Consumer Credit Report
7 St David’s Office Park,
St David’s Place, Parktown, Johannesburg, 2193
Tel No:+27 11 645 9100, Fax No:+27 11 484 6588
website:www.xds.co.za
Email : info@xds.co.za
Enquiry Input Details
This section includes the user's search input details.
Enquiry Date 2019/09/30 12:52:36
Enquiry Type Consumer Credit Enquiry
Subscriber Name NSA Business Solutions WS
Subscriber User Name NSA01 NSA01
Enquiry Input 7104205042081 | MOSTERT
Enquiry Reason Credit Gateway Credit Report
Personal Details Summary
This section displays the Personal information for the consumer. Included here is ID or Passport, Name, Gender, Marital Status,
Current Contact, Address, and Employment Info.
Reference No. C325842744-81115173 External Reference No. Credit Gateway Credit Report
ID No. 7104205042081 Passport or 2nd ID No.
Surname MOSTERT Residential Address 249 PIGEON CT 0182
First Name HENDRIK Postal Address POSBUS 299 MONTANAPARK 0159
Second Name LODEWYK Telephone No. (H) 0123222078
Title Mister Telephone No. (W) 0147362600
Gender Male Cellular/Mobile 0846415968
Date of Birth 1971/04/20 E-mail Address CELLC@CMOBILE.COM
Marital Status Married Current Employer LORD MILNER SCHOOL
Potential Fraud Indicators
This section displays information verified by Home Affairs.
ID No. Verified Status At Home Affairs Yes
ID No. Deceased Status At Home Affairs No
ID No. Found on Fraud Database No access - SAFPS Members only
XDS Presage Score
The XDS Presage score is a generic bureau scorecard which indicates the credit risk associated with a consumer by taking into consideration
the consumer’s historical credit profile and repayment behaviour. The higher the score, the lower the associated risk of future payment
delinquency or default.
Unique Identifier Score Date Final Score Exception Code Risk Category
81115173 2019/09/30 929 Low Risk
* Nothing on Record
XDS NLR Score
The XDS NLR score is a generic bureau scorecard which indicates the credit risk associated with a consumer by taking into consideration the
consumer’s historical credit profile and repayment behaviour. The higher the score, the lower the associated risk of future payment
delinquency or default.
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Debt Summary
This section displays a summary of all the consumer’s current debt obligations, legal enforcement action taken, Court Notices, enquiries done
on this consumer by credit providers and debt counselling information.
Description NLR CPA Total
Total No. of Active Accounts 0 7 7
Total No. of Accounts in Good Standing 0 7 7
Total No. of Accounts In Arrears 0 0 0
Total No. of Paid Up or Closed Accounts (last 24 months) 0 4 4
Total Monthly Instalments R0 R 4 037 R 4 037
Total Outstanding Debt R0 R 109 702 R 109 702
Total Arrear Amount R0 R0 R0
Highest Months in Arrears (Last 24 Months) 0 0
Total Adverse Amount (Write offs/Repossessions) R0 R0 R0
Total Enquiries Done in the last 90 days by Subscriber 0 0 0
Total Enquiries Done in the last 90 days by Other Subscribers 0 0 0
Total No. of Accounts opened within the last 45 days 0 0 0
Description Total Amount Most Recent Date
Public Domain - Adverse / Defaults 0 R0
XDS Default listing 0 R0
Judgements 0 R0
Court Notices (Admin Orders/Sequestrations/Rehabilitation Orders) 0 R0
Enquiries (last 24 months) 0 -
Current Property Interests 0 R0
Total No of Principal Links (CIPC) 0
Debt Review Status
Dispute Information
Payment Profile: Credit Account Status
This section includes 24 month payment behaviour of all credit agreements as reported by the Credit Grantors belonging to Credit Providers
Association (CPA).
Open Type Current
Date Account Current Instalment Arrears Last Paid
Company Account No. Balance / of Status of
Opened Balance Amount Amount Date
Credit Limit Account Account
Std Bank Vehicle &
2019/07/25 070998510002 R 98 958 R 105 474 R 1 993 R0 Y Active 2019/07/30
Asset Finance
2019/07/11 Telkom 504711560 R0 R 299 R 299 R0 W Active 2019/08/15
2017/11/12 Santam 74719759936 R0 R 1 410 R 1 410 R0 S Active 2019/09/02
2016/10/31 The Unlimited RPR108565 R0 R 140 R 140 R0 S Active 2019/07/22
0103615589555
1997/07/02 Std Bank Mastercard R 47 000 R 113 R 25 R0 C Active 2019/07/22
413
6007850137047
1995/02/02 Woolworths R 6 300 R 2 266 R 170 R0 R Active 2019/08/30
609
2019/07/13 MTN A5867485 R0 R0 R0 R0 F Paid Up 2019/07/31
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Std Bank Vehicle &
2019/07/02 070998510001 R 91 758 R0 R0 R0 Y Closed 2019/08/22
Asset Finance
2011/05/21 Cell C 102413786 R0 R0 R0 R0 F Closed 2017/09/28
2006/09/28 Cell C 00648861 R0 R0 R0 R0 F Closed 2017/09/30
0 Unknown Data
B B - Building Loan
C C - Credit Card
D D - Debt Recovery
E E - Single Credit Facility
F F - Open Services
G G - Garage Card
H H - Home Loans
I I - Installment Account
L L - Life Insurance
M M - One Month Personal Loan
R R - Revolving Credit
S S - Short Term Insurance
T T - Student Loan
U U - Utility
V V - Overdraft
W W - Rentals Asset
X X - Rentals Property
Y Y - Vehicle Asset Finance
Z Z - Revolving -Non Store Card
Monthly Payment Behaviour as at 30/09/2019
SEP AUG JUL JUN MAY APR MAR FEB JAN DEC NOV OCT SEP AUG JUL JUN MAY APR MAR FEB JAN DEC NOV OCT
Company 2019 2019 2019 2019 2019 2019 2019 2019 2019 2018 2018 2018 2018 2018 2018 2018 2018 2018 2018 2018 2018 2017 2017 2017
Std Bank Vehicle & Asset Finance # 0 0 # # # # # # # # # # # # # # # # # # # # #
Telkom # 0 # # # # # # # # # # # # # # # # # # # # # #
Santam # 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
The Unlimited # # 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Std Bank Mastercard # 0 P 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Woolworths 0 0 0 # # P # # P 0 0 0 0 0 0 0 0 # # # # # P 0
MTN # # P # # # # # # # # # # # # # # # # # # # # #
Std Bank Vehicle & Asset Finance # C 0 # # # # # # # # # # # # # # # # # # # # #
Cell C # # # C # # # # # # # # # # # # # # # # # # # #
Cell C # # # C # # # # # # # # # # # # # # # # # # # #
Definitions Indicators
No data found #
Repeat of previous month's Status Code *
Not in arrears 0
No of months in arrears 1-9
Closed C
Paid Up P
* Nothing on Record
Payment Profile: National Loans Register – NLR
This section includes 24 month payment behaviour of all credit agreements as reported by Micro Lenders as part of the National Loans
Register (NLR).
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Public Domain Records
This section displays all details of Court Notices, Judgements, Legal enforcement action taken by credit providers and debt review status.
Adverse/Defaults * Nothing on Record
XDS Default Listing * Nothing on Record
Judgements * Nothing on Record
Court Notice's - This section contains Admin Orders, Provisional Sequestration, Sequestration and Rehabilitation Orders.
Administration Orders * Nothing on Record
Sequestrations and Provisional Sequestrations * Nothing on Record
Rehabilitation Orders * Nothing on Record
Debt Review Status * Nothing on Record
* Nothing on Record
XDS Payment Notifications
This section displays default payment alerts loaded for early and late stage collections for non performing accounts.
Consumer Information
This section supplies a list of current and previous addresses, contact and employment data.
Address History
Bureau Postal
Type Line1 Line2 Line 3 Line 4
Update Code
2019/09/11 Residential 249 PIGEON CT 0182
2019/09/05 Residential 249 PIGEON CR MONTANAPARK - 182
2017/07/14 Residential PO BOX 299 SETTLERS ZA ZA 0430
2019/09/20 Postal POSBUS 299 MONTANAPARK 0159
2019/09/11 Postal 249 PIGEON CT PRETORIA PRETORIA GAUTENG 0182
Contact No. History
Bureau Update Type Telephone No
2017/11/01 Work 0147362600
2017/01/05 Cellular 0603585790
2015/01/27 Home 0123222078
2013/01/07 Home 0147300111
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2011/10/26 Work 0147360000
Email Address History
Bureau Update Email Address
2017/03/15 CELLC@CMOBILE.COM
Employment History
Bureau Update Employer Designation
2013/07/27 LORD MILNER SCHOOL
2012/10/08 GOV
2009/07/11 DEPARTMENT OF EDUCATION
2007/02/25 MAGALIES SPECIAL SCH
2006/11/20 MEGALIESSKOOL
Credit Enquiry History
This section includes a list of organisations or credit providers who have requested a Credit Report on this consumer.
Type/Category of
Enquiry Date Requested By Contact Number Enquiry Reason
Credit Grantor
2019/07/08 HomeChoice WS Retail 021680 1446 Credit assessment
2019/08/08 HomeChoice WS Retail 021680 1446 Credit assessment
2019/07/10 Mtn-webservices Telecoms 0000000000 Credit assessment
2019/07/10 Mtn-webservices Telecoms 0000000000 Credit assessment
2019/07/11 MTN Commercial Vetting Telecoms 0832226448 Credit assessment
2019/07/12 MTN Commercial Vetting Telecoms 0832226448 Credit assessment
2019/07/13 MTN Vetting team Telecoms 0565623896 Credit assessment
* Nothing on Record
Property Interests
This section displays a list of properties registered in the name of the consumer at the Deeds offices around SA.
* Nothing on Record
Principal Links
This section displays a list of companies where the consumer is linked as a principal.
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