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The National Urban Housing and Habitat Policy aims to promote affordable housing for all, particularly focusing on the urban poor and marginalized groups. Key initiatives include the JNNURM and ISHUP programs, which provide funding, interest subsidies, and encourage public-private partnerships to enhance housing access. The policy emphasizes planned urban development, secure housing tenure, and special provisions for disadvantaged communities.

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23 views2 pages

Vilabeituo Presentation

The National Urban Housing and Habitat Policy aims to promote affordable housing for all, particularly focusing on the urban poor and marginalized groups. Key initiatives include the JNNURM and ISHUP programs, which provide funding, interest subsidies, and encourage public-private partnerships to enhance housing access. The policy emphasizes planned urban development, secure housing tenure, and special provisions for disadvantaged communities.

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vilabeituoriipreo
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© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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NATIONAL URBAN HOUSING AND HABITAT POLICY

“PROMOTING AFFORDABLE HOUSING FOR ALL”


ABOUT NUHHP
AIMS
•Goal: Ensure affordable housing access for all,
with a focus on the urban poor •Promote planned urban development
•Strategy: Establish partnerships among states •Provide affordable housing for all
and diverse stakeholders including cooperatives, •Increase affordable funding
employee welfare groups, private sector, and state •Reserve 20-25% FAR for EWS/LIG/TDR to add units on same land
agencies •Increase supply of serviced land
•Focus Areas: Aid marginalized groups •Special housing for SC/ST/OBC/Minorities/Disabled
(SC/ST/BC/minorities), empower women in urban •Special housing for women
poor communities, and guarantee secure housing •Generate employment through housing programs
tenure •Encourage public-private partnerships
•Ensure healthy design and construction of shelters

INNITIATIVES & SCHEMES


•JNNURM (2005): Focused on urban infrastructure
and affordable housing for the urban poor.
KEY ACTION AREAS
•ISHUP: Offers interest subsidies on housing loans to •Build affordable housing.
low-income groups. •Promote land assembly, development, and disposal in public and
•Affordable Housing in Partnership: Promotes private sectors.
collaboration between government, private sector, and •Allow private sector land assembly per Master/Development Plan.
financiers. •Reserve 10-15% land or 20-25% FAR in new projects for EWS/LIG
•High Power Task Force: Coordinates affordable housing using legal and spatial incentives.
housing policy implementation. •Prepare action plans for urban slum dwellers, focusing on
•Rajiv Awas Yojana (2011): Aims for slum-free cities SC/ST/OBCs/Minorities/EWS.
through affordable housing and amenities. •Allocate land at institutional rates to cooperative housing, and labor
housing on a no-profit basis.
•Improve and upgrade slums.
NATIONAL URBAN HOUSING AND HABITAT POLICY
“PROMOTTING AFFORDABLE HOUSING FOR ALL”

JNNURM

•Over 1.5 million houses sanctioned for the poor


under JNNURM
•Around 1300 projects approved across urban
India
•Total project outlay exceeds Rs. 33,860 crore
•Central Government subsidy amounts to Rs.
18,500 crore

ISHUP
•Pilot scheme offers 5% interest subsidy on housing loans for EWS/LIG urban poor
•Encourages loans via Banks/HFCs for home purchase or construction
•Subsidy applies to loans up to Rs. 1 lakh for full loan term
•Loan repayment period: 15–20 years
•No pre-payment charges allowed
•Targets 0.31 million EWS/LIG households
•Total subsidy: Rs. 1100 crore during 11th Plan

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