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Illustration

This document is a benefit illustration for the HDFC Life Click 2 Protect Super insurance policy for a 52-year-old female policyholder. It outlines the premium payment details, including an annual premium of Rs. 235,369 for a policy term of 33 years, with a basic sum assured of Rs. 10,000,000. The illustration also provides a year-wise summary of potential benefits and values associated with the policy over its term.
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0% found this document useful (0 votes)
22 views2 pages

Illustration

This document is a benefit illustration for the HDFC Life Click 2 Protect Super insurance policy for a 52-year-old female policyholder. It outlines the premium payment details, including an annual premium of Rs. 235,369 for a policy term of 33 years, with a basic sum assured of Rs. 10,000,000. The illustration also provides a year-wise summary of potential benefits and values associated with the policy over its term.
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
You are on page 1/ 2

23-07-2025

Quote No : ctekcxsrzfb

Benefit Illustration for HDFC Life Click 2 Protect Super


This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Click 2 Protect Super
Age is taken as on last birthday Proposal No: NA
Name of the Prospect/Policyholder: Nnj Name of the Product: HDFC Life Click 2 Protect Super
A Non Linked, Non Participating, Individual,
Age: 52 Tag Line: Pure Risk Premium/Savings Life Insurance
Plan
Name of the Life Assured: Nnj Unique Identification No: 101N145V08
Age: 52 GST Rate: 18%*
Gender: Female
Policy Term: 33 Years
Premium Payment Term: 5 Years Tobacco User: No
Amount of Instalment Premium (Without
Rs.235369
GST):
Mode of Premium Payment: Annual
*0% if qualifies as zero-rated supply under GST law

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
This benefit illustration is intended to show year-wise premiums payable and benefits under the policy
Policy Details
Plan Option Life Basic Sum Assured Rs. 10000000

Sum Assured Factor Option A Sum Assured on Death (at inception of the policy) Rs. 10000000
WOP CI Benefit No WOP on total Permanent Disability No
Return of Premium Benefit No Spouse Cover Option No
Level Cover Period(Years) Not Applicable Ammortization Rate Not Applicable

Parent Secure Option No Life Stage Option No


Death Benefit to be received as instalment(Parent Secure
No.Of Nominee(s)(Parent Secure Option) Not Applicable Not Applicable
Option)
Instalment Frequency(Parent Secure Option) Not Applicable

Premium Summary
PP PP HPR HPR LiveWell LiveWell LiveWell Total
Base Plan CI Rider IB Rider Rider Rider Rider Rider Rider Rider Rider Instalment
(PAC) (ADC) (CCI) (CC) (DC) (PAC) (ADC) Premium
Instalment Premium without GST (Rs.) 235369 0 0 0 0 0 0 0 0 0 235369
First Year Premium Instalment Premium with First Year GST
277735 0 0 0 0 0 0 0 0 0 277735
(Rs.)
Instalment Premium without GST (Rs.) 235369 0 0 0 0 0 0 0 0 0 235369
Second Year Premium Instalment Premium with GST 2nd Year
277735 0 0 0 0 0 0 0 0 0 277735
Onwards (Rs.)

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(Amounts in Rupees.)
Policy Single/ Guaranteed Non Guaranteed Surrender
Year Annualized Value
Survival Benefit/ Accrued Guaranteed Other Maturity Death Policy Cancelation Min Guaranteed Surrender Special Surrender
Premium Payable
Additions Benefits Benefit Value Value Value

1 2,35,369 0 0 0 1,00,00,000 68,471 0 0 68,471


2 2,35,369 0 0 0 1,00,00,000 1,32,663 0 0 1,32,663

3 2,35,369 0 0 0 1,00,00,000 1,92,575 0 0 1,92,575

4 2,35,369 0 0 0 1,00,00,000 2,48,207 0 0 2,48,207


5 2,35,369 0 0 0 1,00,00,000 2,99,561 0 0 2,99,561

6 0 0 0 0 1,00,00,000 4,81,437 0 0 4,81,437

7 0 0 0 0 1,00,00,000 4,63,606 0 0 4,63,606


8 0 0 0 0 1,00,00,000 4,45,775 0 0 4,45,775

9 0 0 0 0 1,00,00,000 4,27,944 0 0 4,27,944

10 0 0 0 0 1,00,00,000 4,10,113 0 0 4,10,113


11 0 0 0 0 1,00,00,000 3,92,282 0 0 3,92,282

12 0 0 0 0 1,00,00,000 3,74,451 0 0 3,74,451

13 0 0 0 0 1,00,00,000 3,56,620 0 0 3,56,620

14 0 0 0 0 1,00,00,000 3,38,789 0 0 3,38,789


15 0 0 0 0 1,00,00,000 3,20,958 0 0 3,20,958

16 0 0 0 0 1,00,00,000 3,03,127 0 0 3,03,127

17 0 0 0 0 1,00,00,000 2,85,296 0 0 2,85,296

18 0 0 0 0 1,00,00,000 2,67,465 0 0 2,67,465

19 0 0 0 0 1,00,00,000 2,49,634 0 0 2,49,634


20 0 0 0 0 1,00,00,000 2,31,803 0 0 2,31,803

21 0 0 0 0 1,00,00,000 2,13,972 0 0 2,13,972

22 0 0 0 0 1,00,00,000 1,96,141 0 0 1,96,141

23 0 0 0 0 1,00,00,000 1,78,310 0 0 1,78,310

24 0 0 0 0 1,00,00,000 1,60,479 0 0 1,60,479

25 0 0 0 0 1,00,00,000 1,42,648 0 0 1,42,648


26 0 0 0 0 1,00,00,000 1,24,817 0 0 1,24,817

27 0 0 0 0 1,00,00,000 1,06,986 0 0 1,06,986

28 0 0 0 0 1,00,00,000 89,155 0 0 89,155

29 0 0 0 0 1,00,00,000 71,324 0 0 71,324

30 0 0 0 0 1,00,00,000 53,493 0 0 53,493


31 0 0 0 0 1,00,00,000 35,662 0 0 35,662

32 0 0 0 0 1,00,00,000 17,831 0 0 17,831

33 0 0 0 0 1,00,00,000 0 0 0 0

Notes:
1.Annualised Premium excludes underwriting extra premium, frequency loading on premiums, the premium paid towards rider, if any, and Goods & Service Tax.
2. The benefits illustrated are as of at end of year.
3. Surrender value (if applicable) will be higher of GSV (Guaranteed Surrender value) and SSV (Special Surrender Value).

I , have explained the premiums/ charges, and benefits under the policy fully to the I Nnj ,having received the information with respect to the above, have understood the
prospect / policyholder. above statement before entering into the contract.

Place :

Date : Signature of Agent/ Intermediary/ Official Date: Signature of Prospect / Policyholder

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