Order Summary

Order and Customer Information Order ID: SPM115118346

Order Date: 11/05/23 11:56 AM Order Number: SPM115118346 Shopping Cart
Customer Name: GARY SMART Primary Number: ***-***- Today's Charges
AT&T Wireless Sales Tax $168.00
Contact Email: g****i@l**e.com Alternate Number: ***-***- Required Down Payment $0.00
Free Priority Shipping $0.00
Services Ordered Today's Total: $168.00
First Bill Charges
Wireless Wireless Activation Fee $35.00
Wireless Activation Fee $35.00
BAN: ********1467 Order #: 99-100000060533740 First Bill Total: $70.00
Monthly Charges
Line 1 (primary) Wireless Charges
Number: 352-446-1421 (port) Data Plan: AT&T Unlimited 55 Plus Total: $0.00
Line 1 (primary)
Apple iPhone 15 Pro Max - 256GB - Natural Apple iPhone 15 Pro Max - 256GB
Device: Payment Plan: AT&T Installment Plan with Next Up - Natural Titanium
Titanium
AT&T Fees $3.49
Decline Device Protection - No coverage Administrative Fee $1.99
Ship Estimate: 11/06/2023 - 11/07/2023 Insurance Plan: Regulatory Cost Recovery Fee $1.50
selected AT&T Unlimited 55 Plus $70.00
Promotion: Member $350 Switcher Offer AutoPay/Paperless Discount ($10.00)
Signature Discount ($20.00)
Promotion: Waive $35 Activation Fee 55Plus - $20 per eligible line
Installment Plan Charge $33.34
Promotion: Apple Premium Device Trade-In Credit You will recieve trade-in instructions for the return of this device. 0% APR, 36 monthly installments
NextUp Charge $6.00
Line 2 Decline Device Protection $0.00
Apple Premium Device Trade-In ($9.73)
Number: 863-662-9796 (port) Data Plan: AT&T Unlimited 55 Plus Credit
$9.73 credit for 36 months (Applied within 2-
Apple iPhone 15 Pro Max - 256GB - Natural 3 Billing Cycles)
Device: Payment Plan: AT&T Installment Plan with Next Up
Titanium Member $350 Switcher Offer ($9.73)
$9.73 credit for 36 months
Decline Device Protection - No coverage Waive $35 Activation Fee $0.00
Ship Estimate: 11/06/2023 - 11/07/2023 Insurance Plan: Waived Activation Fee
selected
Total: $63.37
Promotion: Member $350 Switcher Offer Line 2
Apple iPhone 15 Pro Max - 256GB
Promotion: Waive $35 Activation Fee - Natural Titanium
AT&T Fees $3.49
Promotion: Apple Premium Device Trade-In Credit You will recieve trade-in instructions for the return of this device. Administrative Fee $1.99
Regulatory Cost Recovery Fee $1.50
AT&T Unlimited 55 Plus $70.00
Shipping Information AutoPay/Paperless Discount ($10.00)
Signature Discount ($20.00)
Address: 3662 SW SHOREWOOD DR Shipping Method: Priority (Free) 55Plus - $20 per eligible line
Installment Plan Charge $33.34
DUNNELLON, FL 34431 Shipping Info: (see per device estimates above) 0% APR, 36 monthly installments
NextUp Charge $6.00
Decline Device Protection $0.00
Apple Premium Device Trade-In ($9.73)
Customer Signature Credit
By signing below, I agree that the AT&T Wireless Terms of Service were presented to me. $9.73 credit for 36 months (Applied within 2-
3 Billing Cycles)
Signed on Sunday, November 5, 2023 at 12:50:00 PM CT from IP address 8.48.7.245 Member $350 Switcher Offer ($9.73)
$9.73 credit for 36 months
Waive $35 Activation Fee $0.00
Waived Activation Fee
Wireless Total: $126.74
Monthly Total*: $126.74
* Plus taxes and surcharges

Order CheckList Items

Wireless Line 1 (port) - 352-446-1421 - Apple iPhone 15 Pro Max

Promotion
Summary Promotions
Member $350 Switcher Offer (promo detail)
Get up to $350 off a smartphone and activation fee credit on top of the great national offers when you switch to AT&T.
I understand and accept this promotion.
Waive $35 Activation Fee (promo detail)
Switch to AT&T and have the $35 Activation Fee Waived
I understand and accept this promotion.
Apple Premium Device Trade-In Credit (promo detail)
Get great savings when you purchase your favorite smartphone on qualifying installment plan with an eligible AT&T
unlimited plan and trade-in an eligible smartphone
Trade-In Info Selected: Device Model - Galaxy S10+; Required Trade-In Value: $35+ trade-in value to qualify for monthly
trade-in credit
I understand and accept this promotion.

Line 2 (port) - 863-662-9796 - Apple iPhone 15 Pro Max

Promotions
Member $350 Switcher Offer (promo detail)
Get up to $350 off a smartphone and activation fee credit on top of the great national offers when you switch to AT&T.
I understand and accept this promotion.
Waive $35 Activation Fee (promo detail)
Switch to AT&T and have the $35 Activation Fee Waived
I understand and accept this promotion.
Apple Premium Device Trade-In Credit (promo detail)
Get great savings when you purchase your favorite smartphone on qualifying installment plan with an eligible AT&T
unlimited plan and trade-in an eligible smartphone
Trade-In Info Selected: Device Model - Galaxy Note10; Required Trade-In Value: $35+ trade-in value to qualify for
monthly trade-in credit
I understand and accept this promotion.

Thank you! Congratulations on taking advantage of the AT&T offer. If you have questions about your wireless order, please call 855-832-
0169.

Ordered a new device?

Check your order status at att.com/checkstatus or via the myAT&T app (tap Sales>Check Order Status). Don’t have
the myAT&T app? Text myATT to 556699 for the link to download or visit att.com/features/myatt-app/?
source=EAzi000000000000O. You can pay your bill, update your plan, and get support all on your phone with a
simple download!
Activate your device by calling 855-832-0169 or com/activations. Customers can visit att.com/mobiletransfer to learn
more about transferring contacts, pictures, text messages to a new device.

Ordered a new New service is billed one month in advance. Any service added before your bill cycle date are billed at a per day cost and
service added to your first month of service. Partial monthly charges may occur if service(s) or feature(s) are added or changed in the
middle of your bill cycle. Credits take up to 3 billing cycles to appear.

Your first AT&T bill charges

Learn about partial-month charges and credits

Switching to AT&T?

If you are switching to AT&T and transferring a phone number, you are solely responsible for paying all outstanding charges
with your previous carrier. AT&T will not pay any outstanding customer charges that are due to your previous carrier,
 including but not limited to equipment balances and termination fees. Note: Voicemail cannot transfer between wireless
carriers.

Have a trade-in?

To receive promotional bill credits for current trade-in offers, you will need to initiate and complete the trade-in process within
30 days of the purchase transaction. If you do not start the trade-in process with the store representative at the time of the
sale, you can call 855-832-0169 or visit tradein.att.com using promo code “TRADEOFFER23”. Once you have met all promo
requirements, you will receive the trade-in promo credits in 2-3 billing cycles.

How to process your trade-in:

1. Take and save a picture of the device and IMEI on the device(s) being traded in.
2. Before mailing, turn off activation locks to limit processing delays and avoid losing your trade in value.
3. Wipe clean/reset the device(s) to factory settings before sending.
4. Send back the device(s) within the 30-day window either (i) with the USPS shipping label which was created when
initiating the trade-in or (ii) via the USPS shipping kit mailed to you after the purchase transaction.
5. Save the confirmation email received from the AT&T trade-in program once trade-in is complete.
6. The condition of the device once received must match what was provided during the trade-in flow. Any damage or
change in condition will change the value. Final value decision is based on inspection once received.
7. If the device(s) do not meet the requirements of the offer, you will not be eligible to receive bill credits.
8. Instead, you will receive a gift card for the value of the device (if any) that can be used at AT&T.

Heads up: Prior to shipping your trade-in device, confirm your new phone is active and fully functional within the 14-day
return/exchange period. AT&T will not be able to return to you any wireless device you trade in as part of the AT&T trade-in
program.

Existing AT&T Customer Upgrades Only: Trade-in devices must be owned and paid in full to qualify for the promotional
trade-in offer. AT&T Next Up upgrades are not eligible for trade-in offer. The AT&T Next Up turn-in process must be followed.

To check the status of your trade-in, visit tradein.att.com/trade-in-status.

Accept a Here are some important promotion details to remember:

promotional offer
Your account must remain active and in good standing.
Promotions may require paperless billing and AutoPay enrollment. Note: Customers enrolling in paperless billing will
receive an email to verify their email address.
Eligibility requirements may apply. Canceling service or changing your rate plan may void the promotion.
If you upgrade or pay up/off installment agreement early, your credits may cease. Certain offers require service and
an active AT&T Installment Plan for a set amount of time before the credit applies to the account (e.g., must keep
service for 30 days).
If eligible, monthly bill credits for promotions may take up to 3 billing cycles to appear. Customer will receive
retroactive bill credits for the months the bill credit was not applied. (e.g., paperless billing/AutoPay discount, retailer
promotion or equipment promotion).

Heads up: Customers who choose Bring Your Own Device (BYOD) may not be eligible for certain promotions. Some
promotions only apply with a new device purchased on an AT&T Installment Plan.

AT&T Signature The AT&T Signature Program allows eligible customers to enjoy special wireless benefits through agreements their employer,
Program school, organization may have with AT&T.

Based on your employment, you’re now enrolled in the AT&T Signature Program. If you chose a plan that’s eligible for a
discount, you’ll see it on your account within 1-2 bill cycles. Welcome to the program!

When AT&T Signature Credit/Discounts are applied: Start within 1 to 2 bill cycles. Credits applied after activation and
eligibility is confirmed. A one-time retroactive credit is applied for the time offer requirements met. Taxes are not credited. May
not be combined with other service discounts.

Equipment You have 14-days to return/exchange your equipment. For assistance with your return/exchange, please call 855-832-0169 or
Return/Exchange visit att.com/returns or your nearest AT&T retail store. If visiting an AT&T retail location, inform the store representative that
Policy your equipment was purchased via a National Retail free shipping program. Note: Equipment returns cannot be made at
original purchase location. Please include the invoice, original packaging components (i.e. cables and manuals). If items are
missing or damaged, you may not be eligible for a refund. A restocking fee may apply. The AT&T Return Policy can be found
at att.com/returnpolicy.

For instructions and information on how to exchange a device under warranty, visit

att.com/support/article/wireless/KM1044996/.

Customer Agent
Signed on Sunday, November 5, 2023 at 12:51:00 PM CT from IP address 8.48.7.245 Signed on Sunday, November 5, 2023 at 12:51:00 PM CT from IP address 8.48.7.245
CREDIT SALE CONTRACT/RETAIL INSTALLMENT CONTRACT/RETAIL INSTALLMENT OBLIGATION/RETAIL INSTALLMENT SALE
AGREEMENT/CONDITIONAL SALES CONTRACT/SECURITY AGREEMENT(“THIS AGREEMENT”) -
SUBJECT TO STATE REGULATION

SELLER/CREDITOR: New Cingular Wireless PCS, LLC d/b/a AT&T Mobility

1025 Lenox Park Boulevard NE, Atlanta, GA 30319

BUYER'S NAME: GARY SMART

BUYER’S PHONE NUMBER: 3524461421
BUYER’S ADDRESS: 3662 SW SHOREWOOD DR, DUNNELLON, FL 34431
DEVICE: APPLE IPHONE 15 PRO MAX - 256GB - NATURAL TITANIUM
INSTALLMENT ID: 160000059447205

FEDERAL TRUTH-IN-LENDING DISCLOSURES

ANNUAL FINANCE CHARGE Amount Financed Total of Payments Total Sale Price
PERCENTAGE The dollar amount The amount of credit The amount You The total cost of
RATE the credit will cost provided to You or will Your purchase on
The cost of Your You. on Your behalf. have paid after You credit, including
credit as a yearly have made all Your down payment
rate. payments as of $0.00 is
scheduled.
0.00% $0.00 $1199.99 $1199.99 $1199.99
Your Payment Schedule Will Be
Number of Monthly Payments : 36
Amount of Monthly Payment : $33.34
Amount of Last Monthly Payment : $33.09
Monthly Payments Due: After Your Device is shipped or activated, we bill You for the Device on Your
next Service bill. See bill cycle details on Your Customer Service Summary.

Security. We retain a security interest in the subject matter of this Agreement. You grant us a purchase money
security interest in the Device.

Late Payment Fee. We do not charge a late payment fee specific to unpaid installment plan charges.

Prepayment. If You pay off all Your debt early, You will not pay a penalty.

Additional Information below. See Agreement terms below for nonpayment, default, any required repayment in
full before the scheduled date, prepayment refunds and penalties, and any upgrade options.

ITEMIZATION OF AMOUNT FINANCED of $1199.99

$1,199.99 PURCHASE PRICE
-$0.00 DOWN PAYMENT
$1199.99 AMOUNT FINANCED
$0.00 PREPAID FINANCE CHARGE
By signing this Agreement, You are buying the Device on credit from Seller/Creditor (and, together with any
Seller/Creditor assignees of the obligations under this Agreement following such assignment, “we” or “us”) on credit.
You grant us a “purchase money security interest” in the Device and all “proceeds” from its sale or other disposition of
Device to secure performance of Your obligations under this Agreement (the “Secured Obligations”). Your Secured
Obligations include repaying the Amount Financed and any related charges in U.S. funds. The security interest continues
until we are paid in full for the Secured Obligations, including reasonable and actual expenses of retaking, processing,
and disposing the Device upon Default (including reasonable attorneys’ fees). You and we agree this Agreement
constitutes a security agreement and Your grant of a security interest to us is a “purchase money security interest” in
the Device and the “proceeds” as defined in the Uniform Commercial Code in the state of Your billing address at the time
of signing. You agree to pay us the Amount Financed and any related charges in U.S. funds.

New Cingular Wireless PCS, LLC d/b/a AT&T Mobility Page 1

 IMPORTANT TERMS – PLEASE READ THIS

1. RESPONSIBLE PARTY. “You/you” or “Buyer” means a person or an entity that is the customer of record. You
represent You are authorized to sign/execute/acknowledge, and if later determined You are not authorized, You
are personally responsible and guarantee payment for all sums due under this Agreement.
2. ASSIGNMENT.
a. We may assign this Agreement or any of our rights hereunder without Your consent or notice. From and after
the date of any assignment of Seller/Creditor (referred herein as “AT&T” or “AT&T Mobility”)’s rights and
obligations under this Agreement to any non-affiliated third party, AT&T, AT&T Mobility (and its parent,
affiliates, and subsidiaries) will have no further liability or obligation to You, and Your recourse for any such
liabilities or obligations shall be solely limited to such assignee.
b. Seller/Creditor, and/or any other assignee of this Agreement do not agree or consent to: i) any
sale, disposition, transfer, entrustment, loan, or surrender of possession of the Device free and clear
of such purchase money security interest or ii) the retention or possession of the Device by a third
party.
c. Without our prior written consent, while any Secured Obligation remains outstanding, You may
not: i) sell, offer to sell, pledge, mortgage, encumber, create a lien on, adverse claim on, or security
interest in the Device or allow such to exist; or ii) sell, offer to sell, or assign this Agreement or claims
arising from or in connection with this Agreement; or iii) lease, sell, offer to sell, dispose of, transfer,
entrust, loan, or surrender possession of the Device.
3. SERVICE/SERVICE AGREEMENT. This Agreement requires that You maintain eligible voice and/or data
wireless services (“Service(s)”) on Your Device. Service(s) are subject to Your Consumer Service
Agreement, Wireless Service Terms, AT&T business or government agreement, or an agreement
with another wireless service provider authorized by us in our sole discretion (collectively, the
“Service Agreement”). Your Service Agreement may require a deposit. Although Your Service
Agreement is a separate document, except as prohibited by applicable law, the Dispute Resolution
By Binding Arbitration and Arbitration Agreement provisions or other dispute resolution provisions
of Your Service Agreement are incorporated by reference in this Agreement and will survive
termination of Your Service Agreement.
4. DISPUTE RESOLUTION BY BINDING ARBITRATION. Most customer concerns can be quickly resolved by
calling customer service (1-800-331-0500). If customer service cannot resolve the issue and if Your Service
Agreement includes an arbitration provision, You and we agree to resolve disputes in binding
arbitration or small claims court in accordance with that arbitration provision. See
www.att.com/help/notice-of-dispute/ for details.
Arbitration is more informal than a lawsuit in court. Arbitration uses a neutral arbitrator instead of a judge or jury,
allows for more limited discovery than in court, and is subject to very limited review by courts. Arbitrators can
award the same individual damages and individual relief that a court can award. Any arbitration under this
Agreement will take place on an individual basis, without class, representative, or private attorney
general proceedings.
5. CREDIT QUALIFICATION. We may check Your credit with a credit reporting agency or use Your existing credit
information on file with us or our affiliates. We may terminate this Agreement prior to Your receiving the Device if
You fail to meet our credit requirements.
6. PAYMENTS. You are responsible for payments in full of Your Service(s) bill. Payments apply as follows: first to past
due balances, and then to remaining balances due. If Service is suspended, terminated or cancelled, You are still
responsible for all scheduled payments under this Agreement. Your obligations to make payments under this
Agreement are not contingent upon the delivery of Service(s). If You make installment payments before due,
there are no changes in due dates or amounts of scheduled payments.
7. RISK OF LOSS: INSURANCE. You bear the risk of loss, theft, or damage to the Device for any cause during the
Agreement. If the Device is lost, stolen, or damaged, You are obligated for the Total of Payments. We recommend
You insure the Device using any insurer You want.

New Cingular Wireless PCS, LLC d/b/a AT&T Mobility Page 2

8. INDEMNITY. You are responsible for all liabilities, losses, and damages, whether imposed on You or us, that are
attributable to You or any of Your acts or omissions related to the Device. This provision survives the
termination of this Agreement. As permitted by law, You will reimburse us for all expenses we incur for
the defense of any claim or action You are responsible for under this Agreement. This includes, but is not
limited to, actual and reasonable attorney’s fees not to exceed 15% of the amount of the loss, liability,or
damage, except that in NH and WI, we will pay attorney’s fees incurred by You in any action in which You prevail.
9. DEFAULT. You will be in “Default” of this Agreement if:
a. You fail to make any required payment;
b. You breach any term, covenant, representation, warranty, or other obligation in this Agreement;
c. You fail to timely activate Service required under this Agreement; or
d. You or we cancel/terminate the Service required on Your Device under Your Service Agreement.
10. REMEDIES FOR DEFAULT. In the event of Default as permitted by applicable law, we may exercise - and will give
You notice of intent to do one or more of the following:
a. Disable the Device.
b. Require You to immediately pay all remaining unpaid Amount Financed (except that in Illinois, You must be
in Default for at least 30 days).
c. If You provided Your credit or debit card information, You authorize us to charge Your card, in
accordance with applicable law, to satisfy all amounts due, if You do not immediately pay all unpaid Amount
Financed.
d. Require You to pay us actual and reasonable costs of collection, including attorney’s fees, except in NH and WI,
we will pay attorney’s fees incurred by You in any action in which You prevail.
e. Take possession of the Device and sell, lease, license, or dispose of the Device to satisfy any unpaid
Secured Obligation.
f. Invoke any remedies of a secured party under the Uniform Commercial Code or other laws.
11. GOVERNING LAW. The law of the state of Your billing address when You sign this Agreement shall govern unless
such law is preempted by or inconsistent with federal law.
12. ENGLISH LANGUAGE. The original version of this Agreement is in English. Any conflict between the
English version and any other language version will be resolved by interpreting the English version.
13. DISCLAIMER OF WARRANTIES/RETURN POLICY. WE MAKE NO EXPRESS OR IMPLIED WARRANTIES ON
THE DEVICE, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR OF FITNESS FOR A
PARTICULAR PURPOSE. Please see the seller’s return policy for details on buyer’s remorse and other
return options as well as warranties provided by your Device manufacturer.
14. TURN-IN UPGRADE FOR SMARTPHONES ON AT&T INSTALLMENT PLAN WITH NEXT UP®
a. For a smartphone Device only, if Your smartphone Device qualifies for early upgrade (a “Turn-In”)
under an AT&T Installment Plan with Next Up feature (“Next Up”), the Turn-In is subject to the
following:
I. Account in good standing with active Next Up option, and payments made of at least 50% of the
Total Sales Price on an AT&T Installment Plan with Next Up. Payment of the Next Up charge is not
applied to: Your Amount Financed, Total Of Payments, or 50% of Total Sale Price requirement to
upgrade early.
II. Available agreements, offers, and Service requirements.
III. You return the Device in good physical and fully functional condition within the designated time. If
Device is not timely returned, You agree to pay the remaining accelerated balance of installment
charges under this Agreement. If Device returned but Device is not in good physical and fully
functional condition, You may receive credit based on assessed value of the Device by us, and You will
be responsible for any remaining accelerated balance of installment charges for the Device. Once You
return Device, Turn-In cannot be reversed, and You will not get Device back.
b. To cancel Next Up: visit an AT&T store (or other location we designate), use Your att.com/myATT account (or
other applicable online account), or call customer service (611 from Device). You are responsible for Next Up
charges billed before You cancel. If You cancel, You lose the ability to Turn-In and cannot reenroll in
Next Up. Next Up charges are non-refundable, and You must pay the remaining installment
payments. If You stop paying the monthly Next Up feature charge without canceling, You remain obligated to
pay it until canceled.

New Cingular Wireless PCS, LLC d/b/a AT&T Mobility Page 3

 c. Turn-In offers may be changed or canceled at any time and Turn-in can be terminated due to suspected fraud or
misrepresentation. With a successful Turn-In, we will, for Your benefit and for the express benefit of any assignee
of this Agreement, pay off or settle the remaining outstanding installment plan balance under this Agreement and
no future installment charges will be billed under this Agreement for the Device. In the unlikely event that a
bankruptcy or similar proceeding shall be instituted by or against any of us, AT&T Inc., New Cingular Wireless PCS,
LLC, AT&T Mobility Next Operations LLC, or an assignee of this Agreement, Your ability to enter into a Turn-In will
be automatically terminated and You will be given prompt notice.
15. INFORMATION ON YOUR DEVICE. Before Turn-In, trade in or return, You will erase all personal and sensitive
information.

NOTICE TO BUYER:
1. Do not sign this Agreement before You read it or if it contains any blank spaces. You are entitled to
an exact and completely filled-in copy of the signed Agreement. Keep it to protect Your legal rights.
2. Under the present law, You have the right, among others, to pay off in advance the full amount due at
any time and, under certain circumstances, obtain a partial refund or rebate of the unearned finance
charge (a/k/a time price differential). (In PR, if You pay off in advance the balance owed under the
contract, the principal owed as of the date of payment, plus any balance to cover charges or interest
accrued to that date, shall be cancelled.)
3. This Agreement is covered by federal and state laws (including HI’s credit sale law) and You have the
rights of a buyer under such laws.
4. Seller certifies that the information contained in the contract complies with the D.C. Municipal
Regulations, Tit. 16, Ch. 1
5. Marital Agreement Notice: CA - You, if married, may apply for a separate account. WI - No provision of
a marital property agreement, unilateral statement under Sec. 766.59 Wis.Stats., or court decree
under Sec. 766.70 Wis.Stats., will adversely affect our rights unless we are furnished a copy of the
agreement, statement or decree, or we have actual knowledge of its terms, before credit is granted
or the account is opened.
6. MD, MA and CT: You may under certain circumstances redeem the property if repossessed because of
Your Default, and You may, under certain conditions, require a resale of the property if repossessed.
7. MD: This contract is made pursuant to Md. Code Ann., Com. Law §§ 12-601 regarding Retail Installment
Sales.
8. AZ: For in-home sales, this instrument is based upon a home solicitation sale, which is subject to the
provisions of title 44, chapter 15. This instrument is not negotiable.
9. For sales outside of business locations: THIS INSTRUMENT IS A NON-NEGOTIABLE CONSUMER NOTE:
CT -- THIS INSTRUMENT IS BASED UPON A HOME SOLICITATION SALE, WHICH SALE IS SUBJECT TO
THE PROVISIONS OF THE HOME SOLICITATION SALES ACT; FL -- You have a right to cancel this note
under Chapter 501, Section 25 of the Florida Statutes; ND -- this instrument is based upon a personal
solicitation sale, which is subject to the provisions of the ND Century Code.
10. By signing this Agreement, You are granting to Seller a purchase money security interest in the
Device, all cash proceeds of the Device and all non-cash proceeds of the Device, which will continue
until Seller has received payment in full of the Secured Obligations.
11. In the event You are in Default under this Agreement, the Seller may take possession of the Device
and may sell, lease, license or otherwise dispose of the Device to satisfy any unpaid Secured
Obligations. The Seller may not unlawfully enter Your premises or commit any other breach of the
peace to take possession of the Device.
12. NOTICE: ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND
DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES
OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE
DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER.

CREDIT SALE CONTRACT/RETAIL INSTALLMENT CONTRACT/RETAIL INSTALLMENT OBLIGATION/RETAIL

INSTALLMENT SALE AGREEMENT/CONDITIONAL SALES CONTRACT/SECURITY AGREEMENT

New Cingular Wireless PCS, LLC d/b/a AT&T Mobility Page 4

I acknowledge that I have read and received a copy of this Agreement, which terms include dispute resolution by
binding individual arbitration instead of jury trials or class actions.

Seller Buyer

New Cingular Wireless PCS, LLC

d/b/a AT&T Mobility 11/05/2023 11/05/2023

(Date) (Buyer's Signature or Acknowledgement) (Date)

Signed on Sunday, November 5, 2023 at 12:50:00 PM CT from IP
address 8.48.7.245

New Cingular Wireless PCS, LLC d/b/a AT&T Mobility Page 5

 REV September 2022
AT&T INSTALLMENT CONTRACT PRIVACY NOTICE

FACTS WHAT DOES AT&T MOBILITY DO WITH YOUR PERSONAL INFORMATION?

Why? Companies choose how they share Your personal information. In the case of companies providing a
financial product or service such as installment contracts (" Installment Contracts"), federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell You how we
collect, share, and protect Your personal information relating to Installment Contracts. Please read this
notice carefully to understand what we do.

What? The types of personal information we collect and share can include:

• Your Social Security number and income

• Information we receive from You when You apply for an Installment Contract
• Account balance and payment history
• Credit history and credit scores

How? All financial companies need to share customers' personal information to run their everyday business. In the
section below, we list the reasons financial companies can share their customers' personal information; the
reasons AT&T Mobility chooses to share; and whether You can limit this sharing.

Reasons we can share Your personal information Does AT&T Mobility share? Can You limit this sharing?

For our everyday business purposes — Yes No

such as to process Your transactions, maintain Your
Installment Contract, respond to court orders and legal
investigations, or report to credit bureaus

For our marketing purposes — Yes No

to offer our products and services to You
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes — Yes No
information about Your transactions and experiences
For our affiliates' everyday business purposes — Yes Yes
information about Your creditworthiness
For nonaffiliates to market to You No We don't share

To limit our sharing Call 1-800-331-0500 our menu will guide You through Your choices

Visit us online: att.com/myatt

Please note:
If You are a new customer, we can begin sharing Your information 30 days from the date
we sent this notice. When You are no longer our customer, we continue to share Your
information as described in this notice.

However, You can contact us at any time to limit our sharing.

Questions? Call 1-800-331-0500

Page 2 REV September 2022

Who we are
Who is providing this notice? As used in this notice, "AT&T Mobility" refers to New Cingular Wireless PCS, LLC d/b/a AT&T
Mobility and AT&T Mobility Next Operations LLC.

What we do
How does AT&T Mobility To protect Your personal information from unauthorized access and use, we use security
protect my personal measures that comply with federal law. These measures include computer safeguards and
information? secured files and buildings.

How does AT&T Mobility We collect Your personal information, for example, when You:
collect my personal
information? • Apply for an Installment Contract
• Provide us with contact information in connection with Your Installment
Contract
• Enter into Your Installment Contract
• Make payments on an Installment Contract
• Contact us regarding Your Installment Contract

We also collect Your personal information from others, such as credit bureaus, affiliates, or
other companies.

Why can't I limit all sharing? Federal law gives You the right to limit only

• sharing for affiliates' everyday business purposes—information about

Your creditworthiness
• affiliates from using Your information to market to You
• sharing for nonaffiliates to market to You

State laws and individual companies may give You additional rights to limit sharing. See
below for more on Your rights under state law.

Definitions

Affiliates Companies related by common ownership or control. They can be financial and
nonfinancial companies.
• Our principal affiliates include companies with an AT&T name, such as AT&T and AT&T
Mobility; and telecommunications companies, such as Cricket and DIRECTV.

Nonaffiliates Companies not related by common ownership or control. They can be financial and
nonfinancial companies.
• AT&T Mobility does not share with nonaffiliates so they can market to You.

Joint marketing A formal agreement between nonaffiliated financial companies that together market
financial products or services to You.
• AT&T Mobility does not jointly market.
 REV September 2022
Page 3

Other important information

This privacy notice only applies to information we collect in connection with Installment Contracts. It does not apply to
information that AT&T Mobility may obtain in connection with any other products or services offered to You, including the
wireless service obtained by You in connection with the phone or other device purchased under the Installment Contracts.
Other AT&T Mobility privacy policies may apply to such other information. See Your wireless service contract or other
service agreements with AT&T for further details.

For Vermont Residents Only

We will not disclose information about Your creditworthiness to our affiliates, other than as permitted by Vermont law,
unless You authorize us to make those disclosures. Additional information concerning our privacy policies can be found by
calling 1-800-331-0500.

For California, Colorado, Connecticut, Nevada, Virginia, and Utah Residents Only

The information collected pursuant to this notice is generally exempt from certain state privacy laws, such as the California
Consumer Privacy Act (“CCPA”); however, if you have other AT&T products or services and would like to learn more about
your state privacy rights, go to att.com/privacy and click on the State Law Approach tab.
CREDIT SALE CONTRACT/RETAIL INSTALLMENT CONTRACT/RETAIL INSTALLMENT OBLIGATION/RETAIL INSTALLMENT SALE
AGREEMENT/CONDITIONAL SALES CONTRACT/SECURITY AGREEMENT(“THIS AGREEMENT”) -
SUBJECT TO STATE REGULATION

SELLER/CREDITOR: New Cingular Wireless PCS, LLC d/b/a AT&T Mobility

1025 Lenox Park Boulevard NE, Atlanta, GA 30319

BUYER'S NAME: GARY SMART

BUYER’S PHONE NUMBER: 8636629796
BUYER’S ADDRESS: 3662 SW SHOREWOOD DR, DUNNELLON, FL 34431
DEVICE: APPLE IPHONE 15 PRO MAX - 256GB - NATURAL TITANIUM
INSTALLMENT ID: 160000059447207

FEDERAL TRUTH-IN-LENDING DISCLOSURES

ANNUAL FINANCE CHARGE Amount Financed Total of Payments Total Sale Price
PERCENTAGE The dollar amount The amount of credit The amount You The total cost of
RATE the credit will cost provided to You or will Your purchase on
The cost of Your You. on Your behalf. have paid after You credit, including
credit as a yearly have made all Your down payment
rate. payments as of $0.00 is
scheduled.
0.00% $0.00 $1199.99 $1199.99 $1199.99
Your Payment Schedule Will Be
Number of Monthly Payments : 36
Amount of Monthly Payment : $33.34
Amount of Last Monthly Payment : $33.09
Monthly Payments Due: After Your Device is shipped or activated, we bill You for the Device on Your
next Service bill. See bill cycle details on Your Customer Service Summary.

Security. We retain a security interest in the subject matter of this Agreement. You grant us a purchase money
security interest in the Device.

Late Payment Fee. We do not charge a late payment fee specific to unpaid installment plan charges.

Prepayment. If You pay off all Your debt early, You will not pay a penalty.

Additional Information below. See Agreement terms below for nonpayment, default, any required repayment in
full before the scheduled date, prepayment refunds and penalties, and any upgrade options.

ITEMIZATION OF AMOUNT FINANCED of $1199.99

$1,199.99 PURCHASE PRICE
-$0.00 DOWN PAYMENT
$1199.99 AMOUNT FINANCED
$0.00 PREPAID FINANCE CHARGE
By signing this Agreement, You are buying the Device on credit from Seller/Creditor (and, together with any
Seller/Creditor assignees of the obligations under this Agreement following such assignment, “we” or “us”) on credit.
You grant us a “purchase money security interest” in the Device and all “proceeds” from its sale or other disposition of
Device to secure performance of Your obligations under this Agreement (the “Secured Obligations”). Your Secured
Obligations include repaying the Amount Financed and any related charges in U.S. funds. The security interest continues
until we are paid in full for the Secured Obligations, including reasonable and actual expenses of retaking, processing,
and disposing the Device upon Default (including reasonable attorneys’ fees). You and we agree this Agreement
constitutes a security agreement and Your grant of a security interest to us is a “purchase money security interest” in
the Device and the “proceeds” as defined in the Uniform Commercial Code in the state of Your billing address at the time
of signing. You agree to pay us the Amount Financed and any related charges in U.S. funds.

New Cingular Wireless PCS, LLC d/b/a AT&T Mobility Page 1

 IMPORTANT TERMS – PLEASE READ THIS

1. RESPONSIBLE PARTY. “You/you” or “Buyer” means a person or an entity that is the customer of record. You
represent You are authorized to sign/execute/acknowledge, and if later determined You are not authorized, You
are personally responsible and guarantee payment for all sums due under this Agreement.
2. ASSIGNMENT.
a. We may assign this Agreement or any of our rights hereunder without Your consent or notice. From and after
the date of any assignment of Seller/Creditor (referred herein as “AT&T” or “AT&T Mobility”)’s rights and
obligations under this Agreement to any non-affiliated third party, AT&T, AT&T Mobility (and its parent,
affiliates, and subsidiaries) will have no further liability or obligation to You, and Your recourse for any such
liabilities or obligations shall be solely limited to such assignee.
b. Seller/Creditor, and/or any other assignee of this Agreement do not agree or consent to: i) any
sale, disposition, transfer, entrustment, loan, or surrender of possession of the Device free and clear
of such purchase money security interest or ii) the retention or possession of the Device by a third
party.
c. Without our prior written consent, while any Secured Obligation remains outstanding, You may
not: i) sell, offer to sell, pledge, mortgage, encumber, create a lien on, adverse claim on, or security
interest in the Device or allow such to exist; or ii) sell, offer to sell, or assign this Agreement or claims
arising from or in connection with this Agreement; or iii) lease, sell, offer to sell, dispose of, transfer,
entrust, loan, or surrender possession of the Device.
3. SERVICE/SERVICE AGREEMENT. This Agreement requires that You maintain eligible voice and/or data
wireless services (“Service(s)”) on Your Device. Service(s) are subject to Your Consumer Service
Agreement, Wireless Service Terms, AT&T business or government agreement, or an agreement
with another wireless service provider authorized by us in our sole discretion (collectively, the
“Service Agreement”). Your Service Agreement may require a deposit. Although Your Service
Agreement is a separate document, except as prohibited by applicable law, the Dispute Resolution
By Binding Arbitration and Arbitration Agreement provisions or other dispute resolution provisions
of Your Service Agreement are incorporated by reference in this Agreement and will survive
termination of Your Service Agreement.
4. DISPUTE RESOLUTION BY BINDING ARBITRATION. Most customer concerns can be quickly resolved by
calling customer service (1-800-331-0500). If customer service cannot resolve the issue and if Your Service
Agreement includes an arbitration provision, You and we agree to resolve disputes in binding
arbitration or small claims court in accordance with that arbitration provision. See
www.att.com/help/notice-of-dispute/ for details.
Arbitration is more informal than a lawsuit in court. Arbitration uses a neutral arbitrator instead of a judge or jury,
allows for more limited discovery than in court, and is subject to very limited review by courts. Arbitrators can
award the same individual damages and individual relief that a court can award. Any arbitration under this
Agreement will take place on an individual basis, without class, representative, or private attorney
general proceedings.
5. CREDIT QUALIFICATION. We may check Your credit with a credit reporting agency or use Your existing credit
information on file with us or our affiliates. We may terminate this Agreement prior to Your receiving the Device if
You fail to meet our credit requirements.
6. PAYMENTS. You are responsible for payments in full of Your Service(s) bill. Payments apply as follows: first to past
due balances, and then to remaining balances due. If Service is suspended, terminated or cancelled, You are still
responsible for all scheduled payments under this Agreement. Your obligations to make payments under this
Agreement are not contingent upon the delivery of Service(s). If You make installment payments before due,
there are no changes in due dates or amounts of scheduled payments.
7. RISK OF LOSS: INSURANCE. You bear the risk of loss, theft, or damage to the Device for any cause during the
Agreement. If the Device is lost, stolen, or damaged, You are obligated for the Total of Payments. We recommend
You insure the Device using any insurer You want.

New Cingular Wireless PCS, LLC d/b/a AT&T Mobility Page 2

8. INDEMNITY. You are responsible for all liabilities, losses, and damages, whether imposed on You or us, that are
attributable to You or any of Your acts or omissions related to the Device. This provision survives the
termination of this Agreement. As permitted by law, You will reimburse us for all expenses we incur for
the defense of any claim or action You are responsible for under this Agreement. This includes, but is not
limited to, actual and reasonable attorney’s fees not to exceed 15% of the amount of the loss, liability,or
damage, except that in NH and WI, we will pay attorney’s fees incurred by You in any action in which You prevail.
9. DEFAULT. You will be in “Default” of this Agreement if:
a. You fail to make any required payment;
b. You breach any term, covenant, representation, warranty, or other obligation in this Agreement;
c. You fail to timely activate Service required under this Agreement; or
d. You or we cancel/terminate the Service required on Your Device under Your Service Agreement.
10. REMEDIES FOR DEFAULT. In the event of Default as permitted by applicable law, we may exercise - and will give
You notice of intent to do one or more of the following:
a. Disable the Device.
b. Require You to immediately pay all remaining unpaid Amount Financed (except that in Illinois, You must be
in Default for at least 30 days).
c. If You provided Your credit or debit card information, You authorize us to charge Your card, in
accordance with applicable law, to satisfy all amounts due, if You do not immediately pay all unpaid Amount
Financed.
d. Require You to pay us actual and reasonable costs of collection, including attorney’s fees, except in NH and WI,
we will pay attorney’s fees incurred by You in any action in which You prevail.
e. Take possession of the Device and sell, lease, license, or dispose of the Device to satisfy any unpaid
Secured Obligation.
f. Invoke any remedies of a secured party under the Uniform Commercial Code or other laws.
11. GOVERNING LAW. The law of the state of Your billing address when You sign this Agreement shall govern unless
such law is preempted by or inconsistent with federal law.
12. ENGLISH LANGUAGE. The original version of this Agreement is in English. Any conflict between the
English version and any other language version will be resolved by interpreting the English version.
13. DISCLAIMER OF WARRANTIES/RETURN POLICY. WE MAKE NO EXPRESS OR IMPLIED WARRANTIES ON
THE DEVICE, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR OF FITNESS FOR A
PARTICULAR PURPOSE. Please see the seller’s return policy for details on buyer’s remorse and other
return options as well as warranties provided by your Device manufacturer.
14. TURN-IN UPGRADE FOR SMARTPHONES ON AT&T INSTALLMENT PLAN WITH NEXT UP®
a. For a smartphone Device only, if Your smartphone Device qualifies for early upgrade (a “Turn-In”)
under an AT&T Installment Plan with Next Up feature (“Next Up”), the Turn-In is subject to the
following:
I. Account in good standing with active Next Up option, and payments made of at least 50% of the
Total Sales Price on an AT&T Installment Plan with Next Up. Payment of the Next Up charge is not
applied to: Your Amount Financed, Total Of Payments, or 50% of Total Sale Price requirement to
upgrade early.
II. Available agreements, offers, and Service requirements.
III. You return the Device in good physical and fully functional condition within the designated time. If
Device is not timely returned, You agree to pay the remaining accelerated balance of installment
charges under this Agreement. If Device returned but Device is not in good physical and fully
functional condition, You may receive credit based on assessed value of the Device by us, and You will
be responsible for any remaining accelerated balance of installment charges for the Device. Once You
return Device, Turn-In cannot be reversed, and You will not get Device back.
b. To cancel Next Up: visit an AT&T store (or other location we designate), use Your att.com/myATT account (or
other applicable online account), or call customer service (611 from Device). You are responsible for Next Up
charges billed before You cancel. If You cancel, You lose the ability to Turn-In and cannot reenroll in
Next Up. Next Up charges are non-refundable, and You must pay the remaining installment
payments. If You stop paying the monthly Next Up feature charge without canceling, You remain obligated to
pay it until canceled.

New Cingular Wireless PCS, LLC d/b/a AT&T Mobility Page 3

 c. Turn-In offers may be changed or canceled at any time and Turn-in can be terminated due to suspected fraud or
misrepresentation. With a successful Turn-In, we will, for Your benefit and for the express benefit of any assignee
of this Agreement, pay off or settle the remaining outstanding installment plan balance under this Agreement and
no future installment charges will be billed under this Agreement for the Device. In the unlikely event that a
bankruptcy or similar proceeding shall be instituted by or against any of us, AT&T Inc., New Cingular Wireless PCS,
LLC, AT&T Mobility Next Operations LLC, or an assignee of this Agreement, Your ability to enter into a Turn-In will
be automatically terminated and You will be given prompt notice.
15. INFORMATION ON YOUR DEVICE. Before Turn-In, trade in or return, You will erase all personal and sensitive
information.

NOTICE TO BUYER:
1. Do not sign this Agreement before You read it or if it contains any blank spaces. You are entitled to
an exact and completely filled-in copy of the signed Agreement. Keep it to protect Your legal rights.
2. Under the present law, You have the right, among others, to pay off in advance the full amount due at
any time and, under certain circumstances, obtain a partial refund or rebate of the unearned finance
charge (a/k/a time price differential). (In PR, if You pay off in advance the balance owed under the
contract, the principal owed as of the date of payment, plus any balance to cover charges or interest
accrued to that date, shall be cancelled.)
3. This Agreement is covered by federal and state laws (including HI’s credit sale law) and You have the
rights of a buyer under such laws.
4. Seller certifies that the information contained in the contract complies with the D.C. Municipal
Regulations, Tit. 16, Ch. 1
5. Marital Agreement Notice: CA - You, if married, may apply for a separate account. WI - No provision of
a marital property agreement, unilateral statement under Sec. 766.59 Wis.Stats., or court decree
under Sec. 766.70 Wis.Stats., will adversely affect our rights unless we are furnished a copy of the
agreement, statement or decree, or we have actual knowledge of its terms, before credit is granted
or the account is opened.
6. MD, MA and CT: You may under certain circumstances redeem the property if repossessed because of
Your Default, and You may, under certain conditions, require a resale of the property if repossessed.
7. MD: This contract is made pursuant to Md. Code Ann., Com. Law §§ 12-601 regarding Retail Installment
Sales.
8. AZ: For in-home sales, this instrument is based upon a home solicitation sale, which is subject to the
provisions of title 44, chapter 15. This instrument is not negotiable.
9. For sales outside of business locations: THIS INSTRUMENT IS A NON-NEGOTIABLE CONSUMER NOTE:
CT -- THIS INSTRUMENT IS BASED UPON A HOME SOLICITATION SALE, WHICH SALE IS SUBJECT TO
THE PROVISIONS OF THE HOME SOLICITATION SALES ACT; FL -- You have a right to cancel this note
under Chapter 501, Section 25 of the Florida Statutes; ND -- this instrument is based upon a personal
solicitation sale, which is subject to the provisions of the ND Century Code.
10. By signing this Agreement, You are granting to Seller a purchase money security interest in the
Device, all cash proceeds of the Device and all non-cash proceeds of the Device, which will continue
until Seller has received payment in full of the Secured Obligations.
11. In the event You are in Default under this Agreement, the Seller may take possession of the Device
and may sell, lease, license or otherwise dispose of the Device to satisfy any unpaid Secured
Obligations. The Seller may not unlawfully enter Your premises or commit any other breach of the
peace to take possession of the Device.
12. NOTICE: ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND
DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES
OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE
DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER.

CREDIT SALE CONTRACT/RETAIL INSTALLMENT CONTRACT/RETAIL INSTALLMENT OBLIGATION/RETAIL

INSTALLMENT SALE AGREEMENT/CONDITIONAL SALES CONTRACT/SECURITY AGREEMENT

New Cingular Wireless PCS, LLC d/b/a AT&T Mobility Page 4

I acknowledge that I have read and received a copy of this Agreement, which terms include dispute resolution by
binding individual arbitration instead of jury trials or class actions.

Seller Buyer

New Cingular Wireless PCS, LLC

d/b/a AT&T Mobility 11/05/2023 11/05/2023

(Date) (Buyer's Signature or Acknowledgement) (Date)

Signed on Sunday, November 5, 2023 at 12:50:00 PM CT from IP
address 8.48.7.245

New Cingular Wireless PCS, LLC d/b/a AT&T Mobility Page 5

 REV September 2022
AT&T INSTALLMENT CONTRACT PRIVACY NOTICE

FACTS WHAT DOES AT&T MOBILITY DO WITH YOUR PERSONAL INFORMATION?

Why? Companies choose how they share Your personal information. In the case of companies providing a
financial product or service such as installment contracts (" Installment Contracts"), federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell You how we
collect, share, and protect Your personal information relating to Installment Contracts. Please read this
notice carefully to understand what we do.

What? The types of personal information we collect and share can include:

• Your Social Security number and income

• Information we receive from You when You apply for an Installment Contract
• Account balance and payment history
• Credit history and credit scores

How? All financial companies need to share customers' personal information to run their everyday business. In the
section below, we list the reasons financial companies can share their customers' personal information; the
reasons AT&T Mobility chooses to share; and whether You can limit this sharing.

Reasons we can share Your personal information Does AT&T Mobility share? Can You limit this sharing?

For our everyday business purposes — Yes No

such as to process Your transactions, maintain Your
Installment Contract, respond to court orders and legal
investigations, or report to credit bureaus

For our marketing purposes — Yes No

to offer our products and services to You
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes — Yes No
information about Your transactions and experiences
For our affiliates' everyday business purposes — Yes Yes
information about Your creditworthiness
For nonaffiliates to market to You No We don't share

To limit our sharing Call 1-800-331-0500 our menu will guide You through Your choices

Visit us online: att.com/myatt

Please note:
If You are a new customer, we can begin sharing Your information 30 days from the date
we sent this notice. When You are no longer our customer, we continue to share Your
information as described in this notice.

However, You can contact us at any time to limit our sharing.

Questions? Call 1-800-331-0500

Page 2 REV September 2022

Who we are
Who is providing this notice? As used in this notice, "AT&T Mobility" refers to New Cingular Wireless PCS, LLC d/b/a AT&T
Mobility and AT&T Mobility Next Operations LLC.

What we do
How does AT&T Mobility To protect Your personal information from unauthorized access and use, we use security
protect my personal measures that comply with federal law. These measures include computer safeguards and
information? secured files and buildings.

How does AT&T Mobility We collect Your personal information, for example, when You:
collect my personal
information? • Apply for an Installment Contract
• Provide us with contact information in connection with Your Installment
Contract
• Enter into Your Installment Contract
• Make payments on an Installment Contract
• Contact us regarding Your Installment Contract

We also collect Your personal information from others, such as credit bureaus, affiliates, or
other companies.

Why can't I limit all sharing? Federal law gives You the right to limit only

• sharing for affiliates' everyday business purposes—information about

Your creditworthiness
• affiliates from using Your information to market to You
• sharing for nonaffiliates to market to You

State laws and individual companies may give You additional rights to limit sharing. See
below for more on Your rights under state law.

Definitions

Affiliates Companies related by common ownership or control. They can be financial and
nonfinancial companies.
• Our principal affiliates include companies with an AT&T name, such as AT&T and AT&T
Mobility; and telecommunications companies, such as Cricket and DIRECTV.

Nonaffiliates Companies not related by common ownership or control. They can be financial and
nonfinancial companies.
• AT&T Mobility does not share with nonaffiliates so they can market to You.

Joint marketing A formal agreement between nonaffiliated financial companies that together market
financial products or services to You.
• AT&T Mobility does not jointly market.
 REV September 2022
Page 3

Other important information

This privacy notice only applies to information we collect in connection with Installment Contracts. It does not apply to
information that AT&T Mobility may obtain in connection with any other products or services offered to You, including the
wireless service obtained by You in connection with the phone or other device purchased under the Installment Contracts.
Other AT&T Mobility privacy policies may apply to such other information. See Your wireless service contract or other
service agreements with AT&T for further details.

For Vermont Residents Only

We will not disclose information about Your creditworthiness to our affiliates, other than as permitted by Vermont law,
unless You authorize us to make those disclosures. Additional information concerning our privacy policies can be found by
calling 1-800-331-0500.

For California, Colorado, Connecticut, Nevada, Virginia, and Utah Residents Only

The information collected pursuant to this notice is generally exempt from certain state privacy laws, such as the California
Consumer Privacy Act (“CCPA”); however, if you have other AT&T products or services and would like to learn more about
your state privacy rights, go to att.com/privacy and click on the State Law Approach tab.