SME Lending - Application Form

BUSINESS LOAN SME SECURED LOAN MACHINERY LOAN

Please fill in all the required details in CAPITAL LETTERS. Tick boxes as applicable. Application No.:
ECL Finance Limited Edelweiss Retail Finance limited
APPLICANT INFORMATION
1. Applicant Name :
2. Borrower Entity Type: Sole Proprietorship Partnership Firm LLP Pvt. Ltd. Co. Public Ltd. Co. Others
3. Registered Office Address of the Entity :

City Pin Code State

4. Communication Address of the Entity Yes (Same as above) No
5. Acceptable KYC documents required to be submitted,
Cert./License issued by the Muni. Auth. under S& E Act/Cert. of enlistment/license/shop allotment letter issued by Municipal Corp.
Any Registration / Licensing Cert. issued by the Central Govt. or State Govt. Authority/ Dept,
Registration Cert. under G.S.T/VAT/TIN/TAN/Prof. Tax Auth./Labour Law/Factory Registration Cert.,
Partnership Deed and registration cert., (if registered for firms) /MOA & AOA(for Co’s) along with Cert. of Inc. & Cert. of Commencement of Business
(in case of PLC)
Document Type & Number Expiry Date (if applicable) D D M M Y Y Y Y
6. Date of Commencement of Business D D M M Y Y Y Y 7. Date of Incorporation of Business: D D M M Y Y Y Y 8. No. of Employees
9. PAN 10. CIN
11. GST No. 12. Udyam Certificate
13. Nature of Business Manufacturing Retail Trading Wholesale Trading Service Sector Others
14. Non Professional Professional Doctor CA/CS/CWA Architect Lawyer Others
15. Contact Person Name: Designation:
Landline Number: Mobile No: Email ID
DETAILS OF PROPRIETOR / PARTNERS/DIRECTORS OF PROPRIETORSHIP CONCERN/PARTNERSHIP FIRM/LLP/ PVT LTD CO./PUB LTD CO
Name Address Profit Sharing% Total Experience PAN DIN

CO-APPLICANT - I INFORMATION CO-APPLICANT - II INFORMATION

1. Name Co-Applicant 1 1. Name Co-Applicant 2

CAF-Version 1.1- 15.07.2022

Please affix recent Please affix recent

color photograph color photograph
2. Father's/Spouse's Name with 2. Father's/Spouse's Name with
signature across it signature across it

3. Mother's Name 3. Mother's Name

4. Date of Birth D D M M Y Y Y Y Marital Status Y N 4. Date of Birth D D M M Y Y Y Y Marital Status Y N

5. PAN CKYC No. 5. PAN CKYC No.
Citizen of India Y N Citizen of India Y N
Gender Male Female Others Gender Male Female Others
6. Disability if any: Physically challenged Visually challenged 6. Disability if any: Physically challenged Visually challenged
Others if any (please specify) Others if any (please specify)
7. ID Document Type Driving License PAN Card Passport 7. ID Document Type Driving License PAN Card Passport
Aadhaar Voter ID Aadhaar Voter ID

8. Relevant ID No 8. Relevant ID No

9. Passport / Driving License Expiry Date D D M M Y Y Y Y 9. Passport / Driving License Expiry Date D D M M Y Y Y Y
10. Residence Address 8. Residence Address

City Pin Code City Pin Code

State State
11. Years at Current Address Own Rented 9. Years at Current Address Own Rented
Company Provided Other Company Provided Other
12. Permanent Address 10. Permanent Address

City Pin Code City Pin Code

State State
STD Code Tel No. Mobile STD Code Tel No. Mobile
Email Email
13. Educational Qualification UG Graduate PG 11. Educational Qualification UG Graduate PG
If Professional CA Doctor Architect Lawyer If Professional CA Doctor Architect Lawyer

Others Others

DETAILS OF LOAN REQUIRED AND PROPERTY/ASSET(S) TO BE MORTGAGED / HYPOTHECATED

1. Type of Property/Asset(s) Residential Commercial Mixed Usage Equipment | Status of the Asset(s) if Property Self Occupied
Rented Vacant
2. Required Loan Amount ` Required tenure in years
Value of the Property/Asset(s) ` Built-up Area (Sq.ft.)
3. Property Address
City Pin Code State
4. Owner of property : Applicant Co-applicant Jointly Others
If jointly / others pls. mention owner's name
5. Purpose of Loan Capital Expenditure Working Capital Commercial/Industrial Business Expansion New Equipment
Property Purchase Purchase
Refinance of Existing Equipment
BANK ACCOUNT DETAILS (Please attach a separate sheet if required)

Nature of Facility
Name of Account Holder Name of Bank Branch A/c Operated Since Account No.(s) Individual/Joint A/c
(OD/TL/CC)

INSURANCE REQUIREMENT / ADDITIONAL INFORMATION

1. Group Insurance Cover - Loan Yes No 2. Other Insurance Cover Yes No
3. Importer / Exporter Yes No 4. Import / Export Turnover :
TRADE / BUSINESS / OTHER REFERENCES
Trade Reference Non Trade Reference
1. Name of Entity 1. Name
2. Contact Person 2. Contact Person
3. Relationship with Applicant: Supplier Customer Competitor 3. Relationship with Applicant: Friend Relatives Neighbour
Others (pls specify) Others (pls specify)

4. Address: 4. Address:
Landmark City Landmark City
Pin Code State Pin Code State
STD Code Tel No. STD Code Tel No.
Mobile Email Mobile Email
 MOST IMPORTANT TERMS AND CONDITIONS (ECLFL / ERFL)
Thank you for your application for SME Loan. To ensure that there is clarity regarding ECL Finance Limited (ECLFL/Company) / Edelweiss Retail Finance Limited (ERFL/Company) product features, you
are requested to kindly go through the following and sign your acceptance of the same. Kindly retain the copy the acknowledgement for your future reference. ECLFL / ERFL shall at its sole discretion
and under intimation to you, be entitled to amend or modify the fees & charges as detailed at are website eclfinance.edelweissfin.com / www.edelweissretailfin.com prospectively and all such
amendments or modifications shall be deemed to be effective and binding on you. The rate of interest applicable to the loan facility availed shall be as prevailing on the date(s) of disbursement(s) and
will be based upon inter-alia both the lenders evaluation of the customer such as professional qualification, creditworthiness, risk profile, security, repayment track record, external ratings etc. Based
on the interest rate model adopted by the Company , the rate of interest for the same product and tenor may vary for different customers depending upon the abovementioned factors.
The Processing Fees applicable on your loan is detailed at eclfinance.edelweissfin.com / www.edelweissretailfin.com Processing fee is non-refundable.
By accepting this letter you, .................................................................... (Name of Borrower) confirm that you have read and understood the contents of MITC as aforesaid. You also confirm that you
have not been promised any gifts / discounts or any other commitment whatsoever which is not documented above or any other document. Further, you confirm that no cash has been collected from
you with respect to the loan. You authorize ECLFL / ERFL to extract your credit history from CIBIL / other credit bureaus.
DECLARATION (ECLFL / ERFL)
I / We hereby confirm that, I / We understand the aforesaid contents and shall prefer to have all future communications including but not limited to a copy of loan agreement, its enclosures, notices
and other relevant loan documents, in the English language only.
I/We hereby certify/authorize:(a) that all information furnished by me/us is true, correct and complete; that there is no over dues/ statutory dues against me/us/promoters except as indicated in the
application; (b) give consent to disclose without notice to me/us, information furnished by me/us in application form/ related documents in relation to the Facilities availed from ECLFL / ERFL to other
branches, credit bureaus, service providers, banks /financial institutions, Government/ regulatory authorities or third parties for KYC information verification, credit risk analysis, or for other related
purpose that ECLFL / ERFL may deem fit; (c)have not been declared as defaulter/wilful defaulter by any Bank/FI and no Legal action nor any insolvency proceedings or suit for recovery of outstanding
dues or monies whatsoever and/or criminal proceedings has been taken/initiated against me/us by any Bank/FIs;(d) for sharing of personal information to any of our group entities including our
service providers performing delegated outsourced function to enable them to perform internal business processes (which facilitate transactions)such as risk management purposes, data analysis,
audits, developing and improving, new products and services. I/We shall furnish all other information that may be required connection with my/our application that this may also be exchanged by you
with any agency you may deem fit and you, your representatives or Reserve Bank of India or any other Government/ regulatory authorities/agency as authorised by you and may at any time, inspect/
verify my/our assessment of account and other information as required to consider the loan application etc. in our factory/business premises as given above; you may take appropriate
safeguards/action for recovery of Bank/FI’s dues including publication of defaulters name in website/submission to RBI; further agree that my/our loan shall be governed by the rules of your Bank/FI
which may be in force from time to time.
I/We hereby declare that we are in compliance with Environmental, Social and Governance (ESG) norms and are committed to ensure that we continue to be ESG compliant.
I/We acknowledge the receipt of the document checklist and have read and understood and read the terms & conditions given above for the loan from ECLFL / ERFL.

Applicant’s Signature: Co-Applicant 1 Signature: Co-Applicant 2 Signature:

For Office use only

Branch Name Associate Code Date D D MM Y Y Y Y
Date Associate Name Place

#For more details on above please visit Know your customer documentation checklist at the applicable Entity website below-
ECL Finance Limited: eclfinance.edelweissfin.com  Edelweiss Retail Finance Limited: www.edelweissretailfin.com

CUSTOMER'S LOAN APPLICATION ACKNOWLEDGEMENT

SME Lending
ECL Finance Limited (ECLFL) / Edelweiss Retail Finance Limited (ERFL)
Tower 3, Wing 'B', Kohinoor City Mall, Kohinoor City, Kirol Road, Kurla (West), Mumbai - 400 070 Toll Free No. 1-800-1026371 (Mon - Fri | 10 AM to 5 PM)

ECL Finance Limited Edelweiss Retail Finance limited Application No.:

We acknowledge the receipt of your application for a loan from ECL Finance Limited / Edelweiss Retail Finance Limited Please write to us at the given email id for your
queries and suggestions.
Name of the applicant Loan Amount Applied
Name & Mobile No. of the Sales executive Date
Note : Credit appraisal at the sole discretion of ECL Finance Limited / Edelweiss Retail Finance Limited. Please contact us in 7 days at our registered office or write to us at
assistance@eclf.com to know the status of your application. Fees & charges and Terms & conditions are also available on our website: eclfinance.edelweissfin.com /
www.edelweissretailfin.com
 REQUIRED DOCUMENTS
• Signed application form • Last 2 years Audited financials & Income tax returns for Business Loan.
• Registration Certificate & Partnership Deed • Last 3 years Audited financials & Income tax returns for SME Secured Loan and Machinery
• Copy of Identity & Address proof (Officially Valid Document i.e. Aadhaar, Passport, DL, NPR Loans.
Letter, NREGA Card, Voter ID Card) and other deemed OVDs as address proof as specified in KYC • Power of attorney granted to managers, partners, officers or employees to transact the
& AML policy of the Company business on behalf of Company/Firm
• A resolution from the Board of Directors • Bank Statements for last six months
• Business proof as per KYC & AML Policy of the Company • PAN or Form 60 in lieu of PAN.
• COI & Memorandum & Article of Association
MOST IMPORTANT TERMS AND CONDITIONS
ECLFL / ERFL shall at its sole discretion and under intimation to you, be entitled to amend or modify the fees & charges as detailed at eclfinance.edelweissfin.com / www.edelweissretailfin.com
prospectively and all such amendments or modifications shall be deemed to be effective and binding on you. The fees and charges are exclusive of relevant taxes, education cess & other govt. taxes,
levies etc. The rate of interest applicable to the loan facility availed shall be as prevailing on the date(s) of disbursement(s) and will be based upon inter-alia the Company's evaluation of the customer
such as professional qualification, creditworthiness, risk profile, security, repayment track record, external ratings etc. Based on the interest rate model adopted by Company, the rate of interest for
the same product and tenor may vary for different customers depending upon the abovementioned factors.