HOME LOAN

APPLICATION FORM
 FORM – A (PERSONAL DETAILS)

[In case of multiple Borrower/ Guarantor, Form A&B to be �lled separately]

Applicant Co-Applicant Guarantor

Existing Yes No Attach your recent

Customer: passport size
If yes, CIF No/ and sign across the
Account No. photograph
First Name Middle Name Last Name

Name:

Date of Birth: PAN:

Mobile:

Email:

Name of Spouse:

Name of Father:

Gender: Male Female Third Gender

Marital Status: Single Married Divorced Widowed

Residential RESIDENT INDIAN (RI) NON-RESIDENT INDIAN (NRI)

Status:
PERSON OF INDIAN ORIGIN (PIO) FOREIGN CITIZEN (Overseas citizenship of India)

If NRI,

VISA No.:

VISA Issue Date:

Details of KYC (Minimum one to be �lled)

Aadhaar/UID No.

Voter ID No.

Passport No.:

Driving
License No.
MGNREGA Job
card No.
Letter issued by National Population Register Containing Name and Address:

Residential Address:

Permanent Address:

Address 1:

Address 2:

Address 3:

Village: City:

District: State:

Country: Pin Code:

Current address same as the permanent address: Yes No

Current Address:

Address 1:

Address 2:

Address 3:

Village: City:

District: State:

Country: Pin Code:

Address type for communication: Permanent Current

Residential type Rented Company lease Owned

Years residing in current address: Months residing in current address:

Household Annual Income: Rs

Relationship with Primary Applicant:

Spouse Father Mother Brother Sister Son Daughter Daughter-in-law

Others, Please specify

No. of existing house/ residential plot owned individually or jointly by the customer:

No. of units acquired in single residential housing project/co-operative residential complex:

Is the customer, who is Builder/ Partner/Director/Owner/Promoter acquiring at/house /unit/plot in the project developed by them /their Company? Yes No

Power of attorney provided: Yes No

If Yes:

Name of the POA Holder:

Contact no. of POA Holder:

Is Applicant / co-Applicant / Guarantor a director including Chairman and Managing Director) in another bank or speci�ed near relative of any of the director
((including Chairman and Managing Director) of SBI /Other Bank Yes No

Name of the Chairman/ MD or other director:

Indicate Name of Bank/ Subsidiary/ Schedule co-operative Banks/ Trustees of Mutual Fund/ Venture Capital Fund:

Signature of Applicant / co-applicant / Guarantor

 FORM B - EMPLOYMENT DETAILS

Applicant Co-Applicant Guarantor

Is income considered for loan eligibility? Yes No

OCCUPATION:
Salaried Self-Employed Professional (Doctor/Engr/Architect/CA) Self-Employed Professional Other Than Doctor/Engr/Architect/CA

Business Agriculturist Retired Pensioner Student Home Maker Unemployed

SALARIED:
Organization Type: Central Govt State Govt Quasi Govt Public Sector Units Defence Corporates Other Institutions

Employment Status: Permanent Contractual Retainership Part Time

Total work experience (Years): Total work experience (Months):

Type of Pension: Old pension scheme /New pension scheme/Uni�ed pension scheme/ EPFO/ Others

Date Of Retirement:

Employer’s Name:

Industry:

Gross Monthly income: Rs

Net Monthly Income: Rs

Is checko� available: Yes No

Is there a break in service beyond the period of 3 months in last 2 years Yes No

NON-SALARIED:
Work Experience In Business /Profession: Years months

Net Pro�t Earned In Last Two Years: Yes No

Gross Monthly income: Rs

Net Monthly Income: Rs

Business Name:

Industry Name:

O�ce / Business Address

Address 1:

Address 2:

Address 3:

Village: City:

District: State:

Country: Pin Code:

Telephone (Mobile):
(Landline):

SALARY/ BUSINESS ACCOUNTS DETAILS

ACCOUNT TYPE IFSC CODE BANK NAME BRANCH NAME ACCOUNT NUMBER

FOR DEFENCE PERSONNEL:

Indian Army Indian Navy Indian Air force

Signature of Applicant / co-applicant / Guarantor

 ; Cir.Lr.CCFO/ADV/097/2005-06 dt 05.10.2005

PERSONAL ASSETS AND LIABILITIES STATEMENT

P SEGMENT LOANS

Description of immovable property

(Pl enclose Xerox copy of sale deed or land tax paid receipt)
House/Flat no. (area of Address/Location Owned/Leased Value Encumbrance if any, for
land and house) loan availed and amount

Other liquid assets – Description & value

Description Value Description Value Description Value
NSCs PF Gold ornaments
PPF
Mutual Fund Shares/Debentures Others
Units (Pl.specify)

Total: Rs.
_________________________________________________________________________________________

Liabilities

Description Amount Description Amount

Housing Loan Personal Loan
Car Loan PF Loan
Other Loan

Total Rs.

I certify that the above information is true and correct

Signature of the applicant / guarantor

Brief Opinion Report

After perusal of the relative documents and on discreet enquiries made by me it is observed that
Shri/Smt./Kum.………………………………………… aged………years, resident of …………………….. is
a person of integrity and has capacity to repay the ………………….. loan (Scheme) of Rs………….. applied
for. His/Her Networth is Rs…………….. which is good for the loan amount and therefore, he/she has capaci-
ty to stand as Borrower/Guarantor to Shri/Smt./Kum………………………..

Market value of immovable property (a) Rs.

Other liquid assets (b) Rs.
Total (a+b) Rs.
Less liabilities © Rs.
Networth Rs.

Asst/Dy.Manager(Adv) Branch Manager

Place:
Date:
 FORM – A (PERSONAL DETAILS)

[In case of multiple Borrower/ Guarantor, Form A&B to be �lled separately]

Applicant Co-Applicant Guarantor

Existing Yes No Attach your recent

Customer: passport size
If yes, CIF No/ and sign across the
Account No. photograph
First Name Middle Name Last Name

Name:

Date of Birth: PAN:

Mobile:

Email:

Name of Spouse:

Name of Father:

Gender: Male Female Third Gender

Marital Status: Single Married Divorced Widowed

Residential RESIDENT INDIAN (RI) NON-RESIDENT INDIAN (NRI)

Status:
PERSON OF INDIAN ORIGIN (PIO) FOREIGN CITIZEN (Overseas citizenship of India)

If NRI,

VISA No.:

VISA Issue Date:

Details of KYC (Minimum one to be �lled)

Aadhaar/UID No.

Voter ID No.

Passport No.:

Driving
License No.
MGNREGA Job
card No.
Letter issued by National Population Register Containing Name and Address:

Residential Address:

Permanent Address:

Address 1:

Address 2:

Address 3:

Village: City:

District: State:

Country: Pin Code:

Current address same as the permanent address: Yes No

Current Address:

Address 1:

Address 2:

Address 3:

Village: City:

District: State:

Country: Pin Code:

Address type for communication: Permanent Current

Residential type Rented Company lease Owned

Years residing in current address: Months residing in current address:

Household Annual Income: Rs

Relationship with Primary Applicant:

Spouse Father Mother Brother Sister Son Daughter Daughter-in-law

Others, Please specify

No. of existing house/ residential plot owned individually or jointly by the customer:

No. of units acquired in single residential housing project/co-operative residential complex:

Is the customer, who is Builder/ Partner/Director/Owner/Promoter acquiring at/house /unit/plot in the project developed by them /their Company? Yes No

Power of attorney provided: Yes No

If Yes:

Name of the POA Holder:

Contact no. of POA Holder:

Is Applicant / co-Applicant / Guarantor a director including Chairman and Managing Director) in another bank or speci�ed near relative of any of the director
((including Chairman and Managing Director) of SBI /Other Bank Yes No

Name of the Chairman/ MD or other director:

Indicate Name of Bank/ Subsidiary/ Schedule co-operative Banks/ Trustees of Mutual Fund/ Venture Capital Fund:

Signature of Applicant / co-applicant / Guarantor

 FORM B - EMPLOYMENT DETAILS

Applicant Co-Applicant Guarantor

Is income considered for loan eligibility? Yes No

OCCUPATION:
Salaried Self-Employed Professional (Doctor/Engr/Architect/CA) Self-Employed Professional Other Than Doctor/Engr/Architect/CA

Business Agriculturist Retired Pensioner Student Home Maker Unemployed

SALARIED:
Organization Type: Central Govt State Govt Quasi Govt Public Sector Units Defence Corporates Other Institutions

Employment Status: Permanent Contractual Retainership Part Time

Total work experience (Years): Total work experience (Months):

Type of Pension: Old pension scheme /New pension scheme/Uni�ed pension scheme/ EPFO/ Others

Date Of Retirement:

Employer’s Name:

Industry:

Gross Monthly income: Rs

Net Monthly Income: Rs

Is checko� available: Yes No

Is there a break in service beyond the period of 3 months in last 2 years Yes No

NON-SALARIED:
Work Experience In Business /Profession: Years months

Net Pro�t Earned In Last Two Years: Yes No

Gross Monthly income: Rs

Net Monthly Income: Rs

Business Name:

Industry Name:

O�ce / Business Address

Address 1:

Address 2:

Address 3:

Village: City:

District: State:

Country: Pin Code:

Telephone (Mobile):
(Landline):

SALARY/ BUSINESS ACCOUNTS DETAILS

ACCOUNT TYPE IFSC CODE BANK NAME BRANCH NAME ACCOUNT NUMBER

FOR DEFENCE PERSONNEL:

Indian Army Indian Navy Indian Air force

Signature of Applicant / co-applicant / Guarantor

 ; Cir.Lr.CCFO/ADV/097/2005-06 dt 05.10.2005

PERSONAL ASSETS AND LIABILITIES STATEMENT

P SEGMENT LOANS

Description of immovable property

(Pl enclose Xerox copy of sale deed or land tax paid receipt)
House/Flat no. (area of Address/Location Owned/Leased Value Encumbrance if any, for
land and house) loan availed and amount

Other liquid assets – Description & value

Description Value Description Value Description Value
NSCs PF Gold ornaments
PPF
Mutual Fund Shares/Debentures Others
Units (Pl.specify)

Total: Rs.
_________________________________________________________________________________________

Liabilities

Description Amount Description Amount

Housing Loan Personal Loan
Car Loan PF Loan
Other Loan

Total Rs.

I certify that the above information is true and correct

Signature of the applicant / guarantor

Brief Opinion Report

After perusal of the relative documents and on discreet enquiries made by me it is observed that
Shri/Smt./Kum.………………………………………… aged………years, resident of …………………….. is
a person of integrity and has capacity to repay the ………………….. loan (Scheme) of Rs………….. applied
for. His/Her Networth is Rs…………….. which is good for the loan amount and therefore, he/she has capaci-
ty to stand as Borrower/Guarantor to Shri/Smt./Kum………………………..

Market value of immovable property (a) Rs.

Other liquid assets (b) Rs.
Total (a+b) Rs.
Less liabilities © Rs.
Networth Rs.

Asst/Dy.Manager(Adv) Branch Manager

Place:
Date:
 FORM- C (LOAN DETAILS)

PURPOSE:

Purchase of Plot for construction of a House

Purchase of a new House /Flat Purchase of old House / Flat

Construction of a new House/Flat Extension of existing old House/ Flat

Repair or Renovation an existing old House / Flat

Takeover of Home Loans from other Banks / HFCs/FIs Combo Loan

Requested Loan Amount: Rs.

Repayment Mode: Standing instruction NACH

ACCOUNT DETAILS FOR STANDING INSTRUCTIONS /NACH

ACCOUNT NO. ACCOUNT TYPE NAME OF ACCOUNT HOLDER BANK NAME BRANCH NAME IFSC CODE

SI / NACH Start date : ( Date should be from 1st of month to 20th of the month )

Tenure: Month

Moratorium: Month

Facility: Term Loan OD (Maxgain) Hybrid (TL+OD)

Whether interest to be capitalized during moratorium period: Yes No

IMGC Guarantee required: Yes No

If, yes

Guarantee Amount: Rs

In case of Takeover, name of bank from where existing loan is maintained:

Disbursement Schedule:

No. of Tranches:

SELLERS / BUILDERS DETAILS

NAME OF SELLER/ BUILDER ACCOUNT NO. BANK NAME BRANCH NAME IFSC CODE

EXISTING LOANS (if any)

LOAN ACCOUNT NO. BANK / FI PRODUCT NAME SANCTIONED AMOUNT PRESENT OUTSTANDING EMI
 Form D - PROPERTY DETAILS

RERA Registration No. (If applicable):

Project Name (If applicable):

Property Type:
Self-constructed Small project not covered under RERA Property not identi�ed Builder Floor Independent House

Row House/ Villas/ Others Residential Apartment (RERA APPROVED)

Property Status:
Ready for possession Under construction Construction not started
Is property in Tribal Area: Yes No

Property Value: Rs.

Property held / to be held

in the name of:

Sale transaction Category:

Normal sale POA Sale Gift deed Sale through third party Guarantor

Net Rental income expected from the proposed house property (Monthly): Rs.

Property holding status: Lease Free Hold

Lease period: Years Months

Built up area (Sq Ft): .

Building name:

Wing name:

Flat no:

Carpet area (sq ft): .

Super built-up area (sq ft): .

Address 1:

Address 2:

Address 3:

Village: City:

District: State:

Country: Pin Code:

Location of Plot (Applicable for SBI Realty Loan):

Within the Municipal Corporation area of population >=1 lac
Within the Municipal Corporation area of population > 10,000 up to 1 lac
Outside Municipal / Corporation area and plot developed or allotted by Government Body or Development Authority
Outside Municipal Corporation area

CONSTRUCTION /PURCHASE Details:

Date of Agreement to Sale:

Amount as per Agreement to Sale: Rs.

Estimated Cost of Construction: Rs.

Cost of Extension: Rs.

Cost of Repair and Renovation: Rs.

Cost of Interior / �nishing: Rs.

Cost of Solar Photo Voltaic Lighting System: Rs.

GST: Rs.

Premium for insurance of Mortgaged property: Rs.

Other Amenities Rs.

Amount of margin money: Rs.

Source of Margin Money: Own savings from friend and relatives Realty gold loan other loan others
COLLATERAL DETAILS:
(Applicable, if collateral required other than Primary Security)

Collateral type:
Term Deposit NSC/KVP Life Insurance Policy Govt. Promissory Note Immovable Property Third Party Guarantee

Collateral Owner Collateral Description Collateral Value Collateral Lien Value Address
 FORM E – INSURANCE & DECLARATIONS:

INSURANCE:
You can opt to secure your home loan liability through the Group Credit Life Insurance solution/s. Please note that the Insurance cover is optional for home loan borrower and borrower can opt for
insurance cover from any Insurance service provider.
In case the Borrower intends to take loan for insurance cover, the premium amount can be sanctioned as a SURAKSHA Loan and the repayment of loan should be co-terminus with the Home Loan.

Do you wish life cover for Home Loan Yes No

Need Suraksha Loan for Life premium: Yes No

Need loan for insurance for mortgage property required: Yes No

 CONSENT -CUM-DECLARATION (FOR ALL APPLICANTS)
1. I/We certify that the information and particulars provided by me/us in this application form (and all documents referred or provided herewith) are true, correct, complete and up to date in all
respects and I have not withheld any information. I/ We authorize State Bank of India to make inquiries related to or verify said information directly or through any third party. I/We further
acknowledge the Bank's right to seek any information from any other source in this regard. I/We understand that all of the above-mentioned information shall form the basis of any facility that
the Bank may decide to grant to me/us at its sole discretion.
2. I/we understand that the Bank will use the information furnished by me/us in accordance with the applicable laws of India and any other foreign laws to which I/we/the Bank may be subject to.
The said information will be used solely for the purpose of processing, sanctioning, updating, maintaining, and operating my/our account/s or facility/ies availed by me/us and processing
transactions initiated by me/us in such account/ pursuant to such facility.
3. I/We agree and undertake to provide any further information that Bank may require. I/We agree and understand that Bank reserve the right to retain the application form, and the documents
provided therewith and will not return the same to me/us.
4. I/We further agree that any facility that may be provided to me/us shall be governed by the rules of the Bank that may be in force from time to time. I/We will be bound by the terms and
conditions of the credit facility/ies that may be granted to me/us. I/We authorize the Bank to debit my home loan account with the Bank for any fees, charges, interest etc. as may be applicable.
5. I/We undertake and declare that I/we will comply with the Foreign Exchange Management Act, 1999 (”FEMA”) and the applicable rules, regulations, noti�cations, directions or orders made there
under and any amendments thereof. I/We undertake to intimate the Bank before proceeding overseas on permanent employment and/or emigrating and/or changing my/our nationality.
6. I/We acknowledge that the Bank remains entitled to assign any activities to any third-party agency at its sole discretion. I/ We hereby consent to, agree and authorize the Bank to disclose
information and data relating to me/ us and details of my/our account to third party agencies including Bank’s group entities, without any speci�c consent or authorization from me/us, for the
purpose of any services in connection with the facility/ies availed by me/ us and I/we shall not hold the Bank liable for use of this information.
7. I/we hereby agree and give consent for the disclosure or obtention by the Bank of all or any such; (a) information and data (including personal data) relating to me/us (b) the information or data
relating to any credit facility availed of/to be availed of by me/us and (c) default, if any, committed by me/us in discharge of my/our such obligation, as the Bank may deem appropriate and
necessary, to Credit Information Companies, Information Utilities, and/or any other agency authorised in this behalf by Government of India/ Reserve bank of India /any other statutory or
regulatory authority for purposes of credit decision, prevention of fraud and money laundering, reporting obligations or any other related and ancillary matters. I/We shall not hold the Bank liable
for use of this information. I/We understand and agree that such Credit Information Companies, Information Utilities, and/or other agencies may use or process the said information and data
disclosed by the Bank; and/or furnish, such information and data (including the processed information/ data) or products thereof prepared by them to banks/�nancial institutions and other
entities, as may be speci�ed by the concerned statutory/ regulatory authority in this behalf.
8. I/We agree to receive SMS alerts/Phone calls related to my/our application status and account activity as well as product use messages/calls that the Bank will send/make, from time to time,
on the mobile/phone number/ email as mentioned in this application form. I/We undertake to intimate the Bank in the event of any change in the mobile/ phone number/ email and residential
address furnished by me/us.
9. I/We further acknowledge that I/ we have read, understood and agree with the Most Important Terms and Conditions governing the home loan product chosen by me/us.
10. I/We authorize the Bank to share, disclose, exchange, receive or use in any manner whatsoever, without any further speci�c consent or authorisation from me/us, the information/data
provided by/related to me/us to/ from the Group Companies/Associates/Subsidiaries/A�liates/Joint Ventures of State Bank of India/ any person with whom the Bank has entered/propose
to enter into contracts for provision of Life insurance product/ services(either paid through Bank �nance or self-paid by me/ us), property insurance product/ services and mortgage guarantee
product / services, as opted by me /us in the loan application form/ product speci�c form.

ADDITIONAL CONSENT FOR EU /UK NRI CUSTOMERS:

I. I/we understand that the State Bank of India (SBI or the Bank), will use the information furnished by me/us in relation to the application dated: to open my/our Account and/or
update/modify/operate/service such in accordance with the applicable laws of India and any other foreign laws to which I/we (or) the Bank may be subject to. The said information will be used
solely for the purpose of opening, updating, maintaining, and operating my/our account and account(s) opened subsequently and processing transactions initiated by me/us in those accounts.
II. SBI may share my/our personal data with and obtain personal data about me/us from credit information companies (CIBIL, Equifax, etc.) and/or regulatory/fraud prevention agencies whether
in India or elsewhere to verify my identity for credit decision purposes, fraud and Money Laundering prevention & other reporting obligations and any other related and ancillary matters
III. SBI may send its NRI Newsletter (or) marketing information and/or any special o�ers I/we may be entitled to or about products and services available from SBI / SBI Group that may be of interest
to me/us

(Please mention “Yes”, if interested and “No”, if not interested)

If interested, please tick the relevant boxes. I/we prefer following mode of communication. (Customer may tick anyone/ two (or) all boxes)
Email Phone SMS

IV. SBI may transfer data collected at European Union (EU) and United Kingdom (UK) to India. I/We understand that India has not been adjudged as an ‘adequate’ country under Art. 45 of EU GDPR/
subsection 18 of part 2 & subsection 74 of chapter 5 of UK DPA. This implies that India may have less stringent laws pertaining to collection /processing /storage/disclosure of personal data. By
signing this Consent Form, I/We hereby provide my/our explicit consent to transfer data outside EU/UK to India.
V. SBI will update me/us on required changes regarding my/our account. SBI will communicate to me/us about the banking transactions undertaken by me, through Phone/Mobile No./e-mail
provided by me/us.
VI. By signing this Consent Form, I/we con�rm that I/we have read the Privacy Notice provided to me/us through physical copy and/or available at
https://bank.sbi/web/nri/privacy-notice-andconsent-forms and provide consent to SBI for collecting, transferring, holding and processing my personal data as indicated therein
VII. Applicable only in case of processing personal data of Minor
I/We, lawful guardian of ________________________, minor who is under 18 years of age hereby consent for processing of my Ward’s personal data as required under Art. 8 of GDPR/ subsection
9 of part 2 of UK DPA.
The above section is subject to regulations issues by RBI for providing banking and ancillary services in India. In case of a con�ict between EU-GDPR/UK- DPA/Privacy laws applicable in EU and
any law applicable in India, Indian law shall prevail.
VIII. I/We further understand that as and when SBI updates its Privacy Notice, it will publish the same on its website. I/we undertake to consult SBI’s website at regular intervals and con�rm any new
version of the Privacy Notice will apply from the date it is published thereon.
IX. I/We understand that under the conditions de�ned by the General Data Protection Regulations EU-GDPR/UK DPA (or) similar foreign regulations, unless otherwise provided I/we have the
rights
• to withdraw my/our consent at any time.
• to obtain con�rmation from SBI, whether it processes my personal data (PD) (or) not and, if it processes, details thereof, like the purpose, categories of PD concerned, recipients or
categories of recipients to whom my personal data have been or will be communicated etc.
• the retention period of the personal data envisaged or, where this is not possible, the criteria used to determine this duration, etc.
• access, recti�cation and/or erasure of my personal data, subject to relevant regulatory guidelines.
• in certain circumstances, receive my/our personal data provided to SBI, in a structured, commonly used and legible format, and the right to transfer this data to another data controller
However, we understand that the right to data portability is dependent on regulatory instructions & system enablement that are still evolving.
• In certain circumstances object to the processing of my/our personal data
• to lodge a complaint with the relevant data protection authority of my jurisdiction
11. I / we agree to execute the loan / security documents by way of digital document execution facility. Yes No

By signing the below, I/we indicate my/our acceptance, hereof

(sign in the box)

(sign in the box)

Signature of Applicant / Co applicant / Guarantor

Place:
Date:

(Please tear off this acknowledgement slip along these dotted lines)

ACKNOWLEDGEMENT RECIEPT
Customer Copy
Loan application received on - - , complete document set received on - - . Cheques received towards payment of Processing
Fee, Valuation Fee and Legal Fee amounting to Rs. , Rs. and Rs. respectively vide cheque

numbers , and dated - - ; drawn in favour of “State Bank of India” and payable at

.
Request will be disposed of and acceptance/rejection noti�cation would be mailed within 15 days from the date of receipt of completed application form with supporting documents.
On behalf of State Bank of India

Date and Place:_____________________ Authorised Signatory