CONSUMER BASE™ CHM Ref #:

Prepared For:
NORT250621CR196842422
NORTHERN ARC CAPITAL LIMITED
REPORT Application
21062025104329LOSAPPID825166
For SHARADAMMA SHARADAMMA ID:
Date of
21-06-2025 10:06:97
Request:
Date of Issue: 21-06-2025

Inquiry Input Information

SHARADAMMA
Name: DOB/Age: 01-01-1968 Gender:
SHARADAMMA

Father: Spouse: Mother:

PhoneNumbers: 8494806853 ID(s): XXXXXXXX5965 [UID] Email ID(s):

MDFPS8851R [PAN]

EntityId:

CurrentAddress: DUDDA HOBLI CHIGATIHALLI HONNAVARA CHIGATIHALLI HASSAN 573118 KA

OtherAddress:

CRIF HM Score(S):

SCORE NAME SCORE SCORING FACTORS

No/minimal recent missed payments
PERFORM CONSUMER 2.2 699 Score Range : 300-900 Delinquency observed in recent past
Substantial proportion of outstanding balance to disbursed amount
Tip: Positive impact on credit score Negative impact on credit score

Personal Information -Variations

Tip: Theseare applicant's personal information variations as contributedby various financial institutions.

Reported DOB Variations ReportedOn

Name Variations
On 15-05-
01-01-1968
31-10- 2025
SHARADAMMA
2024 31-08-
02-03-1974
30-09- 2016
SHARADAMMA S/O W/O
2024 31-01-
18-05-1997
30-05- 2025
SHARADAMMA D/O NINGAMMA
2025
15-05- Phone Variations ReportedOn
SHARADAMMA .
2025 30-05-
08494806853
31-08- 2025
Z SHARADAMMA
2016 15-05-
8494806853
30-11- 2025
SHARADAMMA S/O W/O RUDREGOWDA
2024 15-05-
8171644781
2025
AddressVariations ReportedOn 31-08-
W/O RUDREGOWDA.CHIGATIHALLI [V] HONNAVAR HASSAN HASSAN 15-05- 8971644781
2016
573118 KA 2025 15-05-
081728494806853
DUDDA HOBALI CHIGATIHALLI GRAMCHIGATIHAL LI 15-06- 2025
HONNAVARAALUR HASSAN 573118 KA 2025
30-04- ID Variations ReportedOn
W/O RUDREGOWDA DUDDA HOBLI HASSAN 573118 KA
2025 15-05-
MDFPS8851R [PAN]
15-05- 2025
DUDDA [H] HASSAN [T] HASSAN [D] HASSAN HASSAN 573118 KA
2025 31-01-
FPRPP6404J [PAN]
W/O RUDREGOWDA.CHIGATIHALLI [V] HONNAVARA [P] DUDDA [H] 31-07- 2025
HASSAN [T] HASSAN [D] HASSAN HASSAN 573118 KA 2023 30-09-
HVQ1928043 [Voter ID]
30-05- 2022
AGRICULTURE CHIGATAHALLI HASSAN 573118 KA
2025 31-01-
AKK4328993 [Voter ID]
31-03- 2025
DUDDA [H] HASSAN [T] HASSAN [D] HASSAN HASSAN 573118 99
2024 HAS14136768 [Ration 30-09-
DUDDA [H] HASSAN [T] HASSAN [D], HASSAN HASSAN HASSAN 15-05- Card] 2021
573118 KA 2025 HVQ1928043 [Driving 31-08-
W/O RUDREGOWDA DUDDA HOBLI CHIGATIHALLIGRAMA 30-05- License] 2016
HONNAVARA ALUR HASSAN 573118 KA 2025
 W/O- RUDRE GOWDA CHIGATAHALLI VILL HONNAVARA POST DUDDA 31-10-
HOBLI HASSAN TQ HASSAN DIST HASSAN 573118 KA 2024
W/O RUDREGOWDA.CHIGATIHALLI [V] HONNAVAR HASSAN HASSAN 31-03-
573118 99 2024

Tip: Allamounts are in INR.

Account Summary
Tip: Current Balance & Disbursed Amount is considered ONLY for ACTIVE accounts.

Amt Disbd/High
Type Numberof Account(s) ActiveAccount(s) OverdueAccount(s) CurrentBalance
Credit
PrimaryMatch 22 9 2 20,66,810 20,52,936
Total 22 9 2 20,66,810 20,52,936

New DelinquentAccount(s) in last 6 Months:

Inquiries inlast 24 Months: 19 New Account(s)in last 6 Months: 3
0

Account Information

Info.as of: 15-05-

1 AccountType: GOLD LOAN Credit Grantor: XXXX Account #: xxxx
2025

Ownership: INDIVIDUAL Disbursed Date: 06-03-2025 Disbd Amt/High Credit: 50,000

ACTIVE

CreditLimit: Last Payment Date: Current Balance: 50,683

CashLimit: Closed Date: Last Paid Amt:
InstlAmt/Freq: Tenure(month): 0 Overdue Amt: 0

PaymentHistory/Asset Classification:

January February March April May June July August September October November December
2025 - - XXX/STD XXX/STD XXX/STD - - - - - - -

Info.as of: 15-05-

2 AccountType: GOLD LOAN Credit Grantor: XXXX Account #: xxxx
2025

Ownership: INDIVIDUAL Disbursed Date: 24-02-2025 Disbd Amt/High Credit: 1,30,000

ACTIVE

CreditLimit: Last Payment Date: Current Balance: 1,32,093

CashLimit: Closed Date: Last Paid Amt:
InstlAmt/Freq: Tenure(month): 0 Overdue Amt: 0

PaymentHistory/Asset Classification:

January February March April May June July August September October November December
2025 - XXX/STD XXX/STD XXX/STD XXX/STD - - - - - - -

Info.as of: 15-06-

3 AccountType: HOUSING LOAN Credit Grantor: XXXX Account #: xxxx
2025

Ownership: INDIVIDUAL Disbursed Date: 11-12-2024 Disbd Amt/High Credit: 10,00,000

CreditLimit: Last Payment Date: 06-06-2025 Current Balance: 9,83,184
ACTIVE

CashLimit: Closed Date: Last Paid Amt:

InstlAmt/Freq: 17,436 Tenure(month): 119 Overdue Amt:
Status: Principal Writeoff Amt: 0
Settlement Amt: Total Writeoff Amt:
 PaymentHistory/Asset Classification:

January February March April May June July August September October November December
2025 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD - - - - - -
2024 - - - - - - - - - - - 000/STD

Info.as of: 15-05-

4 AccountType: GOLD LOAN Credit Grantor: XXXX Account #: xxxx
2025

Ownership: INDIVIDUAL Disbursed Date: 15-07-2024 Disbd Amt/High Credit: 1,10,000

ACTIVE

CreditLimit: Last Payment Date: Current Balance: 1,17,867

CashLimit: Closed Date: Last Paid Amt:
InstlAmt/Freq: Tenure(month): 0 Overdue Amt: 0

PaymentHistory/Asset Classification:

January February March April May June July August September October November December
2025 XXX/XXX XXX/STD XXX/STD XXX/STD XXX/STD - - - - - - -
2024 - - - - - - 090/STD 030/STD 000/XXX 000/STD 000/STD XXX/XXX

Info.as of: 15-05-

5 AccountType: GOLD LOAN Credit Grantor: XXXX Account #: xxxx
2025

Ownership: INDIVIDUAL Disbursed Date: 15-07-2024 Disbd Amt/High Credit: 1,40,000

ACTIVE

CreditLimit: Last Payment Date: Current Balance: 1,50,012

CashLimit: Closed Date: Last Paid Amt:
InstlAmt/Freq: Tenure(month): 0 Overdue Amt: 0

PaymentHistory/Asset Classification:

January February March April May June July August September October November December
2025 XXX/XXX XXX/STD XXX/STD XXX/STD XXX/STD - - - - - - -
2024 - - - - - - 000/STD 030/STD 000/XXX 000/STD 000/STD XXX/XXX

Info.as of: 31-12-

6 AccountType: GOLD LOAN Credit Grantor: XXXX Account #: xxxx
2024

Ownership: INDIVIDUAL Disbursed Date: 15-07-2024 Disbd Amt/High Credit: 1,10,000

ACTIVE

CreditLimit: Last Payment Date: Current Balance: 1,14,612

CashLimit: Closed Date: Last Paid Amt:
InstlAmt/Freq: Tenure(month): 0 Overdue Amt: 0

PaymentHistory/Asset Classification:

January February March April May June July August September October November December
2024 - - - - - - - XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX

Info.as of: 31-12-

7 AccountType: GOLD LOAN Credit Grantor: XXXX Account #: xxxx
2024

Ownership: INDIVIDUAL Disbursed Date: 15-07-2024 Disbd Amt/High Credit: 1,40,000

CreditLimit: Last Payment Date: Current Balance: 1,45,869
ACTI

CashLimit: Closed Date: Last Paid Amt:

IVE
InstlAmt/Freq: Tenure(month): 0 Overdue Amt: 0

PaymentHistory/Asset Classification:

January February March April May June July August September October November December
2024 - - - - - - - XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX

Info.as of:
8 AccountType: BUSINESS LOAN PRIORITY SECTOR AGRICULTURE Credit Grantor: XXXX Account #: xxxx
31-05-2025

Ownership: INDIVIDUAL Disbursed Date: 13-05-2024 Disbd Amt/High Credit: 3,49,500

CreditLimit: Last Payment Date: 30-05-2025 Current Balance: 3,52,986
ACTIVE

CashLimit: Closed Date: Last Paid Amt: 3,120

InstlAmt/Freq: Tenure(month): 0 Overdue Amt:
Status: Principal Writeoff Amt: 0
Settlement Amt: 0 Total Writeoff Amt:

PaymentHistory/Asset Classification:

January February March April May June July August September October November December
2025 XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD - - - - - - -
2024 - - - - XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD

Collateral/Security Details:
Security Type Type of Charge Security Value Date Of Value
Property 4,80,000

Info.as of: 30-05-

9 AccountType: CREDIT CARD Credit Grantor: XXXX Account #: xxxx
2025

Ownership: INDIVIDUAL Disbursed Date: 30-12-2023 Disbd Amt/High Credit: 23,436

ACTIVE

CreditLimit: 20,000 Last Payment Date: 12-02-2025 Current Balance: 19,504

CashLimit: 3,000 Closed Date: Last Paid Amt: 20
InstlAmt/Freq: Tenure(month): 0 Overdue Amt: 0

PaymentHistory/Asset Classification:

January February March April May June July August September October November December
2025 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX - - - - - - -
2024 XXX/XXX 000/XXX 000/XXX 000/XXX 000/XXX 003/XXX 000/XXX 000/XXX 003/XXX 003/XXX 003/XXX 000/XXX

Info.as of: 31-12-

10 AccountType: GOLD LOAN Credit Grantor: XXXX Account #: xxxx
2024

Ownership: INDIVIDUAL Disbursed Date: 17-08-2024 Disbd Amt/High Credit: 1,17,000

CreditLimit: Last Payment Date: Current Balance: 0
CLOSED

CashLimit: Closed Date: 12-12-2024 Last Paid Amt:

InstlAmt/Freq: 1,27,472 Tenure(month): 12 Overdue Amt:
Status: Principal Writeoff Amt: 0
Settlement Amt: 0 Total Writeoff Amt:

PaymentHistory/Asset Classification:

January February March April May June July August September October November December
2024 - - - - - - - XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD

Collateral/Security Details:
 Security Type Type of Charge Security Value Date Of Value
Gold 1,61,675
Gold 1,57,100
Gold 1,67,525
Gold 1,75,900

Info.as of: 31-10-

11 AccountType: GOLD LOAN Credit Grantor: XXXX Account #: xxxx
2024

Ownership: INDIVIDUAL Disbursed Date: 02-01-2024 Disbd Amt/High Credit: 2,65,000

CreditLimit: Last Payment Date: 04-10-2024 Current Balance: 0
CLOSED

CashLimit: Closed Date: 04-10-2024 Last Paid Amt: 2,54,333

InstlAmt/Freq: 2,87,986 Tenure(month): 12 Overdue Amt:
Status: Principal Writeoff Amt: 0
Settlement Amt: 0 Total Writeoff Amt:

PaymentHistory/Asset Classification:

January February March April May June July August September October November December
2024 XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD - -

Collateral/Security Details:
Security Type Type of Charge Security Value Date Of Value
Gold 4,52,774
Gold 5,12,985
Gold 4,99,241
Gold 5,18,139
Gold 5,14,541
Gold 4,90,732
Gold 5,05,011

Info.as of: 31-08-

12 AccountType: GOLD LOAN Credit Grantor: XXXX Account #: xxxx
2024

Ownership: INDIVIDUAL Disbursed Date: 17-08-2023 Disbd Amt/High Credit: 1,00,000

CreditLimit: Last Payment Date: Current Balance: 0
CLOSED

CashLimit: Closed Date: 17-08-2024 Last Paid Amt:

InstlAmt/Freq: 1,08,574 Tenure(month): 12 Overdue Amt:
Status: Principal Writeoff Amt: 0
Settlement Amt: 0 Total Writeoff Amt:

PaymentHistory/Asset Classification:

January February March April May June July August September October November December
2024 XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD - - - -
2023 - - - - - - - XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD

Collateral/Security Details:
Security Type Type of Charge Security Value Date Of Value
Gold 1,44,950
Gold 1,64,725
Gold 1,65,875
Gold 1,59,825
1,35,300
Gold 1,64,225

Info.as of: 31-07-

13 AccountType: GOLD LOAN Credit Grantor: XXXX Account #: xxxx
2024

Ownership: INDIVIDUAL Disbursed Date: 27-07-2023 Disbd Amt/High Credit: 92,000

CLOSED

CreditLimit: Last Payment Date: 17-07-2024 Current Balance: 0

CashLimit: Closed Date: 15-07-2024 Last Paid Amt:
InstlAmt/Freq: Tenure(month): 0 Overdue Amt: 0
 PaymentHistory/Asset Classification:

January February March April May June July August September October November December
2024 000/STD 000/STD 000/STD XXX/XXX 030/STD 060/STD 090/STD - - - - -
2023 - - - - - - 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD

Linked Accounts:
Account Number Credit Limit High Credit Amount Overdue Disbursed Date Closed Date Last Payment Date
XXXX 92,000 0 27-07-2023

Info.as of: 31-07-

14 AccountType: GOLD LOAN Credit Grantor: XXXX Account #: xxxx
2024

Ownership: INDIVIDUAL Disbursed Date: 27-07-2023 Disbd Amt/High Credit: 1,16,000

CLOSED

CreditLimit: Last Payment Date: 17-07-2024 Current Balance: 0

CashLimit: Closed Date: 15-07-2024 Last Paid Amt:
InstlAmt/Freq: Tenure(month): 0 Overdue Amt: 0

PaymentHistory/Asset Classification:

January February March April May June July August September October November December
2024 000/STD 000/STD 000/STD XXX/XXX 030/STD 060/STD 090/STD - - - - -
2023 - - - - - - 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD

Linked Accounts:
Account Number Credit Limit High Credit Amount Overdue Disbursed Date Closed Date Last Payment Date
XXXX 1,16,000 0 27-07-2023

Info.as of: 31-01-

15 AccountType: GOLD LOAN Credit Grantor: XXXX Account #: xxxx
2024

Ownership: INDIVIDUAL Disbursed Date: 13-04-2023 Disbd Amt/High Credit: 41,000

CLOSED

CreditLimit: Last Payment Date: 20-06-2023 Current Balance: 0

CashLimit: Closed Date: 20-06-2023 Last Paid Amt:
InstlAmt/Freq: Tenure(month): 0 Overdue Amt: 0

PaymentHistory/Asset Classification:

January February March April May June July August September October November December
2023 - - - 000/STD 000/STD 000/STD - - - - - -

Info.as of: 31-07-

16 AccountType: GOLD LOAN Credit Grantor: XXXX Account #: xxxx
2023

Ownership: INDIVIDUAL Disbursed Date: 30-03-2023 Disbd Amt/High Credit: 90,000

CreditLimit: Last Payment Date: Current Balance: 0
CLOSED

CashLimit: Closed Date: 11-07-2023 Last Paid Amt:

InstlAmt/Freq: 97,671 Tenure(month): 12 Overdue Amt:
Status: Principal Writeoff Amt: 0
Settlement Amt: 0 Total Writeoff Amt:

PaymentHistory/Asset Classification:

January February March April May June July August September October November December
2023 - - XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD - - - - -

Collateral/Security Details:
Security Type Type of Charge Security Value Date Of Value
 Gold 1,20,819
Gold 1,26,863

Info.as of: 31-07-

17 AccountType: GOLD LOAN Credit Grantor: XXXX Account #: xxxx
2023

Ownership: INDIVIDUAL Disbursed Date: 15-02-2023 Disbd Amt/High Credit: 99,000

CreditLimit: Last Payment Date: Current Balance: 0
CLOSED

CashLimit: Closed Date: 11-07-2023 Last Paid Amt:

InstlAmt/Freq: 1,07,415 Tenure(month): 12 Overdue Amt:
Status: Principal Writeoff Amt: 0
Settlement Amt: 0 Total Writeoff Amt:

PaymentHistory/Asset Classification:

January February March April May June July August September October November December
2023 - XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD - - - - -

Collateral/Security Details:
Security Type Type of Charge Security Value Date Of Value
Gold 1,35,273
Gold 1,42,044

Info.as of: 31-01-

18 AccountType: GOLD LOAN Credit Grantor: XXXX Account #: xxxx
2024

Ownership: INDIVIDUAL Disbursed Date: 19-10-2022 Disbd Amt/High Credit: 2,65,000

CreditLimit: Last Payment Date: Current Balance: 0
CLOSED

CashLimit: Closed Date: 02-01-2024 Last Paid Amt:

InstlAmt/Freq: 2,86,068 Tenure(month): 12 Overdue Amt:
Status: Principal Writeoff Amt: 0
Settlement Amt: 0 Total Writeoff Amt:

PaymentHistory/Asset Classification:

January February March April May June July August September October November December
2024 XXX/STD - - - - - - - - - - -
2023 XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD 029/STD 059/STD 089/STD
2022 - - - - - - - - - XXX/STD XXX/STD XXX/STD

Collateral/Security Details:
Security Type Type of Charge Security Value Date Of Value
Gold 4,27,377
Gold 4,07,004
Gold 3,71,785
4,22,628
Gold 4,24,962

Info.as of: 30-09-

19 AccountType: GOLD LOAN Credit Grantor: XXXX Account #: xxxx
2022

Ownership: INDIVIDUAL Disbursed Date: 07-01-2022 Disbd Amt/High Credit: 75,000

CreditLimit: Last Payment Date: Current Balance: 0
CLOSED

CashLimit: Closed Date: 26-09-2022 Last Paid Amt:

InstlAmt/Freq: 80,250 Tenure(month): 12 Overdue Amt:
Status: Principal Writeoff Amt: 0
Settlement Amt: 0 Total Writeoff Amt:

PaymentHistory/Asset Classification:

January February March April May June July August September October November December
2022 XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD - - -

Collateral/Security Details:
 Security Type Type of Charge Security Value Date Of Value
Gold 1,14,984
Gold 1,12,200

Info.as of: 30-11-

20 AccountType: GOLD LOAN Credit Grantor: XXXX Account #: xxxx
2021

Ownership: INDIVIDUAL Disbursed Date: 12-02-2021 Disbd Amt/High Credit: 51,000

CreditLimit: Last Payment Date: 02-11-2021 Current Balance: 0
CLOSED

CashLimit: Closed Date: 02-11-2021 Last Paid Amt: 28,500

InstlAmt/Freq: 54,698 Tenure(month): 12 Overdue Amt:
Status: Principal Writeoff Amt: 0
Settlement Amt: 0 Total Writeoff Amt:

PaymentHistory/Asset Classification:

January February March April May June July August September October November December
2021 - XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD -

Collateral/Security Details:
Security Type Type of Charge Security Value Date Of Value
Gold 63,405
Gold 65,865
Gold 63,480
Gold 66,150

Info.as of: 30-09-

21 AccountType: GOLD LOAN Credit Grantor: XXXX Account #: xxxx
2021

Ownership: INDIVIDUAL Disbursed Date: 10-07-2020 Disbd Amt/High Credit: 79,000

CreditLimit: Last Payment Date: 24-09-2021 Current Balance: 0
CLOSED

CashLimit: Closed Date: 27-09-2021 Last Paid Amt: 53,297

InstlAmt/Freq: 84,728 Tenure(month): 12 Overdue Amt:
Status: Principal Writeoff Amt: 0
Settlement Amt: 0 Total Writeoff Amt:

PaymentHistory/Asset Classification:

January February March April May June July August September October November December
2021 XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD 029/STD 059/STD XXX/STD - - -
2020 - - - - - - XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD

Collateral/Security Details:
Security Type Type of Charge Security Value Date Of Value
Gold 1,08,045
Gold 1,06,502
Gold 1,13,558
Gold 1,07,580
Gold 1,03,562
Gold 1,03,684

Info.as of:
22 AccountType: BUSINESS LOAN PRIORITY SECTOR AGRICULTURE Credit Grantor: XXXX Account #: xxxx
31-08-2016

Ownership: INDIVIDUAL Disbursed Date: 13-04-2016 Disbd Amt/High Credit: 42,000

CLOSED

CreditLimit: Last Payment Date: 13-04-2016 Current Balance: 0

CashLimit: Closed Date: 12-08-2016 Last Paid Amt:
InstlAmt/Freq: 44,844/Monthly Tenure(month): 12 Overdue Amt: 0

PaymentHistory/Asset Classification:

January February March April May June July August September October November December
2016 - - - 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX - - - -
 Linked Accounts:
Account Number Credit Limit High Credit Amount Overdue Disbursed Date Closed Date Last Payment Date
XXXX 42,000 0 13-04-2016 13-04-2016

AdvancedOverlap Report CHM Ref #: NORT250621CR196842422

NORTHERN ARC CAPITAL
SHARADAMMA SHARADAMMA Prepared For:
LIMITED
Date of
21-06-2025 10:06:97
Request:
Date of Issue: 21-06-2025

Tip:All amounts are in INR

Summary
Tip: Current Balance, Disbursed Amount &Instalment Amount is considered ONLY for ACTIVE account

Association AccountSummary DisbursedAmount InstalmentAmount CurrentBalance

Type
Own Other Active Closed Default Own Other Own Other Own Other
PrimaryMatch 0 2 1 17 0 - 80,000 - 3,920 - 51,783
SecondaryMatch 0 0 0 0 0 - - - - - -

Account Details - Primary

1 Member& Account Information with Credit Grantor: CHAITANYA (Branch: 442)

01-01-1968 / 56 years (07-

MemberName: SHARAADHAMMA RUDREGOWDA DOB/Age: Info. As On: 15-06-2025
08-2024)

Relationships: PUTTEGOWDRU (Father) ID(s): HVQ1928043 (Voters Id) PhoneNumbers: 8971644781

NINGAMMA (Mother) 8494806853
Monthly 59,735
CurrentAddress: chigatihalli chigatihalli CHIGATIHALLI HASSAN KA 573118
HouseholdIncome:

OtherAddress: chigatihalli chi KA 573118

AccountType: JLG INDIVIDUAL DisbursedDate: 08-08-2024 Amt Disbursed: 80,000 Info. As On: 15-06-2025
Account#: xxxx Closed Date: CurrentBalance: 51,783 AmountWrite-Off: 0
ACTIVE

InstlFreq: BIWEEKLY Instl Amount: 1,960 AmountOverdue: 0 DPD: 0

Account Remarks:

PaymentHistory:
January February March April May June July August September October November December
2025 000 000 000 000 000 000 - - - - - -
2024 - - - - - - - 000 000 000 000 000

AccountType: JLG INDIVIDUAL DisbursedDate: 15-02-2023 Amt Disbursed: 43,000 Info. As On: 30-04-2025
Account#: xxxx Closed Date: 05-02-2025 CurrentBalance: 0 AmountWrite-Off: 0
CLOSED

InstlFreq: BIWEEKLY Instl Amount: 1,070 AmountOverdue: 0 DPD: 0

Account Remarks:

PaymentHistory:
January February March April May June July August September October November December
2025 000 000 - - - - - - - - - -
2024 - - 000 000 000 000 000 000 000 000 000 000

AccountType: JLG INDIVIDUAL DisbursedDate: 21-09-2022 Amt Disbursed: 50,000 Info. As On: 15-12-2024
Account#: xxxx Closed Date: 18-09-2024 CurrentBalance: 0 AmountWrite-Off: 0
CLO
OSED

AdvancedOverlap Report CHM Ref #: NORT250621CR196842422

NORTHERN ARC CAPITAL
SHARADAMMA SHARADAMMA Prepared For:
LIMITED
Date of
21-06-2025 10:06:97
Request:
Date of Issue: 21-06-2025

InstlFreq: BIWEEKLY Instl Amount: 1,250 AmountOverdue: 0 DPD: 0

Account Remarks:

PaymentHistory:
January February March April May June July August September October November December
2024 000 000 000 000 000 000 000 000 000 - - -
2023 - - - - - - - - - 000 000 000

AccountType: JLG INDIVIDUAL DisbursedDate: 15-11-2021 Amt Disbursed: 30,000 Info. As On: 31-01-2024
Account#: xxxx Closed Date: 29-11-2023 CurrentBalance: 0 AmountWrite-Off: 0
CLOSED

InstlFreq: BIWEEKLY Instl Amount: 700 AmountOverdue: 0 DPD: 0

Account Remarks:

PaymentHistory:
January February March April May June July August September October November December
2023 000 000 000 000 000 000 000 000 000 000 000 -
2022 - - - - - - - - - - - 000

2 Member& Account Information with Credit Grantor: GRAMEENKOOTA (Branch: IN0010616)

MemberName: SHARADAMMA DOB/Age: 01-01-1968 Info. As On: 15-03-2025

Relationships: SHIVEGOWDA (Father) ID(s): HVQ1928043 (Voters Id) PhoneNumbers: 8494806853

8861621442
Monthly 50,000
CurrentAddress: DUDDA CHIGATIGHALLI HONNAVARA ALUR 0 KA 573118
HouseholdIncome:

OtherAddress:

AccountType: JLG INDIVIDUAL DisbursedDate: 28-10-2024 Amt Disbursed: 76,000 Info. As On: 15-03-2025
Account#: xxxx Closed Date: 11-12-2024 CurrentBalance: 0 AmountWrite-Off: 0
CLOSED

InstlFreq: BIWEEKLY Instl Amount: 1,328 AmountOverdue: 0 DPD: 0

Account Remarks:

PaymentHistory:
January February March April May June July August September October November December
2024 - - - - - - - - - 000 000 XXX

AccountType: JLG INDIVIDUAL DisbursedDate: 06-05-2024 Amt Disbursed: 1,000 Info. As On: 30-09-2024
Account#: xxxx Closed Date: 22-07-2024 CurrentBalance: 0 AmountWrite-Off: 0
CLOSED

InstlFreq: WEEKLY Instl Amount: 100 AmountOverdue: DPD: 0

Account Remarks:

PaymentHistory:
January February March April May June July August September October November December
2024 - - - - 000 000 000 - - - - -

AccountType: JLG INDIVIDUAL DisbursedDate: 29-03-2024 Amt Disbursed: 50,000 Info. As On: 15-03-2025
Account#: xxxx Closed Date: 11-12-2024 CurrentBalance: 0 AmountWrite-Off: 0
CLOSED

InstlFreq: BIWEEKLY Instl Amount: 1,194 AmountOverdue: 0 DPD: 0

Account Remarks:
 AdvancedOverlap Report CHM Ref #: NORT250621CR196842422
NORTHERN ARC CAPITAL
SHARADAMMA SHARADAMMA Prepared For:
LIMITED
Date of
21-06-2025 10:06:97
Request:
Date of Issue: 21-06-2025

PaymentHistory:
January February March April May June July August September October November December
2024 - - 000 000 000 000 000 000 000 000 000 XXX

AccountType: JLG INDIVIDUAL DisbursedDate: 16-10-2023 Amt Disbursed: 1,000 Info. As On: 31-03-2024
Account#: xxxx Closed Date: 01-01-2024 CurrentBalance: 0 AmountWrite-Off: 0
CLOSED

InstlFreq: WEEKLY Instl Amount: 100 AmountOverdue: DPD: 0

Account Remarks:

PaymentHistory:
January February March April May June July August September October November December
2024 000 - - - - - - - - - - -
2023 - - - - - - - - - 000 000 000

AccountType: JLG INDIVIDUAL DisbursedDate: 15-05-2023 Amt Disbursed: 1,000 Info. As On: 30-09-2023
Account#: xxxx Closed Date: 31-07-2023 CurrentBalance: 0 AmountWrite-Off: 0
CLOSED

InstlFreq: WEEKLY Instl Amount: 100 AmountOverdue: DPD: 0

Account Remarks:

PaymentHistory:
January February March April May June July August September October November December
2023 - - - - 000 000 000 - - - - -

AccountType: JLG INDIVIDUAL DisbursedDate: 06-02-2023 Amt Disbursed: 1,000 Info. As On: 30-06-2023
Account#: xxxx Closed Date: 24-04-2023 CurrentBalance: 0 AmountWrite-Off: 0
CLOSED

InstlFreq: WEEKLY Instl Amount: 100 AmountOverdue: DPD: 0

Account Remarks:

PaymentHistory:
January February March April May June July August September October November December
2023 - 000 XXX 000 - - - - - - - -

AccountType: JLG INDIVIDUAL DisbursedDate: 26-09-2022 Amt Disbursed: 1,000 Info. As On: 28-02-2023
Account#: xxxx Closed Date: 12-12-2022 CurrentBalance: 0 AmountWrite-Off: 0
CLOSED

InstlFreq: WEEKLY Instl Amount: 100 AmountOverdue: DPD: 0

Account Remarks:

PaymentHistory:
January February March April May June July August September October November December
2022 - - - - - - - - 000 000 XXX 000

AccountType: JLG INDIVIDUAL DisbursedDate: 23-05-2022 Amt Disbursed: 1,000 Info. As On: 31-10-2022
Account#: xxxx Closed Date: 08-08-2022 CurrentBalance: 0 AmountWrite-Off: 0
CLOSED

InstlFreq: WEEKLY Instl Amount: 100 AmountOverdue: DPD: 0

Account Remarks:

PaymentHistory:
 AdvancedOverlap Report CHM Ref #: NORT250621CR196842422
NORTHERN ARC CAPITAL
SHARADAMMA SHARADAMMA Prepared For:
LIMITED
Date of
21-06-2025 10:06:97
Request:
Date of Issue: 21-06-2025

January February March April May June July August September October November December
2022 - - - - 000 000 000 000 - - - -

AccountType: JLG INDIVIDUAL DisbursedDate: 07-02-2022 Amt Disbursed: 90,000 Info. As On: 15-02-2025
Account#: xxxx Closed Date: 28-10-2024 CurrentBalance: 0 AmountWrite-Off: 0
CLOSED

InstlFreq: MONTHLY Instl Amount: 3,103 AmountOverdue: 0 DPD: 0

Account Remarks:

PaymentHistory:
January February March April May June July August September October November December
2024 000 000 000 000 000 000 000 000 000 000 - -
2023 - - - - - - - - - - 000 000

AccountType: JLG INDIVIDUAL DisbursedDate: 26-07-2021 Amt Disbursed: 30,000 Info. As On: 30-09-2023
Account#: xxxx Closed Date: 24-07-2023 CurrentBalance: 0 AmountWrite-Off: 0
CLOSED

InstlFreq: MONTHLY Instl Amount: 1,443 AmountOverdue: DPD: 0

Account Remarks:

PaymentHistory:
January February March April May June July August September October November December
2023 000 000 000 000 000 000 000 - - - - -
2022 - - - - - - - 000 000 000 000 000

AccountType: JLG INDIVIDUAL DisbursedDate: 10-08-2020 Amt Disbursed: 70,000 Info. As On: 30-04-2022
Account#: xxxx Closed Date: 07-02-2022 CurrentBalance: 0 AmountWrite-Off: 0
CLOSED

InstlFreq: MONTHLY Instl Amount: 3,380 AmountOverdue: DPD: 0

Account Remarks:

PaymentHistory:
January February March April May June July August September October November December
2022 XXX 000 - - - - - - - - - -
2021 - - XXX 000 000 000 000 000 000 000 000 000

AccountType: JLG INDIVIDUAL DisbursedDate: 16-12-2019 Amt Disbursed: 1,000 Info. As On: 31-05-2020
Account#: xxxx Closed Date: 02-03-2020 CurrentBalance: 0 AmountWrite-Off: 0
CLOSED

InstlFreq: WEEKLY Instl Amount: 100 AmountOverdue: DPD: 0

Account Remarks:

PaymentHistory:
January February March April May June July August September October November December
2020 000 000 000 - - - - - - - - -
2019 - - - - - - - - - - - 000

AccountType: JLG INDIVIDUAL DisbursedDate: 08-10-2018 Amt Disbursed: 15,000 Info. As On: 31-10-2020
Account#: xxxx Closed Date: 10-08-2020 CurrentBalance: 0 AmountWrite-Off: 0
CLOSED

InstlFreq: WEEKLY Instl Amount: 173 AmountOverdue: DPD: 0

Account Remarks:
D

AdvancedOverlap Report CHM Ref #: NORT250621CR196842422

NORTHERN ARC CAPITAL
SHARADAMMA SHARADAMMA Prepared For:
LIMITED
Date of
21-06-2025 10:06:97
Request:
Date of Issue: 21-06-2025

PaymentHistory:
January February March April May June July August September October November December
2020 000 000 000 000 000 000 000 000 - - - -
2019 - - - - - - - - 000 000 XXX 000

AccountType: JLG INDIVIDUAL DisbursedDate: 29-03-2018 Amt Disbursed: 35,000 Info. As On: 31-05-2020
Account#: xxxx Closed Date: 23-03-2020 CurrentBalance: 0 AmountWrite-Off: 0
CLOSED

InstlFreq: MONTHLY Instl Amount: 1,728 AmountOverdue: DPD: 0

Account Remarks:

PaymentHistory:
January February March April May June July August September October November December
2020 000 000 000 - - - - - - - - -
2019 - - - 000 000 XXX 000 000 000 000 XXX 000

GROUP DETAILS CHM Ref #: NORT250621CR196842422

NORTHERN ARC CAPITAL
Prepared For:
LIMITED
Date of
21-06-2025 10:06:97
Request:
Date of Issue: 21-06-2025

Tip:All amounts are in INR

Summary
Tip: Current Balance, Disbursed Amount &Instalment Amount is considered ONLY for ACTIVE account

Association AccountSummary DisbursedAmount InstalmentAmount CurrentBalance

Type
Own Other Active Closed Default Own Other Own Other Own Other
PrimaryMatch 0 0 0 0 0 - - - - - -
SecondaryMatch 0 0 0 0 0 - - - - - -

Account Details - Primary

Inquiries (reported for past 24months)

Credit Grantor Date of Inquiry Purpose Amount Remark

XXXX 11-11-2024 OTHER 10,00,000
XXXX 14-11-2024 OTHER 10,00,000
Business Loan
XXXX 17-04-2024 Priority Sector 3,00,000
Agriculture
XXXX 26-03-2025 Housing Loan 18,00,000
NORTHERN ARC
20-06-2025 OTHER 0
CAPITAL LIMITED
Microfinance
XXXX 07-08-2024 1,00,000
Business Loan

Disclaimer: This document contains proprietary information to CRIF High Mark and is prepared by using the proprietary match logic of CRIF High Mark may not be
used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this document will be considered uncontrolled. If you
are not the intended recipient, you are not authorized to read, print, retain, copy, disseminate, distribute, or use this information or any part thereof.
PERFORM score provided in this document is joint work of CRIF SPA (Italy) and CRIF High Mark (India).

Copyrights reserved(c) 2025 CRIF High Mark CreditInformation Services Pvt. Ltd Company ConfidentialData
 GROUP DETAILS CHM Ref #: NORT250621CR196842422
NORTHERN ARC CAPITAL
Prepared For:
LIMITED
Date of
21-06-2025 10:06:97
Request:
Date of Issue: 21-06-2025

XXXX 04-11-2024 OTHER 10,00,000

XXXX 13-11-2024 OTHER 10,00,000
Microfinance
XXXX 08-08-2024 80,000
Business Loan
XXXX 28-11-2024 OTHER 10,00,000
Business Loan
XXXX 23-04-2024 Priority Sector 3,00,000
Agriculture
XXXX 15-04-2025 OTHER 15,00,000
XXXX 30-12-2023 OTHER 3,00,000
XXXX 06-11-2023 OTHER 5,00,000
XXXX 09-11-2024 OTHER 10,00,000
XXXX 12-05-2025 Personal Loan 10,00,000
XXXX 14-06-2025 OTHER 20,00,000
XXXX 12-11-2024 OTHER 10,00,000
XXXX 27-01-2024 OTHER 2,00,000
-END OFINDIVIDUAL REPORT-

Appendix

Section Code Description

Indicates number of accounts that the applicant hasdefaulted on within
AccountSummary Numberof Delinquent Accounts
the last 6 months
Name of grantor undisclosed as credit grantor isdifferent from inquiring
AccountInformation - Credit Grantor XXXX
institution
Account Number undisclosed as credit grantor isdifferent from inquiring
AccountInformation - Account # xxxx
institution
PaymentHistory / Asset Classification XXX Datanot reported by institution
PaymentHistory / Asset Classification - Not applicable
PaymentHistory / Asset Classification STD Account Reported as STANDARD Asset
PaymentHistory / Asset Classification SUB Account Reported as SUB-STANDARD Asset
PaymentHistory / Asset Classification DBT Account Reported as DOUBTFUL Asset
PaymentHistory / Asset Classification LOS Account Reported as LOSS Asset
PaymentHistory / Asset Classification SMA Account Reported as SPECIAL MENTION
CI-Ceased/Membership
Account Information - Account # Credit Institution has Ceased to Operate or Membership Terminated
Terminated
AccountInformation - Account # License Cancelled Entities License of the credit institution cancelled by RBI

Disclaimer: This document contains proprietary information to CRIF High Mark and is prepared by using the proprietary match logic of CRIF High Mark may not be
used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this document will be considered uncontrolled. If you
are not the intended recipient, you are not authorized to read, print, retain, copy, disseminate, distribute, or use this information or any part thereof.
PERFORM score provided in this document is joint work of CRIF SPA (Italy) and CRIF High Mark (India).

Copyrights reserved(c) 2025 CRIF High Mark CreditInformation Services Pvt. Ltd Company ConfidentialData