ROYAL BANK OF CANADA
7 SUNNY MEADOW BLVD
BRAMPTON ON L6R 1W7
Your Royal Credit Line®
Statement
From February 8, 2025 to March 7, 2025
RBRCL 10020 _4376431 E D 00512 01050
MR RENJITH G APPUKUTTAN Statement date: March 7, 2025
80 LONG MEADOW ROAD
Your loan account number: 51731868-001
BRAMPTON ON L6P 2B1
How to reach us: 1-800-769-2511
www.rbcroyalbank.com
Borrower(s): MR RENJITH G APPUKUTTAN
Details of your account
We do not charge overlimit fees on Royal Credit Line
accounts.
Your credit limit $35,000.00
Your available credit on March 7, 2025 $102.59
Principal balance on February 8, 2025 $34,897.41
LoanProtector® insurance premium paid $0.00
Sum of withdrawals including adjustments on your account $0.00
Sum of payments including adjustments on your account $232.63
Total interest costs including adjustments on your account $232.63 You could save interest costs by transferring
balances with your line of credit
Total fees including adjustments on your account $0.00
Principal balance on March 7, 2025 $34,897.41 Its fast, easy & secure
Sign in to RBC Online Banking, go to the Accounts
Summary page under the My Accounts tab:
Current interest rate Prime Rate + 3.490 % = 8.690 % 1. Scroll down to Switch to RBC, click Get Started
Interest payment due date April 6, 2025 under Use Your RBC Royal Credit Line to Save
Interest past due N/A 2. Click Transfer Now at the bottom right of the
page
Insurance premium due N/A
3. On the Pay Bills & Transfer Funds page select
Payment amount N/A payee, enter amount and click Submit
Payment due date N/A
Amount past due N/A
Details of your account activity
Date Description Interest/Fees/Insurance ($) Withdrawals ($) Payments ($) Balance owing ($)
6 Mar Interest Payment 232.63 -34,897.41
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(06/19)
Please retain this statement for your records.**
Your Royal Credit Line Statement
From February 8, 2025 to March 7, 2025
Your loan account number: 51731868-001
Your LoanProtector insurance coverage summary
Renjith G Appukuttan, you do not have life and disability or critical illness insurance for this Royal Credit Line account
If there are any discrepancies between the above coverage status and your Certificate of insurance, the provisions of your Certificate of insurance govern. Please contact the
insurance Service Centre at 1-800-769-2523 for details.
Rate History for your Statement Period
This is a history of your interest rates and the applicable interest at each rate for your statement period.
Rate from and including Rate to and including Prime Rate Premium/discount Your Rate Applicable Interest ($)
February 8, 2025 March 7, 2025 5.200 % +3.490 % 8.690 % 232.64
Please note the Interest Payment amount shown on your statement in the Details of your account activity section
reflects interest charged based on your specific payment date from month to month.
Important information about your account
Royal Credit Line account annual statements are now available through e-statements. Opt to receive an e-statement and you can
access/manage up to 7 years of statements in our secure archive! Sign onto Online Banking, select Edit Profile and follow the links.
To receive a paper copy of any statement, call us at 1-800-769-2511.
Helpful explanations of key terms to understand your statement
What is my minimum payment? The total interest costs is your minimum payment for the statement period unless you have arranged to make alternate payments that
exceeds your total interest cost. If you have selected to make an alternate regular payment that exceeds your total interest cost, then it is your minimum payment for the
period. Automatic regular payments are displayed as your Payment amount in the Details of your account section of your statement.
Interest past due - Interest owing on your last payment date but was not paid with your last payment(s).
Insurance premium due -Insurance premium that was due on your last payment date, but was not paid with your last payment plus any premium accrued as a result of an
insurance status change.
Amount past due - Principal and/or interest owing on your last payment date but was not paid with your last payment(s).
Total interest costs - Amount of interest owing over this statement period based on the outstanding balance of your loan account.
Total fees - Fees and other charges related to your loan account. These fees include (but are not limited to): NSF (non-sufficient funds) fee, Stop payment fee and Cheque
fee. Overlimit fees are not charged on your loan account. Account balances exceeding their credit limits may be reported to Credit Bureaus and may be one of the factors
that impact the credit score of an individual. If you require further advice related to your financial situation, we are here to help and answer your questions.
Withdrawals - Withdrawals from your account include the debits that increase the balance on your loan account.
Payments - Payments to your account include credits towards the outstanding principal, interest, fees and/or insurance premiums on your loan account.
If a payment is due on a Saturday, Sunday or other non-business day, your payment will be processed on the next following business day and interest will continue to accrue.
Adjustments - Adjustments include any modification and/or correction made to your account. Adjustments also include any backdated payments/transactions.
Fees/Interest/Insurance - These transactions are shown in your account activity but have been processed directly to your designated payment account and do not impact
the outstanding balance of your Royal Credit Line account.
How to make Interest or Principal Payments on your Royal Credit Line account - Interest payments can be made through automatic debit to your RBC Royal Bank®
account or your account at another Canadian financial institution. Principal payments can also be made via automatic debit or through an RBC Royal Bank ATM, Telephone
Banking, and Online Banking or at any RBC Royal Bank branch.
Review your statement - Please review your Royal Credit Line statement carefully. If you think there is an error you must contact us within 45 days of your statement period
end date at 1-800-769-2511. If you dont tell us of any mistakes, our statements and records showing the amounts we have lent you and the amounts you have repaid will be
considered accurate.
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Please retain this statement for your records.**
Your Royal Credit Line Statement
From February 8, 2025 to March 7, 2025
Your loan account number: 51731868-001
Helpful explanations of key terms to understand your statement - continued
LoanProtector
This creditor's group insurance program is subject to terms, conditions, exclusions and eligibility restrictions. Please see the LoanProtector Certificate of Insurance for full
details.
**Additional copies of your statement may be subject to a fee.
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® Registered trademarks of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.
3 of 3
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Please retain this statement for your records.**
