First Paper: Group (A)

1. Banking Concept and Development:

2. Banking Development in Nepal, Recent Status and Challenges:
a. Write about the importance of banking industry in development of the nation?
b. What do you understand by the word ‘Bank’. Do you think banking industry should be
regulated extensively?
c. Do you think Nepalese Banking sector is the result of overnight development in financial
sector. Explain
d. Explain the historical background of Nepalese banking sector in detail.
e. What is Bank? Nepalese banking sector is said to be most developed service industry in
Nepal. Give your opinion.
f. Write about the current status of Banking sector in Nepal.
g. What are the major issues associated with Nepalese banking industry?
h. Do you think Banking sector is exposed to lots of challenges? If yes state what are the
challenges and also give your vision to face such challenges.
i. Write about the development and challenges of banking service in Nepal.
j. Write down about the development of banking concept. Describe current status of
banking sector in Nepal.
k. Discuss about the main challenges occurred in the banking sector of Nepal.
3. Level wise Banking System:
a. Briefly introduce the classification system of bank and financial institutions. What are the
basis for classification of bank and financial institutions in ‘A’, ‘B’, ‘C’, and ‘D’
according to the guidelines issued by Nepal Rastra Bank?
4. Client Protection Principles:
a. What do you mean by client protection principles? What are its main objectives? What
are the guided principles mentioned by Nepal Rastra Bank to maintain the relationship
between financial service provider and financial customers.
b. Highlight in detail about the client protection principles of BFIs.
5. KYC
a. What do you mean by KYC? Why KYC is taken as important aspects in financial
transactions. Do you agree because of the KYC and its implementation, general
customers feel uncomfortable to transact with formal banking channel?
6. Deposit and Its mobilization:
a. What is Deposit Mobilization? How do commercial banks mobilize deposits?
b. What is Deposit Management? Why is Deposit management important in commercial
banks? Explain.
c. What do you understand by ‘Deposit’? Describing the types of deposits, why does the
interest rate differ in various types of deposit. Give Reasons
7. Loan and lending principles
a. Why does commercial banks disburse loan? What principles a bank follows in loan
disbursement? Explain in detail.
8. Loan Classification and Loan Loss Provisions
a. What is meant by loan classification? How is loan classified according to the directives of
NRB.
 b. What are the current provisions related to the loan classification and loan loss
provisioning in practice in Nepal? Mentioning them, discuss about the weaknesses and
strength of those provisions
c. Write about the provisions prescribed by the Nepal Rastra Bank for Loan classification
and loan loss provisioning for ‘A’ Class commercial banks.
d. Why is loan classified in commercial banks? How the loan provisions is made as per the
directives of Nepal Rastra Bank? Describe.
9. Remittance
a. What is remittance? Explain the importance of Remittance in Nepalese Economy.
b. What is remittance? What are the determinants of Remittance?
c. What is remittance? How the remittance money is utilized in Nepal? Explaining
productive and unproductive use of remittance, suggest strategic measure to direct
remittance towards productive use.
d. What is Remittance? Explain in detail the advantages and disadvantages of Remittances.
e. What is Remittance? What measures should be adopted for inward flow of remittance
through banking channel. State.
10. Modes of Payments
11. Functions of Commercial Banks and Nepal Rastra Bank
a. Write down the main functions of Rastriya Banijya Bank Limited.
b. Write about the functions of Neapl Rastra Bank.
12. Role of RBBL in economic Development of Nation
a. Describe about the role played by RBBL in economic development of Nation.
13. Short Notes
a. Know Your Customers
b. Client Protection Principles
c. Customer Oriented Banking
d. Letter of Credit
e. Remittance
f. Bank Guarantee
g. Mobile Banking
h. Internet Banking
i. ABBS
j. Branch Less Banking
k. Bank Draft
l. Debit Card
m. Credit Card

1. Write about the importance of banking industry in development of the Nation.

2. What do you understand by the word ‘Bank’. Do you think banking industry should be
regulated extensively?
3. Do you think Nepalese Banking sector is the result of overnight development in financial
sector. Explain
4. Explain the historical background of Nepalese banking sector in detail.
5. Write about the current status of Banking sector in Nepal.
6. What are the major issues associated with Nepalese banking industry?
7. Do you think Banking sector is exposed to lots of challenges? If yes state what are the
challenges and also give your vision to face such challenges.
8. What is client protection? Describe various principles associated with client protection.
9. Customer orientation in banking service is new mantra for banking success. Describe
10. What is deposit? Explain the various types of deposit and distinguish among current, saving
and fixed deposit products.
11. How does a bank mobilize its deposits? Explain
12. What is the principle of lending? Describe
13. What are modes of payment? Describe various types of modes of payment in Nepalese
banking industry.
14. What is preference share? Distinguish between share and debenture.
15. Do you agree with the statement “RBB has played important role in national development
of Nepal?” if yes, describe with your opinion.
16. Write about the various functions of Commercial Banks?
17. What is loan? Describe the NRB Classification of Loan based on their performance.
18. Write about the importance of banking industry in development of the Nation.
19. What do you understand by the word ‘Bank’. Do you think banking industry should be
regulated extensively?
20. What is customer Service? Why is customer satisfaction is considered to be most important
element for banking success?