SHEIKH MOHSIN
ADVOCATE
Office: A-63, 3rd Floor, Defence Colony,
New Delhi-110024
Mob: +91-8082333433
NOTICE UNDER SECTION 138 OF THE NEGOTIABLE INSTRUMENTS ACT,
1881 FOR DISHONOUR OF CHEQUE
Registered A.D.
Dated: 25.07.2025
To,
Mr. Syed Fazil Hussain
H.No 121, Rainawari Srinagar
J&K 110001
Dear Sir,
Under the instructions and on behalf of my client, Ms. Insha Nazir,S/o: Nazir Ahmad Mir
R/o: Lal Bazar Srinagar. I hereby address you this legal notice as under:
1. That you and my client share a cordial acquaintance, and in the course of such
relationship you had approached my client for financial accommodation and
assistance, assuring repayment within a stipulated period.
2. That relying on your representation and assurances, my client extended to you a
financial sum of Rs. 50,000/- (Rupees Fifty Thousand only), which you
acknowledged and undertook to discharge by issuing a cheque.
3. That in discharge of your said liability, you issued a cheque bearing No. 184562,
dated 15.07.2025, drawn on State Bank of India, Lal Chowk Branch, Srinagar, for
an amount of Rs. 50,000/- in favour of my client.
4. That my client presented the aforesaid cheque for encashment through her
banker, HDFC Bank, Rajbagh Branch, Srinagar, well within the statutory period.
To her shock and dismay, the said cheque was returned dishonoured by your banker
on 20.07.2025, with the remarks “Refer to Drawer.”
5. That upon dishonour of the cheque, my client immediately informed you and
requested you to make good the payment. However, despite repeated demands and
opportunities, you failed, neglected, and deliberately avoided payment of the said sum
to my client.
6. That by your conduct in issuing a cheque without having sufficient funds or
arrangement in your account to honour the same, you have rendered yourself liable
for penal action under Section 138 of the Negotiable Instruments Act, 1881.
7. That as on date, you remain indebted to my client for a sum of Rs. 50,000/- (Rupees
Fifty Thousand only), along with interest thereon at the rate of 12% per
annum from the date of dishonour until actual realization. Your failure to honour
your own commitment has caused my client financial loss, mental agony, and
unnecessary hardship.
Accordingly, through this notice, I call upon you to pay to my client the said sum of Rs.
50,000/- together with interest @ 12% per annum from the date of dishonour till actual
payment, within 15 (fifteen) days from the date of receipt of this notice.
In case you fail to comply with this demand within the aforesaid period, I have clear and
specific instructions from my client to initiate appropriate proceedings against you under
Section 138 of the Negotiable Instruments Act, 1881, read with other applicable provisions of
law, before the competent court having jurisdiction. Please be informed that in such an event,
you shall be liable for all costs, expenses, and consequences arising therefrom.
The cost of this notice is assessed at Rs. 2,500/-, which you are also liable to pay.
Note: A copy of this notice is also being retained in our records for future legal reference.
Yours sincerely,
SHEIKH MOHSIN
A 63 3rd Floor, Defence Colony,
Delhi - 110024,
Ph No: 8082333433
Email: advsheikhmohsin@gmail.com
