, plus borrowings for investment purposes, if any, in equity securities or other instruments
Expense Ratio: 0.68%
with similar economic characteristics of US companies with large market capitalizations.

DFA International Core Equity Portfolio Institutional Class

Ticker: DFIEX Fund Description: The investment seeks long-term capital appreciation. The fund purchases a broad and diverse group
of securities of non-US companies in developed markets with a greater emphasis on small capitalization, value and
Expense Ratio: 0.30%
high profitability companies as compared to their representation in the International Universe. As a non-fundamental
policy, under normal circumstances, it will invest at least 80% of its net assets in equity securities.

Janus Henderson Triton Fund Class N

Ticker: JGMNX Fund Description: The investment seeks long-term growth of capital. The fund pursues its investment objective by
investing at least 50% of its equity assets in small- and medium-sized companies. It may also invest in larger
Expense Ratio: 0.67%
companies with strong growth potential. Small- and medium-sized companies are defined by the portfolio managers
as those companies whose market capitalization falls within the range of companies in the Russell 2500® Growth
Index at the time of initial purchase. The fund may also invest in foreign securities, which may include investments in
emerging markets.

JPMorgan Growth Advantage Fund Class R6

Ticker: JGVVX Fund Description: The investment seeks long-term capital growth. The fund will invest primarily in common stocks of
companies across all market capitalizations. It may at any given time invest a significant portion of its assets in
Expense Ratio: 0.64%
companies of one particular market capitalization category, such as large capitalization companies. The fund invests in
companies that the adviser believes have strong earnings growth potential.

MFS Value Fund Class R6

Ticker: MEIKX Fund Description: The investment seeks capital appreciation. The fund normally invests the fund's assets primarily in
equity securities. Equity securities include common stocks and other securities that represent an ownership interest (or
Expense Ratio: 0.48%
right to acquire an ownership interest) in a company or other issuer. MFS focuses on investing the fund's assets in the
stocks of companies it believes are undervalued compared to their perceived worth (value companies).

The Hartford MidCap Fund Class R6

Ticker: HFMVX Fund Description: The investment seeks long-term growth of capital. The fund invests at least 80% of its assets in
common stocks of mid-capitalization companies. The sub-adviser defines mid-capitalization companies as companies
Expense Ratio: 0.76%
with market capitalizations within the collective range of the Russell Midcap and S&P MidCap 400 Indices.

Undiscovered Managers Behavioral Value Fund Class R6

Ticker: UBVFX Fund Description: The investment seeks capital appreciation. The fund seeks to achieve its objective by investing
primarily in common stocks of US companies that the fund's sub-adviser believes have value characteristics. Such
Expense Ratio: 0.87%
common stocks include stocks of small capitalization companies, similar to those that are included in the Russell 2000
Value Index and real estate investment trusts (REITs). In selecting stocks for the fund, the sub-adviser applies principles
based on behavioral finance.
IOS_Fund_Blurb_SHELL.pdf 01.18.2017

Online: https://my.vanguardplan.com
Join the plan
Phone: 866-794-2145 Page 13
 Investment options
Target date allocation Target risk allocation
As of December 31, 2018

Vanguard® 500 Index Fund Admiral™ Shares

Ticker: VFIAX Fund Description: The investment seeks to track the performance of a benchmark index that measures the investment
return of large-capitalization stocks. The fund employs an indexing investment approach designed to track the
Expense Ratio: 0.04%
performance of the Standard & Poor's 500 Index, a widely recognized benchmark of US stock market performance
that is dominated by the stocks of large US companies. The advisor attempts to replicate the target index by investing
all, or substantially all, of its assets in the stocks that make up the index, holding each stock in approximately the same
proportion as its weighting in the index.

Vanguard® Equity-Income Fund Admiral™ Shares

Ticker: VEIRX Fund Description: The investment seeks to provide an above-average level of current income and reasonable long-term
capital appreciation. The fund invests mainly in common stocks of mid-size and large companies whose stocks typically
Expense Ratio: 0.18%
pay above-average levels of dividend income and are, in the opinion of the purchasing advisor, undervalued relative to
similar stocks. In addition, the advisors generally look for companies that they believe are committed to paying
dividends consistently. Under normal circumstances, it will invest at least 80% of its assets in equity securities. The
fund uses multiple investment advisors.

Vanguard® Mid-Cap Index Fund Admiral™ Shares

Ticker: VIMAX Fund Description: The investment seeks to track the performance of a benchmark index that measures the investment
return of mid-capitalization stocks. The fund employs an indexing investment approach designed to track the
Expense Ratio: 0.05%
performance of the CRSP US Mid Cap Index, a broadly diversified index of stocks of mid-size US companies. The
advisor attempts to replicate the target index by investing all, or substantially all, of its assets in the stocks that make
up the index, holding each stock in approximately the same proportion as its weighting in the index.

Vanguard® Small-Cap Index Fund Admiral™ Shares

Ticker: VSMAX Fund Description: The investment seeks to track the performance of a benchmark index that measures the investment
return of small-capitalization stocks. The fund employs an indexing investment approach designed to track the
Expense Ratio: 0.05%
performance of the CRSP US Small Cap Index, a broadly diversified index of stocks of small US companies. The advisor
attempts to replicate the target index by investing all, or substantially all, of its assets in the stocks that make up the
index, holding each stock in approximately the same proportion as its weighting in the index.

Vanguard® Total International Stock Index Fund Admiral™ Shares

Ticker: VTIAX Fund Description: The investment seeks to track the performance of a benchmark index that measures the investment
return of stocks issued by companies located in developed and emerging markets, excluding the United States. The
Expense Ratio: 0.11%
fund employs an indexing investment approach designed to track the performance of the FTSE Global All Cap ex US
Index, a float-adjusted market-capitalization-weighted index designed to measure equity market performance of
companies located in developed and emerging markets, excluding the United States. The index includes approximately
5,800 stocks of companies located in over 45 countries.

Wells Fargo Special Mid Cap Value Fund - Class R6

Ticker: WFPRX Fund Description: The investment seeks long-term capital appreciation. The fund normally invests at least 80% of its
net assets in equity securities of medium-capitalization companies. It invests principally in equity securities of medium-
Expense Ratio: 0.75%
capitalization companies, which the manager defines as securities of companies with market capitalizations within the
range of the Russell Midcap® Index at the time of purchase.

Blackrock Total Return Bond Fund Cl 6

Ticker: N/A Fund Description: The fund will be invested solely in the BlackRock Total Return Bond Fund F, which seeks to realize a
total return that exceeds that of the Bloomberg Barclays US Aggregate Bond Index by investing substantially all of its
Expense Ratio: 0.25%
assets in a portfolio of fixed income securities.
IOS_Fund_Blurb_SHELL.pdf 01.18.2017

Online: https://my.vanguardplan.com
Join the plan
Page 14 Phone: 866-794-2145
 Investment options
Target date allocation Target risk allocation
As of December 31, 2018

BrandywineGLOBAL - Global Opportunities Bond Fund Class IS

Ticker: GOBSX Fund Description: The investment seeks to maximize total return consisting of income and capital appreciation. The
fund normally invests at least 80% of its net assets in fixed income securities of issuers located in developed market
Expense Ratio: 0.58%
countries. It will invest in both investment grade and below investment grade fixed income securities, and the advisor
intends to invest less than 35% of its net assets in below investment grade fixed income securities (commonly known
as "high yield debt" or "junk bonds"). The fund may invest up to 25% of its net assets in convertible debt securities. It
is non-diversified.

Lord Abbett High Yield Fund Class R6

Ticker: LHYVX Fund Description: The investment seeks a high current income and the opportunity for capital appreciation to produce
a high total return. The fund normally pursues its investment objective by investing at least 80% of its net assets, plus
Expense Ratio: 0.60%
the amount of any borrowings for investment purposes, in lower-rated debt securities, including corporate debt
securities and securities that are convertible into common stock or have warrants to purchase common stock. It may
invest up to 20% of its net assets in foreign securities (including emerging market securities and American Depository
Receipts ("ADRs")). The fund may invest up to 20% of its net assets in municipal securities.

PIMCO Income Fund Institutional Class

Ticker: PIMIX Fund Description: The investment seeks to maximize current income; long-term capital appreciation is a secondary
objective. The fund invests at least 65% of its total assets in a multi-sector portfolio of Fixed Income Instruments of
Expense Ratio: 0.74%
varying maturities, which may be represented by forwards or derivatives such as options, futures contracts or swap
agreements. It may invest up to 50% of its total assets in high yield securities rated below investment grade by
Moody's, S&P or Fitch, or if unrated, as determined by PIMCO.

PIMCO Real Return Fund Institutional Class

Ticker: PRRIX Fund Description: The investment seeks maximum real return, consistent with preservation of capital and prudent
investment management. The fund normally invests at least 80% of its net assets in inflation-indexed bonds of varying
Expense Ratio: 0.88%
maturities issued by the US and non-US governments, their agencies or instrumentalities, and corporations, which may
be represented by forwards or derivatives such as options, futures contracts or swap agreements.

Vanguard® GNMA Fund Admiral™ Shares

Ticker: VFIJX Fund Description: The investment seeks to provide a moderate level of current income. The fund invests at least 80%
of its assets in Government National Mortgage Association (GNMA) pass-through certificates, which are fixed income
Expense Ratio: 0.11%
securities representing part ownership in a pool of mortgage loans supported by the full faith and credit of the US
government. It may invest in other types of securities such as US Treasury or other US government agency securities.
The fund's dollar-weighted average maturity will normally fall within an intermediate-term range (3 to 10 years).

Vanguard® Federal Money Market Fund Investor Shares

Ticker: VMFXX Fund Description: The investment seeks to provide current income while maintaining liquidity and a stable share price
of $1) The fund invests primarily in high-quality, short-term money market instruments. Under normal circumstances,
Expense Ratio: 0.11%
at least 80% of the fund's assets are invested in securities issued by the US government and its agencies and
instrumentalities. It maintains a dollar-weighted average maturity of 60 days or less and a dollar-weighted average life
of 120 days or less. The fund generally invests 100% of its assets in government securities and therefore will satisfy
the 99.5% requirement for designation as a government money market fund.
IOS_Fund_Blurb_SHELL.pdf 01.18.2017

Online: https://my.vanguardplan.com
Join the plan
Phone: 866-794-2145 Page 15
 Investment options
Target date allocation Target risk allocation
As of December 31, 2018

Vanguard® Real Estate Index Fund Admiral™ Shares

Ticker: VGSLX Fund Description: The investment seeks to provide a high level of income and moderate long-term capital appreciation
by tracking the performance of the MSCI US Investable Market Real Estate 25/50 Index that measures the
Expense Ratio: 0.12%
performance of publicly traded equity REITs and other real estate-related investments. The advisor attempts to track
the index by investing all, or substantially all, of its assets-either directly or indirectly through a wholly owned
subsidiary, which is itself a registered investment company-in the stocks that make up the index, holding each stock in
approximately the same proportion as its weighting in the index. The fund is non-diversified.

Note: Fund fact sheets and prospectuses with more investment information are available online.
IOS_Fund_Blurb_SHELL.pdf 01.18.2017

Online: https://my.vanguardplan.com
Join the plan
Page 16 Phone: 866-794-2145
 Plan highlights
Eligibility requirements combined with any pretax deferrals, does not exceed
the IRS contribution limit of $19,000 for 2019.
To begin contributing to the plan, you must meet the
following requirements. Continue reading for more When Roth deferrals are withdrawn, distributions—
details on the types of contributions available. including contributions and any earnings—are tax
free as long as certain requirements are met. In order
Your deferral contributions to receive tax-free withdrawals, generally your money
must remain in the account for five years and you
All contribution requirements must have reached age 59½, die, or
■ You must be at least 18 years of age. become disabled.
■ You are eligible if employed on 1/1/2019.
■ All age requirements to join the plan have After-tax (nondeductible) contributions
been waived. Your after-tax contributions are contributed into the
plan from amounts that have already been treated as
Enrollment period (entry date) taxable income. These contributions will not reduce
your taxable income in the year in which you
If you meet eligibility requirements, you may enroll in contribute a portion of your compensation into the
the plan on 03/15/2019. plan, but will be tax-free when distributed from the
plan. Earnings on after-tax contributions will not be
Your deferral contributions taxed until you take a distribution from the plan.

Pretax deferrals Catch-up contributions

Pretax deferrals are contributed into the plan on a If you are age 50 or older, you are entitled to
pretax basis. Unlike the compensation you actually contribute an additional “catch-up contribution”
receive, pretax deferrals will not be taxed at the time beyond the maximum IRS limit of $19,000 for 2019.
they are paid by your employer. Instead, these This is intended to help employees boost their savings
deferrals and any earnings accumulated while prior to retirement. The maximum catch-up
invested in the plan will be taxable to you when contribution is $6,000 for 2019.
withdrawn from the plan. This will reduce your
taxable income for each year that you make a Employer contributions
contribution. Through payroll deduction, you can
contribute from 1% up to 100% of your salary Profit sharing contributions
pretax as long as the amount does not exceed Your employer may make profit sharing contributions
$19,000, which is the maximum limit for 2019 set by on your behalf.
the Internal Revenue Service (IRS).
Rollovers
Roth deferrals
Roth deferrals are contributed to the plan from You are allowed to roll over money from other
amounts that have already been treated as taxable qualifying retirement accounts into this account using
income. Roth deferrals will not reduce your taxable the form on page 21.
income in the year in which you contribute a portion
of your compensation into the plan. You may There are important factors to consider when rolling
contribute from 1% up to 100% of your salary as a over assets from an IRA or an employer retirement
Roth deferral as long as the total amount, when plan account. These factors include, but are not
lan_Highlights_SHELL.pdf 11.20.2014

limited to, investment options in each type of

Online: https://my.vanguardplan.com
Join the plan
Phone: 866-794-2145 Page 17
 Plan highlights
account, fees and expenses, available services, ■ You have reached the normal retirement
potential withdrawal penalties, protection from age of 65.
creditors and legal judgments, required minimum ■ You request an in-service withdrawal as defined
distributions, and tax consequences of rolling over by your plan.
employer stock.
■ You no longer work for Square Robot, Inc..
■ Death
■ Disability
Vesting ■ You experience a qualifying financial hardship,
which, in general, can include the following:
Vesting refers to the amount of your retirement
account savings that belongs to you. ■ the purchase of your primary residence
■ The money that you contribute from your salary ■ payment of tuition and related costs for you,
and the money it earns are always 100% vested. your spouse, dependents, or children who are
■ Any rollover contributions you make are always no longer your dependents for post-secondary
100% vested. education
■ The money contributed on your behalf by your ■ payment of certain medical expenses
employer becomes vested based on the schedule
■ prevention of eviction from or foreclosure on
(s) below:
your primary residence
Profit sharing contribution vesting schedule ■ funeral/burial expenses for a parent, spouse,
__________________________________________________________________________________________
child, or dependent
Years of employment Vesting %
■ repair of qualifying damages to your primary
0 0% residence
1 20%
2 40% Note: Withdrawals of certain types of elected
3 60% deferrals and employer contributions may be subject
to restrictions.
4 80%
There are certain penalties and tax implications you
5 100%
should consider before making a withdrawal. In
general, if you take a distribution from the plan
before you are age 59½, a 10% early distribution
Contribution changes penalty will apply to the taxable portion of your
distribution. There are some exceptions to the
As you review and refine your savings strategy over
10% penalty.
time, you may choose to change the amount you
save or how you invest your money. You may stop In addition, if your distribution is eligible to be rolled
making or change contributions by going online or over into another qualifying retirement account (e.g.,
by contacting your employer. Once stopped, you an individual retirement account or IRA) and you
have the option to begin contributing again in choose to take the distribution rather than roll over
accordance with your plan’s policy. the amount, 20% of the distribution must be
withheld and remitted to the IRS as a credit toward
Withdrawals the taxes you will owe on the distribution amount.
Your tax professional can provide guidance on
Money can be withdrawn from your account if: potential outcomes of withdrawing money from
You are age 59½ or older.
lan_Highlights_SHELL.pdf 11.20.2014

■
your account.

Online: https://my.vanguardplan.com
Join the plan
Page 18 Phone: 866-794-2145
 Plan highlights
Loans
While your retirement account is designed to be used
when you retire, you can take a loan if a need arises.
Loans may be taken from vested employer and
applicable employee contributions.
Loans must follow these guidelines:
■ You can only have 1 loan(s) outstanding at a time.
■ The amount you may borrow is limited by tax
laws. In general, all loans will be limited to the
lesser of one-half of your vested account balance
or $50,000.
■ The minimum loan amount is $1,000.
■ Generally, all loans must be repaid
within 60 months.
■ Other requirements, limits, and certain
fees may apply.
■ The one-time cost of taking a loan is $150.

Summary Plan Description

This enrollment guide offers an overview of The
SQUARE ROBOT, INC. 401(K) PLAN. Greater detail
and other important information about the plan’s
features and benefits are available in the Summary
Plan Description (SPD), which will be provided to you
separately. You are encouraged to review the SPD
carefully and contact your employer with any
questions. You may also examine a copy of the plan
document, which contains all of the provisions that
the IRS requires, by making arrangements with your
employer. If there are any inconsistencies between
this enrollment guide, the SPD, and the plan
document, the plan document will be followed.
lan_Highlights_SHELL.pdf 11.20.2014

Online: https://my.vanguardplan.com
Join the plan
Phone: 866-794-2145 Page 19
 Enrollment is only the first step in getting the most from your plan. Use this checklist to make sure you take
advantage of all that is available to you. To access a wide range of planning resources designed to help you
succeed, register online at https://my.vanguardplan.com.

Your retirement account checklist

Join the plan quickly and conveniently – Our online enrollment process makes it convenient at
https://my.vanguardplan.com.

Set and track progress – Set, update, and track your goals using our interactive, online personal
planning calculator.

Review – Decide if you want to consolidate your investments by rolling over outside retirement
assets into this account.

Learn more – Go to your plan’s website for easy access to planning tools, investment information,
and details on how your plan works.

Consider professional support – Get the backing of the experts at Morningstar, a leading and
trusted source for investment guidance and expertise. Through Morningstar Retirement Manager,
you can:

■ use Morningstar’s resources to create a personalized investment strategy recommended for

you at no cost.
Monitor performance – Make a habit of going online to check your balance, see performance
history, view account activity, and access your quarterly statements.

Stay informed – Get account updates through our online Message Center.

Update your strategy – At least once a year, make sure your personal goals, savings rate, and
account settings are in line with your retirement strategy. Do this more frequently if a major life
event occurs, such as a raise, marriage, a change in your beneficiaries, or the birth of a child.

Morningstar® Retirement ManagerSM is offered by Morningstar, Inc. and is intended for citizens or legal residents of the United
States or its territories. The investment advice delivered through Morningstar Retirement Manager is provided by Morningstar
Investment Management LLC, a registered investment adviser and subsidiary of Morningstar, Inc. The Morningstar name and logo
hats_Next_SHELL.pdf 11.20.2014

are registered marks of Morningstar, Inc. Morningstar Investment Management and its affiliates are not affiliated with Ascensus
and its affiliates.

Online: https://my.vanguardplan.com
Join the plan
Page 20 Phone: 866-794-2145
 Rollover form instructions
Review this information before completing the rollover form on the following pages.

• How do I roll over my assets?

By completing Part 1 and 2 of this rollover form and writing (or endorsing) your rollover check to the trustee or
custodian, you can complete a rollover contribution to this plan.
- Part 1 of the form (on the back of this page) is what you will need to request a check to transfer your assets. The check
should be returned to the Trust company per the instructions on the form.

- Part 2 of the form provides instructions on how to treat your rollover contribution. This form should be returned to your
employer.

Important:
Review both Part 1 and Part 2 of the form carefully before taking action. Knowing what information you will need at each point
will be helpful when you begin the process of rolling over your account. Your employer may ask you for additional information in
order to verify that the funds you are contributing qualify as a rollover contribution.
Rollover_Form_Instructions_SHELL.pdf 02.07.2017

Page 21
 Rollover form – Part 1
Check request
Name ___________________________________________________________________________________________________________
first middle initial last

Social Security number_________________________ Email ____________________________________________________________

Plan ID __________________________
250045

Request a check and have it sent to Ascensus Trust Company.

l Contact your retirement plan/account service provider to request a withdrawal of your account assets in the form of a check.
l The check should be payable to Ascensus Trust Company and include the Plan ID (provided above).
l Mail the check to:

Ascensus Trust Company

1655 43rd Street South
Suite 100
Fargo, ND 58103

l Your prior retirement plan/account service provider can send the check directly to Ascensus Trust Company. If instead the check is
being returned to you, you must complete Part 1 of the rollover form (i.e., this page) and send it along with your check to
Ascensus Trust Company. If you are sending more than one rollover check, use a separate form for each check.

My check details
Dollar amount on check: $_________________
Date sent to Ascensus Trust Company (mm/dd/year): ________________

Submitted by___________________________________________________________________________ Date___________________

First middle initial last

Important:
l If the check is payable to you, you have 60 days to roll over the funds (i.e. have the check deposited into your retirement plan) or
the entire amount becomes taxable.
l If you have any questions, please contact Participant Services at 866-794-2145.
Rollover_Form_SHELL_P1A.pdf 11.20.2014

(Rollover form/Check request - page 1 of 1)

Page 22
 Rollover form – Part 2
Savings and investment elections
Name ___________________________________________________________________________________________________________
first middle initial last

Social Security number_________________________ Email ____________________________________________________________

Plan ID __________________________
250045

Employer use only: Upon receipt of this form, verify that the plan document permits rollover contributions and that the rollover
contribution qualifies for rollover treatment and that all information provided by the participant is accurate and complete.

Complete and return Part 2 of the Rollover form to your employer.

Important:
• This form may only be used to move (i.e., roll over) retirement plan assets from a retirement plan, traditional IRA, or SIMPLE
IRA into your employer’s plan.

• This form may not be used to request a rollover from this plan to another retirement plan.

• If more than one rollover contribution is being sent, use a separate form for each rollover contribution.

• If this rollover contribution is being made during or after the first year for which you must take a required minimum
distribution, you cannot roll over any amount which constitutes a required minimum distribution. Please check with your
employer for more information about this rule.

l If you are completing an indirect in-plan Roth rollover, the taxable amount of your rollover will be included in income. Your plan
administrator may ask for additional information in order to verify that the funds you are contributing qualify as a rollover
contribution.

My savings
1. The amount of my rollover contribution is $ _(amount on check)

2. The amount of my rollover contribution attributable to after-tax (non-Roth) contributions is $

3. The amount of my rollover contribution attributable to Roth contributions is $

­ The date of my first Roth contribution was

4. The amount of my rollover contribution attributable to an in-plan Roth rollover completed under another
plan is $

o The year in which I completed the in-plan rollover for the amount I am rolling over into the plan
was

5. The amount of my plan rollover contribution that is an indirect in-plan Roth rollover is $

6. The rollover contribution is from the following type of plan: o QP/401(k)/Roth401(k) plan o 403(a) plan
o 403(b) plan o Governmental 457(b) plan
o Traditional IRA o SIMPLE IRA
o Current plan

Note: If necessary, the retirement plan/account service provider can provide the information requested above.
Rollover_Form_SHELL_P2.pdf

Continued on back

(Rollover form/Savings and investment elections - page 1 of 4)

Page 23
 Rollover form – Part 2
Savings and investment elections
Name ___________________________________________________________________________________________________________
first middle initial last

Social Security number_________________________ Email ____________________________________________________________

Plan ID __________________________
250045

My investments
You have choices for investing your rollover assets. Helpful information on choosing investments is available in the What ways can
you invest? section of this guide and on your plan’s retirement website.

Important: If you don’t make any investment elections but complete the rest of this form, you will be invested in a target date
allocation investment based on when you would reach a target retirement age. More information on this investment is available in
the What ways can you invest? section of this guide and on your plan’s retirement website.

Invest my rollover contribution according to my current investment elections.

o Check this box to invest your entire rollover contribution in the same funds and percentages you previously selected for your
retirement plan contributions.

Make new investment elections for my rollover contribution.

o Check this box if you choose to invest your rollover contribution in different funds and/or percentages than you previously selected.
Choose one or more investments as long as the total amounts to 100%. Your elections must be made in increments of 1%.

Create a custom mix

Choose one or more investments as long as the total amounts to 100%. Your elections must be made in increments of 1%.
Information on each Investment’s performance is available on your plan’s retirement website and in the Investment options section of
this guide.
Investment name Investment % Investment name Investment %

Target date allocation Equity

Vanguard® Institutional Target Retirement American Funds EuroPacific Growth
2015 Fund Institutional Shares _______% Fund® Class R-6 _______%
Vanguard® Institutional Target Retirement American Funds New World
2020 Fund Institutional Shares _______% Fund® Class R-6 _______%
Vanguard® Institutional Target Retirement ClearBridge Large Cap Growth
2025 Fund Institutional Shares _______% Fund Class IS _______%
Vanguard® Institutional Target Retirement DFA International Core Equity Portfolio
2030 Fund Institutional Shares _______% Institutional Class _______%
Vanguard® Institutional Target Retirement Janus Henderson Triton Fund Class N _______%
2035 Fund Institutional Shares _______% JPMorgan Growth Advantage
Vanguard® Institutional Target Retirement Fund Class R6 _______%
2040 Fund Institutional Shares _______% MFS Value Fund Class R6 _______%
Vanguard® Institutional Target Retirement The Hartford MidCap Fund Class R6 _______%
2045 Fund Institutional Shares _______%
Undiscovered Managers Behavioral Value
Vanguard® Institutional Target Retirement Fund Class R6 _______%
2050 Fund Institutional Shares _______%
Vanguard® 500 Index Fund
Vanguard® Institutional Target Retirement Admiral™ Shares _______%
2055 Fund Institutional Shares _______%
Vanguard® Equity-Income Fund
Vanguard® Institutional Target Retirement Admiral™ Shares _______%
2060 Fund Institutional Shares _______%
Vanguard® Mid-Cap Index Fund
Vanguard® Institutional Target Retirement Admiral™ Shares _______%
2065 Fund Institutional Shares _______%
Rollover_Form_SHELL_P2B.pdf 11.20.2014

Vanguard® Small-Cap Index Fund

Vanguard® Institutional Target Retirement Admiral™ Shares _______%
Income Fund Institutional Shares _______%

(Rollover form/Savings and investment elections - page 2 of 4)

Page 24
 Rollover form – Part 2
Savings and investment elections
Name ___________________________________________________________________________________________________________
first middle initial last

Social Security number_________________________ Email ____________________________________________________________

Plan ID __________________________
250045

Investment name Investment % Investment name Investment %

Equity (Cont) Bond (Cont)

Vanguard® Total International Stock Index PIMCO Income Fund Institutional Class _______%
Fund Admiral™ Shares _______% PIMCO Real Return Fund Institutional Class _______%
Wells Fargo Special Mid Cap Value Vanguard® GNMA Fund Admiral™ Shares _______%
Fund - Class R6 _______%
Money market/Stable value
Bond
Vanguard® Federal Money Market Fund
Blackrock Total Return Bond Fund Cl 6 _______% Investor Shares _______%
BrandywineGLOBAL - Global Opportunities
Bond Fund Class IS _______% Other
Lord Abbett High Yield Fund Class R6 _______% Vanguard® Real Estate Index Fund
Admiral™ Shares _______%

My signature
Signature __________________________________________________________________________________ Date __________________

Your signature serves as acknowledgment that you have provided accurate information and authorize the rollover of retirement
account assets in accordance with this form as soon as administratively possible.

Employer use only

Signature of plan administrator ______________________________________________________________ Date _________________
Note: To process this request in the most efficient manner, please use your employer website.
Rollover_Form_SHELL_P2B.pdf 11.20.2014

(Rollover form/Savings and investment elections - page 3 of 4)

Page 25
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LEFT BLANK

(Rollover form/Savings and investment elections - page 4 of 4)

Page 26
 This is your opportunity. The decision to
save today can shape your future. You’ll
thank yourself later.

Join your retirement plan today!

Enroll online in minutes:

https://my.vanguardplan.com
Or call: 866-794-2145

For more information about Vanguard funds, visit www.vanguard.com, or call 800-523-1188 to obtain a prospectus, or if
available, a summary prospectus. Investment objectives, risks, charges, expenses, and other important information about a
fund are contained in the prospectus; read and consider it carefully before investing.

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