Pricing Grid (w.e.f.

1st Apr,2024)
For current RBI Policy Repo rates, please refer RBI website
Latest RBI Policy Repo rate with effect from 08th Feb 2023 is 6.50%

Home Loans Loan Band

Customer Profile Up to Rs 30 lakhs Rs30 lakhs to Rs75 lakhs Above Rs75 lakhs

Repo Rate + 1.70% Repo Rate + 1.70% Repo Rate + 1.70%

Salaried Borrower:
to Repo Rate + 7.85% to Repo Rate + 7.85% to Repo Rate + 7.85%
Repo Rate + 1.85% Repo Rate + 1.85% Repo Rate + 1.85%
Self Employed Borrower
to Repo Rate + 8.25% to Repo Rate + 8.25% to Repo Rate + 8.25%
1.50% or Rs.10,000/- whichever is 1.00% or Rs.15,000/- whichever is higher 1.00% or Rs.15,000/- whichever is higher
Processing Fee
higher of Loan Amount* of Loan Amount* of Loan Amount*
Franking As per Actual

Above mentioned interest rates & Processing Fee will vary basis various parameters such as the Bureau Score, Profile, Segments, customer assessment, & Product variant etc.

Loan Against Property CIBIL Band

Customer Profile CMR 1 - 3 or CIBIL >= 740 CMR 4 - 6 or CIBIL 700 to 740 CMR 7 - 10 or CIBIL < 700
Repo Rate + 3.00% Repo Rate + 3.15% Repo Rate + 3.25%
Loan Against Property (Floating Rate)
to Repo Rate + 5.70% to Repo Rate + 5.85% to Repo Rate + 5.95%

Processing Fee 1.25% of Loan Amount * 1.25% of Loan Amount * 1.25% of Loan Amount *
Franking As per Actual

Above mentioned interest rates & Processing Fee will vary basis various parameters such as the Bureau Score, Profile, Segments, customer assessment, & Product variant etc.

Small Loan Against Property CIBIL Band

Customer Profile CMR 1 - 3 or CIBIL >= 740 CMR 4 - 6 or CIBIL 700 to 740 CMR 7 - 10 or CIBIL < 700
Repo Rate + 3.60% Repo Rate + 3.75% Repo Rate + 3.85%
Loan Against Property (Floating Rate)
to Repo Rate + 8.35% to Repo Rate + 8.50% to Repo Rate + 8.60%
Processing Fee 2.00% of Loan Amount * 2.00% of Loan Amount * 2.00% of Loan Amount *
Franking As per Actual

Above mentioned interest rates & Processing Fee will vary basis various parameters such as the Bureau Score, Profile, Segments, customer assessment, & Product variant etc.

Micro Loan Against Property CIBIL Band

Customer Profile CMR 1 - 3 or CIBIL >= 740 CMR 4 - 6 or CIBIL 700 to 740 CMR 7 - 10 or CIBIL < 700
Repo Rate + 6.50% Repo Rate + 6.75% Repo Rate + 7.00%
Loan Against Property (Floating Rate)
to Repo Rate + 11.25% to Repo Rate + 11.50% to Repo Rate + 11.75%
Processing Fee 2.00% of Loan Amount * 2.00% of Loan Amount * 2.00% of Loan Amount *
Franking As per Actual
Above mentioned interest rates & Processing Fee will vary basis various parameters such as the Bureau Score, Profile, Segments, customer assessment, & Product variant etc.

Education Loans CIBIL Band

Customer Profile CIBIL >= 740 CIBIL >=711 & <739 OR -1,0 CIBIL < 711
Repo Rate + 2.75% Repo Rate + 2.80% Repo Rate + 2.85%
Education Loans (Floating Rate)
to Repo Rate + 8.25% to Repo Rate + 8.35% to Repo Rate + 8.50%
Processing Fee 2.00% of Loan Amount * 2.00% of Loan Amount * 2.00% of Loan Amount *
Franking As per Actual
Above mentioned interest rates & Processing Fee will vary basis various parameters such as the Bureau Score, Profile, Segments, customer assessment, & Product variant etc.

Business Banking Group CIBIL Band

Customer Profile CMR 1 - 3 or CIBIL >= 740 CMR 4 - 6 or CIBIL 700 to 740 CMR 7 - 10 or CIBIL < 700
Business Banking Group Repo Rate + 5.5% Repo Rate + 5.65% Repo Rate + 6%
Processing Fee 1.25% of Loan Amount * 1.25% of Loan Amount * 1.25% of Loan Amount *
Franking As per Actual

Small Business Loans Rate Processing Fee

Loan Amount < 5 Lacs 26.00% Not Applicable

Ticket Size>=5 Lacs 22.50% 3% of Loan Amount *

MCA(Ticket Size <= 5 Lakhs) 25.00% 3% of Loan Amount *

MCA(Ticket Size > 5 Lakhs <15 Lakhs) 21.50% 3% of Loan Amount *

Small BIL Doctor 20.00% 3% of Loan Amount *

Business Loans Rate Processing Fee

Business Loan up to Rs.25 Lacs 20.50% 3% of Loan Amount *

Business Loan > Rs.25 Lacs up to Rs.35 Lacs 19.50% 2.5% of Loan Amount *

Business Loan > Rs.35 Lacs 18.50% 2.5% of Loan Amount *

Business Loan MCA (>15 Lakhs) 21.00% 3% of Loan Amount *

Business Loans Doctor 17.50% 2% of Loan Amount *

 Loan Against Gold ornaments Rate Processing Fee Franking
For loan amount between Rs.25,001 to
Upto 15.50% Rs. 2Lacs - Rs.300* As per
Rs 25001 to max upto 25 lakhs
For loan amount above Rs.2 Lacs - actual
Rs.600*

Small Ticket Secured and Unsecured Business Loans Loans Rate Women Loans Rate Processing Fee Franking
Unsecured Loans (upto Rs.5 lacs)
upto 2.50 lacs 19.60% 18.50% Not Applicable
As per actual
2.51 lacs to 5.00 lacs 19.00% 18.00% Not Applicable
MSE Loans
upto 2.50 lacs 19.60% 18.50% Not Applicable
2.51 lacs to 5.00 lacs 19.00% 18.00% Not Applicable As per actual
5.01 lacs to 10.00 lacs 18.50% 17.50% 3.5% of Loan Amount *
Secured Loans - Liquid collateral & Property
5.01 lacs to 10.00 lacs 18.50% 17.50% 3.5% of Loan Amount *
10.01 lacs to 15.00 lacs 18.50% 17.50% 3.5% of Loan Amount *
15.01 lacs to 20.00 lacs 18.50% 17.50% 3.0% of Loan Amount *
20.01 lacs to 25.00 lacs 18.50% 17.50% 3.0% of Loan Amount * As per actual
25.01 lacs to 35.00 lacs (Top-Up) 18.50% 17.50% 3.0% of Loan Amount *
25.01 lacs to 50.00 lacs (Micro LAP) 18.50% 17.50% 3.0% of Loan Amount *

For Business Banking Group, Processing Fee of Rs.7500 * to be collected upfront along with application at the login stage
Above mentioned interest rates & Processing Fee will vary basis various parameters such as the Bureau Score, Profile, Segments,etc.
For Loan Against Gold ornaments, valuation charges will be applicable.
Loan Against Gold ornaments is available in selected RBL branches only.
For floating rate loans - In the event of change in the External Benchmark Rate, customer shall have an option to enhance/reduce the EMI, elongate/reduce the tenure, or both. Also, there is an option to prepay
either in part or in full at any point during the loan tenure. Levy of prepayment charges shall be subject to existing guidelines and/or the underlying loan agreement, subject to change from time to time.
Upon revision in the external benchmark rates, customers can exercise any of the above mentioned options by contacting our 24x7 Customer Service helpline +91 22 61156300. Alternatively, customers may
visit nearest RBL Bank branch and meet our customer service executive who will be pleased to assist the customer.

* All applicable taxes extra Ver5.7/Assets/01042024