Account Type Liberty Savings Account Prestige Savings Account

Target Segment General Individuals Affluent Customers

Initial Balance ₹ 25,000 ₹ 75,000

MAB (Monthly Average Balance) ₹25,000 (or ₹25,000 monthly spends) ₹ 75,000

QAB (Quarterly Average Balance) Not Applicable Not Applicable

SB + CA = 1,50,000/- (MAB)
TRV (Total Relationship Value) Not Applicable
SB + CA + FD + MF = 3 lakhs (TRV)

Debit Card Liberty Debit Card Prestige Debit card

ATM Withdrawal ₹ 50,000 ₹ 100,000

POS Limit ₹ 300,000 ₹ 500,000

Restaurant Offers 15% Cashback 15% Cashback

NEFT/RTGS Free ONLINE Free (All Channels)

Personal Accident ₹5 lakhs ₹10 lakhs

Air Accident ₹1 crore ₹1 crore

Purchase Protect ₹ 50,000 ₹ 50,000

Annual savings worth Rs. 25,000

Annual savings worth Rs. 15,000
5% Weekend Cashback | Benefit value Rs. 6,000 Dining Delights Discount and cashback worth ₹14,000
Demat AMC waiver, insurance cover, locker discounts and
Annual Benefit Dining Delights | Benefit Value Rs. 4,800 Debit and Credit Card fee waiver worth ₹5,100.
Banking Privileges | Benefit Value Rs. 2,820
Reward Points worth ₹2,400
Gift Voucher (quarterly) | Benefit Value Rs. 1,500 Everyday banking benefits worth ₹3,500

RM NA DEDICATED RM

Quarterly Gift Voucher ₹750 per quarter Not Applicable

 Locker Yes Enjoy a 25% discount on lockers of all size 1ST YEAR
Credit Card No MY ZONE CREDIT CARD

Phy. Debit Fees ₹200 + GST NIL

Phy. Debit Fees ₹300 + GST ₹500 + GST

INR 6 per 100 of the shortfall from AMB requirement or 600 INR 6 per 100 of the shortfall from AMB requirement or 600
Non-Maintenance Charges whichever is lower with a min charge of nil whichever is lower with a min charge of nil

FAMILY MEM ADD 3

INTERST ON ACCOUNT 2.75 TO 3.25 2.75 TO 3.25

flat 5% cashback over food, entertainment, shopping or Get flat 25% cashback every time you shop on Ajio and
Special Offers travel spent via Debit Card. Flipkart

Get flat 25% cashback every time you shop on Ajio and Get up to 0.75% preferential rate on Fixed Deposit/Recurring
Flipkart Deposits FOR SENIOR CITIZEN

additional 10% off on lockers.

Priority Savings Account Burgundy Arise WOMEN
Premium Customers HNI Customers Inclusive Banking women
₹ 200,000 ₹ 500,000 ₹ 50,000

₹ 200,000 ₹ 1,000,000 ₹ 50,000

Not Applicable Not Applicable Not Applicable

SB + CA=4 lakhs SB + CA=10 lakhs
SB + CA + FD + MF=15 lakhs SB + CA + FD + MF=30 lakhs SB + CA= 1 lakhs (MAB)
SB + CA + FD + MF + Demat= 50 lakhs SB + CA + FD + MF + Demat= 1 cores SB + CA + FD + MF= 2 lakhs (TRV)
SALARY AC=1 lakhs SALARY AC= 3 lakhs
Priority Debit card burgundy debit card ARISE Debit card

₹ 100,000 ₹ 300,000 ₹ 100,000

₹ 500,000 ₹ 600,000 ₹ 500,000

25% UPTO 800 Up to ₹500 discount per month on

Free (All Channels) Free (All Channels) Free

₹10 lakhs ₹15 lakhs ₹2 lakh

₹1 crore ₹1 crore ₹1 crore

₹ 50,000 ₹ 50,000 ₹ 50,000

Not Applicable

DEDICATED RM DEDICATED RM na

Not Applicable Not Applicable Not Applicable

 50% 60% ON MALL AND MEDIUM & 30% LARGE & EXTRA No LOCKER CHARGES ON 1ST YEAR AND 50% ON 2ND
YEAR
Privilege Credit Card,(APPLY) select credit card, burgundy forex card neo credit card

NIL NIL 450 + gst

NIL NIL 451 + gst

INR 6 per 100 of the shortfall from AMB

INR 6 per 100 of the shortfall from AMB requirement or INR 6 per 100 of the shortfall from AMB requirement or
requirement or 600 whichever is lower with a 600 whichever is lower with a min charge of nil 600 whichever is lower with a min charge of nil
min charge of nil

6 5 3

2.75 TO 3.25 2.75 TO 3.25 2.75 TO 3.25

Get flat 25% cashback Through Ajio and
96 COMPLEMENTRY ANNUALY ON BOOK MY SHOW 3000 BENEFIT ON DEMAT ACCOUNT OPENING AND NO
Flipkart via Grab Deals. 12 COMPLIMENTRY GOLF LESSON ANNNUAL CHANGES
Get

8 Airport lounges within India (2 per quarter) 12 Airport lounges within India (3 per quarter) Up to 15% discount on in-store/home delivery
pharmacy orders.

additional 10% off on lockers. additional 10% off on lockers. Enjoy an additional 10% discount on lockers.
Discounted initial funding of ₹25,000.
 Senior Privilege Account Infinity Savings Account
Senior Citizens
Metro/Urban - Rs.15,000 Semi Urban - Rs.6,000 Rural - ₹ 5,000
Rs.3,000
₹0

Metro/Urban - Rs. 12,000, Semi Urban - Rs. 5,000, Rural - Rs.

0
2,500

Rs.1 Lakh including Term Deposits (for minimum 6 Months) Not Applicable

Visa Platinum visa online reward card (physical)

₹ 50,000 ₹ 50,000

₹ 300,000 ₹ 500,000

Not Applicable

Free (All Channels)

₹5 lakhs ₹5 lakhs

₹1 crore ₹1 crore

₹ 50,000 ₹ 50,000

Not Applicable

na

Not Applicable
 No
No

₹200 + GST

₹200 + GST

INR 6 per 100 of the shortfall from AMB requirement or 600 INR 6 per 100 of the shortfall from AMB requirement or 600
whichever is lower with a min charge of nil whichever is lower with a min charge of nil

Health Benefits Premium Offers

Individuals who are 57 years or older. 3 months Amazon Prime Membership worth ₹599
 Account Type Normal Current Advantage Current Account Select Current Account Classic Current Account Privilege Current Account Channel One Current Account Club 50 Current Account

Target Segment Small Businesses/Retailers Growing Businesses Established Businesses Manufacturers/Distributors High-Value Businesses Large Corporates Top Corporates/MNCs

MAB (urban) ₹ 15,000 ₹ 25,000 ₹ 50,000 1 lakhs 5 lakhs 10 lakhs 50 lakhs (QAB)

MAB (rural) ₹ 25,000 ₹ 50,000 5 lakhs ₹25 lakhs (QAB)

₹ 7,500 ₹ 12,500 2.5 lakhs

CASH DEPOSIT 2 LAKHS 10 times of MAB, min 2.5 Lacs 10 times of MAB, min 5 Lacs 10 times of MAB, min 10 10 times of MAB, min 50 Lacs
and max 25 lacs and max 50 lacs Lacs and max 1 Cr and max 3 Cr 1.2 cr 2 cr

Debit Card Business Classic Debit Card Business Classic Debit Card Business Classic Debit Card Business Classic Debit Card Business Privilege Debit Card Business Platinum Debit Card Business Platinum Debit Card

ATM Charges Free (Axis ATMs) Free (Axis ATMs) Free (Axis ATMs) Free (Axis ATMs) Free (Axis ATMs) Free (All Channels) Free (All Channels)

Cheque Book Free (50 leaves per year) Free (50 leaves per year) Free (100 leaves per year) Free (100 leaves per year) Free (Unlimited) Free (Unlimited) Free (Unlimited)

NEFT/RTGS Charges Free (Digital) Free (Digital) Free (Digital) Free (Digital) Free (Digital) Free (All Channels) Free (All Channels)

Non-Maintenance
Charges
700 if MAB>=75% & 1000 800 if MAB>=75% & 1200 if 1100 if MAB>=75% & 2000 1500 if MAB> = 50% & 2500 2500 if MAB> = 50% & 4000 if 4500 if MAB> = 50% & 7000 if 15000 if AQB> 50% & 25000
if MAB<75% MAB<75% if MAB<75% if MAB<50% MAB<50% MAB<50% if AQB

Sole Proprietorship. Partnership Limited Liability Partnership. Public & Private Limited Companies.

Entity & Address Proof of the firm. Entity & Address Proof of the firm. Limited Liability Partnership Agreement· ØPan card of the company.

Pan card of the Proprietor. Pan card of the firm. Certificate of incorporation. ØMOA, AOA & Certificate of Incorporation.
Address proof of the Proprietor along with ØCompany Certificate of Commencement OR INC 21 along with
Passport size recent photograph Registration certificate of the firm with the registrar of firms. Pan card of the firm/ Form 60. ROC receipt (Public Ltd Co).

List of all existing designated partners & designated partner

identification number (DPIN) issued by the Central
Partnership Letter signed by all partners. Government on letter head. ØAddress proof of the company.
Address Proof and Id proof of the Partners along with
passport size photograph Stamp/Seal of the firm. Address proof of the entity. ØBoard resolution.
ØAddress Proof and Id proof of the signatories along with
ØBeneficial Owner & FATCA declaration Board Resolution. passport size photograph.
Address Proof and Id proof of the Partners along with ØList of directors and their DIN. Beneficial Owner & FATCA
passport size photograph. declaration

Beneficial Owner & FATCA declaration

 Loan Type Car Loan Personal Loan Gold Loan Education Loan Loan Against Securities Loan Against Property

Unsecured (till 7 lakh)

Secured loan Unsecured loan Secured loan Secured loan Secured loan
Secured (above 7 lakh)

Min Amount ₹ 100,000 ₹ 50,000 ₹ 25,001 ₹ 50,000 ₹25,000 (Equity), ₹1,00,000 (Debt) ₹ 500,000

Max Amount Up to 100% of on-road price ₹ 4,000,000 ₹ 4,000,000 No upper limit ₹20,00,000 (Equity), ₹2 Cr (Debt) ₹ 50,000,000

Tenure Up to 7 years 1 to 7 year 6 months to 3 year 15 Not specified 10 to 30 years

Interest Rate (p.a.)

Processing Fee ₹3,500 – ₹12,000 + ₹700 stamp duty Up to 2% of loan amount + GST Small processing fees Not specified Not specified 1% or ₹10,000 (whichever is higher)

3% if borrower is non-individual or
Foreclosure Charges 5% of outstanding principal 2% – 5% of outstanding principal Not specified No charges for early repayment or closure Not specified for business use; Nil for individual
non-business use

3% if prepayment exceeds 25% in a

Part Payment Charges 5% of outstanding principal ₹339 + GST Not specified None Not specified
quarter (for non-individuals)

No margins on education loans

up to 50% of the value of the share
. No margin on education loans upto Rs. 4,00,000
up to 60% of the NAV
. 5% margin on education loans above Rs. 4,00,000
LTV Up to 100% N/A Up to 75% up to 85% of the NAV 45% – 80%
for studies within India
up to 70% of the market price
. 15% margin on education loans above Rs.
up to 75% of the surrender value
4,00,000 for studies overseas

Salaried/self-employed individuals;
Students pursuing studies in India or abroad; co-applicant may be Individuals or entities holding eligible
Eligibility Salaried 21–60/self-employed 18-65 age ; Salaried 21–60 18-75 age 24–65; property ownership
required securities
required
Minimum net monthly income
Salaried individuals; minimum income Salaried individuals; minimum income
Individuals with gold ornaments/coins upto - ₹15,000 for Axis Bank
₹2,40,000; self-employed ₹2,00,000 credit ₹15,000/month for axis bank 25000 non axis
50grm by bank (minimum 18 karat purity) customers and ₹25,000 for
score ≥700 bank
non Axis Bank customers

Documents required Documents required Documents required Documents for Education Loan for salaried individuals:

Proof of age: Birth certificate, Aadhaar card, Driving Proof of age: Birth certificate, Aadhaar card, Driving KYC documents such as PAN card, Aadhaar card, KYC documents such as PAN card, Aadhaar card, Voter ID or Passport for
License (any one) License (any one) Voter ID or Passport for identity verification. identity verification.

Proof of signature: Passport, PAN or Banker’s verification Proof of address like an Aadhaar card, utility bills,
(any one) Last 3 Months Bank Statements ration card or rental agreement. Bank Statement / Pass Book of last 6 months

KYC documents: Passport, Driving license, Aadhaar card,

Voter ID 3 latest Salary Slips with the latest Form 16 Gold purchase slip might be required. Optional – Guarantor Form
Proof of income: Salary slips, ITR forms KYC documents: Passport, Driving license, Aadhaar card,
Voter ID Copy of admission letter of the Institute along with fees schedule
Latest 3 months Bank Statement Mark sheets / passing certificates of S.S.C., H.S.C, Degree courses
3 latest Salary Slips with the latest Form 16 Copy of admission letter of the Institute along with fees schedule
Mark sheets / passing certificates of S.S.C., H.S.C, Degree courses
 Loan Variant Shubh Aarambh Home Loan Asha Home Loan Fast Forward Home Loan
Min Amount ₹1 lakh ₹1 lakh ₹30 lakh
Max Amount ₹30 lakh ₹35 lakh ₹5 crore
Tenure min 20 years max 30 Up to 30 years Up to 30 years
Age 20–60 years saried&21-65 self employed 21–65 years 21–65 years
Interest Rate (p.a.) Starting from 8.75% Starting from 10.55% Starting from 8.75%
Up to 1% of loan amount or ₹10,000 (whichever is Up to 1% of loan amount or ₹10,000 (whichever is Up to 1% of loan amount or ₹10,000 (whichever is higher)
Processing Fee
higher) + GST higher) + GST +80%
GSTupto 75 lakhs
LTV Up to 90%
12 EMIs waived off on regular payments; balance Up to 90%
12 EMIs waived off on regular payments; balance 85% above
12 EMIs 75 lakhs
waived off on regular payments; balance transfer
Features transfer
4 facility;off
EMIs waived PMAY benefits;
at the end of no prepayment transfer
4 facility;off
EMIs waived PMAY benefits;
at the end of no prepayment 6 EMIs waived off easy
at thedisbursal
end of
facility; quick and
charges
the 4th, 8th & 12th year. charges
the 4th, 8th & 12th year. the 10th & 15th year.
pm ayas yojana scheme intrest subsidy
documents
Proof of identity: PAN card, passport, voter ID, or Proof of identity: PAN card, passport, voter ID, or Proof of identity: PAN card, passport, voter ID, or Aadhaar
Aadhaar card. Aadhaar card. card.
Proof of address: Utility bills, Aadhaar, passport. Proof of address: Utility bills, Aadhaar, passport. Proof of address: Utility bills, Aadhaar, passport.
Proof of income: Salaried: Last 3 months' salary slips, Proof of income: Salaried: Last 3 months' salary slips, Proof of income: Salaried: Last 3 months' salary slips,
Form 16.
Self-employed: Income tax returns (ITR), bank Form 16.
Self-employed: Income tax returns (ITR), bank Form 16.
Self-employed: Income tax returns (ITR), bank statements
statements
Property (6 months).
documents: Sale agreement, title deed, statements
Property (6 months).
documents: Sale agreement, title deed, (6 months).
Property documents: Sale agreement, title deed,
approved
Employment building plan.
details: Employment certificate, income approved
Employment building plan.
details: Employment certificate, income approved
Employment building plan.
details: Employment certificate, income tax
tax returns (ITR). tax returns (ITR). returns (ITR).
 Service Registration Process Featurestransfers,
Account summary, Languages Supported Mode of Operation Financial(NEFT,
Fund transfer Services
RTGS, ViewNon-Financial Services
balance, download
Internet Banking 1. Download Axis Mobile App
1. Visit Axis Bank site 2. Click onQuick
bill“Register”
payments,
fund transfers, UPI, bill English
3. e-statements,
Enter Customer Web-based
ID, OTP on registered mobile 4. (desktop/laptop)
Set login and transaction password
IMPS),
UPI, FD/RD
fund booking,
transfer, bill bill statements,
View account,update
applyprofile,
for
Mobile Banking (Axis 2. Enter registered mobile FD/RD opening, etc. payment,
1. Dial 1800 419 5959 (nowith payments, recharge,
Balance check, mini loan Mobile App payments,investments
credit card bill request
services,cheque
locate book
Mobile) number 3. Authenticate Limited
Axis OK internet required) 2. Follow services, FD/RD
statement, fund transfer, 11 languages sms based paymentUPI-based fund Balance enquiry, check
ATMs/branches, mini offers
OTP
1. 4. Set mPIN
Register on BHIM or Axis transfer, mobile recharge statement
IVR instructions Send/receive money, scan &
recharge Send/receive money via UPI, Check balance, manage UPI
Axis BHIM UPI Mobile App 2. Link Axis Bank
1. Save +91-7036165000 2. Balance enquiry, mini 20 languages Mobile App (via UPI) Balance enquiry,
pay, request money bill payment
Credit card due check & ID, update limits statement,
Axis WhatsApp Banking account 3. Set UPI PIN
Send "Hi" on WhatsApp 3. statement, credit card bill, English, Hindi WhatsApp (chat-based) cheque book, nearest ATM
AI-based chatbot: service paymentUPI linklink to bill
1. Visit Axis Bank
Authenticate website 2. cheque book request
via OTP Chatbot Limited: FAQs,
info complaint logging,
Axis Aha! queries, product info, English hindi
Use chatbot “Axis Aha!” (Web/App/WhatsApp) payment product info, service request
complaint registration