SAVINGS ACCOUNT
Variant-Growth
PARAMETERS FEATURES*
Eligibility Any Individual above 18 Years of age
Minimum Monthly Average Balance ₹25,000
For Availing Benefits
Personal Accidental Insurance (PAI) ₹10 Lakh
Air Accidental Insurance (AAI) ₹20 Lakh
Permanent Total Disability (PTD) ₹10 Lakh
Permanent Partial Disability (PPD) Upto ₹5 Lakh
(%age of disability will be as per the GPA Schedule & in case of multiple
injury, max claim upto the amount of sum insured)
Add on benefits linked to PAI Higher Education (for college & Higher studies) - 25% of entitled of PAI
Cover max up to ₹5 Lakh in aggregate for 3 years for 2 dependent
children having age up to 25 years in case of accidental death
Girl Child Marriage Cover (18-25 years) - 10% of the PAI Cover max up
to ₹10 Lakh each for 2 girl children
Ambulance Charges- ₹10,000/-
Funeral Expenses- ₹10,000/-
Lost Baggage protection insurance for Domestic Air Travel of
₹25,000/-
PAI and other linked benefits are admissible immediately upon account
activation and will be available upto the age of 69 years only.
Cheque Book Issuance Charges Number of Cheque leaves free: 100 per year
RTGS/NEFT (Online) Charges NIL
Nomination facility Allowed
Concession in respect of processing
charges/upfront fee for Housing Loan/ 25% waiver
Vehicle Loan
Concession in respect of for
documentation charges Housing Loan/ 25% waiver
Vehicle Loan
Call at Toll Free: 1800 - 1800, 1800 - 2021 | Follow us: | www.pnbindia.in
Debit Card Excel Debit Card
Issuance Charges/AMC - NIL
Further AMC will be waived in case desired yearly average balance
equivalent to MAB requirement of the scheme is maintained in last
12 months
Debit Card Offers Personal Accidental (Death) Insurance - ₹10 Lakh
Free OTT (Prime/JioHotstar) Subscription
Free Vouchers from Bookmyshow, Myntra, Kalyan Jwellers etc.
Free Swiggy One 3 Months Membership
Complimentary Gym & SPA Services
Exclusive Domestic & International offers from partner Merchants
Domestic Airport Lounge - Once per Half Year
Debit Card Limits Cash Withdrawal- ₹1.5 Lakh
Ecom/POS (Combined)- ₹5.0 Lakh
Contactless: ₹5,000/- per day
Charges for non-maintenance of MAB Nil
Note: No charges will be levied for non-maintenance of MAB but freebies/
concession related to the scheme will be withdrawn
*Terms & Conditions Apply/Subject to Change
Call at Toll Free: 1800 - 1800, 1800 - 2021 | Follow us: | www.pnbindia.in