Wells Fargo Everyday Checking

January 31, 2025 Page 1 of 9

Questions?
LUIS G GOMEZ Available by phone 24 hours a day, 7 days a week:
JISOL LUGO JIMENEZ We accept all relay calls, including 711
15 CLINTON AVE 1-800-TO-WELLS (1-800-869-3557)
KEASBEY NJ 08832-1103 En español: 1-877-727-2932

Online: wellsfargo.com
Write: Wells Fargo Bank, N.A. (347)
P.O. Box 6995
Portland, OR 97228-6995

You and Wells Fargo

Thank you for being a loyal Wells Fargo customer. We value your trust in our
company and look forward to continuing to serve you with your financial needs.

Other Wells Fargo Benefits

Update your account security settings

The new year is a great time to make sure your security settings are up to date. Take a few minutes now to update your passwords,
ensure we have your current contact information (mobile phone number, email), set up or fine tune account alerts*, and enable
biometric sign on for the Wells Fargo Mobile® app, if you haven't done so yet. Learn more at www.wellsfargo.com/securitytools.

*Sign-up may be required. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and
data rates may apply.

Statement period activity summary Account number: 7062182865 (primary account)

Beginning balance on 1/1 $457.08 LUIS G GOMEZ
JISOL LUGO JIMENEZ
Deposits/Additions 9,961.15
Withdrawals/Subtractions - 10,143.60 NEW Jersey account terms and conditions apply
For Direct Deposit use
Ending balance on 1/31 $274.63
Routing Number (RTN): 021200025
January 31, 2025 Page 2 of 9

Overdraft Protection
Your account is linked to the following for Overdraft Protection:
Savings - 000008060660662

Transaction history
Check Deposits/ Withdrawals/ Ending daily
Date Number Description Additions Subtractions balance
1/2 Zelle From Wilberto Batista Fabian on 01/02 Ref # 350.00
Bacvg8Qb2N4F
1/2 Purchase authorized on 12/31 Drinq Linq Edison NJ 23.45
S305001073963578 Card 1821
1/2 Purchase authorized on 01/01 Shoprite Perthamboy S1 Perth 36.66
Amboy NJ P305001677952432 Card 1821
1/2 Online Transfer to Gomez L Way2Save Savings xxxxxx0662 Ref 6.00
#Ib0Qsmnh83 on 01/01/25
1/2 Purchase authorized on 01/01 McDonald's F406 Perth Amboy 26.74
NJ S305002129388597 Card 1821
1/2 Paypal Inst Xfer 250101 Uber Luis Garlin Gomez Estr 3.00
1/2 Paypal Inst Xfer 250101 Uber Luis Garlin Gomez Estr 12.96
1/2 WF Credit Card Auto Pay 250101 90130060120551 26.00
Gomez,Luis G
1/2 IRS Usataxpymt 010225 221540202690470 Wells Fargo 51.00
1/2 Applecard Gsbank Payment 010125 15313593 Luis Garlin 66.00 555.27
1/3 Amazon Logistics Payments 250103 Tlr002608898912 Luis G 54.50
Gomez
1/3 Recurring Payment authorized on 01/02 Affirm * Pay Rkda6 11.11
855-423-3729 CA S465002490168675 Card 1821
1/3 Purchase authorized on 01/02 Sunny Mart Iselin NJ 4.98
S305002737141088 Card 1821
1/3 Purchase authorized on 01/02 Njt Rail My-Tix 973-378-6339 NJ 12.35
S305002752326019 Card 9091
1/3 ATM Withdrawal authorized on 01/02 228 Smith St Perth 300.00
Amboy NJ 0008963 ATM ID 0217O Card 1821
1/3 ATM Withdrawal authorized on 01/02 228 Smith St Perth 20.00 261.33
Amboy NJ 0008964 ATM ID 0217O Card 1821
1/6 Credit - ATM Claim 70102250991 50.00
1/6 Zelle From Rkp Trucking Logistics LLC on 01/05 Ref # 730.00
Pncaa0Ppn70V
1/6 Purchase authorized on 01/03 Speedway 03478 Hopelawn NJ 57.49
S465004072137738 Card 9091
1/6 Purchase authorized on 01/04 Amazon Prime*Zp0Hr 15.98
Amzn.Com/Bill WA S385004456990168 Card 1821
1/6 Purchase authorized on 01/04 Wal-Mart Wal-Mart Sup 6.38
Woodbridge NJ P000000279216936 Card 1821
1/6 Zelle to Roys Boris on 01/05 Ref #Rp0Ydt7M88 Garmin 1050 730.00
and Battery
1/6 Zelle to Roys Boris on 01/05 Ref #Rp0Ydt8R66 Park Tool Bb 30.00
1/6 Purchase authorized on 01/05 McDonald's F406 Perth Amboy 11.40
NJ S305005842885194 Card 1821
1/6 Purchase with Cash Back $ 25.00 authorized on 01/06 Shoprite 42.97 147.11
Perthamboy S1 Perth Amboy NJ P305006560840620 Card
1821
1/7 Amazon Logistics Payments 250107 Tlr002614267622 Luis G 50.00
Gomez
1/7 Zelle From Wilberto Batista Fabian on 01/07 Ref # 550.00
Bact4K8Jwex8
1/7 Zelle From Jisol Lugo Jimenez on 01/07 Ref # Bacv1Ftev64S 300.00
1/7 Purchase authorized on 01/06 Wendys 6701 Perth Amboy NJ 21.40
S385007118708513 Card 1821
1/7 Purchase authorized on 01/06 Quick Chek Food Str 0051 Perth 20.64
Amboy NJ P385007132551917 Card 1821
1/7 Zelle to Mark Bike Sl8 RTP Shop on 01/07 Ref #Rp0Ydz828H 1.00
Testing
1/7 Zelle to Mark Bike Sl8 RTP Shop on 01/07 Ref #Rp0Ydz8Bp4 850.00 154.07
Pulley and Bb Ceramicspeed
January 31, 2025 Page 3 of 9

Transaction History (continued)

Check Deposits/ Withdrawals/ Ending daily
Date Number Description Additions Subtractions balance
1/8 Purchase authorized on 01/05 Amazon Mktpl*Zd3Wb 10.64
Amzn.Com/Bill WA S465006040965642 Card 1821
1/8 Recurring Payment authorized on 01/07 Apple.Com/Bill 15.98 127.45
866-712-7753 CA S305007301286328 Card 1821
1/9 Purchase authorized on 01/08 Perth Amboy Parkmo Perth 1.40
Amboy NJ S465008553935445 Card 1821
1/9 Purchase authorized on 01/09 Super Fresh #244 101 NEW 23.51
Woodbridge NJ P585009655368430 Card 1821
1/9 Zelle to Bike Ronal Primo on 01/09 Ref #Rp0Yf6S5Qs Ayuda 20.00 82.54
Para Pizza
1/10 Amazon Logistics Payments 250110 Tlr002619783362 Luis G 402.00
Gomez
1/10 Zelle From Wilberto Batista Fabian on 01/10 Ref # 30.00 514.54
Bacu2Ivi8R27
1/13 Zelle From Robinson Capellan on 01/13 Ref # Jpm99Aurw6V5 1,070.00
1/13 Recurring Payment authorized on 01/10 Apple.Com/Bill 29.99
866-712-7753 CA S305010453091527 Card 1821
1/13 Purchase authorized on 01/10 Amazon Mktpl*Zd7Eg 29.80
Amzn.Com/Bill WA S585010787934688 Card 1821
1/13 Recurring Payment authorized on 01/12 Apple.Com/Bill 9.99
866-712-7753 CA S385012714997418 Card 1821
1/13 Purchase authorized on 01/12 Playstation Networ San Mateo 10.65
CA S305012826819865 Card 1821
1/13 Purchase authorized on 01/12 Playstation Networ 10.65
650-2956540 CA S465012827465769 Card 1821
1/13 Zelle to Theokoboji Bike on 01/13 Ref #Rp0Yfh8Kny Luis Garlin 1.00
1/13 Paypal Inst Xfer 250111 Microsoft Luis Garlin Gomez Estr 2.12
1/13 Paypal Inst Xfer 250111 Uber Luis Garlin Gomez Estr 77.98
1/13 Paypal Inst Xfer 250111 Uber Luis Garlin Gomez Estr 107.96
1/13 Paypal Inst Xfer 250113 Taylorhuseman1 Luis Garlin Gomez 1,000.00 304.40
Estr
1/14 Amazon Logistics Payments 250114 Tlr002625366152 Luis G 369.50
Gomez
1/14 Zelle From Rkp Trucking Logistics LLC on 01/14 Ref # 350.00
Pncaa0Pxf87M
1/14 Zelle to Theokoboji Bike on 01/14 Ref #Rp0Yfkr8xx Left Shifter 350.00
Shimano 9270
1/14 Verizon Paymentrec Urring 5557780270001 Luis Gomez 59.99 613.91
Estella
1/15 Zelle From Wilberto Batista Fabian on 01/15 Ref # 1,000.00
Bacy7Buyi3Vq
1/15 Zelle From Jisol Lugo Jimenez on 01/15 Ref # Bacz46Af9L68 12.00
1/15 Purchase authorized on 01/13 Wendy's 27501 Paramus NJ 23.38
S465013751617774 Card 1821
1/15 Purchase authorized on 01/14 Njt Rail My-Tix 973-378-6339 NJ 12.35
S465014717457731 Card 9091
1/15 Purchase authorized on 01/14 Speedway 03491 Perth Amboy 40.00
NJ S585014733643840 Card 9091
1/15 Purchase authorized on 01/14 Caribbean Island G Perth Amboy 3.64
NJ S465014825077508 Card 9091
1/15 Zelle to Osorio Andy Baez Jennifer on 01/15 Ref #Rp0Yfpcmm3 300.00
Andy Baez Amazon
1/15 Paypal Inst Xfer 250115 Taylorhuseman1 Luis Garlin Gomez 800.00 446.54
Estr
1/16 Money Transfer authorized on 01/16 From Luis Gomez NJ 19.65
S305016658624718 Card 1821
1/16 Zelle From Jisol Lugo Jimenez on 01/16 Ref # Bacv7Kqel7Ff 30.00
1/16 Zelle From Wilberto Batista Fabian on 01/16 Ref # 30.00
Bacsw0Najic6
1/16 Purchase authorized on 01/15 Njt Rail My-Tix 973-378-6339 NJ 12.35
S465015720837940 Card 9091
1/16 Zelle to Luiscellstore on 01/16 Ref #Rp0Yfqwq7K Pantalla DE 260.00
Macbook
1/16 Zelle to Theokoboji Bike on 01/16 Ref #Rp0Yfr2Tyn Bar Tape 50.00
January 31, 2025 Page 4 of 9

Transaction History (continued)

Check Deposits/ Withdrawals/ Ending daily
Date Number Description Additions Subtractions balance
1/16 Chase Credit Crd Epay 250115 8106980363 Luis G Gomez 158.00 45.84
1/17 Amazon Logistics Payments 250117 Tlr002631561122 Luis G 95.50
Gomez
1/17 Zelle From Jisol Lugo Jimenez on 01/17 Ref # Bacxf0Jujpwb 100.00
1/17 Allstate NJ Ins Premium Jan 25 000000939692583 16.48
Gomez-Estrella
1/17 Allstate NJ Ins Premium Jan 25 000000939692582 183.80 41.06
Gomez-Estrella
1/21 Zelle From Jisol Lugo Jimenez on 01/19 Ref # Bacytj28Tu4W 40.00
1/21 Zelle From Robinson Capellan on 01/20 Ref # Jpm99Avhuvg3 500.00
1/21 Amazon Logistics Payments 250121 Tlr002651931002 Luis G 31.00
Gomez
1/21 Zelle From Jisol Lugo Jimenez on 01/21 Ref # Bactomuqacoe 193.00
1/21 Zelle From Rkp Trucking Logistics LLC on 01/21 Ref # 150.00
Pncaa0Ped68N
1/21 Zelle From Jisol Lugo Jimenez on 01/21 Ref # Bacvseax2Q6F 550.00
1/21 Purchase authorized on 01/16 Amazon Mktpl*Z52Bj 29.80
Amzn.Com/Bill WA S385017183134121 Card 1821
1/21 Purchase authorized on 01/19 The Home Depot #0916 23.43
Woodbridge NJ P000000280690204 Card 1821
1/21 Purchase authorized on 01/20 McDonald's F406 Perth Amboy 21.61
NJ S465021085776367 Card 1821
1/21 Recurring Payment authorized on 01/21 Vzwrlss*Apocc Visn 192.15
800-922-0204 FL S465021311842496 Card 1821
1/21 Paypal Inst Xfer 250119 Uber Luis Garlin Gomez Estr 10.59
1/21 Amz_Storecrd_Pmt Payment Jan 21 604578116272797 Garlin 31.00 1,196.48
Gomez Estrella,
1/22 Zelle From Luis Gomezestrella on 01/22 Ref # Bpc01Y2M2Wxn 20.00
1/22 Zelle From Wilberto Batista Fabian on 01/22 Ref # 304.00
Bacsxop51Qbq
1/22 Purchase Intl authorized on 01/20 Humano Domic Salud Santo 246.14
Domingo Dom S585020374177271 Card 1821
1/22 International Purchase Transaction Fee 7.38
1/22 Purchase authorized on 01/20 Ria Financial Serv 562-3452100 104.90
CO S305020763207099 Card 1821
1/22 Purchase authorized on 01/22 Super Fresh #244 101 NEW 25.50
Woodbridge NJ P385023060819503 Card 1821
1/22 Bethpage Tel Ecm Loan Pay 250121 87529092 Luis Garlin 825.13 311.43
Gomez-Estr
1/23 Purchase authorized on 01/21 Empanadas Monument Perth 22.36 289.07
Amboy NJ S385022087466520 Card 1821
1/24 Zelle From Jisol Lugo Jimenez on 01/24 Ref # Bacsna10Wznj 300.00
1/24 Amazon Logistics Payments 250124 Tlr002656647292 Luis G 144.00
Gomez
1/24 Zelle From Eduardo Rodriguez on 01/24 Ref # Ctz01Y4Nsc8U 110.00
Eduardo
1/24 Purchase authorized on 01/23 McDonald's F406 Perth Amboy 5.63
NJ S305023800172747 Card 1821
1/24 Zelle to Roys Boris on 01/24 Ref #Rp0Yggjnh7 Bh90 Box Chain 500.00
Bar Tape Cast
1/24 Paypal Inst Xfer 250124 NJ Ezpass Luis Garlin Gomez Estr 63.89 273.55
1/27 Instant Pmt From Amazon Logistics, Inc. on 01/25 66.50
Ref#20250125021000021P1Brjpc02240131493
1/27 Zelle From Marlinson DE Jesus Tineo on 01/26 Ref # 500.00
Bacvr9Nza4Pt
1/27 Zelle From Robinson Capellan on 01/27 Ref # Jpm99Aw70Z1M 500.00
1/27 Zelle to Lugo Jisol on 01/26 Ref #Rp0Ygnxj5D Muaaaah 300.00
1/27 Zelle to Fabian Maria on 01/26 Ref #Rp0Ygp3x64 Comida 100.00
1/27 Recurring Payment authorized on 01/26 Sp Seattlecoffeege 59.44
Httpswww.Seat WA S585027232833370 Card 1821
1/27 Applecard Gsbank Payment 012625 15313593 Luis Garlin 30.00 850.61
1/28 Amazon Logistics Payments 250128 Tlr002662434722 Luis G 93.50
Gomez
1/28 Zelle to Gomezestrella Luis on 01/28 Ref #Rp0Ygs4Zct Car 500.00
January 31, 2025 Page 5 of 9

Transaction History (continued)

Check Deposits/ Withdrawals/ Ending daily
Date Number Description Additions Subtractions balance
1/28 Zelle to Grand Central Bike on 01/28 Ref #Rp0Ygt2Lmw Saddle 300.00 144.11
1/29 Zelle From Jisol Lugo Jimenez on 01/29 Ref # Bacylxn0Jsia 140.00
1/29 Zelle From Jisol Lugo Jimenez on 01/29 Ref # Bacy23R1W6A7 140.00
1/29 Zelle From Andy Canela on 01/29 Ref # Pncaa0Plr06E Rifa 40.00
1/29 Zelle From Luis Gomezestrella on 01/29 Ref # Bpc01Y9Rhkki 110.00
1/29 Zelle From Wilberto Batista Fabian on 01/29 Ref # 20.00
Bacv0Gvemk5L
1/29 Zelle From Enyer Rodriguez on 01/29 Ref # Backq3M7C21G 100.00
Rifa 1114202430
1/29 Zelle From Jose G Valera on 01/29 Ref # Jpm99Awdm2Dj Jay 40.00
One
1/29 Zelle From Jonathan Linares on 01/29 Ref # Tdp01Y9Rj7Li 20.00
1/29 Zelle From Benjamin Batista on 01/29 Ref # Bacr6Oswq0M9 20.00
1/29 Purchase authorized on 01/27 Empanadas Monument Perth 42.64
Amboy NJ S585027735612048 Card 1821
1/29 Purchase authorized on 01/28 McDonald's F406 Perth Amboy 11.40
NJ S385028707295361 Card 1821
1/29 Purchase authorized on 01/28 Njt Rail My-Tix 973-378-6339 NJ 12.35
S465028753510355 Card 1821
1/29 Non-WF ATM Withdrawal authorized on 01/29 46 Bowery 163.95
Street NEW York NY 465029696899394 ATM ID W638778 Card
1821
1/29 Non-Wells Fargo ATM Transaction Fee 3.00
1/29 Zelle to Osorio Andy Baez Jennifer on 01/29 Ref #Rp0Ygwpvcy 100.00
Amazon
1/29 Zelle to Rkp Trucking Logistics LLC on 01/29 Ref #Rp0Ygx4Vf8 100.00
Thanks
1/29 Applecard Gsbank Payment 012725 15313593 Luis Garlin 90.00 250.77
1/30 Zelle From Jonel Rodriguez on 01/30 Ref # Svb01Yas3R4E 20.00
1/30 Zelle From Victor Valdez on 01/30 Ref # Bactld3Lljcu 40.00
1/30 Zelle From Luis Almanzar on 01/30 Ref # Svb01Yasaagu Garmin 40.00
1/30 Zelle From Jose Alfredo Almonte on 01/30 Ref # 20.00
Jpm99Awh0Epb Rifa
1/30 Zelle From Geudison Ruiz on 01/30 Ref # Bacdz3Fmblqj 20.00
1/30 Purchase authorized on 01/28 Mta*Nyct Paygo NEW York NY 2.90
S465028785362569 Card 1821
1/30 Purchase authorized on 01/28 Mta*Nyct Paygo NEW York NY 2.90
S385028823667584 Card 1821
1/30 Purchase authorized on 01/28 Fresh Pond Deli Gr Maspeth NY 14.56
S305029107319764 Card 1821
1/30 Recurring Payment authorized on 01/29 Siriusxm Guardian 27.70
888-663-9122 NY S385029390286994 Card 1821
1/30 Recurring Payment authorized on 01/29 Affirm * Pay Ktb12 53.03
855-423-3729 CA S585029476402205 Card 1821
1/30 Zelle to Bike Misael Te Lo Creo on 01/30 Ref #Pp0Ygyh2S8 50.00 239.68
Devuelta
1/31 Amazon Logistics Payments 250131 Tlr002669200392 Luis G 16.00
Gomez
1/31 Zelle From DE LA Cruz Juan on 01/31 Ref # Pp0Yh45Ff6 20.00
1/31 Zelle From Arleni Baez Estevez on 01/31 Ref # Ctie5F5Vsqgj 3 60.00
Numeros
1/31 Purchase authorized on 01/29 Mta*Nyct Paygo NEW York NY 2.90
S385029557634534 Card 1821
1/31 Purchase authorized on 01/29 Mta*Nyct Paygo NEW York NY 2.90
S385029744633538 Card 1821
1/31 Purchase authorized on 01/30 Mta*Nyct Paygo NEW York NY 2.90
S465030485077891 Card 1821
1/31 Purchase authorized on 01/30 Njt Rail My-Tix 973-378-6339 NJ 12.35
S465030524570447 Card 1821
1/31 Applecard Gsbank Payment 013025 15313593 Luis Garlin 40.00 274.63
Totals $9,961.15 $10,143.60
January 31, 2025 Page 6 of 9

Monthly service fee summary

For a complete list of fees and detailed account information, see the disclosures applicable to your account or talk to a banker. Go to
wellsfargo.com/feefaq for a link to these documents, and answers to common monthly service fee questions.

Fee period 01/01/2025 - 01/31/2025 Standard monthly service fee $10.00 You paid $0.00

How to avoid the monthly service fee Minimum required This fee period
Have any ONE of the following each fee period
• Minimum daily balance $500.00 $41.06
• Total amount of qualifying electronic deposits $500.00 $1,342.15 ÷
• Age of primary account owner 17 - 24
• Account is linked to a Wells Fargo Campus ATM Card or Campus Debit Card 1 0
RC/RC

IMPORTANT ACCOUNT INFORMATION

Wells Fargo Deposit Account Agreement: Changes To Consumer Arbitration Agreement And Other Dispute Resolution Provisions

Effective November 6, 2024, we are updating the Wells Fargo Deposit Account Agreement. This includes changes to the dispute
resolution provisions. Wells Fargo greatly values and appreciates its relationships with its customers. These changes are designed
to ensure that in the unlikely event that a dispute arises between us, that there are streamlined procedures in place to ensure a fair
and efficient process in arbitration.

The changes to the arbitration agreement applicable to Consumer Accounts ("Arbitration Agreement" or "Agreement") can be found
at pp. 38-39 of the Wells Fargo Deposit Account Agreement, including: (a) the party initiating arbitration must sign the arbitration
demand and include certain information in its demand; (b) any party may request to have the arbitration conducted by a video or
in-person hearing or through written submissions, with certain exceptions; (c) like in federal court, the arbitrator may issue
sanctions or order cost shifting under certain circumstances consistent with the Federal Rules of Civil Procedure; (d) all issues are for
the arbitrator to decide, except that issues relating to whether an arbitration agreement exists or whether a dispute falls within that
agreement, or whether the agreement is enforceable, are for a court to decide; and (e) a small claims court will determine whether a
dispute falls within its jurisdiction if a party chooses to have a claim brought to such a court.

The updates also include changes to the Additional Terms and Services, located at pp. 42-43 of the Wells Fargo Deposit Account
Agreement, including: (a) modifications to the class action waiver applicable in arbitration and litigation; and (b) the addition of a
venue provision noting that if the Arbitration Agreement is ever deemed not applicable, then, except for disputes brought in small
claims court, the parties consent to the jurisdiction of the state or federal courts in the state whose laws govern the consumer's
account.

The revised Deposit Account Agreement, effective November 6, 2024, is available at

www.wellsfargo.com/online-banking/consumer-account-fees/, by calling the Bank at the number listed on your account statement,
or by visiting a branch.

Provision of Emergency Services to Wells Fargo Visa Debit Card Holders

We provide certain emergency services to our Wells Fargo Visa debit card holders, including a Cardholder Inquiry Service,
Emergency Card Replacement, and Lost/Stolen Card Reporting. To obtain emergency services related to your Wells Fargo Visa Debit
Card, please call the toll-free or international collect-call telephone number on the back of your card.

NEW YORK CITY CUSTOMERS ONLY -- Pursuant to New York City regulations, we request that you contact us at 1-800-TO WELLS
(1-800-869-3557) to share your language preference.
January 31, 2025 Page 7 of 9

Other Wells Fargo Benefits

Help take control of your finances with a Wells Fargo personal loan.
Whether it's managing debt, making a large purchase, improving your home, or paying for unexpected expenses, a personal loan
may be able to help. See personalized rates and payments in minutes with no impact to your credit score.
Get started at wellsfargo.com/personalloan.
January 31, 2025 Page 8 of 9

Important Information You Should Know

To dispute or report inaccuracies in information we have furnished to a Consumer Reporting Agency about your accounts
Wells Fargo Bank, N.A. may furnish information about deposit accounts to Early Warning Services. You have the right to dispute the accuracy of
information that we have furnished to a consumer reporting agency by writing to us at Overdraft Collection and Recovery, P.O. Box 5058, Portland, OR
97208-5058. Include with the dispute the following information as available: Full name (First, Middle, Last), Complete address, The account number or
other information to identify the account being disputed, Last four digits of your social security number, Date of Birth. Please describe the specific
information that is inaccurate or in dispute and the basis for the dispute along with supporting documentation. If you believe the information furnished is
the result of identity theft, please provide us with an identity theft report.
If your account has a negative balance:
Please note that an account overdraft that is not resolved 60 days from the date the account first became overdrawn will result in closure and charge off of
your account. In this event, it is important that you make arrangements to redirect recurring deposits and payments to another account. The closure will
be reported to Early Warning Services. We reserve the right to close and/or charge-off your account at an earlier date, as permitted by law. The laws of
some states require us to inform you that this communication is an attempt to collect a debt and that any information obtained will be used for that
purpose.
In case of errors or questions about your electronic transfers:
Telephone us at the number printed on the front of this statement or write us at Wells Fargo Bank, P.O. Box 6995, Portland, OR 97228-6995 as soon as you
can, if you think your statement or receipt is wrong or if you need more information about a transfer on the statement or receipt. We must hear from you
no later than 60 days after we sent you the FIRST statement on which the error or problem appeared.
1. Tell us your name and account number (if any).
2. Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more
information.
3. Tell us the dollar amount of the suspected error.

We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the
amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation.
In case of errors or questions about other transactions (that are not electronic transfers):
Promptly review your account statement within 30 days after we made it available to you, and notify us of any errors.
Early Pay Day information
With Early Pay Day, we may make funds from certain eligible direct deposits available for your use up to two days before we receive the funds from your
payor. The Bank does not guarantee that any direct deposits will be made available before the date scheduled by the payor, and early availability of funds
may vary between direct deposits from the same payor. When funds are made available early, this will be reflected in your account’s available balance.
Direct deposits made available early with Early Pay Day will not increase your account’s ending daily balance, and will not count towards applicable
options to avoid your account’s monthly service fee, until the deposit posts to your account and is no longer pending (e.g., the pay date scheduled by your
payor). Determinations about whether we will authorize and pay transactions and assess overdraft fees are based on an account’s available balance. For
example, using funds added to your available balance by Early Pay Day may lead to a negative ending daily balance showing on your account and
statement while your available balance remains positive and no overdraft fees or returned items result. For interest-bearing accounts, interest on your
incoming direct deposit will begin accruing on the business day we receive credit for the deposit from your payor’s bank. For additional information about
Early Pay Day, please refer to your Deposit Account Agreement.
January 31, 2025 Page 9 of 9

Account Balance Calculation Worksheet Number Items outstanding Amount

1. Use the following worksheet to calculate your overall account
balance.
2. Go through your register and mark each check, withdrawal, ATM
transaction, payment, deposit or other credit listed on your
statement. Be sure that your register shows any interest paid
into your account and any service charges, automatic payments
or ATM transactions withdrawn from your account during this
statement period.
3. Use the chart to the right to list any deposits, transfers to your
account, outstanding checks, ATM withdrawals, ATM payments
or any other withdrawals (including any from previous months)
which are listed in your register but not shown on your
statement.

ENTER
A. The ending balance
shown on your statement.. . . . . . . . . . . . . . . . $

ADD
B. Any deposits listed in your $
register or transfers into $
your account which are not $
shown on your statement. +$
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . TOTAL $

CALCULATE THE SUBTOTAL

(Add Parts A and B)
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . TOTAL $

SUBTRACT
C. The total outstanding checks and
withdrawals from the chart above. . . . . . . . . - $

CALCULATE THE ENDING BALANCE

(Part A + Part B - Part C)
This amount should be the same
as the current balance shown in Total $
your check register. . . . . . . . . . . . . . . . . . . . . . $

To download and print additional Account Balance Calculation Worksheets (PDF), enter
www.wellsfargo.com/balancemyaccount in your browser on either your computer or mobile device.

©2 021 We lls Fargo Bank, N.A. All rights res erved . Member FDIC . NMLSR ID 39980 1