COURSE 8  PRIVATE BANKING
PURPOSE: To produce monetary a!ue "or pu#!$c and pr$ate trade
 Learn the history of money and banking and that it is actually the same system
      that has been in place for the last 6,000 years
 Learn about the US bankruptcy and how to use it to your advantage
 Learn about the different means of exchange and the instruments used
 Find out how fighting the system is a waste of time and how understanding and how 
ACCEPTING the system is extremely successful
 Learn how to create !money" through exchange# 
%INA& PRO'UCT$ %he ability to use the current system to obtain prosperity  
&t is important to understand 'ust what our !government" is, in order to operate effectively in this
system# (id you know that it is actually a trust) *efore explaining how the government is a trust, we
will first examine a !trust" that most of us are familiar with + a !(eed of %rust#" ,ou might be
saying to yourself, !you mean my mortgage)" -o + & mean your trust.
/o to your filing cabinet and pull out your file on what you think is the !mortgage to your 
house#" -ow for the fist time, 012( &%# 3hat does it say) &s a (eed of %rust different than a 
4ortgage) Let5s find out.
%he following definitions will be used from the *lack5s 6
th
 and 6
th
 editions7       
Tru(t) 2n obligation on a person arising out of confidence reposed in him to apply property 
faithfully and according to such confidence7 as being in nature of deposition by which proprietor 
transfers to another property of sub'ect in trusted, not that it should remain with him, but that it 
should be applied to certain uses for the be hoof of third party#
Tru(tor) 2 person who creates a trust, also called a Settlor#
Tru(tee) 8erson who holds title to the res and administers it for the others5 benefit#
One mu(t #e an attorney to operate a t$t!e company) I" t*e t$t!e compan$e( +*o!d, a!! t*e
t$t!e(   o"   t*e  'eed  o"   Tru(t(   $n  t*e  Country-   t*en  .*o  +*o!d(,  a!!   t*e  t$t!e(/  T*at0(  r$1*t
attorney(2
Bene"$c$ary) 9ne for whose benefit a trust is created# 9ne receiving benefit or advantage, or one 
who is in receipt of benefits, profits, or advantage#
Sett!or) 9ne who furnishes the consideration for the creation of a trust, though in form the trust is 
created by another#
                                                   :80&;2%1 *2-<&-/:                                8age = of >?                                                                                                                                 
(id you know when you signed the (eed of %rust that you were giving !benefit and advantage" 
to the bank) 3ho created the (eed of %rust) %he bank did, so why wouldn5t the bank draw up the 
contract for their own advantage if we don5t say anything against it)
3ort1a1e) @L# mort dead A gage pledge, or bet7 the estate pledged becomes dead or entirely lost by 
failure to pay#B 2n assignment or conveyance of land or house property to a person as security for the
payment of a debt due to him and on the condition that if the money shall be paid according to 
contract the grant shall be void# The Consolidated Webster Encyclopedic Dictionary, 1939 edition.
4ost states have passed the !(eed of %rust 2ct" and for the purpose of making it easier to evict 
people out of their homes by not going into court# 3hy would they change the name of a mortgage 
to a (eed of %rust) 8erhaps they are not holding the !land or house property" as security# 3hat 
would the security be then)
'eed o" tru(t) 2n instrument in use in many states, taking the place and serving the uses of a 
commonClaw mortgage, by which the legal title to real property is placed in one or more trustees, to 
secure the repayment of a sum of money or the performance of other conditions#
&nstead of having the land be security the bankers have replaced this with !legal title to real 
property#" (oes this mean a !legal description)" Dan the !legal description" ever be the !land or 
house property)" Since there is no money what would !the performance of other conditions" be) 
Dould this be the de!$ery of the 8romissory -ote)
Grant) %o bestow7 to confer upon some one other than the person or entity which makes the grant
Grantor) %he person by whom a grant is made#
&e1a!) Donforming to the law7 according to law7 created by law#
'e(cr$pt$on) 2 written enumeration of items composing an estate, or of its condition, or of titles or 
documents7 like an inventory, but with more particularity, and without involving the idea of an 
appraisement#
%he dictionary did not have the term !legal description," so a summary of the words would be !a
written enumeration of items composing an estate created by law#" Since law is a fiction then what 
actually is a legal description) 
%he !legal description," or should & say the !strawland," is the birth certificate for the soil, 
the dirt, the substance that you own# &t is the !title," but can never be the real thing or take the place 
of it + -1;10 under 2-, D&0DU4S%2-D1S.
T$t!e) %he evidence of right which a person has to the possession of property# %he word !title" 
certainly does not merely signify the right which a person has to the possession of property7 because 
there are many instances in which a person may have the right to the possession of property, and at 
the same time have no title to the same#
                                                   :80&;2%1 *2-<&-/:                                8age ? of >?                                                                                                                                 
&sn5t that interesting. %itle does -9% signify the !right to possession#" 9ne may have !right of 
possession and have no title to the same."  %his is why the bank must !create a right of possession" 
in order to take your property away when you do not !pay#" ,ou see, the bank does not have title 
before this instance, the title company has the title, so the bank must !create" a title# *ut first the 
bank must create a !right of possession#" %hey must notice you by posting a notice on the property, 
sending you certified mail, putting it in the newspaper, recording it in the public record and posting it
on the public bulletin board# 3hen you do not respond to these notices, it is assumed that you give 
your consent, and therefore they now have !right of possession#"
Grantor0( Tru(t) 2 trust whereby the /rantor is considered to be the owner so that he can maintain 
the property and pay the taxes on it#
%ructu()  Fruits7 produce7 profit or increase7 the right to the fruits of a thing belonging to another#
U(u"ruct)  %he right of en'oying a thing, the property of which is vested in another, and draw from 
the same all the profit, utility, and advantage which it may produce, provided it be without altering 
the substance of the thing#
(oes the above definition say what & think it says) 2re we being !usufructed" by the banks)
Tenant) 9ne who holds lands of another7 one who has the temporary use and occupation of real 
property owned by another person Ecalled the !landlord"F the duration and terms of his tenancy 
being usually fixed by an instrument called a lease#
4o$nt Tenancy) 2n estate in feeCsimple, feeCtail, for life, for years, or at will, arising by purchase or 
grant to two or more persons# 
&f you signed your (eed of %rust !Goint %enancy," what did you do) (id you actually sign a lease
agreement with the !landlord" that call themselves the bank)
Here is a Iuote from a (eed of %rust + !3&%-1SS1%H$ %hat %rustor hereby irrevocably grants,
conveys, transfers and assigns to the %rustee in %rust, with 8ower of Sale, the above described real
property, together with leases, issues, profits, or income there from$ SU*G1D%, however to the right,
power and authority hereinafter given to and conferred upon *eneficiary to collect and apply such
property income#"
A(($1nment o" !ea(e) Such occurs where lessee transfers entire unexpired remainder of term created 
by lease #
3hat did you do when you signed the (eed of %rust at the title company) ,ou !assigned the
lease" between you  Ethe SettlorF and the %rustor Ethe strawCmanF to the *eneficiary Ethe landlordF#
3hat were you thinking) How did the (eed of %rust become a lease, anyway)
E5ecuted) Dompleted7 carried into full effect7 already done or performed7 taking effect immediately7
now in existence or in possession7  conveying an immediate right or possession# 2 trust does not
become fully !executed" until sub'ect matter of it has been properly paid over to beneficiaries#
                                                   :80&;2%1 *2-<&-/:                                8age J of >?                                                                                                                                 
E5ecute) %o complete7 to make7 to perform7 to do7 to follow out# %he !execution" of a note involves
not only the signing but the delivery of the note#
@Latin executus to follow to the end7 from ex out A sequor to follow#B
'e!$ery) %he act by which the res or substance thereof is placed within the actual or constructive 
possession or control of another#
Su#6ect matter) %he sub'ect, or matter presented for consideration7 to recover money
3hat would be the !sub'ect matter, res or substance" of a (eed of %rust and the notes !secured
thereby)"   3hat   is   the   sub'ect   matter   presented  for   consideration)   3ould  this   be   !money"   or
substance or would this be what our society !uses as money)"
Re1$(tered) 1ntered or recorded in some official register or record or list#
Secur$ty)  8rotection7   assurance7   indemnification#   %he   term  is   usually  applied  to  an  obligation,
pledge,   mortgage,   deposit,   lien,   etc#,   given  by  a  debtor   in  order   to  make  sure  the  payment   or
performance of his debt, by furnishing the creditor with a re(ource  to be used in case of failure in
the principal obligation#
%o  understand  how  the  !money" system works  today, one  must  remember  the  KJ
rd
  Dongress,
4arch L, =LJJ7
The money !"ederal #eser$e %otes& 'ill be 'orth 1(( cents on the dollar, because it is
bac)ed by the credit o* the nation. +t 'ill represent a mortgage on all the homes and other
property o* all the people in the nation. The money so issued 'ill not ha$e one penny o* gold
co$erage behind it, because it is really not needed.,
Since the !national emergency in banking," otherwise known as bankruptcy occurred in =LJJ,
our !money" is credit + your credit + backed by your collateral or your promise# 3hen you sign any
promise to pay, it becomes 49-1,. 3hat is the difference between Federal 0eserve -otes and the
8romissory -ote you gave the bank) %hey both represent your credit# 9nly one thing is different +
the bank failed to record your 8romissory -ote when they recorded the (eed of %rust, therefore it is
not !registered" in the public register like F0-s are# Dould this be considered !fraudulent use of a
foreign security)" ,ou better believe it is.
7$!!)  2 !will" is not a sheet of paper, nor a number of sheets or pages, but consists of the words
written thereon# 2nd the form of an instrument is of little conseIuence in determining whether it is a
will, but if it is executed with formalities reIuired by statute, and if it is to operate only after death of
maker,  it  is  a  !will)" %he  difference  between  a  will  and  a  trust   is  that  a  will   operates  from  the
moment of death, while a trust operates in present to a certain extent#
Te(tator) 9ne who makes or has made a testament or will7 one who dies leaving a will#
Su#(t$tut$on) %he putting one person in place of another7 particularly, the act of a testator in naming
                                                   :80&;2%1 *2-<&-/:                                8age 6 of >?                                                                                                                                 
second devisee Ereceiver of real property by willF or legatee Ereceiver of personal property by willF
who is to take the beIuest either on failure of the original devisee or legatee  or after him# 
E5ecutor   #y   (u#(t$tut$on)  2  successor   executor   appointed   by  testator   entitled   to   succeed   to
administration of estate following resignation of first executor who had partially administered upon
such estate#
E5ecutor) 2 person appointed by a testator to carry out the directions and reIuests in his will, and to
dispose of the property according to his testamentary provisions after his decease#
,ou may be thinking by now, !what does all of these terms about death got to do with the (eed
of %rust)" 3hat happens when you e5ecute something) ,ou kill it, it dies# 9<, so what died)
Have you ever wondered why the bank issues a !-otice of Su#(t$tut$on of %rustee" before they
issue   a   -otice   %rustee5s   Sale)   %hey   must   replace   the   original   trustee,   because   someone,   or
!something" died C as in a mortgage Edead pledgeF#
%he following is a Iuote from a Full 0econveyance that the bank gives you when you pay off
a loan# 
!-aid  Deed  o*   Trust   'as  executed  by  ./0%  1.   D/E  !Trustor,&   to  -02-TE#  31%4
!/riginal 3ene*iciary,&, and recorded in the o**icial records o* 5+61 County, 1#+7/%1, as
*ollo's8 Date Deed o* Trust #ecorded8 -eptember 9:, 199:#"
%he date given above as the date the (eed of %rust was !executed" was the (ame date that
the 8romissory -ote was !signed and delivered,"  not .*en t*e !oan .a( pa$d o""# %he bank is
telling you that the trust was completed when you de!$ered t*e note to them# %H1S1 201 %H1&0
93- 390(S.
So, the trust or trustor died. 3ho is the trustor) How did they spell the name of the trustor) 3ith
all capital letters) &s this you or is it 4emorex Ethe strawCmanF)
'r$!!: &f you think we are no longer in the feudal system here in the good olM US of 2, %H&-<
2/2&-# &f either you or a friend has a (eed of %rust, go to your files and pull out the copy of it
and read the first page and answer the following Iuestions7
1. (id you know you created a %0US% when you obtained your house)
2. 3ho is the %0US%90 C you or the S%023C42-)
3. 3ho is the %0US%11)
4. 3ho is the *1-1F&D&20,)
5. 3hat is the described property, the land or a list of measurements of a fictitious 
location)
6. &f you irrevocably grant a legal description to the %0US%11, who is the 
/02-%907 and 'ust what exactly was granted) Ehint$ not the landF
7. (id the husband and wife sign as 'oint %1-2-D,) &f so what does that make the 
%0US%90 C the owner or the %1-2-%)
                                                   :80&;2%1 *2-<&-/:                                8age > of >?                                                                                                                                 
8. &f the %0US%90 is now the tenant making payments to the *eneficiary C is the bank 
in fact the L2-(L90() 
9. &f  one Ethe mortgage or trustF dies and the property is disposed of C what is it)
10. 3hat really is this document called the (eed of %rust)
a. a trust
b. a grant
c. a lease
d. a will
e. a contract
f. all of the above
1. &f you said f you are correct C but if the %0US%90 is the strawCman, how do 
      you fit into this mystery C are you the Settlor or the Surety)
2. 3ho gave the consideration for this contract)
3. 2re all the above persons and property real or fictitious)
4. &f this is fiction C who had the land in the first place before ever walking into the %itle 
Dompany to sign the loan) Ehint$ ,9U...F
5. 3ho is security for the Federal 0eserve -otes) Esame answerF
6. 3ho then paid for the loan when they signed the 8romissory -ote) Eno hintsF
7. So why do we think we are the tenant when we get a late notice or a -9%&D1 9F 
%0US%11 S2L1 from the bank, when the property was ours in the first place 2-( 
we paid for it again with our 8romissory -ote)
T8E SO&UTION
-ow that you know what a (eed of %rust really is, you can solve this riddle# Here are a few
more words to define to get a grasp of how much power you really have#
Ban9$n1)    %he business of receiving money on deposit,  loaning money, discounting notes,  issuing
notes for circulation, collecting money on notes deposited, negotiating bills, etc#
Ban9)  2n institution,  usually incorporated  with power to issue its   prom$((ory note(   intended to
circulate as   money  Eknown as bank notesF7 or to receive the money of others on general deposit, to
forma 'oint fund that shall be used by the institution, for its own benefit7 %he term !bank" is usually
restricted in its application to an incorporated body7 while a private individual making it his business
to conduct banking operations is generally denominated a !banker#"
Ban9er) 2 private person who keeps a bank7 one who is engaged in the business of banking# 9ne
who carries on the business of banking by receiving money on deposit with or without interest, by
buying and selling bills of exchange, promissory notes, gold or silver coin, bullion, uncurrent money,
bonds or stock, or other securities, and by loaning money without being incorporated#
Ban9er0( Note)  2 commercial instrument resembling a bank note Ea promissory note issued by a
bank intended to circulate as moneyF in every particular except that it is given by a private banker or
unincorporated banking institution#
B$!! o" E5c*an1e)  2 written order from 2# to *# directing *# to pay D# a certain sum of money
                                                   :80&;2%1 *2-<&-/:                                8age 6 of >?                                                                                                                                 
therein named# 2 !check" differs from a !bill of exchange" in that it is always drawn on a deposit
whereas a bill is not#
%ore$1n B$!! o" E5c*an1e) 2 bill of exchange drawn in one state or country, upon a foreign state or
country#
%ore$1n  E5c*an1e)  Donversion  of  the  money  of  one  country  into  its  eIual   of  another   country#
8rocess by which money of one country is used to pay balances due in another country#
2s one can see from the above definitions, you are a !banker" that can !issue promissory notes
intended to be circulated as money#" Since that is what 2LL currency is today + your credit + it
should not be a stretch for the imagination to think that you can US1 ,9U0 93- D01(&%. ,ou
are !foreign" to U-&%1( S%2%1S so you can use your credit to pay the balance due in another
country Eor should we say !corporation" such as U-&%1( S%2%1SF# %he !balance" representing the
interest that a person owes you when they are using ,9U0 credit#
Since the strawCman is a corporation created by the state to account for the credit that they are
using in your name, it stands to reason that the strawCman represents U-&%1( S%2%1S and %H1&0
debt + not you and your debt# ,ou are the creditor, and the state or U-&%1( S%2%1S is the debtor#
%hey owe you exemption for using your credit, but since they are bankrupt,  there is no !substance
money," so you, as the creditor, will have to get paid by taking eIuity, such as your house and your
car as a (eto""#
2s   one   can   see   from  the   above   definitions,   you   are   a   !banker"   that   can   !issue   *&LLS  9F
1NDH2-/1 E*91F intended to be circulated as money#" Since that is what 2LL currency is today
+ your credit + it should not be a stretch for the imagination to think that you can US1 ,9U0 93-
D01(&%. However,  you are not 1o$n1 to u(e your cred$t- .*$c* create( more de#t  + you are
going to by using your E:E3PTION# 
E5empt$on#   Freedom  from  a  general   duty  or  service7  immunity  from  a  general   burden,   tax,   or
charge,  &mmunity  from service of process or from certain legal obligations, as 'ury duty, military
service, or the payment of taxes7 8roperty exempt in bankruptcy proceedings is provided for under
*ankruptcy Dode sec# >??#
E5empt)  @L#  exemptum,  to take out, to remove, from ex,  out A emo,  to buy,  to ta9e#B %o free or
permit   to  be  free  from  any  charge,   burden,   restraint,   duty  to  which  others  are  sub'ect7   to  grant
immunity#
Accept)  @L#  acceptare,  from ad,  to A capio,  to ta9e#B %o take or receive, as something offered7 to
acknowledge with a signature and thus promise to pay a *ill of 1xchange#
2ll municipalities and corporations are bankrupt because they have no substance to back up
their   currency#   3e,   as   sovereigns,   bailed  them  out   by  letting  them  use   9U0  809810%,  as
collateral, then they mortgaged it and + ;wala + there was currency#   However, we are 1N148%
because they are using our credit to make trillions of dollars a year, and therefore, we are ent$t!ed !to
take" a portion of their eIuity in return# 
                                                   :80&;2%1 *2-<&-/:                                8age K of >?                                                                                                                                 
,ou are going %9 %2<1 what is already yours and in your possession# Since there is no
money, you can only !take" eIuity + goods and services + from the corporations using your credit as
they are *2-<0U8%. ,ou will be sending a copy of the *91 to %imothy F# /eithner in a !private"
capacity as the trustee for the US *ankruptcy# %his is done privately because you cannot deal with a
fiction# 
,ou  are  !foreign"  to  U-&%1(  S%2%1S  and  all   other  corporations,   so  you  can  use  your
1N148%&9- as a F901&/- *&LL 9F 1NDH2-/1 to pay the balance due in another country Eor
should we say !corporation" such as U-&%1( S%2%1SF# %he !balance" representing the interest that
a person owes you when they are using ,9U0 credit#
Since the strawCman is a corporation created by the state to account for the credit that they are
using in your name, it stands to reason that the strawCman represents U-&%1( S%2%1S and %H1&0
debt + not you# ,ou are the creditor, and the state or U-&%1( S%2%1S is the debtor# %hey owe you
interest for using your credit, but since they are bankrupt, there is no !substance money," so you, as
the creditor, will have to get paid by taking eIuity, such as your house and your car as a setoff#
Po.er o" acceptance)    Dapacity of offeree, upon acceptance of the terms of the offer, to create a
binding contract#
House  Goint   0esolution  =L?,   Gune  >,   =LJJ,   states  that   one  cannot   demand  a  certain  form  of
currency that they want to receive if it is dollar for dollar as 2LL DU001-D, &S ,9U0 D01(&%..
&f they do, they are in breach of the contract of HG0 =L?# ,ou have already accepted this contract and
now they must perform#
8ursuant to the contract with the corporation that you are discharging the debt of and HG0
=L?, they must give you a &etter o" Re!ea(e or Payment $n %u!!#
&f you have not received the release in =6 days then send them a (1F2UL% and contact a notary
to do a process that will give you a D10%&F&D2%1 9F (&SH9-90, because they are in breach of
the contract at this time#
Coneyance) %he transfer of title from one person to another# 2n instrument in writing under seal,
by which some estate or interest in lands is transferred from one person to another#
Reconeyance)  &t  takes  place  where  a  mortgage  debt   is  paid  off,   and  the  mortgaged  property  is
conveyed again to the mortgagor or his representatives free from the mortgage debt#
Have you ever wondered why the banks use the term !0econveyance)" &f !conveyance" means
the transfer of title, then does !0econveyance" mean to transfer title back to you) (id you know that
you had !interest in the land" before you ever walked into the title company to sign !your loan)" 
-ow  that   you  have  issued  a  promissory  note  to  the  bank  and  they  have  acknowledged  your
payment by admitting that it is a !security" and that it !executed" the (eed of %rust at the time you
gave them the promissory note# 
                                                   :80&;2%1 *2-<&-/:                                8age O of >?                                                                                                                                 
Since the bank did not record the promissory note, it is not !registered" so instead of waiting
for the bank, as beneficiary of the deed of trust to do this + you do it as the Settlor of the trust# %ake
out a copy of your 8romissory -ote and sign it as !Settlor," the one who furnished the consideration#
-ow you are accept$n1  the promise that the %rustor EstrawCmanF made to the bank and therefore
discharging the debt by using your exemption# %hen record the note and have the county recorder,
the public fiduciary,  register it and do a service of process on the bank by mailing it to them#
8ursuant to the contract E(eed of %rustF they must give you a FULL 01D9-;1,2-D1#
&f you have not received the FULL 01D9-;1,2-D1 in ten days then contact a notary and do
a   process   that   will   give   you   a   D10%&F&D2%1   9F   01D9-;1,2-D1#   %hen   record   the
0econveyance yourself as Settlor for the bank, because they are in breach of the contract at this time#
Breac*)  %he breaking or violating of a law, right, or duty, either by commission or omission#
Breac* o" contract)    Failure, without legal excuse, to perform any promise which forms the
whole or part of a contract7 UneIuivocal, distinct and absolute refusal to perform agreement#
-otary 8ublic$  2 public officer whose function it is to administer oaths7  to attest and certify, by
her or his hand and official seal, certain classes of documents, in order to give them credit and
authenticity in foreign 'urisdictions7  to take acknowledgements of deeds and other conveyances,
and certify the same7  and to perform certain official acts, chiefly in commercial matters such as
the protesting of notes and bills, the noting of foreign drafts, and marine protests in cases of loss
or damage#  9ne who is authoriPed by the State or Federal /overnment to administer oaths, and
to attest to the authenticity of signatures# 3lac);s <
th
 edition 
-otary 8ublic# 2 legal practitioner, usually a solicitor, who attests or certifies deeds and other 
documents and notes or protests dishonoured bills of exchange#
Dictionary o* 3usiness, /x*ord =ni$ersity 5ress, > 6ar)et 0ouse 3oo)s ?td 199<   
Cert$"$cate) 2 !certificate" by a public officer is a statement written and signed, but not necessarily 
or customarily sworn to, which is #y !a.  made evidence of the truth of the facts stated for all or for 
certain purposes#
&and  Cert$"$cate)    2  certificate  is  given  to  the  registered  proprietor,   and  similarly  upon  every
transfer of registered land# %his registration supersedes the necessity of any further registration in the
register counties Ecounty recorderF# &t contains a description of the land as it appears on the register
and the name and address of the proprietor, and is prima *acia  evidence  of the truth of the matters
therein set forth#
Torren(   T$t!e   Sy(tem)  2  system  for   registration  of   land  under   which,   upon  the   landCowner5s
application, the court may, after appropriate proceedings, direct the issuance of a certificate of title#
3ith exceptions, this certificate is conclusive as to applicant5s estate in land# System of registration
of land title as distinguished from registration or recording of evidence of such title# 
                                                   :80&;2%1 *2-<&-/:                                8age L of >?                                                                                                                                 
Ine(t$ture) 2 ceremony which accompanied the grant of lands in the feudal ages, and consisted in
the open and notorious delivery of possession in the presence of the other vassals, which perpetuated
among them the area of their new acIuisition at the time when the art of writing was very little
known7 and thus the evidence of the property was reposed $n t*e memory o" t*e ne$1*#or*ood,
who, in case of disputed title, were afterwards called upon to decide upon it#
2ccording to the above definitions, a notary can issue a certificate authenticating a transfer
of title of land referred to as !conveyance" a !land certificate#" %he transfer of land that we are
concerned with must be according to the contract called a !deed of trust#" 3e must create a !right
of possession" 'ust as the bank does# 3e must notice the bank similarly as they do# 2nd when they
do not answer, they give their consent + 'ust as we have given our consent when we do not answer
the -9%&D1 9F %0US%11 S2L1 that the banks send you when they claim you !breach" the deed
of trust#
8ursuant to your deed of trust, the bank must record a FULL 01D9-;1,2-D1 when you 
have !paid the loan off#" *ut, if they do not record the 0econveyance, %H1 *2-< &S -93 &- 
*012DH. -ow, as Settlor, you will have to bypass them# 
Ban9 c*ar1e() %his term in an action on a *ill of 1xchange is eIuivalent to expenses of not$n1 and
may be especially endorsed as a !$;u$dated demand#
&$;u$dated demand) 2 demand the amount of which has been ascertained or settled by agreement 
of the parties, or otherwise#
Not$n1)  %he act of a notary in minuting on a bill of exchange, after it has been presented for
acceptance or payment, the initials of his name, the date of the day, month, and year when such
presentment was made, and the reason, if any has been assigned, for  nonCacceptance  or nonC
payment, together with his charge# 3lac);s @
th
 edition
3$nute() 8ractice# 2 memorandum of what takes place in court, made by authority of the court# 
3lac);s @
th
 edition
C*ar1e) &n 1Iuity practice# 2 written statement presented to a master in chancery Enotary publicF
by a party EyouF of the items with which the opposite party should be debited or should account
for, or of the claim of the party making it#  2 charge may embrace the whole liabilities of the
accounting party#
                                                   :80&;2%1 *2-<&-/:                                8age =0 of >?                                                                                                                                 
%he phrases !in an action" and !noting" are referring to the -otarial process detailed in Dourse >,
and  will   be  enumerated  again  in  the   instructions   below#   %he  -otarial   process   of   !noting"  is
eIuivalent to a court procedure, the end product being a !certificate of dishonor" or some other
certificate, authenticating that an action has been done between ? parties and that the parties are in
agreement#   %he  banks  term  this  document   a  !*012DH 2-(  -9-C810F9042-D1"  and  is
recorded  with  the  -9%&D1  9F  SU*S%&%U%&9-  9F  %0US%11#   %he  !*012DH 2-(  -9-C
810F9042-D1" is the certificate the bank uses as a !certificate of dishonor" issued by a notary#
,ou are going to duplicate their process back to them#
So  after  you  have  finished  the  notarial   process,   the  notary  will   issue  you  a  !certificate"
indicating transfer of title# However, instead of the notary issuing a land certificate, the notary will
issue a !D10%&F&D2%1 9F 01D9-;1,2-D1#" Since !land certificate" would indicate ? parties
and thus a direct transfer we cannot use this term# 3e must follow the stipulations in the deed of
trust as there are three EJF parties concern, and therefore we must !reconvey" the title or !convey"
!back"  title  to  the  !person"  who  granted  the  property  in  the  deed  of  trust#   %his  would  be  the
%0US%90, ie# G9H- (91 not Gohn (oe#
&f the bank is admitting that the %0US%90 had title from the beginning then there is already
a !right of possession" in place# 0ight of possession already existed before even the signing of the
deed of trust# %his is the reason that we can simply !reconvey" without the need to proceed with a
%0US%11 S2L1# 
Sett!ement)  2ct   or   process   of   ad'usting  or   determining7   an  ad'usting7   an  ad'ustment   between
persons concerning their dealings or difficulties7 an agreement by which parties having disputed
matters between them reach or ascertain what is coming from one to the other7 and !$;u$dat$on#
&$;u$dat$on)  %he  act   of  process  of  settling  or  making  clear,  fixed,   and  determinate  that   which
before was uncertain or unCascertained7 .$nd$n1 up and distribution of assets among creditors and
stockholders#
7$nd up) %o settle the accounts and liIuidate the assets of a corporation, for the purpose of making
distribution and dissolving the concern#
Sett!e up) 2 term, colloIuial rather than legal, which is applied to the final collection, ad'ustment,
and distribution of the estate of a decedent, a bankrupt, or an insolvent corporation# &t includes the
processes of collecting the property, paying debts and charges, and turning over the balance to those
entitled to receive it#
'eed o" (ett!ement) %he party who settles property is called the !settlor#"
Sett!or) 9ne who furnishes the consideration for the creation of a trust although the in form the trust
is created by another#
Since the bank is already in bankruptcy Echapter ==F and they breach the contract Edeed of trustF
by not transferring title when the contract is executed, you can !liIuidate" the contract# ,ou are the
Settlor + one who !settles property#"
                                                   :80&;2%1 *2-<&-/:                                8age == of >?                                                                                                                                 
%$na! (ett!ement) %his term, as applied to the administration of an estate, is usually understood to
have reference to the order of court approving the account which closes the business of the estate,
and which finally discharges the executor or administrator from the duties of his trust#
-ow you have created a !default" against the bank with a public official Ea deputy superior 
court clerkF as a third party witness 'ust as the bank has done before they liIuidate the trust property
at   the  %0US%11  S2L1#   2nd  now,  since  you  have  finished  the  administrative  process  on  this
matter, you will record a FULL 01D9-;1,2-D1 for the bank, as the Settlor, and reconvey the
property to the !person" entitled to it which is your strawCman corporation, ie# G9H- (91, the
original %0US%90 of the (eed of %rust# %he D10%&F&D2%1 9F 01D9-;1,2-D1   is !final
settlement"  by  the  !order  of  court"  called  the  notary  process  which  !closes  the  business  of  the
estate" by closing the account of the deed of trust# 
&n the below !principals of law," remember the Secured 8arty is you#
UDD LC60K# Dollection and 1nforcement by Secured 8arty#
EbF @-on'udicial enforcement of mortgage#B &f necessary to enable a secured party to 
exercise under subsection EaFEJF the right of a debtor to enforce a mortgage nonC'udicially, the
secured party may record in the office in which a record of the mortgage is recorded$
1. a copy of the security agreement that creates or provides for a security interest in the
      obligation secured by the mortgage7 and
i. the secured party5s sworn affidavit in recordable form stating that$
a. a default has occurred7 and
a. the secured party is entitled to enforce the mortgage nonC'udicially#
%he (eed of %rust is the !security agreement#" %he -9%&D1 9F 01D9-;1,2-D1 
that you recorded is part of the agreement as well# %he affidavit, entitled -9%&D1 9F 
(1F2UL%, is the !sworn affidavit in recordable form stating that a default has occurred#"
UCC <=>?<) Secured Party0( R$1*t to Ta9e Po((e(($on A"ter 'e"au!t)
@aA  BPo((e(($onC render$n1 e;u$pment unu(a#!eC d$(po($t$on on de#tor0( prem$(e()D 2fter
default, a secured party$
may take possession of the collateral7 
@#A  B4ud$c$a! and non6ud$c$a! proce(()D 2 secured party may proceed under subsection
EaF$
E?F  without 'udicial process, if it proceeds without breach of the peace#
No. t*at you *ae comp!eted your +non6ud$c$a! proce((-, you can co!!ect t*e co!!atera!
and ta9e po((e(($on o" $t) S$nce you a!ready !$e t*ere- you +may proceed .$t*out 6ud$c$a!
proce((- $" $t proceed( .$t*out #reac* o" peace), 
                                                   :80&;2%1 *2-<&-/:                                8age =? of >?                                                                                                                                 
&-S%0UD%&9-S F90 01D9-;1,2-D1
PURPOSE$ 2s a Dreditor of U-&%1( S%2%1S and all other subCcorporations private and public,
you are owed interest for the gold and all property that you !loaned" them starting 4arch L, =LJJ
to date# %here is -9 49-1,# &n order to start getting your interest back, you must -9%&D1 your
(1*%90S of what you expect them to do and the conseIuences if they do not comply# %his file
contains all the documents you will need to !register" your promissory note that you already have
paid the bank and as a result get your house conveyed back to you or as they term it + a FULL
01D9-;1,2-D1#
Following is a step by step list of actions that will instruct you on the specifics of how to take 
your house back after you have discharge it with your promissory note# *elow is a list of the 
documents that one will need in this process7
1. -9%&D1 9F 01D9-;1,2-D1 
i. -9%&D1 9F (1F2UL% 
i. -9%&D1 9F *012DH + from a -otary
i. D10%&F&D2%1 9F 01D9-;1,2-D1 C from a -otary
i. FULL 01D9-;1,2-D1 + from the Substitution %rustee
1. %he NOTICE O% RECONVEEANCE is for the return of your eIuity Eyour houseF when 
you signed the 8romissory -ote on your house C the banks have used your -ote, and now, a( 
t*e$r Sett!or- you want the eIuity and the rents back)
a. 3ord process the NOTICE O% RECONVEEANCE for all of the correct 
information
a. 3hen doing your Prom$((ory Note, create a new document on your computer and
make a signature line 'ust like the one you signed on the note originally, but type
your name in upper and lower letters under the left side of the line and Sett!or
under the right side of the line# %hen print it, cut it out and paste it on the right
hand  side  of  the  8romissory  -ote#   %hen  make  a  copy  of  it  and  have  the  copy
notariPed when you get the -otice notariPed# %he signatory should look like this#
QQQQQQQQQQQQQQQQQQQQQQQQQQQQQ
Gohn Henry (oe Settlor
1&- R =?J6>6KOL      80182&(
a. -9%1$ &f you cannot locate your 8romissory -ote, reIuest a copy from the bank#
&f they don5t send you a copy, get a copy of a friend5s note and type in all of your
info and record it# &f they ever challenge it, they will have to bring a certified copy
both front and back of the original + which they probably don5t have7 the back will
also show that the note was !82&( %9 %H1 90(10 9F QQQQQQ *2-<" which
proves that the bank indeed collateraliPed your note 'ust as they would deposit a
check# 1ither way they lose#
                                                   :80&;2%1 *2-<&-/:                                8age =J of >?                                                                                                                                 
a. 2ttach  the  Prom$((ory  Note  to  the  NOTICE  O% RECONVEEANCE and  get
both notariPed
a. 0ecord the -otice with the Dounty recorder# %he original will go to the bank, so 
pay for a copy of the -otice to be sent to you# %he reasons why you are recording 
this notice with the 0ecorder is that they are the 8U*L&D F&(UD&20, for you as 
a S1%%L90 and they must accept your instrument, re1$(ter your instrument and 
de!$er the instrument to your (1*%90# -ow the bank has received a !registered 
security#"
a. 3hen you get the copy back from the 0ecorder, wait ten E=0F days for your %U&& 
RECONVEEANCE from the bank#
i. NOTICE O% 'E%AU&T
2fter   giving  ten  E=0F  days  and  you  have  received  no  response,   prepare  the  -9%&D1  9F
(1F2UL%# %his document is the entering in of the charge to the -otary 8ublic who is acting
as a (eputy Superior Dourt Dlerk# %ake this document to the notary, notariPe it and have the
notary start the -otarial 8rotest# &f the 0espondents do not answer in =0 days, the notary will
notice   them  again   to   give   them  one   more   opportunity#   %hen   the   notary   will   issue   a
D10%&F&D2%1 9F 01D9-;1,2-D1 which is considered a (1F2UL% GU(/41-%#
i. NOTICE O% BREAC8  #y a Notary Pu#!$c
-ow we will go through the process called a -otarial 8rotest, a very powerful process that
will   create  a  witness  against   the  0espondent   through  a  8ublic  9fficial#   Following  is   the
definition of a -otary 8ublic according to *lack5s Law (ictionary, 6
th
 edition#  &t is important
to know why you need to use a -otary 8ublic#
Notary  Public:    1  public  o**icer  'hose  *unction  it   is  to  administer  oathsA    to  attest   and
certi*y, by her or his hand and o**icial seal, certain classes o* documents, in order to gi$e
them credit and authenticity in *oreign BurisdictionsA  to ta)e ac)no'ledgements o* deeds and
other  con$eyances,   and  certi*y  the  sameA    and  to  per*orm  certain  o**icial   acts,   chie*ly  in
commercial matters such as the protesting o* notes and bills, the noting o* *oreign dra*ts, and
marine protests in cases o* loss or damage)   /ne 'ho is authoriCed by the -tate or "ederal
Do$ernment to administer oaths, and to attest to the authenticity o* signatures# *lack5s 6
th
edition 
NOTARY PUBLIC. 1 legal practitioner, usually a solicitor, 'ho attests or certi*ies deeds 
and other documents and notes or protests dishonoured bills o* exchange.
(ictionary of *usiness, 9xford University 8ress, S 4arket House *ooks Ltd =LL6   
Pur(uant to Ar$Fona Re$(ed Statute( @ARSA T$t!e GH=IIJC
Secretary o" t*e StateC deputy county c!er9C county c!er9 "unct$on(
!Teach clerk of the superior court shall deputiPe the secretary of state and the secretary5s
designees  as  deputy  county  clerks  of the  superior court  solely for  the  performance  of the
                                                   :80&;2%1 *2-<&-/:                                8age =6 of >?                                                                                                                                 
superior court clerk5s functionsT"
SECRETARE O% STATE) &n 2merican law# %itle of the chief of the executive bureau of the
United States called the !(epartment of State#" He is a member of the cabinet, and is charged
with the general administration of the international and diplomatic affairs of the government#
&n many of the  state governments  there is an executive officer bearing the same title and
exercising important functions# &n 1nglish law# %he secretaries of state are cabinet ministers
attending the sovereign for the receipt and dispatch of letters, grants, petitions, and many of
the most important affairs of the kingdom, both foreign and domestic# *lack5s 6
th
 edition
2s you should now know, each of us are a separate !foreign sovereign nation#" %he 
Secretary of the State5s main function is to attend the to the sovereign + you# 
Comm$(($on:  2n authority or writ issuing from a court, in relation to a cause before it, 
directing and authoriPing a person or persons named to do some act or exercise some special 
function7  usually to take the depositions of witnesses#
Comm$(($oner:   2 person to whom a commission is directed by the government or a court#
2 person with a commission#  2n officer who is charged with the administration of the laws
relating to some particular sub'ect matter, or the management of some bureau or agency of
the  government#     4ember  of  a  commission  or  board#    Specially  appointed  officer  of  the
Dourt#  
2ll notary publics are assigned a !commission" by the secretary of the state and 
deputiPed by the notary public of the Superior Dourt#  
TABELLIO.  +n  #oman  la'.   1n  o**icer   corresponding  in  some  respects   to  a  notary.   0is
business 'as to dra' legal instruments, !contracts, 'ills, etc.,& and 'itness their execution.
Tabelliones  di**ered  *rom  notaries  in  many  respectsA  they  had  Budicial   Burisdiction  in  some
cases, and *rom their Budgments there 'ere no appeals. %otaries 'ere then the cler)s or aiders
o* the tabellionesA they  recei$ed the agreements o* the parties, 'hich they  reduced to short
notesA and these contracts   'ere not binding until they 'ere 'ritten in extenso, 'hich 'as done
by the tabelliones. *lack5s 6
th
 edition
&n summary of the above definitions, a -otary 8ublic is a commissioner designated by the
secretary of the state and deputiPed to be a deputy superior court clerk to hear certain issues
presented to them by foreign agents by taking depositions of the parties termed !notes#" &n
order for the !notes" EcontractsF to be binding they are registered with the secretary of state#
BILL  O  E!C"AN#E.  1n  unconditional   order  in  'riting,   addressed  by  one  person  !the
dra'erEdebtor& to another !the dra'eeEyour stra'Fman& and signed by the person gi$ing it,
requiring the dra'ee to pay on demand or at a *ixed or determinable *uture time a speci*ied
sum o* money to or to the order o* a speci*ied person !the payeeETimothy ". DeithnerEtrustee o*
=.-. 3an)ruptcy& or to the bearer. +* the bill is payable at a *uture time the dra'ee !your stra'F
man& signi*ies his acce$tance !by you as the creditor o* both the dra'er and dra'ee 1%D the
payee&, 'hich ma)es him the party primarily liable upon the billA the dra'er and endorsers
                                                   :80&;2%1 *2-<&-/:                                8age => of >?                                                                                                                                 
may also be liable upon a bill. The use o* bills o* exchange enables one person to trans*er to
another an en*orceable right to a sum o* money. 1 bill o* exchange is not only trans*erable but
also negotiable, since i* a person 'ithout an en*orceable right to the money trans*ers a bill to a
%older in due course, the latter obtains a good title to it. 6uch o* the la' on bills o* exchange
is codi*ied by the 3ills o* Exchange 1ct 1::9 and the Cheques 1ct 1999.
(ictionary of Law, 9xford University 8ress S 4arket House *ooks Ltd =LLK   
&I'"ONOR. "ailure to honour a bill o* exchange. This may be by nonacceptance, 'hen a bill
o* exchange is presented *or acceptance and this is re*used or cannot be obtained !or 'hen 
presentment *or acceptance is excused and the bill is not accepted&A or by nonpayment, 'hen 
the bill is presented *or payment and payment is re*used or cannot be obtained !or 'hen 
presentment is excused and the bill is o$erdue and unpaid&. +n both cases the holder has an 
immediate right o* recourse against the dra'er and endorsers, but *oreign bills that ha$e been 
dishonoured must *irst be protested !see protest&. 
(ictionary of *usiness, 9xford University 8ress, S 4arket House *ooks Ltd =LL6   
NOTE A BILL. When a *oreign bill has been dishonored, it is usual *or a notary public to 
present it again on the same day and i* it be not then paid, to ma)e a minute, consisting o* his 
initials, the day, month, and year, and reason, i* assigned, o* nonFacceptance. The ma)ing o* 
this minute is called notin( the bill.,
=CC 3 G H(H. 5rotestA %oting *or 5rotest   
U U U EbF 2 protest is a cert$"$cate o" d$(*onor made by a United States consul or vice consul,
or a notary public or other person authoriPed to administer oaths by the law of the place where
dishonor occurs# &t may be made upon information satisfactory to that person# %he protest shall
identify the instrument and certify either that presentment has been made or, if not made, the
reason why it was not made, and that the instrument has been dishonored by nonacceptance or
nonpayment# %he protest may also certify that notice of dishonor has been given to some or all
parties#
NOTING)  =# %he procedure  adopted  if a bill of exchange has been  dishonoured  by  nonC
acceptance or by nonCpayment# -ot later than the next business day after the day on which it
was dishonoured, the holder has to hand it to a notary public to be  noted#  %he notary reC
presents the bill7 if it is still unaccepted or unpaid, the circumstances are noted in a register
and also on a notarial   t$c9et, which is attached to the bill# %he noting can then, if necessary,
be extended to a prote(t#
 (ictionary of *usiness, 9xford University 8ress, S 4arket House *ooks Ltd =LL6   
NOTING) %he act of a notary in m$nut$n1 on a bill of exchange, after it has been presented
for acceptance or payment, the initials of his name, the date of the day, month, and year when
such presentment was made, and the reason, if any has been assigned, for nonCacceptance or
nonCpayment, together with his c*ar1e# *lack5s 6
th 
3INUTES) 8ractice# 2 memorandum of what takes place in court, made by authority of the 
court# *lack5s 6
th
 edition
                                                   :80&;2%1 *2-<&-/:                                8age =6 of >?                                                                                                                                 
C8ARGE) &n 1Iuity practice# 2 written statement presented to a master in chancery Enotary 
publicF by a party EyouF of the items with which the opposite party should be debited or 
should account for, or of the claim of the party making it# 2 charge may embrace the whole 
liabilities of the accounting party#
TICKET) &n contracts# 2 slip of paper containing a cert$"$cate that the person to whom it is
issued, or the holder, is entitled to some right or privilege therein mentioned or described7
*lack5s 6
th
 edition
4U'G3ENT NOTE)  2 promissory  note  EcontractF,   embodying  an  authoriPation  toTa
clerk of the court Eor a notary publicF, to enter an appearance for the maker of the note and
confess a 'udgment against him  for a sum therein named, upon default of payment of the
note#  *lack5s 6
th
 edition
PROTEST)   2 notarial act, being a formal statement in writing made by a notary under his
seal of office, at the reIuest of the holder of a bill or note, in which it is declared that the bill
or note described was on a certain day presented for payment or acceptance and that such
payment or  acceptance was refused, and stating the reasons, if any, given for such refusal,
whereupon the notary protests against all parties to such instrument, and declares that they
will be held responsible for all loss or damage arising from its dishonor# &t denotes also all
the steps or acts accompanying dishonor necessary to   c*ar1e  an indorser# *lack5s 6
th
 edition
PROTEST) ?# 2 procedure by which a notary provides formal evidence of the dishonour of a
bill of exchange# 3hen a foreign bill has been dishonoured by nonacceptance or nonpayment
it is handed to the notary, who usually presents it again# &f it is still dishonoured, the notary
attaches a slip showing the answer received and other particulars C a process called noting#
%he protest, in the form of a formal document, may then be drawn up at a later time#
(ictionary of *usiness, 9xford University 8ress, S 4arket House *ooks Ltd =LL6   
Locate a -otary 8ublic that is knowledgeable and willing to do your -otarial 8rotest#  %here
are J documents needed for this process$  -otice of *reach, (efault and 9pportunity to Dure,
and a Dertificate of (ishonor#   %he first document is a -9%&D1 9F *012DH , which the
-otary  issues  to  the  9fferor  to  allow  them  a  second  opportunity  to  provide  evidence  to
substantiate their claim#   *asically the -otary 8ublic is acting in the capacity of taking a
deposition from witnesses#  %he -otary 8ublic has been shown your affidavit 1-%0, F90
(1F2UL% GU(/41-% *, 2FF&(2;&% and now the -otary is asking for the 9fferor5s
affidavit Esworn statementF#  
i. CERTI%ICATE O% RECONVEEANCE  Notary Pu#!$c 
I" $n H? day( t*e Notary Pu#!$c doe( not rece$e a re(pon(e po$nt "or po$nt #y a""$da$t
.$t*  documented  e$dence-   t*e  Re(pondent   *a(   de"au!ted  and  t*ere"ore  d$(*onored
your acceptance)  T*en t*e Notary prepare( a Notar$a! Prote(t .*$c* t*e Notary 9eep(
"or *erK*$( o.n record(- and $((ue( you a cert$"$cate aut*ent$cat$n1 t*e tran("er o" t$t!e)
                                                   :80&;2%1 *2-<&-/:                                8age =K of >?                                                                                                                                 
T*e cert$"$cate $( ca!!ed a CERTI%ICATE O% RECONVEEANCE and $( actua!!y 6u(t a(
a!$d a( a 'e"au!t 4ud1ment $n a Super$or Court)  
i. %U&& RECONVEEANCE
3ord  process  the  %U&& RECONVEEANCE)  /ather the  following  documents into a
package starting with the bottom of the package as follows$
1. -9%&D1 9F (1F2UL% + affidavit from the Settlor
1. D10%&F&D2%1 9F 01D9-;1,2-D1 C affidavit from a -otary 8ublic
1. FULL 01D9-;1,2-D1 + affidavit from Substitution %rustee
4ake two copies of this package# 0ecord the package at the county recorder5s office of 
the   county   you   are   in#   &n   the   upper   right   hand   corner   of   the   first   copy   of   the   FULL
01D9-;1,2-D1, write the name of the county recorder, the (ocket number and the 8age
number, and the date recorded# %hen send that copy certified mail to the bank#
%his completes the process for FULL 01D9-;1,2-D1# %he next process will be 
covered in a separate set of instructions# %he next process is &-;9LU-%20, 
*2-<0U8%D, 809D1(U01#     
                                                   :80&;2%1 *2-<&-/:                                8age =O of >?                                                                                                                                 
3hen 0ecorded 4ail to$       (aniel *egley, d#b#a# Loan 0esolution Specialist 
     SH,S%10 *2-<                  
     =66> 8alm *each Lakes *lvd#
     3est 8alm *each FL#, JJ60=
    NOTICE O% RECONVEEANCE 
          Dontract R K0000O
Payee:  (aniel *egley, d#b#a# Loan 0esolution Specialist, SH,S%10 *2-<  =66> 8alm *each Lakes *lvd#
               3est 8alm *each FL#, JJ60=
Payor:    G9H- H1-0, (91, 6OO0 S# *092(32,, %UDS9-, 2V O>K66
&,   Gohn  Henry  (oe,   herein  !Settlor,   "   state  the  facts   contained  herein  are   true,   correct,   complete,   and  not
misleading,   to  the  best   of   my  personal   knowledge#     &   am  Dreditor   for   the  legal   fiction  G9H-  H1-0,  (91,
organiPation  R60=C=>CJ6>O,  and  have 80182&( 1N148% status as evidenced  by  the UDDC=  Financing Statement
R0>6>LOO as the testimony of the Secretary of State 3est ;irginia#
9n 9ctober ?K, =LLL, Settlor, signed for his legal fiction G9H- H1-0, (91, on a (eed of %rust recorded at
(ocketQQQQQQQQQQ, 8ageQQQQQQQQ of 8&42 D9U-%,# G9H- H1-0, (91, herein !*9009310," was named as
Tru(tor to a tru(t presented by Fidelity -ational %itle Dompany that was named as Tru(tee, hereinafter %0US%11#
%he  *9009310  as  %rustor   entrusted  the  (eed  of   %rust   as  a  title  to  be  held  by  the  %0US%11  until   the  loan
R=KJ6O6LL was paid to DH20%10 FU-(&-/ as the Bene"$c$ary# %he (eed stated that the *9009310 as %rustor
1ranted a list of measurements of a fictitious location, entitled !e1a! de(cr$pt$on to the *eneficiary, which became the
property of the *eneficiary as the  Grantee# DH20%10 FU-(&-/ later assigned the (eed to SH,S%10 *2-<,
herein !*eneficiary#"
%he Settlor signed  a  Prom$((ory  Note  for the *9009310 evidencing  consideration,  and  delivered it to  the
%0US%11  who  accepted  the  -ote  as  payment   for   the  loan  based  upon  Settlor5s  prepaid  exempt   status,   thereby
d$(c*ar1$n1 t*e de#t the *9009310, as %rustor, had with the *eneficiary# %he %0US%11 inadvertently failed to
register the 8romissory -ote and therefore the 8ima Dounty 0ecorder as 8ublic Fiduciary will register and deliver this
security to *eneficiary5s agent as evidence that the loan has been discharged for the public record and that the trust has
been executed and hereby terminated# %he *eneficiary has ten E=0F days to record a FULL 01D9-;1,2-D1 to
original %0US%90# &n the event a FULL 01D9-;1,2-D1 is not recorded in ten E=0F days, beneficiary consents
that Settlor record the 0econveyance in *eneficiary5s behalf#
QQQQQQQQQQQQQQQQQQQQQQQQQQ
Gohn Henry (oe, Settlor
2riPona               F
F  ss 2D<-93L1(/141-%
8ima county F
2s a -otary 8ublic for said Dounty and State, & do hereby certify that on this QQQQ day of QQQQQQQQQQQQQ
QQQQQQQ the above mentioned appeared before me and executed the foregoing# 3itness my hand and seal$
QQQQQQQQQQQQQQQQQQQQQQQQQQQQQ
-otary 8ublic     
                                                   :80&;2%1 *2-<&-/:                                8age =L of >?                                                                                                                                 
Gohn Henry (oe
cWo 6OO0 S# *roadway
%ucson, 2V O>K66
2ffiant  
(aniel *egley d#b#a#     
Loan 0esolution Specialist 
SH,S%10 *2-<       
=66> 8alm *each Lakes *lvd#
3est 8alm *each FL#, JJ60=
0espondent
01$ 2ccount R=KJ6O6LL            Dontract RK0000O
NOTICE O% 'E%AU&T
2riPona F       -9%&D1 %9 2/1-% &S -9%&D1 %9 80&-D&82L
F  ss      -9%&D1 %9 80&-D&82L &S -9%&D1 %9 2/1-%
8ima county F
Having been duly sworn, 2ffiant declares that affidavit and response###   %he parties to the
contract entitled, -otice of 01D9-;1,2-D1 , hereinafter Dontract, are in full agreement
regarding the following$
1. 2ffiant is competent to state to the matters included in hisWher declaration, has knowledge
of the facts, and declared that to the best of hisWher knowledge, the statements made in
hisWher affidavit are true, correct, and not meant to mislead7
2. 2ffiant   is   the   secured  party,   superior   claimant,   holder   in  due   course,   and  principal
creditor having a registered priority lien hold interest to all property held in the name of
G9H-  H1-0,  (91  organiPation   R   >?0CO0C6J0K,   evidenced   by  UDDC=   Financing
Statement R0>6>LOO filed with the Secretary of State of the State of 3est ;irginia#
3. 0espondent,  (an  *egley, is  herein addressed  in his  private  capacity,  but  in  his public
capacity  is   a   citiPen  and  resident   of   the   State   of   Florida   and  is   participating  in  a
commercial   enterprise   with   his   coCbusiness   partners,   including   but   not   limited   to
SH,S%10 *2-<, hereinafter collectively referred to as !0espondent"7
4. %he governing law of this private contract is the agreement of the parties supported by
the Law 4erchant and applicable maxims of law7
5. 2ffiant   at   no   time   has   willing,   knowingly,   intentionally,   or   voluntarily   agreed   to
subordinate their position as creditor, through signature, or words, actions, or inaction5s7
                                                   :80&;2%1 *2-<&-/:                                8age ?0 of >?                                                                                                                                 
6. 2ffiant at no time has reIuested or accepted extraordinary benefits or privileges from the
0espondent, the United States, or any subdivision thereof7
7. 2ffiant is not a party to a valid contract with 0espondent that reIuires 2ffiant to perform
in any manner, including but not limited to the payment of money to 0espondent7
8. 9n September ??, ?00=, 2ffiant sent a security, entitled 8romissory -ote, to the 8&42
D9U-%,   01D90(10   to   register#   %he   cover   document,   entitled   -otice   of
01D9-;1,2-D1 , instructed 0espondent on the procedure of concluding the contract#
%he   8&42  D9U-%,  01D90(10  recorded  the   instrument   and  delivered  the   now
registered security, herein !presentment," to the 0espondent evidencing payment# 
9. 2ffiant gave -otice that 0espondent5s failure to properly and timely respond to this good
faith effort to settle the account noted above, would constitute 0espondent5s consent that
2ffiant,   in   the   capacity   of   Settlor   for   0espondent,   would   record   the   FULL
01D9-;1,2-D1 in behalf of 0espondent#
10. 0espondent   has   dishonored   2ffiant5s   presentment   by   not   issuing   a   FULL
01D9-;1,2-D1 as stipulated in the original (eed of %rust when (eed of %rust was
executed by delivery of the 8romissory -ote# %his dishonor is now deemed to be a charge
against 0espondent#
11. &n order to exhaust all administrative remedies, it is reIuired that a -otarial 8rotest be
executed to obtain any evidence andWor testimony from 0espondent that could aid in his
defense# &n the event no response is received by the 8ublic 9fficial E-otaryF, this will act
as a witness against 0espondent# Upon default, a D10%&F&D2%1 9F 01D9-;1,2-D1
will be issued which will act as a (efault Gudgment against 0espondent who will then be
taken in to bankruptcy liIuidation whereby all the eIuity in the name of 0espondent will
be disposed of in a foreign proceeding#
&t has been said, so it is done#
(ated this   day of                     , ?00?#                                      
Gohn Henry (oe, 2ffiant
2riPona F
F  ss 2D<-93L1(/141-%
8ima county F
2s   a   -otary   8ublic   for   said   Dounty   and   State,   &   do   hereby   certify   that   on   this   QQQQQ   day   of
QQQQQQQQQQQQQ?00? the above mentioned appeared before me and executed the foregoing# 3itness my hand and
seal$
QQQQQQQQQQQQQQQQQQQQQQQQQQQQ
-otary 8ublic
                                                   :80&;2%1 *2-<&-/:                                8age ?= of >?                                                                                                                                 
NOTICE O% BREAC8
1/3/2000
(aniel *egley d#b#a#
Loan 0esolution Specialist
SH,S%10 *2-<
=66> 8alm *each Lakes *lvd#
3est 8alm *each FL#, JJ60=
(ear 4r# *egley,
& received a reIuest by affidavit for a protest pursuant to 2riPona 0evised Statues at Sections 6KC
J>0>EaF, from Gohn Henry (oe, who informed me you dishonored his registered security consisting of  the 
-9%&D1 9F 01D9-;1,2-D1 and a 8romissory -ote dated =W?W?000 and sent 
to you at =66> 8alm *each Lakes *lvd#, 3est 8alm *each FL#, JJ60=, on =W?W?000, as evidenced by  
public record (ocket QQQQQQQQ and 8age QQQQQQverifying the contents#
&n the event you dishonor through nonCacceptance or nonCperformance was unintentional or due to 
reasonable neglect or impossibility, & am attaching a copy of the same presentment to this -otice#
,ou may respond to me, and & will forward your response to Gohn Henry (oe# ,our response is 
expected no later than ten E=0F days from the postmark of this -otice of *reach#
%hank you for your prompt attention to this matter#
Sincerely,
QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ
-otary 8ublic EnameF
2ddress$
QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ
QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ
QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ
EStampF ESealF
                                                   :80&;2%1 *2-<&-/:                                8age ?? of >?                                                                                                                                 
CERTI%ICATE O% RECONVEEANCE
&,   3illiam  Smith,   am  the  notary  to  whom  all   communications   are  to  be  mailed
regarding the contract entitled -9%&D1 9F 01D9-;1,2-D1 in response to 8ublic
2ccount R=KJ6O6LL, herein presentment#
8ursuant to 2riPona 0evised Statutes 6KCJ>0>EbF, and Uniform Dommercial Dode JC
>0>EbF   and   =C?0?,   -otice   of   8rotest   is   hereby   given   with   D10%&F&D2%1  9F
01D9-;1,2-D1 regarding the following$
9n 9ctober ??, ?00=, the notary record shows a -9%&D1 9F *012DH was mailed
to Gohn Henry (oeMs 0espondent (aniel *egley, Loan 0esolution Specialist agent for
SH,S%10 *2-<, herein 0espondent, located at =66> 8alm *each Lakes *lvd#
3est 8alm *each FL#, JJ60=, who was given =0 days to respond#
2s  of  this  date,   no  response  had  been  delivered  to  me,   the  designated  receiver#  &
interviewed Gohn Henry (oe, whose affidavit is attached to this -otarial 8rotest# Gohn
Henry (oe has stated to me by affidavit that 8etitioner has received no response to
said   8rivate   Dontract   at   any   other   mailing   location#   *ased   on   the   foregoing
information, 0espondent has dishonored Gohn Henry (oeMs notices by nonCacceptance
andWor nonCperformance and have therefore assented to the terms and conditions in
said Dontract#   
QQQQQQQQQQQQQQQQQQQQQQQQQQQQQ
3illiam Smith, %hird 8arty 3itness
2riPona F
F  ss 2D<-93L1(/141-%
8ima county F
2s a -otary 8ublic for said Dounty and State, & do hereby certify that on this QQQQQ day of 
QQQQQQQQQQQQQ?00? the above mentioned appeared before me and executed the foregoing# 3itness 
my hand and seal$
QQQQQQQQQQQQQQQQQQQQQQQQQQQQQ
-otary 8ublic
                                                       :8rivate *anking:                                    8age ?J of >?
3hen 0ecorded 4ail to$       Gohn Henry (oe
     6OO0 S *roadway
     %ucson, 2riPona O>K66
SUBSTITUTION O% TRUSTEE
%U&& RECONVEEANCE
Gohn   Henry   (oe,   acting   in   the   capacity   of   settlor   for   SH,S%10  *2-<,   as
beneficiary under that certain (eed of %rust duly substitutes and appoints 2age -ost as
%rustee under said (eed of %rust, and having received from furnisher of the consideration
there under a written reIuest to reconvey, reciting that all sums secured by said (eed of
%rust have been fully paid by recording the 8romissory -ote as a registered security, and
said (eed of %rust and the note or notes secured thereby having been surrendered to said
%rustee for  cancellation,  does hereby 01D9-;1,,  without  warranty,  to  the  person or
persons legally entitled thereto, the property now held by it there under# Said (eed of
%rust   was   executed  by  G9H-  H#   (91  E!%rustor"F   to  SH,S%10  *2-<  E!9riginal
*eneficiary"F,   and  recorded  in  the  official   records   of   8&42  Dounty,   20&V9-2,   as
follows$
(ate   (eed   of   %rust   0ecorded$   S18%14*10   ?O,   =LLO   as   &nstrument   -umber
=LLO=6K00=6 in *ook =0OL0 at 8age 6=#
(ate   8romissory   -ote   0ecorded$   F1*0U20,   6,   ?00?   as   &nstrument   -umber
?00?0?J==6> in *ook ==K?L at 8age JO=L#
809810%,  2((01SS$   ??06  X  ??06   S9U%H  D248*1LL  2;1-U1,   %UDS9-,
20&V9-2
?/T  : +% 3?/C4 : /" 5=E3?/ D1#DE%-, 1- -0/W% 32 -=3D+I+-+/% 615 #EC/#DED +% 
3//4 : /" 615- 1T 51DE :@, #EC/#DED +% 5+61 C/=%T2, 1#+7/%1
&- 3&%-1SS 3H1019F,  Gohn  Henry  (oe,  in  the  capacity  as  Settlor  for  SH,S%10
*2-<, has caused her name and seal to be hereto affixed#
SH,S%10 *2-<
QQQQQQQQQQQQQQQQQQQQQQQQQQ QQQQQQQQQQQQQQQQQQQQQQQQQQQQ
2age -ost, Substitute %rustee SH,S%10 *2-< 
*,$   Gohn   Henry   (oe,
Settlor 
                                                       :8rivate *anking:                                    8age ?6 of >?
2riPona              F
F  ss 2D<-93L1(/141-%
8ima county F
2s a -otary 8ublic for said Dounty and State, & do hereby certify that on this 
QQQQ day of QQQQQQQQQQQQQ
QQQQQQQ the above mentioned appeared before me and executed the foregoing# 
3itness my hand and seal$
QQQQQQQQQQQQQQQQQQQQQQQQQQQQQ
-otary 8ublic
INSTRUCTIONS %OR
'ISC8ARGING PUB&IC 'EBT 7IT8 PRIVATE C8ECKS
PURPOSE$   2s   a   Dreditor   of   U-&%1(  S%2%1S  and  all   other   subCcorporations
private and public, you are owed eIuity and interest for the gold and all property that
you !loaned" them starting 4arch L, =LJJ to date# %here is -9 49-1,# &n order to
start   getting  your   eIuity  back,   you  must   -9%&D1  your   (1*%90S  of   what   you
expect them to do and the conseIuences if they do not comply# %his file contains all
the documents you will need to 810F1D% ,9U0 DL2&4 and %2<1 *2D< ,9U0
1YU&%,7
1. 801820&-/ ,9U0 80&;2%1 DH1D<
i. S%2%141-% 9F 2DD9U-%
i. L1%%10 %9 %&49%H, F# /1&%H-10
i. F&-2L S%2%141-%
i. D9-(&%&9-2L 2DD18%2-D1 F90 ;2LU1
i. -9%&D1 9F (1F2UL% 
i. -9%&D1 9F (&SH9-90 + From %he -otary 8ublic
i. -9%&D1 9F 809%1S% 2-( 98890%U-&%, %9 DU01 + From -otary
i. D10%&F&D2%1 9F (&SH9-90 C From -otary
ii. -9%&D1 9F SU*S%&%U%&9- 9F %0US%11
1. PREPARING EOUR PRIVATE C8ECK
Some of you doing this process have already issued private checks on a c!o(ed account and may
or may not know that you have used !private funds" to discharge the debt# 2ny and every time
you have received an offer and you have !accepted" it by writing 2DD18%1( F90 ;2LU1 on
the offer with your name, date and 1&- E1mployer &dentification -umberF you have used private
funds#   &t   does   not   matter   what   you  have  used,   they  2LL  390<,   whether   it   is   a   B$!!   o"
E5c*an1e, a Trade Acceptance, a Prom$((ory Note, a 'ocumentary 'ra"t, a S$1*t 'ra"t, or a
                                                       :8rivate *anking:                                    8age ?> of >?
check  on  a  !closed  account,"  hereinafter  !private  check#" ,ou  could  put  your  signature  on  a
piece  of  toilet   paper  and  your  debtors  would  still   have  to  accept ,9U0  method  of  payment
pursuant to HG0 =L?, 4arch L, =LJJ#
C!o(ed account)  2n account to which no further additions can be made on either side, but
which remains still open for ad'ustment and setCoff, which distinguishes it from an account
stated" 3lac);s ?a' Dictionary, <
th
 Edition
Seto"")  %he  eIuitable  right   to  cancel   or  offset   mutual   debts  or  cross  demands,
commonly  used  by  a  bank  in  reducing  a  customer5s  checking  or  other  deposit
account in satisfaction of  a debt the customer owes the bank#
,ou are the bank in the above ? terms and the !customer" is the debtor that you sent your check
to# %he reason the debtor is the customer is that they have ordered a block of credit from you and
you have accepted their offer, so now they can use your credit Eyour exemptionF and you can
!offset   mutual   debts"   with  a  set   off   and  receive   the   product   or   service   they  offered  you#
0emember, they owe you interest on your credit they are using to buy 2LL of the goods and
services to manufacture or create the product you are buying# ,9U H2;1 2L012(, 82&(
F90 %H1 809(UD% *1F901 ,9U 1;1- *U, &%...
%he following is the procedure for setting up a !closed account" and preparing the private
check7
9pen a checking account at a local bank# &f you already have one that you don5t use 
anymore, you can use this account#
9rder a box of checks from the one you opened# 9r order more checks from the one you
already have#
3hen you get the checks, close the account#
&f you have already filed a UDDC= then file a UDDCJ addendum to include the routing and
account numbers of the closed account# 2lso include the check numbers =C=0,000#
STATE3ENT O% ACCOUNT)
Statement o" Account# 2 report issued monthly or periodically by a bank or creditor EyouF to
a customer setting forth the amounts billed, credits given and balance due#
&f you have already sent your private check to your customer to discharge a debt, you need to
finish the accounting procedure with a Statement of 2ccount# 
&f you are sending the check for the first time,  you should send the statement of account
3&%H your check so the clock starts from the time you send it# %he debtor has =6 days to
respond to your statement or the statement stands as truth#
&ETTER TO TI3OT8E %) GEIT8NER
      ,ou must communicate your acceptance to the trustee of the US *ankruptcy, who currently
                                                       :8rivate *anking:                                    8age ?6 of >?
is T$mot*y %) Ge$t*ner in order to keep track of the accounting# (o not send this package to
!Secretary of  the %reasury" as  this  is a  fiction  + not  a  private entity# 0emember, you  are
operating in the private and you cannot see of deal with a fictitious entity or office#
3hen you get an offer Ea bill, a statement, &0S bill, etc#F from your (ebtor, take your stamp
and stamp the bill 2DD18%1( F90 ;2LU1 and sign your name, date, and 1&- number#
%hen make a copy of the bill that you have converted to a *&LL 9F 1NDH2-/1#
3rite   your   check  out   like   you   normally  would  except   in  the   memo   section  print   the
registered mailing number, and !1F% 9-L," E1lectronic Funds %ransferF# 
Fill out the S%2%141-% 9F 2DD9U-% ESoAF and along with the DH1D< and the original
bill that is now a *&LL 9F 1NDH2-/1#
4ake a letter of acceptance and send the package re1$(tered ma$!  to %imothy F# /eithner,
d#b#a# Secretary of %reasury#
Fill out a UDDCJ and list the private check, the *ill from the (ebtor and So2, and the letter
to %imothy F# /eithner#
,ou will be preparing J packages as follows$
=#  T$mot*y %) Ge$t*ner Pac9a1e J)  'e#torK'ea!er 
Pac9a1e
a# 9riginal letter to 4r# %imothy F# /eithner a# 9riginal 8rivate Dheck 
and So2
b# Dopy of 8rivate Dheck and So2 b# Dopy of *ill from (ebtor
c# Dopy of *ill from (ebtorW(ealer c# Dopy of letter to 4r# %imothy F# 
/eithner
d# Dopy of UDDCJ d# Dopy of UDDCJ
J#  UCC=I Pac9a1e G)  %or your "$!e(
a# 9riginal UDDCJ a# 9riginal *ill from (ebtorW(ealer
b# Dopy of letter to 4r# %imothy F# /eithner b# Dopy of 8rivate Dheck 
and So2
c# Dopy of 8rivate Dheck and So2 c# Dopy of letter to 4r# Snow
d# Dopy of *ill from (ebtorW(ealer d# Dopy of UDDCJ
%he reason why you are sending %imothy F# /eithner a package by registered mail is to
!register"   the   transaction  or   your   exemption#   %his   0egistered  number   is   issued  by  the
%reasury as this is considered part of the postage system which is !currency" such as stamps
which is also issued by the %reasury# %his same registered number will be put on your check
and  your   UDDCJ  and  is   now  registered  in  the  -ational   0egistry#   Send  the  package  by
certified mail to the (ebtor as your check will now be considered !certified funds#"
i. %INA& STATE3ENT
2fter =6 days from sending out the Statement of 2ccount and they either have not responded
or they have sent a statement that does not acknowledge your statement, you will need to
                                                       :8rivate *anking:                                    8age ?K of >?
send  them  the   follow  up  notice  that   will   acknowledge   their   consent   to  your   statement
balance#
i. CON'ITIONA& ACCEPTANCE
1ven though most of the Dlosed 2ccount Dhecks will be accepted, some will be dishonored#
For those that are dishonored you will need to send a Donditional 2cceptance to the (ebtor
because  they  are  stepping  outside  of  the  United  States  *ankruptcy,  .*$c*  $(  a  Cr$m$na!
O""en(e#  &f the (ebtor s attempt to call you, a!.ay(- a!.ay(- a!.ay( get their first and last
name, then tell them that you only do business in writing, not verbally over the phone#   Eou
.ant   to  9no.  .*o  you  are  do$n1  #u($ne((   .$t*  #ecau(e  you  may  #e  ta9$n1  t*e$r
co!!atera!)  
i. NOTICE O% 'E%AU&T 
2fter   the  =0  days   send  them  a  -otice  of   (efault#   %his  means   total   failure#   %his  notice
completes your court procedure as a sovereign in your nation that is foreign to the public
venue#   -ow  you   will   need  to  pursue   this   matter   in  the   !public   venue"   in  their   legal
proceedings, however it will not go into the courts you are familiar with# ,ou must take this
matter up with the S1D01%20, 9F S%2%1 ESam 0eed for 3ashingtonF of the state you are
in#
Secretary o" State) &n 2merican law# %itle of the chief of the executive bureau of the United 
States called the !(epartment of State#" He is a member of the cabinet, and is charged with 
the general administration of the international and diplomatic affairs of the government# &n 
many of the state governments there is an executive officer bearing the same title and 
exercising important functions# &n 1nglish law# %he secretaries of state are cabinet ministers 
attending the sovereign for the receipt and dispatch of letters, grants, petitions, and many of 
the most important affairs of the kingdom, both foreign and domestic# 3lac);s @
th
 edition
,ou are a foreign nation in their eyes, so you must go through the proper channels so that you
can utiliPe the functions and duties of the Secretary of State +  !general administration of the
international   affairs"  and  !attending  the  sovereign#"  %here  are  many  !designees"  of   the
Secretary of the state in the area you live, normally called -otary 8ublics# Find a private
-otary 8ublic that you can work with7 90 create one by getting a friend to become a -otary
who understands this procedure#
i. NOTICE O% 'IS8ONOR  Notary Pu#!$c 
-ow we will go through the process called a -otarial 8rotest, a very powerful process that 
will create a witness against the debtor  through a 8ublic 9fficial# Following is the definition 
of a -otary 8ublic according to *lack5s Law (ictionary, 6
th
 edition#  &t is important to know 
why you need to use a -otary 8ublic#
Notary Public: 1 public o**icer 'hose *unction it is to administer oathsA  to attest and certi*y,
by her or his hand and o**icial seal, certain classes o* documents, in order to gi$e them credit
                                                       :8rivate *anking:                                    8age ?O of >?
and authenticity in *oreign BurisdictionsA  to ta)e ac)no'ledgements o* deeds and other 
con$eyances, and certi*y the sameA  and to per*orm certain o**icial acts, chie*ly in 
commercial matters such as the protesting o* notes and bills, the noting o* *oreign dra*ts, and
marine protests in cases o* loss or damage)  /ne 'ho is authoriCed by the -tate or "ederal 
Do$ernment to administer oaths, and to attest to the authenticity o* signatures# *lack5s 6
th 
edition 
NOTARY PUBLIC. 1 legal practitioner, usually a solicitor, 'ho attests or certi*ies deeds 
and other documents and notes or protests dishonoured bills o* exchange.
(ictionary of *usiness, 9xford University 8ress, S 4arket House *ooks Ltd =LL6   
8ursuant to 2riPona 0evised Statutes E20SF %itle 6=CJJ?7
Secretary o" t*e StateC deputy county c!er9C county c!er9 "unct$on(
!Teach clerk of the superior court shall deputiPe the secretary of state and the secretary5s
designees  as  deputy  county  clerks  of the  superior court  solely for  the  performance  of the
superior court clerk5s functionsT"
2ll notary publics are assigned a !commission" by the secretary of the state and deputiPed by
the notary public of the Superior Dourt#  
Co))ission:  1n authority or 'rit issuing *rom a court, in relation to a cause be*ore it, 
directing and authoriCing a person or persons named to do some act or exercise some special
*unctionA  usually to ta)e the depositions o* 'itnesses#
Co))issioner:  1 person to 'hom a commission is directed by the go$ernment or a court.  1
person 'ith a commission.  1n o**icer 'ho is charged 'ith the administration o* the la's 
relating to some particular subBect matter, or the management o* some bureau or agency o* 
the go$ernment.  6ember o* a commission or board.  -pecially appointed o**icer o* the 
Court.  
TABELLIO.  +n  #oman  la'.  1n  o**icer  corresponding  in  some  respects  to  a  notary.  0is
business 'as to dra' legal instruments, !contracts, 'ills, etc.,& and 'itness their execution.
Tabelliones di**ered *rom notaries in many respectsA they had Budicial Burisdiction in some
cases,   and  *rom  their  Budgments  there  'ere  no  appeals.   %otaries  'ere  then  the  cler)s  or
aiders o* the tabellionesA they recei$ed the agreements o* the parties, 'hich they reduced to
short   notesA and these contracts   'ere not binding  until they 'ere 'ritten in extenso, 'hich
'as done by the tabelliones. *lack5s 6
th
 edition
&n summary of the above definitions, a -otary 8ublic is a commissioner designated by
the secretary of the state and deputiPed to be a deputy superior court clerk to hear certain
issues   presented  to  them  by  foreign  agents   by  taking  depositions   of   the  parties   termed
!notes#"  &n  order   for   the  !notes"  EcontractsF   to  be  binding  they  are  registered  with  the
secretary of state#
                                                       :8rivate *anking:                                    8age ?L of >?
BILL O E!C"AN#E.  1n unconditional order in 'riting, addressed by one person !the
dra'erEdebtor& to another !the dra'eeEyour stra'Fman& and signed by the person gi$ing it,
requiring the dra'ee to pay on demand or at a *ixed or determinable *uture time a speci*ied
sum o* money to or to the order o* a speci*ied person !the payeeETimothy ". DeithnerEtrustee
o* =.-. 3an)ruptcy& or to the bearer. +* the bill is payable at a *uture time the dra'ee !your
stra'Fman& signi*ies his acce$tance !by you as the creditor o* both the dra'er and dra'ee
1%D the payee&, 'hich ma)es him the party primarily liable upon the billA the dra'er and
endorsers may also be liable upon a bill. The use o* bills o* exchange enables one person to
trans*er to another an en*orceable right to a sum o* money. 1 bill o* exchange is not only
trans*erable but also negotiable, since i* a person 'ithout an en*orceable right to the money
trans*ers a bill to a %older in due course, the latter obtains a good title to it. 6uch o* the la'
on bills o* exchange is codi*ied by the 3ills o* Exchange 1ct 1::9 and the Cheques 1ct 1999.
(ictionary of Law, 9xford University 8ress S 4arket House *ooks Ltd =LLK
&I'"ONOR. "ailure to honour a bill o* exchange. This may be by nonacceptance, 'hen a 
bill o* exchange is presented *or acceptance and this is re*used or cannot be obtained !or 
'hen presentment *or acceptance is excused and the bill is not accepted&A or by nonpayment, 
'hen the bill is presented *or payment and payment is re*used or cannot be obtained !or 
'hen presentment is excused and the bill is o$erdue and unpaid&. +n both cases the holder 
has an immediate right o* recourse against the dra'er and endorsers, but *oreign bills that 
ha$e been dishonoured must *irst be protested !see protest&. 
(ictionary of *usiness, 9xford University 8ress, S 4arket House *ooks Ltd =LL6   
NOTE A BILL. When a *oreign bill has been dishonored, it is usual *or a notary public to 
present it again on the same day and i* it be not then paid, to ma)e a minute, consisting o* his
initials, the day, month, and year, and reason, i* assigned, o* nonFacceptance. The ma)ing o* 
this minute is called notin( the bill.,
UCC I L M?M) Prote(tC Not$n1 "or Prote(t   
U U U EbF 2 protest is a cert$"$cate o" d$(*onor made by a United States consul or vice consul,
or a notary public or other person authoriPed to administer oaths by the law of the place
where dishonor occurs#  &t may be made upon information satisfactory to that person#  %he
protest shall identify the instrument and certify either that presentment has been made or, if
not made, the reason why it was not made, and that the instrument has been dishonored by
nonacceptance or nonpayment# %he protest may also certify that notice of dishonor has been
given to some or all parties#
NOTING)  =# %he procedure  adopted  if a bill of exchange has been  dishonoured  by  nonC
acceptance or by nonCpayment# -ot later than the next business day after the day on which it
was dishonoured, the holder has to hand it to a notary public to be  noted#  %he notary reC
presents the bill7 if it is still unaccepted or unpaid, the circumstances are noted in a register
and also on a notarial   t$c9et, which is attached to the bill# %he noting can then, if necessary,
be extended to a prote(t#
 (ictionary of *usiness, 9xford University 8ress, S 4arket House *ooks Ltd =LL6   
                                                       :8rivate *anking:                                    8age J0 of >?
NOTING) %he act of a notary in m$nut$n1 on a bill of exchange, after it has been presented
for acceptance or payment, the initials of his name, the date of the day, month, and year when
such presentment was made, and the reason, if any has been assigned, for nonCacceptance or
nonCpayment, together with his c*ar1e# *lack5s 6
th 
3INUTES) 8ractice# 2 memorandum of what takes place in court, made by authority of the 
court# *lack5s 6
th
 edition
C8ARGE) &n 1Iuity practice# 2 written statement presented to a master in chancery Enotary 
publicF by a party EyouF of the items with which the opposite party should be debited or 
should account for, or of the claim of the party making it# 2 charge may embrace the whole 
liabilities of the accounting party#
TICKET) &n contracts# 2 slip of paper containing a cert$"$cate that the person to whom it is 
issued, or the holder, is entitled to some right or privilege therein mentioned or described7 
*lack5s 6
th
 edition
4U'G3ENT NOTE)  2 promissory note EcontractF, embodying an authoriPation toTa 
clerk of the court Eor a notary publicF, to enter an appearance for the maker of the note and 
confess a 'udgment against him for a sum therein named, upon default of payment of the 
note#  *lack5s 6
th
 edition
PROTEST)   2 notarial act, being a formal statement in writing made by a notary under his
seal of office, at the reIuest of the holder of a bill or note, in which it is declared that the bill
or note described was on a certain day presented for payment or acceptance and that such
payment or  acceptance was refused, and stating the reasons, if any, given for such refusal,
whereupon the notary protests against all parties to such instrument, and declares that they
will be held responsible for all loss or damage arising from its dishonor# It denote( a!(o a!!
t*e (tep( or act( accompany$n1 d$(*onor  nece((ary to c*ar1e an $ndor(er)  *lack5s 6
th
edition
PROTEST) ?# 2 procedure by which a notary provides formal evidence of the dishonour of a
bill of exchange# 3hen a foreign bill has been dishonoured by nonacceptance or nonpayment
it is handed to the notary, who usually presents it again# &f it is still dishonoured, the notary
attaches a slip showing the answer received and other particulars C a process called noting#
%he protest, in the form of a formal document, may then be drawn up at a later time#
(ictionary of *usiness, 9xford University 8ress, S 4arket House *ooks Ltd =LL6   
Locate a -otary 8ublic that is knowledgeable and willing to do your -otarial 8rotest#  %here
are  J  documents   needed  for   this   process$    Not$ce  o"   '$(*onor,  Not$ce  o"   Prote(t   and
Opportun$ty to Cure, and a Cert$"$cate o" '$(*onor#   %he first document is a -otice of
(ishonor , which the -otary issues to the 9fferor to allow them a second opportunity to
provide evidence to substantiate  their claim#     *asically  the  -otary  8ublic  is acting  in  the
capacity of  taking a deposition  from witnesses#   %he -otary  8ublic  has been shown your
                                                       :8rivate *anking:                                    8age J= of >?
affidavit Esworn statementF and now the -otary is asking for the 9fferor5s affidavit Esworn
statementF#  
i. NOTICE O% PROTEST AN' OPPORTUNITE TO CURE  Notary Pu#!$c
%his notice will allow an additional =0 days to give the debtor another chance to bring the
evidence forth to support any claim that they may be professing#
i. CERTI%ICATE O% 'IS8ONOR  Notary Pu#!$c
&f in H? day( the -otary 8ublic does not receive a response point for point by affidavit with
documented evidence, the debtor, has defaulted and therefore dishonored your acceptance#
%hen the -otary prepares a -otarial 8rotest which the -otary keeps for herWhis own records,
and issues you the Second -otice, a Dertificate of (ishonor# %he Dertificate of (ishonor is
actually 'ust as valid as a (efault Gudgment in a Superior Dourt#  
i. NOTICE O% SUBSTITUTION O% TRUSTEE
,ou   will   then   attach   the   Dertificate   of   (ishonor   with   the   letter   the   (ebtor   sent   you
evidencing dishonor to a -9%&D1 9F SU*S%&%U%&9- 9F %0US%11# %his notice is to be
sent  to  the %rustee  of  the U-&%1(  S%2%1S  *ankruptcy  so they  can investigate why  the
debtor is unlawfully using your exemption and stepping outside the US *ankruptcy# &f this
third party Ewho represents you, the DreditorF does not wish to save the honor of the debtor Ea
subCcorporation or the U#S#F, you will then put them into &nvoluntary *ankruptcy#
In"ormat$on) 2n accusation in the nature of an indictment, from which it differs only in 
being presented by a competent public officer on his oath of office, instead of a grand 'ury on
their oath# *lack5s 6
th
 edition
 ACCEPTANCE SUPRA PROTEST @Acceptance "or 8onorA) %he acceptance or payment
of a bill of exchange, after it has been dishonoured, by a person wishing to save the honour of
the drawer or an endorser of the bill# (ictionary of *usiness, 9xford University 8ress, S 
4arket House *ooks Ltd =LL6   
'u$ra Protest. +n mercantile la'. 1 term applied to an acceptance o* a bill by a third person,
a*ter protest *or nonacceptance by the dra'ee. *lack5s 6
th
 edition
2fter =0 days from mailing your information to the !proper authorities" and you have not
received a response from anyone, you will then proceed with the involuntary bankruptcy 
liIuidation# -o response indicates that the !proper authorities" have given their consent to 
your bankruptcy proceedings and cannot come back and say this was not a !legal action#" 
%here can be no recourse from them#
&t is very important to note here the differentiation in viewpoint from what you may be 
used to# 3e normally !cry to the authorities" about !our rights that have been violated" and 
expect them to do something about it# Gust take a look at that pathetic viewpoint for a 
                                                       :8rivate *anking:                                    8age J? of >?
secondTT 9<, long enough, don5t get too depressed# 2llow me to clue you in, ,9U 201 
2 D01(&%90. 2 Dreditor or a Sovereign does not have !rights," they have PO7ER22222
3hen you send in the -9%&D1 9F SU*S%&%U%&9- 9F %0US%11, you are not !asking" 
or !begging," or !reIuesting" the !authorities" to do their 'ob and !take care of the matter#" -9. 
,ou as a Dreditor are giving them the opportunity to save the debtor5s honor Ein other words to 
save his ass.F# ,ou are letting them know that you are the Dreditor of this bankruptcy and if they 
don5t handle this matter ,9U 3&LL. %his is an entirely different viewpoint than has been used 
before#  ,ou are finally acting like the Dreditor that you are.
%his   completes   the  (ishonor   process   for   a  private  check#   %he  next   process   will   be
covered   in   a   separate   set   of   instructions#   %he   next   process   is  INVO&UNTARE
BANKRUPTCE   PROCE'URE,   which   was   detailed   in   course   >   +  PO7ER   O%
ACCEPTANCE
                                                       :8rivate *anking:                                    8age JJ of >?
Gohn Henry (oe
cWo 6OO0 S# *roadway
%ucson, 2V O>K66
(aniel *egley d#b#a#
Loan 0esolution Specialist
SH,S%10 *2-<
=66> 8alm *each Lakes *lvd#
3est 8alm *each FL#, JJ60=
01$ 2ccount R=KJ6O6LL      
Dontract R=L6
       Statement o" Account
Gune 6, ?00=
*alance of Dharges for Gune J0, ?00? Z6,LO6#K6
(ischarge Gune =>, ?00? with 8rivate Dheck R=L6  Z6,LO6#K6
1nding *alance of Dharges$                                  
0    
%he balance shown above reflects my good faith Statement of 2ccount for the loan you claim
is due on said account#   %he 2ccount 0epresentative or his designee may correct or approve the
balance#  ,our correction must be returned to me in two weeks, or no later than Gune =L, ?00=#
8ursuant   to  20S  6K  LC?0O  and  UDD  LC?0O,   failure  to  correct   and  return  this   Statement   of
2ccount   with  supporting  documentation  of   indebtedness   within  two  weeks   constitutes   your
agreement with this accounting, after which you, and your coCbusiness partners may only make a
claim up to the amount this statement shows as a balance#
(ate Guly =0, ?00=
  QQQQQQQQQQQQQQQQQQQQQQQ
Gohn Henry (oe
cWo 6OO0 S# *roadway
%ucson, 2V O>K66
                                                       :8rivate *anking:                                    8age J6 of >?
42, =>,  ?000
%imothy F# /eithner, Secretary
US (epartment of the %reasury
=>00 8ennsylvania 2venue, -3
3ashington, (D ?0??0
0e$   -onC-egotiable Dharge *ack
4r# %imothy F# /eithner$
1nclosed you will find a copy of the 0egistered Security which & have sent to you to open my
%reasury (irect 2ccount#  & accept for value all related endorsements with both UDD JC6=L and
HG0C=L?  of   Gune   >,   =LJJ#     Dharge   my  8rivate   2ccount   R  LOK6>6J?=C=?J6>6KOL  for   the
registration fees and command the memory of account number SS- =?J6>6KOL to charge the
same to the debtor5s 9rder or your 9rder#
%he total amount of this -9-C-1/9%&2*L1 2DD18%2-D1 F90 ;2LU1 in the 
enclosed filing is Z QQQQQQQQQQQQQQQQQQQ#
8osted 0egistered 1xemption R 0LOK6>6J?=
8rivate 2ccount R LOK6>6J?=C=?J6>6KOL 
&nvoice R GH(=??>?000
8reCpaid + 8referred Stock
8riority + 1xempt from Levy
0esWln 0em#
  QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ  
Gohn Henory (oe via G9H- H1-0, (91
) 2-,H9US1 &- S941 %93-
2-,%93-,2-, S%2%1 3&%H 2 V&8
1mployer &dentification -umber$ =?J6>6KOL
2ttachments$
1) &-;9&D1 R GH(=??>?000
                                                       :8rivate *anking:                                    8age J> of >?
2) 8osted 0egistered 1xemption R 0LOK6>6J?=
                  JF  Dopy of UDDCJ                        
Dc$   file
                                                       :8rivate *anking:                                    8age J6 of >?
Gohn Henry (oe
cWo 6OO0 S# *roadway
%ucson, 2V O>K66
Secured 8arty
(aniel *egley d#b#a#
Loan 0esolution Specialist
SH,S%10 *2-<
=66> 8alm *each Lakes *lvd#
3est 8alm *each FL#, JJ60=
0espondent
01$ 2ccount R=KJ6O6LL      
Dontract R=L6 
'E%AU&T
 Statement o" Account pur(uant to UCC <=J?8
3a$!ed 4une HM- J??J
(ear 4r# *egley,
&  received  your  letter  today  dated  Gune  ?O,   ?00?  regarding  my  Statement   of 2ccount
mailed to you Gune =>, ?00?#   %his is to inform you that your letter is not in compliance with
20S 6K LC?0OE?F nor UDD LC?0OE?F# 3hich reads   %he secured party must comply with such a
reIuest  'ithin two weeks after receipt   by sending a written correction or approval# # # # &f the
secured party without reasonable excuse fails to comply he is liable for any loss to the debtor
thereby7   and if the debtor has properly included in his reIuest a good faith statement of the
obligation or a list of the collateral or both the secured party may claim a security interest only as
shown in the statement against persons misled by his failure to comply#  # # #
%he Statement of 2ccount was mailed to SH,S%10 *2-<, at the address listed above
on Gune 6, ?00=#  2dd three days for mail service and two weeks for compliance and three days
for  return  mail   and  one  additional    day  for  a  Sunday  and  your  approval  or  correction  to  my
Statement of 2ccount must have been received by me no later than Gune ?6, ?00=#   ,ou have
failed to comply, therefore my Statement of 2ccount remains as stated + a balance of Vero E0F#
8lease ad'ust your accounts to comply with the above#  
%hank ,ou7
QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ
   Gohn Henry (oe
                                                       :8rivate *anking:                                    8age JK of >?
Gohn Henry (oe
cWo 6OO0 S# *roadway
%ucson, 2V O>K66
Secured 8arty
(aniel *egley d#b#a#
Loan 0esolution Specialist
SH,S%10 *2-<
=66> 8alm *each Lakes *lvd#
3est 8alm *each FL#, JJ60=
0espondent
01$ 2ccount R=KJ6O6LL      
Dontract R=L6
CON'ITIONA& ACCEPTANCE
2ugust ?O, ?00?
2riPona F                  -9%&D1 %9 2/1-% &S -9%&D1 %9 80&-D&82L
F  ss                  -9%&D1 %9 80&-D&82L &S -9%&D1 %9 2/1-%
8ima county   F
&,   Gohn  Henry  (oe,   hereinafter   !Secured  8arty,"   am  competent   to  state  the  matters
included in this contract which are true, correct and complete, and not meant to mislead#
%his affidavit is in response to a letter from your company dated  6W=?W?00?# & am informing you that &
accept   your   offer   that   &   owe   you   money  in   the   sum  of   Z6,LO6#K6,   asserting  for   some   heretofore
undisclosed  reason,   that   you  were  whatever  they  said  of  the  check  &  issued  you  on 2pril   O,   ?00?#
However, my acceptance and subseIuent payment is on condition precedent that you provide some very
simple elemental proof of your claim# 
%he check number =L6 you received from me is a prepaid item from a private account that is closed
to the public, no longer under control of D9482SS *2-<, but still open on the private side to the US
%reasury *ank# &f F&0S% US2 *2-<, -#2#  had done an 1F% Eelectronic funds transferF on the check,
then it would have been known immediately that this account was closed to the public and no longer an
account under the control of D9482SS *2-<, the bank from which this account originated from as a
common public !open account," and the debt would have been instantly discharged# ,ou may be unaware
of the function of !closed accounts#" 2 !closed count" is defined as$ 
!2n account to which no further additions can be made on either side, but which  remains still
open  for  ad'ustment   and  setCoff,  which  distinguishes  it  from  an  account   stated"  E*lack5s  Law
                                                       :8rivate *anking:                                    8age JO of >?
(ictionary, 6
th
 1ditionF
%he 1F% creates an irreversible event that neither F&0S% US2 *2-<, -#2# nor your fiduciary bank
can undo and generates a record that proves that the accrual account was indeed ad'usted back to Pero
proving complete discharge of the debt in Iuestion# &n fact, these checks are usually stamped  Account
C!o(ed  which means that the  transaction closed by  properly discharging  the debt  to Pero,  not  that  the
check is !no good," or anything else other than that the account EescrowF properly closed with this pre
paid check#
2t this time, 0espondent is in violation of a number of their own accounting and banking
procedures which include7 *reach of Fiduciary (uty EUDDCJCJ0KF, 9bligation of (rawer EUDDC
JC6=6F,   8resentment   of   %ender   9ffer   EUDDCJC>0=F,   (ishonor   of   presentment   EUDDCJC>0?F,
1xcused  presentment  EUDDCJC>06F,   (ischarge  after  presentment  EUDDCJC60?F,   0esponsibility
for Dollection of the presentment EUDDC6C?0?F, Failure of ordinary care of presentment EUDDC6C
?=6 EdF E?F#
%104S 2-( D9-(&%&9-S
1. %his is D9-(&%&9-2L 2DD18%2-D1 upon the contract R =L6, entitled 8rivate Dheck, presented to
you on or about J0 2ugust ?00=# %his is our good faith offer to extend the time for you to answer the
Secured 8arty5s reIuest by an additional ten E=0F days# Should you fail, refuse, or neglect to respond
to this -otice of Fault, we will enter a -otice of (efault, as a second witness, upon you and your
options on that presentment will expire# 
2. &n order for you to prove your claim that check number =L6 was incapable of discharging the debt,
please provide me the record that shows that when the 1F% was performed on the check, my account
did not in fact go to Pero, which would prove complete satisfactory discharge of the debt# & am also
reIuesting  at   this   time  my  copy  of   the  =0LL  9&(  for   this   transaction  so  that   &   may  have  the
documentation showing who the fiduciary debtor and fiduciary creditor are in this transaction# 2lso &
need to see the documents that you are relying on that support your contention that you are incapable
of doing an 1F% on this check if in fact that is your assertion# 8lease send these documents along with
a  short   letter   signed  in  blue  ink  by  a  titleCidentified  party  asserting  your   claim#   2ny  unsigned,
anonymous   letter   will   have  to  be  ignored  by  me   as   a  matter   of   law,   since  someone  must   take
responsibility for asserting the validity of your claim# 
3. &n   the   event   that   0espondent   defaults   with   the   above   reIuest   and   dishonors   Secured   8artyMs
presentment, then 0espondent consents to be filed as (ebtor on a UDDC= Financing Statement with
the  Secretary of States  of 2riPona  and  state of incorporation#  0espondent  also  consents  to be into
involuntary bankruptcy and will allow Secured 8arty to liIuidate all the collateral in 0espondent5s
name#
QQQQQQQQQQQQQQQQQQQQQQQQQQ
Gohn Henry (oe
2riPona     F
F  ss 2D<-93L1(/141-%
8ima county F
                                                       :8rivate *anking:                                    8age JL of >?
2s a -otary 8ublic for said Dounty and State, & do hereby certify that on this QQQQQday of 
QQQQQQQQQQQQQQQQQQQQQQ the above mentioned appeared before me and executed the foregoing# 3itness my hand 
and seal$
QQQQQQQQQQQQQQQQQQQQQQQQQQQQQ
-otary 8ublic
                                                       :8rivate *anking:                                    8age 60 of >?
U.S. Postal Service         CERTIFICATE OF MAILING
MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT 
PROVIDE FOR INSURANCE  POSTMASTER
Erro
r: Reference source not foundCo!"or#s to PS For# $%&', Marc(, &)%)
                                                       :8rivate *anking:                                    8age 6= of >?
O!e *iece o" or+i!ar, #ail a++resse+ to-
Test Co#*a!,
TestA++ress&
TestA++ress.
TestA++ress$
Receive+ Fro#-
/o(! 0e!r, Doe
'1&% 2est %&st Street
Pla,a +el Re,, Cali"or!ia
)3.)$
A""i4 "ee (ere i! sta#*s or 
#eter *osta5e a!+ *ost #ar6. 
I!78ire o" Post#aster "or 
c8rre!t "ee.
Guly =J, ?00?
Gohn Henry (oe
cWo 6OO0 S# *roadway
%ucson, 2V O>K66 
Decilia ;indiola , -otary 8ublic
8#9# *ox O6=O?
%ucson# 2riPona O>K>6
0eIuest for -otarial 8rotest
%his is a reIuest for you to enter a -otarial 8rotest to (aniel *egley, d#b#a# Loan 0esolution
Specialist SH,S%10 *2-<, whose address is =66> 8alm *each Lakes *lvd#, 3est 8alm *each
FL#, JJ60=# & have included Dontract R=L6 beginning with the first -otice mailed, with proof of
service,   dated 2ugust   =L,   ?00=7     %he  Second  -otice  dated  September   6,   ?00=7   and  (efault
Gudgment, dated 9ctober K, ?00=
3ould  you  please  follow  up  on  this  private  negotiation  under  your   notary  seal   and  send  to
(aneen  Sparcino,   ;ice  8resident   of   SH,S%10  *2-<,   whose  address   is   6K>  Dross   8oint
8arkway,   8#9#   *ox   L000,   /etPville,   -,  =606OCL000#   2nd   send   along   the   accompanying
acceptance of each of their acts and actions of which & have enclosed herewith#
%hank you for your prompt attention in this matter#  
Sincerely
QQQQQQQQQQQQQQQQQQQQQQQQQQQQQ
Gohn Henry (oe
-otice of (ishonor
                                                     :8rivate *anking:                               8age 6? of >?
-otice of (ishonor
                                                     :8rivate *anking:                               8age 6J of >?
Gohn Henry (oe
cWo 6OO0 S# *roadway
%ucson, 2V O>K66
Secured 8arty
(aniel *egley d#b#a#
Loan 0esolution Specialist
SH,S%10 *2-<
=66> 8alm *each Lakes *lvd#
3est 8alm *each FL#, JJ60=
0espondent
01$ 2ccount R=KJ6O6LL      
Dontract R=L6
   NOTICE O% 'E%AU&T
2riPona F              -9%&D1 %9 2/1-% &S -9%&D1 %9 80&-D&82L
F  ss             -9%&D1 %9 80&-D&82L &S -9%&D1 %9 2/1-%
8ima county        F
&,   Gohn  Henry  (oe,   herein  !2ffiant,"  having  been  duly  sworn,   declares  that  affidavit   and
response  of   the  parties   to  the  contract   entitled,   -otice  of   01D9-;1,2-D1  ,   hereinafter
Dontract, are in full agreement regarding the following$
1. 2ffiant is competent to state to the matters included in hisWher declaration, has knowledge
of the facts, and declared that to the best of hisWher knowledge, the statements made in
hisWher affidavit are true, correct, and not meant to mislead7
2. 2ffiant   is   the   secured  party,   superior   claimant,   holder   in  due   course,   and  principal
creditor having a registered priority lien hold interest to all property held in the name of
G9H-  H1-0,  (91  organiPation   R   >?0CO0C6J0K,   evidenced   by  UDDC=   Financing
Statement R0>6>LOO filed with the Secretary of State of the State of 3est ;irginia#
3. 0espondent,  (an  *egley, is  herein addressed  in his  private  capacity,  but  in  his public
capacity  is   a   citiPen  and  resident   of   the   State   of   Florida   and  is   participating  in  a
commercial   enterprise   with   his   coCbusiness   partners,   including   but   not   limited   to
SH,S%10 *2-<, hereinafter collectively referred to as !0espondent"7
4. %he governing law of this private contract is the agreement of the parties supported by
the Law 4erchant and applicable maxims of law7
-otice of (ishonor
                                                     :8rivate *anking:                               8age 66 of >?
5. 2ffiant   at   no   time   has   willing,   knowingly,   intentionally,   or   voluntarily   agreed   to
subordinate their position as creditor, through signature, or words, actions, or inaction5s7
6. 2ffiant at no time has reIuested or accepted extraordinary benefits or privileges from the
0espondent, the United States, or any subdivision thereof7
7. 2ffiant is not a party to a valid contract with 0espondent that reIuires 2ffiant to perform
in any manner, including but not limited to the payment of money to 0espondent7
8. 9n September ??, ?00=, 2ffiant sent a private check and Statement of 2ccount to the
0espondent evidencing payment and indicating a Pero balance# 0espondent had =6 days
to respond, however elected to remain silent and therefore consented to the information
contained in the Statement of 2ccount# 
9. 2ffiant gave -otice that 0espondent5s failure to properly and timely issue 2ffiant with a
L&1- 01L12S1 would constitute 0espondent5s consent that 2ffiant, in the capacity of
Settlor for 0espondent, would file a L&1- 01L12S1 in behalf of 0espondent#
10. 0espondent has dishonored 2ffiant5s presentment by not issuing a L&1- 01L12S1 as
stipulated  in  the  Statement   of 2ccount#   %his  dishonor  is  now  deemed  to  be  a  charge
against 0espondent#
11. &n order to exhaust all administrative remedies, it is reIuired that a -otarial 8rotest be 
executed to obtain any evidence andWor testimony from 0espondent that could aid in his 
defense# &n the event no response is received by the 8ublic 9fficial E-otaryF, this will act 
as a witness against 0espondent# Upon default, a D10%&F&D2%1 9F (&SH9-90 will be
issued which will act as a (efault Gudgment against 0espondent who will then be taken 
in to bankruptcy liIuidation whereby all the eIuity in the name of 0espondent will be 
disposed of in a foreign proceeding#
&t has been said, so it is done#
(ated this   day of                     , ?00?#                                      
Gohn Henry (oe, 2ffiant
2riPona F
F  ss 2D<-93L1(/141-%
8ima county F
2s   a   -otary   8ublic   for   said   Dounty   and   State,   &   do   hereby   certify   that   on   this   QQQQQ   day   of
QQQQQQQQQQQQQ?00? the above mentioned appeared before me and executed the foregoing# 3itness my hand and
seal$
QQQQQQQQQQQQQQQQQQQQQQQQQQQQ
-otary 8ublic
-otice of (ishonor
                                                     :8rivate *anking:                               8age 6> of >?
Not$ce o" '$(*onor
=WJW?000
(aniel *egley d#b#a#
Loan 0esolution Specialist
SH,S%10 *2-<
=66> 8alm *each Lakes *lvd#
3est 8alm *each FL#, JJ60=
(ear 4r# *egley,
& received a reIuest by affidavit for a protest pursuant to 2riPona 0evised Statues at Sections 6KC
J>0>EaF, from Gohn Henry (oe, who informed me you dishonored his presentments consisting of   the
D9-(&%&9-2L 2DD18%2-D1 and -9%&D1 9F (1F2UL% dated =W?W?000  and sent to you at  =66>
8alm *each Lakes *lvd# 3est 8alm *each FL#, JJ60= on =W?W?000, as evidenced by U#S#  8ostal
Service D10%&F&D2%1 9F 42&L&-/ verifying the contents of the 4ail package#
&n the event your dishonor through nonCacceptance or nonCperformance was unintentional or due to
reasonable neglect or impossibility, & am attaching a copy of the same presentment to this -otice#
,ou  may  respond  to  me,   and  &  will   forward  your  response  to  Gohn  Henry  (oe#  ,our  response  is
expected no later than ten E=0F days from the postmark of this -otice of (ishonor#
%hank you for your prompt attention to this matter#
Sincerely,
QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ
-otary 8ublic EnameF
2ddress$
QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ
QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ
QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ
EStampFESealF
-otice of (ishonor
                                                     :8rivate *anking:                               8age 66 of >?
Not$ce o" Prote(t and Opportun$ty to Cure
1/4/2000
(aniel *egley, d#b#a#
Loan 0esolution Specialist
SH,S%10 *2-<
=66> 8alm *each Lakes *lvd#
3est 8alm *each FL#, JJ60=
(ear 4r# *egley,
9n  =WJW?000,   &   sent   you  a  -otice   of   (ishonor   regarding  the  presentments   of   D9-(&%&9-2L
2DD18%2-D1 and -9%&D1 9F (1F2UL% sent you on =W?W?000# ,ou failed to accept or perform after
receiving these presentments from Gohn Henry (oe, and you failed to accept or perform after receiving
the same presentment from me#
,ou  are  now  in  default   and  have  stipulated  to  the  terms   of  Gohn  Henry  (oeMs  =W?W?000  dated
presentment through your dishonor# ,ou have the right to cure this default and perform according to said
terms within the ten E=0F days from the postmark of this -otice# Should you fail to cure the default, & will
issue a D10%&F&D2%1 9F (&SH9-90 pursuant to 2riPona 0evised Statues 6KCJ>J>#
%hank you for your prompt attention to this matter#
Sincerely,
QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ
-otary 8ublic
QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ
QQQQQQQQQQQQQQQQQQQQQQQQQQQQQ
QQQQQQQQQQQQQQQQQQQQQQQQQQQQQ
2ddress of -otary
EStampFESealF
Dertificate of 8rotest
2nd 9pportunity to Dure
                                                        :8rivate *anking:                                  8age 6K of >?
CERTI%ICATE O% 'IS8ONOR
&, 3illiam Smith, am the notary to whom all communications are to be mailed regarding the
contract   entitled  D9-(&%&9-2L 2DD18%2-D1  and  Dontract   R=L6  in  response  to  8ublic
2ccount R=KJ6O6LL, herein presentment#"
8ursuant to 2riPona 0evised Statutes 6KCJ>0>EbF, and Uniform Dommercial Dode JC>0>EbF and
=C?0?, -otice of 8rotest is hereby given with Dertificate of (ishonor regarding the following$
9n  September   ??,   ?00=,   &   sent   a  -otice  of   (ishonor   of   Gohn  Henry  (oeMs   presentment   to
0espondent   (aniel   *egley,   Loan  0esolution  Specialist   agent   for   SH,S%10  *2-<,   herein
0espondent," located at =66> 8alm *each Lakes *lvd# 3est 8alm *each FL#, JJ60=, who was
given =0 days to respond#
9n 9ctober ??, ?00=, 8roof of Service shows a -otice of 8rotest and 9pportunity to Dure was 
mailed to 0espondent who was given =0 days to respond#
2s of this date, no response had been delivered to me, the designated receiver# & interviewed Gohn
Henry (oe, whose affidavit is attached to this -otarial 8rotest# Gohn Henry (oe has stated to me
by  affidavit   that   8etitioner   has   received  no  response  to  said  Dontract   at   any  other   mailing
location#   *ased  on  the  foregoing  information,   0espondent   has  dishonored  Gohn  Henry  (oeMs
presentments  by  nonCacceptance  andWor   nonCperformance  and  have  therefore  assented  to  the
terms and conditions in said Dontract#   
QQQQQQQQQQQQQQQQQQQQQQQQQQQQQ
3illiam Smith, %hird 8arty 3itness
2riPona F
F  ss 2D<-93L1(/141-%
8ima county F
2s a -otary 8ublic for said Dounty and State, & do hereby certify that on this QQQQQ day of 
QQQQQQQQQQQQQ?00? the above mentioned appeared before me and executed the foregoing# 3itness my hand and 
seal$
QQQQQQQQQQQQQQQQQQQQQQQQQQQQQ
-otary 8ublic          
                                                               :8rivate *anking:                                  8age 6O of >?
Cred$tor:
Gohn Henry (oe
cWo 6OO0 S# *roadway
%ucson, 2V O>K66
'e#tor:
(aniel *egley d#b#a#
Loan 0esolution Specialist
SH,S%10 *2-<
=66> 8alm *each Lakes *lvd#
3est 8alm *each FL#, JJ60=     
-9%&D1 9F SU*S%&%U%&9- 9F %0US%11
2riPona F  -9%&D1 %9 2/1-% &S -9%&D1 %9 80&-D&82L
F  ss    -9%&D1 %9 80&-D&82L &S -9%&D1 %9 2/1-%
8ima Dounty F
&, Gohn Henry (oe, herein Dreditor," hereby state that & am competent to make the following
statements, have knowledge of the facts stated herein, that they are true, correct, complete and 
not meant to mislead and are presented in good faith$
1. %he  corporations,   entitled  U-&%1(  S%2%1S  9F 2410&D2,   S%2%1  9F 20&V9-2,
SH,S%10 *2-<, and (aniel *egley, herein (ebtor, are *ankrupt and must operate
pursuant   to   United   States   House   Goint   0esolution   =L?,   Gune   >,   =LJJ#   %he   above
corporations  have  been  using  the  credit   of  Dreditor  since  his  birth,   Ganuary  ??,   =L>O,
without remuneration to Dreditor7
i. 9n Guly K, ?00=, Dreditor was given an offer by (aniel *egley, d#b#a# Loan 0esolution
Specialist of  SH,S%10  *2-<# Dreditor  accepted  the  offer and returned it  to (ebtor
thereby discharging the debt# (ebtor then claimed the charge still exists and therefore he
is liable for the debt#
i. Dreditor has accepted all offers and claims issued by (ebtor and returned them to (ebtor
for proper processing# (ebtor has failed to provide a remedy and is operating outside the
U-&%1( S%2%1S *ankruptcy + a criminal offense7
i. (ebtor is holding the discharging instrument, but has failed to provide Dreditor with a
copy of the =0LL 9riginal &ssue (iscount, therefore (ebtor is  %2N (1L&-YU1-% since
the claim is considered to be Dreditor5s exemption7
i. Dreditor   has   timely  noticed   (ebtor   and  has   properly  commenced   and  concluded   a
perfected   security   interest   against   (ebtor#   %he   perfected   security   interest,   herein
                                                               :8rivate *anking:                                  8age 6L of >?
!Dontract,"     R=L6,   includes   all   notices   including   a   Dertificate   of   (ishonor,   herein
!&nformation," issued by a 8ublic 9fficial#
%104S 2-( D9-(&%&9-S
i. %imothy  F#  /eithner,  the  chapter  ==  bankruptcy  trustee  for  the  U-&%1(  S%2%1S,   is
hereby given a final opportunity to execute an 2cceptance for Honor if he wishes to save
the honor of the (ebtor by giving Dreditor a remedy# &n the event %imothy F# /eithner
does   not   wish  to  save  the  honor   of   (ebtor,   it   will   constitute  %imothy  F#  /eithner5s
consent   for  substitution  of  trustee,   whereas  Dreditor  will   designate  an  assignee  of  his
choice to liIuidate all of (ebtor5s property in a foreign proceeding pursuant to %reaty
R=00K0=CS3S and Dontract RL?>0=CS3SC9;7
i. (ebtor has ten E=0F days from the date of postmark on this mailing to provide remedy
regarding this matter#  &n the event (ebtor fails to provide a remedy, Dreditor  will  accept
evidence  of  (ebtorMs dishonor   as a refusal    to volunteer into the  bankruptcy remedy,
whereby (ebtor will be stripped of all immunity that U-&%1( S%2%1S public policy
may  have  otherwise  afforded  him#   Upon  dishonor,  (ebtor  agrees  in  the  alternative  to
&nvoluntary *ankruptcy that will be initiated on (ebtor in a  private capacity7 
i. &n the event (ebtor dishonors, (ebtor agrees to provide a *2-<0U8%D, F904 > in
accord with == USD2 J0J which is a property description list of all the property held in
SH,S%10  *2-<5S  name#     Dreditor   will   take  the  eIuity  and  place  it   for   sale  and
proceed   to   liIuidate   the   personal   property   for   settlement   of   this   account#   (ebtor
additionally agrees to be placed on a UDDC= Financing Statement as (1*%90 attaching
it to a (eclaration of &nvoluntary *ankruptcy and a list of (ebtorMs collateral# Upon filing
the UDDC= form with the Secretary of State of 2riPona, the liIuidation and disposition of
property will be executed immediately#
(ated this QQQQ of QQQQQQQQQQQQ, ?00?#     
QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ
           Gohn Henry (oe
2riPona     F
F  ss 2D<-93L1(/141-%
8ima county F
2s a -otary 8ublic for said Dounty and State, & do hereby certify that on this QQQQQday 
ofQQQQQQQQQQQQQ
QQQQQQ the above mentioned appeared before me and executed the foregoing# 3itness 
my hand and seal$
QQQQQQQQQQQQQQQQQQQQQQQQQQQQQ
-otary 8ublic
                                                               :8rivate *anking:                                  8age >0 of >?
                                                               :8rivate *anking:                                  8age >= of >?
Dopies forwarded to the following$
Gohn 2shcroft %imothy F# /eithner
US 2ttorney /eneral US Secretary of %reasury
L>0 8ennsylvania 2venue -3  (1820%41-% 9F %012SU0,
3ashington, (#D# ?0>J0C000= =>00 8ennsylvania 2ve -3
3ashington (#D# ?0??0
Dharles 9# 0ossotti /eorge 3# *ush
&nternal 0evenue Service, &0S 8resident of the U-&%1( S%2%1S 
==== Donstitution 2ve -3 =600 8ennsylvania 2venue
3ashington, (D ?0??6C000? 3ashington (D ?0>00
-orman 4inetta %om 0idge 
US Secretary of %ransportation (irector of Homeland Security
600 Seventh Street, S3 =600 8ennsylvania 2venue
3ashington, (D ?0>L0 3ashington (D ?0>00
Dolin L# 8owell *rian L# Stafford
US Secretary of State (irector of Secret Service
US (epartment of State US /overnment Service 2gency
3ashington, (D ?0>?0C6O=0 L>0 H Street, -3 Ste L=?
3ashington, (D ?0??J
Gane Hull *etsey *ayless
/overnor of the State of 2riPona 2riPona Secretary of State
2riPona 1xecutive 9ffice of the /overnor =K00 3# 3ashington Street
=K00 3# 3ashington 2ve# 8hoenix, 2riPona O>00K
8hoenix, 2riPona O>00K
Ganet -apolitano 2riPona Gudicial Dommission
9ffice of 2ttorney /eneral  =>0= 3# 3ashington
(epartment of Law 8hoenix, 2V O>0KK
=?K> 3# 3ashington Street
8hoenix, 2riPona O>00K
*arbara La3all 
8ima Dounty 2ttorney 
J? -# Stone 2venue, Ste ?=00
%ucson, 2V O>K0=
                                                               :8rivate *anking:                                  8age >? of >?