TG13T1415
TG13T1415
Schedule/Certificate
Digit Commercial Vehicle Package Policy - Passenger Carrying Vehicle UIN No.: IRDAN158RP0002V01201819
Low
Floor
City Name SLOKA THE HYDERABAD WALDROF SCHOOL Vehicle Registration No. TG13T1415
INDIA INSURE RISK MANAGEMENT
KFZP SYED IFRAAHUDDIN,11-5-578,NEAR CRIMINAL AND INSURANCE BROKING
Address Partner Name SERVICES PRIVATE limited
COURT,RED HILLS,HYDERABAD,Hyderabad-500004
Passe Partner Code 1009438
Mobile xxxxxxxxx8184 Partner Email parag.joshi@indiainsure.com
J Email sxxxxxxxxxxxxxxx2@gxxxl.com Partner Mobile No. --
FH Aadhar No. --
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YOUR POLICY DETAILS
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Policy No. D206594914 / 10062025 Policy Issue Date 10-Jun-2025 Invoice Date 10-Jun-2025
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12-Jun-2025 17:57:16
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From
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Prime Broker
Period 2
MAKL of Policy
To 11-Jun-2026 23:59:59
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G01 NCB % (Current Policy)
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20 % Policy Type Public Carrier
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Compulsory Deductible 1500 Voluntary Deductible
Fuel Type Diesel Gross Vehicle Weight 9800KG Vehicle Body Type Low Floor City Bus AC
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Permit Type
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FASTag Number NA
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PB9
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The Policy has been issued subject to your affirmative declaration that a valid FASTag has been affixed on the insured vehicle.
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YOUR VEHICLE IDV (THE MAXIMUM MONEY YOU CAN GET IN CASE OF A CLAIM)
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Vehicle IDV IDV of Electrical IDV of Non-Electrical CNG/LPG KIT IDV Trailer IDV Body IDV Total IDV
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Public
Carrie
OWN DAMAGE PREMIUM [A] LIABILITY PREMIUM [B] (`)
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(`)
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Own Damage Premium (`) 583.74 Basic Third-Party Liability (`) 50932.00
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50.00
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This policy is issued on the basis of declaration provided by you that the Vehicle shall only be used for the purpose of Carrying school staff and/or
school children. Any deviation in usage of this vehicle other than what has been declared, shall amount to misrepresentation and Insurer shall have the
right to cancel the policy and/or reject any claim on above stated gross violation.
Note: The above total OD premium is inclusive of all applicable loading / discounts viz (automobile association memberships, voluntary excess, anti-theft
handicap person, driver tuition, fiber glass, CNG/ LPG unit, geographical extension, imported vehicle etc., wherever applicable).
If the “Own Damage Cover” under your policy is cancelled during the policy period, then your policy shall be governed by the standard terms and conditions of
“Act only” policy for the Third Party Cover during the remaining period of policy.
In case of an accident to your vehicle, please intimate us immediately for SPOT SURVEY. Failure to intimate in time could prejudice your claim. In case of Total
Loss and/or Theft claim, applicable subsidy amount availed as per government policy will be reduced from IDV for claim settlement.
ENDORSEMENT
Invoice Number Invoice Date Net Premium Igst Cgst Sgst Utgst Cess Gross Premium
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OTHER DETAILS
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Previous Insurer Go Digit General Insurance Limited
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Previous Policy No. D148520866 Previous Policy Expiry Date 21-May-2025
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IMT - Endorsements IMT-21,IMT-23,IMT-28,IMT-40
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Invoice Number IA182159588
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GSTIN/UIN No. State Code 36
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Payment Mode Float Cheque/Transation No
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Bank Name IFSC/MICR No --
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Premium Payment Details Receipt No. RA231102921 Receipt Date 10-Jun-2025
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Nominee Details --
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Other details --
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Follow these rules like you follow the rules of the road.
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Geographical Area -Any accidental loss damage and/or liability caused sustained or incurred within India shall be covered subject to and
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Conditions, unless specifically agreed and endorsed. Limitation as to use - The policy covers use of the vehicle only under a permit within the
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meaning of the Motor Vehicles Act 1988 or such a carriage falling under sub-section (3) of Section 66 of the Motor Vehicles Act, 1988. The policy
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does not cover use for Organised racing, Pace Making, Reliability Trials, Speed Testing, Use whilst drawing a trailer except the towing (other than
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for reward) of any one disabled Mechanically propelled vehicle (only for Passenger Carrying Vehicle). Person or Class of persons entitled to drive
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- Any person including the insured 1) Provided that a person driving holds a valid & effective driving license at the time of the accident and is not
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disqualified from holding or obtaining such a license.2) Provided also that the person holding a valid & effective Learner's license may also drive the
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vehicle and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989 and any subsequent amendment as
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applicable. Limits of Liability: 1) Under Section I of the policy - IDV as shown in the schedule. 2) Under Section II - 1 (i) of the policy: Death of or
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bodily injury - Such amount as is necessary to meet the requirements of the Motor Vehicles Act, 1988. 3) Under Section II - 1 (ii) of the policy:
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Damage to Third Party Property - `750000 4) P.A. Cover for Owner Driver under Section III (CSI): `
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PUC Declaration:The Policy has been issued subject to valid Pollution Under Control (PUC) Certificate disclosed by you as an insured on or before
the date of commencement of the Policy . NCB Declaration: The premium has been charged and policy has been issued subject to NCB declared
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by you as an insured. In the event of NCB found wrongly declared at any point of time during policy period, all benefits and coverages under the
Policy in respect of section I of the Policy will stand forfeited. If there is any disagreement, write to us within 7 days from the date of issuance of
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Important Note: Please inform the Company in case of change on account of addition of CNG/PNG kit.
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Break in Insurance: In case of a break-in, the company may conduct pre-inspection of the vehicle and in such a case, Own Damage cover (Section
-I) of the policy would not commence unless the pre-inspection of the vehicle has been done and the acceptance of risk is subject to evaluation of
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the vehicle inspection report. In case of any adverse findings in the report, the Company, at its discretion, may cancel the Policy as per the Motor
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Tariff.
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Pre-existing Damages: All types of pre-existing damages or cost of repair of such damage will be excluded at the time of claim settlement.
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Policy would be void on the ground that it was obtained of material fact or by a representation of fact which was false in some material particular.
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Cheque dishonor / Non-receipt of payment premium paid through Cheque, the policy is void ab-initio in case of dishonor of Cheque or non-receipt
of payment.
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Violation of Motor Vehicle Act: This policy is issued in accordance with the provision of Chapter X and Chapter XI of MV act, 1988 and any
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subsequent amendment as applicable. Any violation will forfeit all benefits and coverages under the Policy. The insured is not indemnified if the
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vehicle is used or driven otherwise than in accordance with this Schedule. This policy is subject to the standard policy wordings, warranties and
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conditions applicable for this product in addition to Indian Motor Tariff. Any payment made by the Company by reason of wider terms appearing in
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Certificate in order to comply with the Motor Vehicle Act, 1988 is recoverable from the insured. See the Clause headed (Avoidance Of Certain Terms
And Right Of Recovery) in the policy.
Note: The policy is issued in utmost good faith, relying on the information shared by insured at the time of obtaining the policy. The terms and
conditions detailed in this policy schedule as well as the policy document sent by Digit shall prevail in case of any dispute.
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