Bangladesh Balance of Payments

In million US$
Item 2023-24R 2024-25R 2024-25 % Changes
July-May July-Apr July-May (4 over 2)
1 2 3 4 5
Trade balance -20224 -18227 -19380
Export f.o.b.(including EPZ) 37343 36567 40868 9.4
Of which : Readymade garments 33047 32636 36549 10.6
Import f.o.b (including EPZ) 57567 54794 60248 4.7

Services -3857 -4109 -4600

Credit 5701 5628 6204 8.8
Of which : Government services 1416 1298 1423 0.5
Debit 9558 9737 10804 13.0

Primary income -3813 -4079 -4554

Credit 523 585 642 22.8
Debit 4336 4664 5196 19.8
Of which : Official interest payments 1288 1436 1617 25.5

Secondary income 21778 25073 28102

Official transfers 48 57 59
Private transfers (net) 21730 25016 28043 29.1
Of which: Workers' remittances inflows 21374 24536 27506 28.7

Current Account Balance -6116 -1342 -432

Capital account 359 297 320

Capital transfers 359 297 320

Financial account 2074 1492 266

Foreign direct investment (net) 1351 1450 1583
Portfolio investment (net) -307 -124 -132
Of which : Investment by NRBs 86 88 98 14.0
Other investment (net) 1030 166 -1185
Net aid flows 4992 2616 2776
Medium and long-term (MLT) loans 6836 4809 5229 -23.5
MLT amortization payments 1844 2193 2453 33.0
Other long term loans (net) 389 -24 -134
Other short term loans (net) -1757 -697 -761
Trade credit (net) -2147 -833 -1860
DMBs and NBDCs (net) -447 -896 -1206
Assets -650 -143 134
Liabilities -1097 -1039 -1072

Errors and Omissions -2202 -1103 -1303

Overall Balance -5885 -656 -1149

Reserve Assets 5885 656 1149
Bangladesh Bank (net) 5885 656 1149
Assets -6032 -420 -1903
Liabilities -147 236 -754
Memorandum Items :
Gross official reserves 24197 27430 25798
Gross official reserves (as per BPM6) 18646 22042 20537
Export (Shipment) 40729 40217 44949 10.4
Import (cif) 60737 58176 63963 5.3
Valuation adjustment -78 777 755
In months of imports of goods and services 4.0 4.3 4.0
In months of imports of goods (cif) 4.4 4.7 4.4
Note: 1) NBR revises and provides the export shipment data to Bangladesh Bank and EPB by adjusting multiple entries for 2023-24.
2) The export (f.o.b) has been adjusted for export from EPZ to Bangladesh, CMT(cutting, making and trimming) exports, etc.
3) The import (f.o.b) has been adjusted for freight and goods procured in ports etc.
4) The FDI (net) has been accounted for financial account and Bangladesh Bank assets have been computed as per BPM6.
R: Revised
 Commodity-wise Export Shipments
In million US$
Item 2023-24 2024-25 2024-25 % Changes
July-May July-Apr July-May (4 over 2)
1 2 3 4 5
A. Frozen and live fish 348.1 372.9 410.4 17.9
1. Fish 95.1 100.8 111.6 17.3

2. Shrimps 229.0 249.4 273.6 19.5

3. Others 24.0 22.7 25.2 5.2

B. Agricultural products 896.2 860.0 929.0 3.7

1. Vegetables 105.4 62.9 71.4 -32.3

2. Tobacco 178.1 235.3 243.9 37.0

3. Fruits & flowers 22.3 44.7 56.7 -

4. Spices 51.7 48.3 52.3 1.1

5. Dry food 202.8 164.3 176.9 -12.8

6. Others 335.7 304.5 327.8 -2.4

C. Manufactured products 39484.7 38984.1 43609.9 10.5

1. Petroleum bi-products 18.7 14.0 19.7 -

2. Chemical products 319.5 310.7 342.0 7.1

3. Plastic products 227.6 246.5 270.4 18.8

4. Leather & Leather Products 937.3 933.0 1057.9 12.9

5. Cotton & cotton products 514.2 490.8 527.6 2.6

6. Jute & Jute goods 868.5 760.5 852.2 -1.9

7. Specialised textiles 310.5 326.9 362.0 16.6

8. Knitwear 17607.2 17460.1 19618.0 11.4

9. Woven garments 15440.6 15176.4 16931.8 9.7

10. Home textile 720.2 664.6 741.3 2.9

11. Footwear 378.9 445.8 493.9 30.4

12. Engineering products 462.8 456.9 507.8 9.7

13. Ships, boats & floating structures 0.1 3.0 3.0 -

14. Others 1678.4 1695.1 1882.3 12.1

Total (A+B+C) 40729.0 40217.1 44949.3 10.4
Of which exports from EPZ 5160.2 5543.2 6244.8
Of which exports from EPZ to Bangladesh 1828.2 1847.9 2031.5
Of which CMT (cutting, making and trimming) exports 1790.9 1934.3 2193.9
Source: National Board of Revenue, compiled by Statistics Department, Bangladesh Bank
 Commodity-wise Landed Import at Customs
In million US$
Item 2023-24 2024-25 2024-25 % Changes
July-May July-Apr July-May (4 over 2)
1 2 3 4 5
A. Food grains 1871.4 1919.5 2137.2 14.2
1. Rice 24.4 605.4 635.8 2505.6

2. Wheat 1847.0 1314.2 1501.4 -18.7

B. Consumer goods 4469.0 4857.5 5326.5 19.2

1. Milk & cream 364.7 365.2 411.5 12.8

2. Spices 432.0 379.1 429.8 -0.5

3. Edible oil 1977.6 2302.6 2525.7 27.7

4. Pulses (all sorts) 605.3 886.1 913.1 50.9

5. Sugar 1089.4 924.4 1046.4 -4.0

C. Intermediate goods 36580.7 35251.2 38729.7 5.9

i) Petroluem goods 5259.4 4445.2 4876.2 -7.3

1. Crude petroleum 877.3 585.9 585.9 -33.2

2. POL 4382.1 3859.4 4290.3 -2.1

ii) RMG related goods 15366.1 15699.9 17222.6 12.1

1. Raw cotton 3255.3 2914.5 3206.0 -1.5

2. Yarn 2932.7 3068.6 3360.7 14.6

3. Textile and articles thereof 7113.9 7643.1 8409.6 18.2

4. Staple fibre 1301.3 1330.8 1435.9 10.3

5. Dyeing and tanning materials 762.9 743.0 810.4 6.2

iii) Other intermediate goods 15955.2 15106.2 16631.0 4.2

1. Clinker 882.0 736.0 813.9 -7.7

2. Oil seeds 1045.3 962.0 1021.4 -2.3

3. Chemicals 3051.4 3020.2 3333.9 9.3

4. Pharmaceutical products 313.5 364.6 403.1 28.6

5. Fertilizer 2511.3 2384.8 2516.0 0.2

6. Plastics and rubber articles thereof 2708.7 2881.5 3173.5 17.2

7. Iron, steel & other base metals 5443.0 4757.0 5369.2 -1.4

D. Capital goods 9816.2 8017.6 8886.5 -9.5

1. Capital machinery 3259.5 2393.5 2622.4 -19.5

2. Other capital goods 6556.7 5624.1 6264.1 -4.5

E. Others n.i.e. 7999.7 8129.9 8883.2 11.0

Grand Total 60737.0 58175.7 63963.1 5.3
Of which: EPZ 3395.2 3668.9 4032.9 18.8
Source: National Board of Revenue
 Bangladesh Services and Income Account

In million US$
Item 2023-24R 2024-25R 2024-25 % Changes
July-May July-Apr July-May (4 over 2)
1 2 3 4 5

Services (Net) -3857.0 -4109.0 -4600.0

Receipts 5701.0 5628.0 6204.0 8.8

1. Transportation 860.2 1219.5 1317.9 53.2
2. Travel 411.0 376.5 413.2
3. Telecom, computer and information services 591.5 598.9 663.5 12.2
4. Other business services 1037.0 1047.1 1158.2 11.7
5. Government services 1416.5 1202.7 1318.0 -7.0
6. Others n.i.e. 1384.8 1183.3 1333.1 -3.7

Payments 9558.0 9737.0 10804.0 13.0

1. Transportation 5578.1 6237.4 6902.8 23.8
2. Travel 1556.9 1369.2 1512.8 -2.8
Of which : Health related services 1.9 6.7 8.4
Education related services 494.0 529.4 598.0
3. Telecom, computer and information services 143.6 147.1 173.8 21.0
4. Other business services 759.8 799.0 899.4 18.4
5. Government services 235.9 254.7 301.6 27.9
6. Others n.i.e. 1283.8 929.5 1013.6 -21.1

Primary Income (Net) -3813.0 -4079.0 -4554.0

Receipts 523.0 585.0 642.0 22.8

1. Investment Income 414.0 439.1 482.1 16.5
Direct investment 9.1 38.2 38.6
Of which interest 0.0 0.0 0.0
Portfolio investment 0.0 0.0 0.0
Of which interest 0.0 0.0 0.0
Other investment 404.8 400.9 443.5 9.6
Of which interest 53.6 82.7 92.8
2. Others n.i.e. 109.0 145.9 159.9 46.7

Payments 4336.0 4664.0 5196.0 19.8

1. Investment Income 3709.6 4004.4 4470.3 20.5
Direct investment 969.9 1178.2 1368.7 41.1
Of which interest 4.2 11.1 11.1
Portfolio investment 61.2 230.6 253.4 314.0
Of which interest 2.4 4.5 4.5
Other investment 2678.5 2595.6 2848.3 6.3
Of which interest 2678.5 2606.2 2861.4
2. Reinvested earnings 626.3 659.3 725.2 15.8
3. Others n.i.e. 0.1 0.3 0.4
Source: Statistics Department, Bangladesh Bank, National Board of Revenue
R: Revised
 Workers' Remittances Inflows
(Top 10 Source Countries)
In million US$
Items 2023-24 2024-25 2024-25 % Changes
July-May July-Apr July-May (4 over 2)
1 2 3 4 5
01. United States Of America (USA) 2595.4 4271.3 4495.0 73.2

02. United Arab Emirates (UAE) 4104.0 3492.4 3843.6 -6.4

03. Saudi Arabia 2421.2 3262.0 3795.3 56.8

04. United Kingdom (UK) 2588.6 2459.6 2806.5 8.4

05. Malaysia 1528.9 2105.6 2446.0 60.0

06. Kuwait 1363.5 1364.7 1504.8 10.4

07. Italy 1322.7 1328.9 1487.8 12.5

08. Oman 974.2 1281.1 1462.5 50.1

09. Qatar 1044.6 952.3 1088.8 4.2

10. Singapore 557.3 775.1 884.4 58.7

11. Others 2872.6 3243.6 3691.6 28.5

Grand Total 21373.1 24536.7 27506.3 28.7
Source: Statistics Department, Bangladesh Bank

Workers' Remittances Inflows

(Top 10 Recipient Banks)

In million US$
Items 2023-24 2024-25 2024-25 % Changes
July-May July-Apr July-May (4 over 2)
1 2 3 4 5
01. Islami Bank Bangladesh PLC 5558.1 3989.1 4476.1 -19.5

02. Agrani Bank PLC 738.8 2191.4 2557.6 246.2

03. Janata Bank PLC 922.0 1785.7 2009.5 118.0

04. Brac Bank PLC 873.6 1663.5 1888.5 116.2

05. Bangladesh Krishi Bank 603.6 1431.9 1705.0 182.5

06. Trust Bank Ltd 835.1 1594.6 1702.2 103.8

07. Sonali Bank PLC 356.5 1581.2 1653.3 363.7

08. Rupali Bank PLC 160.4 1171.1 1323.2 724.9

09. Al Arafa Islami Bank PLC 797.2 671.0 727.8 -8.7

10. Mutual Trust Bank PLC 663.4 637.8 719.8 8.5

11. Others 9865.0 7819.5 8743.4 -11.4

Grand Total 21373.6 24536.7 27506.3 28.7
Source: Statistics Department, Bangladesh Bank