ICICI Home Finance
ANNEXURE A
fees/charges)
PART 1 (Interest rate and
Key Facts Statement
HL-HOMELOAN
364000296798 Type of Loan
Loan proposa/ account No,
1
LAKHS)
Sanctioned Loan amount (in Rupees) Rs 4300000 (FOURTY THREE
2
Disbursal schedule: property else Stage wise for
() 100% if fully constructed
(0) Disbursement in stages or 100% upfront under-construction property.
under'Additional terms and conditions' in
3 (i) Refer clauseA
(ii) If it is stage wise, mention the clause of loan agreement having Annexure E
relevant details
construction under which Pre
240 months excluding the period of
as per Annexure B Part 2 Additional terms
EMI will be applicable
Loan term (year/months/days) and conditions clause B.
Instalmnent details
Commencement of repayment, post sanction
Number of EPls EPI R)
Type of instalments
Refer B under 'Additional Terms and Conditions"
40645 under Annexure B Part 2
EMI 240
Interest rate (%) and type (fixed or floating or hybrid)
9.7% p.a.
6
Additional Information in case of Floating rate of interest
Impact of change in the
reference benchmark
Final rate (%) R Reset periodicity (Months)
Reference BenchmarkBenchmark rate (%) (B) Spread (for 25 bps change in 'R',
(%) (S) (B) + (S) change in:)
No. of
EPI R)
EPIs
(Keeping (Keeping
B tenure
EPI
constant)
constant)
|Once in 6 months
or as and when As and when required 41,354 254
IHPLR (ICICI Home 19.05 -9.35 9.7% p,a.
Prime Lending Rate) required
Fee/Charges Payable to a third party through RE (B)
Payable to the RE (A)
Amount (n or
One Amount (in ) or Percentage (%) as
One-time/ Recurring Percentage (%) as
time/Recurring applicable
applicable)
21500 NIL NIL
Processing fees One timne
(0
1298 NIL NIL
Login Fee One time
(i)
duty
Annual Percentage Rate (APR) (%) (excluding stamp
9.70%
charges)
For APR calculation refer Annexure A.2.)
ICICIHome Finance
Unique Reference Number 364000296798
Corporate ldentification Number (CIN) - U65922MH1999PLC120106
Sanction Date: December 07,2024
Letter Generation Date: Decenmber 07.2024
Customer Name: JEEVALAKSHMI
Communication Address:
NO 043 LAVENDER-E-BLOCK 4TH FLOOR
EMBASSY RESIDENCY CHERAN NAGAR PERUMBAKKAM
CHENNAI600100
Phone: +91
Email ID:
Degr Sir / Madam,
Sub: Sanction Letter for ICICIHFC Facility ("Sanction Letter")
(Franchisee Code: DIRECT-HFC-1722829)
Thank you for choosing ICICI Home Finance Company Limited (ICICI HF). We are pleased to inform you that with reference to the
above application, we have in-principle sanctioned you a Facility (the "Facility"). The said sanction of Facility is subject to key terms
detailed in Annexure A (Key Fact Statement) and other terms detailed in Annexure B (Terms and Conditions gpplicable to the
Facility).
