CONSUMER CIR
CONSUMER: KARTHIGA JAGADEESAN DATE: 10-03-2025
MEMBER ID: NB67759977_CIRC2CNPE1 TIME: 11:42:19
MEMBER REFERENCE
1003220228 CONTROL NUMBER: 008828445621
NUMBER:
CONSUMER INFORMATION:
NAME: JAGADEESAN KARTHIGA
DATE OF BIRTH: 01-02-1993 GENDER: FEMALE
CIBIL TRANSUNION SCORE(S):
SCORE NA ME SCORE SCORING FA CTORS
1. PAYMENT MADE IN PROPORTION TO TOTAL BALANCE OUTSTANDING IS LOW
2. HIGH PROPORTION OF OUTSTANDING TRADES
CREDITVISION® SCORE
750 3. HIGH BALANCE BUILD-UP ON NON-MORTGAGE LOANS
4. PAYMENT MADE IN PROPORTION TO TOTAL CARD BALANCE OUTSTANDING IS
LOW
5. RECENT HIGH BALANCE BUILD ON BANKCARD TRADES
EARLY RISK SCORE
1536
POSSIBLE RANGE FOR CREDITVISION® SCORE
Consumer with at least one trade on the bureau in last 36 months
Consumer not in CIBIL database or history older than 36 months : -1
POSSIBLE RANGE FOR EARLY RISK SCORE
Consumer with at least one trade on the bureau in last 36 months : 1300 (High Risk) to 1900 (Low Risk)
Consumer not in CIBIL database or history older than 36 months : -1
Consumer with enquiry purpose other than personal and consumer loan :0
* At least one tradeline with information updated in last 36 months is required
IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE
INCOME TAX ID NUMBER (PAN) DVDPK9266B
UNIVERSAL ID NUMBER (UID) NOT DISCLOSED
CKYC 40065424508524
TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION
NOT CLASSIFIED 919042292900
MOBILE PHONE 919042292900
MOBILE PHONE 9940811998
MOBILE PHONE (e) 8220960028
EMAIL CONTACT(S):
EMA IL A DDRESS
KARTHIPAVI1293@GMAIL.COM
KARTHIPAVI1293@GMAIL.COM
ADDRESS(ES):
ADDRESS : ROOM NO B2 FLORA VISTA HOSTEL, ,THILLAI NAGAR 4CROSS WEST OPP, ,TO POORVIKA SHOWROOM ,TIRUCHIRAPPALLI ,TAMIL NADU ,620001
CATEGORY: RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED: 31-01-2025
ADDRESS : TEKESSENCE SOFTWARE SOLUTIONS P LTD 6TH ,CROSS STREET THILLAI NAGAR TRICHY 620018 ,PONDICHERRY ,621001
CATEGORY: OFFICE ADDRESS RESIDENCE CODE: DATE REPORTED: 24-05-2024
ADDRESS : NO 165 ANICHAMPALAYAM ROAD ANNA NAGAR ,VILUPPURAM TALUK VILUPPURAM ,PONDICHERRY ,605602
CATEGORY: RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED: 24-05-2024
ADDRESS : 165,ANICHAMPALAYAM ROAD,VILUPPURAM TALUK ,VILUPPURAM , ,ANNA NAGAR , ,VILLUPURAM ,TAMIL NADU ,605602
CATEGORY: NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED: 13-11-2015
EMPLOYMENT
INFORMATION:
NET / GROSS INCOME MONTHLY / A NNUA L
A CCOUNT TYPE DATE REPORTED OCCUPATION CODE INCOME
INDICATOR INCOME INDICATOR
CREDIT CARD 07-02-2025 Salaried Not Available Not Available Not Available
SUMMARY:
ACCOUNT(S)
A CCOUNT TYPE A CCOUNTS A DVA NCES BA LA NCES DATE OPENED
All Accounts TOTAL:5 HIGH CR/SANC. AMT:10,70,292 CURRENT:6,58,744 RECENT:21-01-2025
OVERDUE:0 OVERDUE: OLDEST:30-05-2023
ZERO-BALANCE:2
ENQUIRIES
ENQUIRY PURPOSE TOTA L PA ST 30 DAYS PA ST 12 MONTHS PA ST 24 MONTHS RECENT
All Enquiries 41 3 27 11 10-03-2025
ACCOUNT(S):
A CCOUNT DATES A MOUNTS STATUS
MEMBER NAME:NOT DISCLOSED OPENED:21-01-2025 CURRENT BALANCE:0
ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:28-02- CREDIT LIMIT:25,000
2025
TYPE:CREDIT CARD CASH-LIMIT:
PMT HIST START:01-02-2025
OWNERSHIP:INDIVIDUAL
PMT HIST END:01-01-2025
DAYS PA ST DUE/A SSET CLA SSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000
02- 01-
25 25
A CCOUNT DATES A MOUNTS STATUS
MEMBER NAME:NOT DISCLOSED OPENED:27-07-2024 SANCTIONED:1,40,000
ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:28-02- CURRENT BALANCE:1,22,541
2025
TYPE:TWO-WHEELER LOAN EMI:5,348
PMT HIST START:01-02-2025
OWNERSHIP:INDIVIDUAL PAYMENT FREQUENCY: Monthly
PMT HIST END:01-07-2024
REPAYMENT TENURE:36
LAST PAYMENT:05-02-2025
INTEREST RATE:12.51
DAYS PA ST DUE/A SSET CLA SSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000 000 000 000 000 000 000
02- 01- 12- 11- 10- 09- 08- 07-
25 25 24 24 24 24 24 24
A CCOUNT DATES A MOUNTS STATUS
MEMBER NAME:NOT DISCLOSED OPENED:24-05-2024 SANCTIONED:4,70,000
ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:28-02- CURRENT BALANCE:4,18,531
2025
TYPE:PERSONAL LOAN EMI:11,932
PMT HIST START:01-02-2025
OWNERSHIP:INDIVIDUAL PAYMENT FREQUENCY: Monthly
PMT HIST END:01-05-2024
COLLATERAL TYPE:NO COLLATERAL REPAYMENT TENURE:60
LAST PAYMENT:05-02-2025
ACTUAL PAYMENT:11,932
DAYS PA ST DUE/A SSET CLA SSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000 000 000 000 000 000 000 000 000
02- 01- 12- 11- 10- 09- 08- 07- 06- 05-
25 25 24 24 24 24 24 24 24 24
A CCOUNT DATES A MOUNTS STATUS
MEMBER NAME:NOT DISCLOSED OPENED:30-06-2023 SANCTIONED:3,20,000
ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-05- CURRENT BALANCE:0
2024
TYPE:PERSONAL LOAN EMI:11,407
CLOSED:24-05-2024
OWNERSHIP:INDIVIDUAL PAYMENT FREQUENCY: Monthly
PMT HIST START:01-05-2024
COLLATERAL TYPE:NO COLLATERAL REPAYMENT TENURE:36
PMT HIST END:01-06-2023
ACTUAL PAYMENT:11,407
LAST PAYMENT:10-05-2024
DAYS PA ST DUE/A SSET CLA SSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000 000 000 000 000 000 000 000 000 000 000
05- 04- 03- 02- 01- 12- 11- 10- 09- 08- 07- 06-
24 24 24 24 24 23 23 23 23 23 23 23
A CCOUNT DATES A MOUNTS STATUS
MEMBER NAME:NOT DISCLOSED OPENED:30-05-2023 HIGH-CREDIT:1,40,292
ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:28-02- CURRENT BALANCE:1,17,672
2025
TYPE:CREDIT CARD CREDIT LIMIT:1,37,500
PMT HIST START:01-02-2025
OWNERSHIP:INDIVIDUAL CASH-LIMIT:
PMT HIST END:01-05-2023
PAYMENT FREQUENCY: Monthly
LAST PAYMENT:25-02-2025
REPAYMENT TENURE:48
ACTUAL PAYMENT:3,387
DAYS PA ST DUE/A SSET CLA SSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
02- 01- 12- 11- 10- 09- 08- 07- 06- 05- 04- 03- 02- 01- 12- 11- 10- 09-
25 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23
000 000 000 000
08- 07- 06- 05-
23 23 23 23
ENQUIRIES:
MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY A MOUNT
NOT DISCLOSED 10-03-2025 PERSONAL LOAN 5,00,000
NOT DISCLOSED 07-03-2025 PERSONAL LOAN 7,00,000
NOT DISCLOSED 12-02-2025 PERSONAL LOAN 17,06,025
NOT DISCLOSED 05-02-2025 PERSONAL LOAN 7,00,000
NOT DISCLOSED 02-02-2025 PERSONAL LOAN 50,000
NOT DISCLOSED 02-02-2025 PERSONAL LOAN 1,00,000
NOT DISCLOSED 31-01-2025 PERSONAL LOAN 50,000
NOT DISCLOSED 31-01-2025 PERSONAL LOAN 1,00,000
NOT DISCLOSED 30-01-2025 PERSONAL LOAN 1,00,000
NOT DISCLOSED 26-01-2025 PERSONAL LOAN 1,00,000
NOT DISCLOSED 10-12-2024 CREDIT CARD 1,000
NOT DISCLOSED 10-12-2024 CREDIT CARD 10,000
NOT DISCLOSED 05-09-2024 CREDIT CARD 1,000
NOT DISCLOSED 26-07-2024 TWO-WHEELER LOAN 1,40,000
NOT DISCLOSED 25-07-2024 TWO-WHEELER LOAN 1,25,000
NOT DISCLOSED 22-05-2024 PERSONAL LOAN 6,00,000
NOT DISCLOSED 21-05-2024 PERSONAL LOAN 10,00,000
NOT DISCLOSED 21-05-2024 PERSONAL LOAN 10,00,000
NOT DISCLOSED 20-05-2024 PERSONAL LOAN 2,00,000
NOT DISCLOSED 19-05-2024 PERSONAL LOAN 50,000
NOT DISCLOSED 07-05-2024 PERSONAL LOAN 1,00,000
NOT DISCLOSED 16-04-2024 PERSONAL LOAN 5,00,000
NOT DISCLOSED 16-04-2024 PERSONAL LOAN 5,00,000
INCRED FINANCE 16-04-2024 PERSONAL LOAN 1
NOT DISCLOSED 10-04-2024 PERSONAL LOAN 50,000
NOT DISCLOSED 09-04-2024 PERSONAL LOAN 8,00,000
NOT DISCLOSED 08-04-2024 PERSONAL LOAN 1,00,000
NOT DISCLOSED 04-04-2024 PERSONAL LOAN 2,00,000
NOT DISCLOSED 04-04-2024 PERSONAL LOAN 5,000
NOT DISCLOSED 03-04-2024 PERSONAL LOAN 70,000
NOT DISCLOSED 29-02-2024 PERSONAL LOAN 50,000
NOT DISCLOSED 14-02-2024 CREDIT CARD 1,000
NOT DISCLOSED 20-01-2024 PERSONAL LOAN 2,00,000
NOT DISCLOSED 30-06-2023 PERSONAL LOAN 3,20,000
NOT DISCLOSED 27-06-2023 PERSONAL LOAN 2,00,000
NOT DISCLOSED 17-06-2023 PERSONAL LOAN 25,000
NOT DISCLOSED 27-05-2023 PERSONAL LOAN 1,000
NOT DISCLOSED 22-05-2023 CREDIT CARD 10,000
NOT DISCLOSED 17-05-2023 CREDIT CARD 20,000
NOT DISCLOSED 16-05-2023 PERSONAL LOAN 3,000
NOT DISCLOSED 13-05-2023 CREDIT CARD 10,000
END OF REPORT ON JAGADEESAN KARTHIGA
All information contained in this credit report has been collated by TransUnion CIBIL Limited (TU CIBIL) based on information provided / submitted by its
various members ("Members"), as part of periodic data submission and Members are required to ensure accuracy, completeness and veracity of the
information submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure
accuracy, completeness and veracity of the information contained in the Report, and shall only be liable and / or responsible if any discrepancies are
directly attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.
© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved
TransUnion CIBIL CIN : U72300MH2000PLC128359
