SBI General Insurance Company Limited.
Servicing Office : 2nd Floor , State Bank of India (Main Branch) New Market , TT Nagar, BHOPAL, MADHYA PRADESH (State
Code:23) -462003
Bundled Private Car Insurance Policy UIN --IRDAN144RP0006V02201819
Certificate Cum Policy Schedule (FORM 51 OF THE CENTRAL MOTOR VEHICLE RULES, 1989)
PAN :AAMCS8857L GSTIN: 23AAMCS8857L1ZK CIN :U66000MH2009PLC190546 IRDAI Reg:144
Policy No: HYNDAIHIIB/1165282 Proposal No. & Date: HIIB8155309, 03-APR-2024
Policy Issued On: 03-APR-2024 15:30 HRS Previous Policy No.: NA
Insured Name: MR. INDAR SINGH YADAV Previous Insurer: NA
Period of Own Damage : 03-APR-2024 (15:30) To 02-APR-2025 (1 YEAR)
SOJIPURA , KARANVAS , KARANVAS RAJGARH , RAJGARH , Period of Liability Cover: 03-APR-2024 (15:30) To 02-APR-2027 (3 YEARS)
Insured Address:
MADHYA PRADESH (State Code:23) -465683
Period of Compulsory 03-APR-2024 (15:30) To 02-APR-2027 (3 YEARS)
Personal Accident Cover:
Customer Type PAN GSTIN Name Age (Yr.) Relation
Customer Details Nominee Details
INDIVIDUAL XXXXX9735B NA MRS ARADHANA YADAV 36 SPOUSE
Vehicle Details
Make Model Variant Cubic Capacity Manufacturing Year Seating capacity
HYUNDAI GRAND I10 NIOS 1.2MT CNG SPORTZ 1197 2024 5
Body Type Registration No. RTO Hypothecation/Lease* Fuel Type VIN/Chassis No.
HATCHBACK NEW BHOPAL YES PETROL+CNG MALB351CLRM530647
Vehicle IDV Electrical Accessories Non-Electrical Accessories BI Fuel Kit Total IDV Engine No
781,850 0 0 0 781,850 G4LARM862176
Own Damage Premium (A) Amount(INR) Liability Premium (B) Amount(INR)
Basic Own Damage Premium Basic Third Party Liability Premium 10,640
Vehicle 11,228 Bi-Fuel Kit 180
Non-Elec. Accessories (IMT-24) 0 Geographical Area Extension (IMT-1) 0
Elec. Accessories (IMT-24) 0 Sub Total (Third Party Liability) 10,820
Bi-Fuel Kit (IMT-25) 561 Personal Accident (PA) Cover
Geographical Area Extension (IMT-1) 0 Compulsory PA Cover for Owner Driver Rs 1500000 (IMT-15) 909
IMT 23 Premium 0 PA Cover for 5 Unnamed Passengers Rs 100000 Each (IMT-16) 750
Sub Total (Basic Premium) 11,789 PA cover for Paid Driver of Rs 2 Lac (IMT-17) 300
Discount/Deductibles Sub Total PA Cover 1,959
Voluntary Deductibles (0) (IMT-22A) 0 Legal Liability
Anti Theft Device (IMT-10) 0 Paid Driver (IMT-28) 150
AA Membership (IMT-8) 0 Employees (for 5 persons) (IMT-29) 750
No Claim Bonus (0%) 0 Sub Total (Legal Liability) 900
Handicapped Discount (IMT-12) 0 Net Liability Premium (B) 13,679
Sub Total (Deductibles) 0 Total Premium (A+B) 30,615
Total Own Damage Premium 11,789 SGST(9%) 2,756
Add On Coverages ( ZD, CM, EP, KP, PB ) 5147 CGST(9%) 2756
Net Own Damage Premium (A) 16,936 Gross Premium Paid 36,127
Add-on Cover Opted in the Policy: Depreciation Reimbursement- (Private Car)- Bundled(IRDAN144RP0006V02201819/A0023V01201819), Cover for Consumables- (Private Car)-Bundled
(IRDAN144RP0006V02201819/A0030V01201819), Engine Guard- (Private Car)-Bundled(IRDAN144RP0006V02201819/A0028V01201819), Cover for Key Replacements- (Private Car)-Bundled
(IRDAN144RP0006V02201819/A0025V01201819), Loss of Personal Belonging- (Private Car)-Bundled(IRDAN144RP0006V02201819/A0031V01201819)
Notes: 1. Consolidated Stamp duty paid to state exchequer
2.This policy has been issued upon declaration by the Insured that a valid Pollution Under Control (PUC) Certificate is held on the date of
commencement of the Policy. The insured undertakes to renew and maintain a valid and effective PUC and/or fitness Certificate, as applicable, 3.Geographical Area Ext. extended to (IMT-1): NA
during the subsistence of the Policy.
5.The policy is subject to compulsory deductible of INR 1000
4. Policy issuance is subject to realization of cheque if premium is paid by cheque
(IMT-22) & Voluntary Deductible of INR 0
7. Basic premium rates differ for NCB V/s Non -NCB , any wrong
6. This policy is to be read in conjunction with the Policy /Add-on wordings T&C available on the insurer website http://www.sbigeneral.in NCB declaration will attract recovery of NCB portion & difference of
basic rate
*Hypothecation Details: STATE BANK OF INDIA - SULTANIA ROAD BRANCH - BHOPAL Payment Mode: Online
Limitations as to use:The policy covers use of the vehicle for any purpose other than (1) Hire or Reward (2) Carriage of goods (other than samples or personal luggage) (3) Organized racing (4) Pace
making (5) Speed testing (6) Reliability trials (7) Any purpose in connection with motor trade.
Driver's Clause: Any person including the insured: Provided that the person driving holds an effective driving license at the time of the accident and is not disqualified from holding or obtaining such
license. Provided also that the person holding an effective learners license may also drive the vehicle & that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicle Rules, 1989.
Limits of Liability Clause: Under Section II-1(i) of the policy-Death of or bodily injury: Such amount as is necessary to meet the requirements of the Motor Vehicle Act 1988.Under Section II-1 (ii) of
the policy-Damage to third party property is INR 7.5 Lakhs, PA Cover Under Section III for Owner-Driver is INR 15 Lakhs.
No Claim Bonus: The insured is entitled for a No Claim Bonus (NCB) on the own damage section of the policy, if no claim is made or pending during the preceding year(s) - 20%, preceding
two consecutive years - 25%, preceding three consecutive years - 35%, preceding four consecutive years - 45%, preceding five consecutive years - 50% of NCB on OD Premium.
NCB is allowed provided the policy is renewed within 90 days of the expiry date of the previous policy.
Declaration on Tax Invoice We hereby declare that though our aggregate turnover in any preceding financial year from 2017-18 onwards is more than the aggregate turnover notified under sub-rule (4)
of rule 48, we are not required to prepare an invoice in terms of the provisions of the said sub-rule.
Important Notice: The insured is not indemnified if the vehicle is used or driven otherwise than in accordance with the schedule. Any payment made by the company by reasons of wider terms
appearing in the certificate in order to comply with the Motor Vehicle Act, 1988 is recoverable from the insured. See the clause headed "AVOIDANCE OF CERTAIN TERMS & RIGHT
OF RECOVERY" For legal interruption, English version will hold good.
Grievance Clause: For resolution of any query or grievance, Insured may check Grievance redressal policy at https://www.sbigeneral.in/portal/grievance-redressal or connect with the respective servicing
office of insurance company. In the event of unsatisfactory response,he/she may approach the insurance ombudsman for the redressal of grievance at www.irdai.gov.in or on website of General Insurance
Council: www.gicouncil.in
HSN/SAC : 997134, Description of Service : Motor Vehicle Insurance Services, Place of Supply : MADHYA PRADESH(State Code : 23), Insurer Invoice Number : HAP/0000001165282
I/we hereby certify that the policy to which this certificate relates as well as this certificate of insurance are issued in accordance with the provisions of Chapter X and XI of Motor Vehicle Act, 1988.
Insurance Broker Name : Hyundai India Insurance Broking Pvt. Ltd. Scan for Renewal For & On Behalf of
Corporate Office:16th Floor, Building No. 9A, DLF Cybercity, Phase III, Gurugram, (Valid from 90 Days Prior to Expiry) SBI General Insurance Company Limited.
Haryana 122001
Broker Code: 822 (Valid UPTO:30/05/2025) MISP NAME-C I FINLEASE LIMITED
CIN No.: U67200HR2021PTC098982 MISP CODE-HIIB-MHY-0345
GST: 06AAGCH0310P1ZP DP NAME-AKASH MALIK
Email ID: connect@hiib.in
Contact No: 0124-6833000
Authorized Signatory
For Claims, Policy Servicing & Renewal, Kindly contact (C I HYUNDAI) at +91-9109134927
