ROAMING CURRENT ACCOUNT SCHEDULE OF CHARGES w.e.
f Apr 1, 2015
Glossary of Terms
MAB
Monthly Average Balance (MAB) calculated as average of daily closing positive balances of each day spread over a
period of the month
NMMAB
Non-maintenance of Monthly Average Balances
Base Location Base Location refers to the all the Branches belonging to the same clearing zone in which the account is opened
Non-Cash
Non Cash Transactions Collections include - Local Cheque collection Non base & Upcountry Cheque Collections. Non
Transactions
Cash Transaction Payments include -Demand Drafts, Pay Order & Multicity Cheque payments,
All Cash transactions of Rs 10 Lacs & above on a single day would require prior intimation & approval of the Branch at least one
working day in advance
Variant
Standard
Classic
Premium
Gold
Gold Plus
Platinum
Elite
MAB Requirement (Rs.)
10,000
25,000
50,000
100,000
300,000
1,000,000
NMMAB Charges (Rs.)
400
500
750
1,000
3,000
500,000
2,500 if MAB
>= 50% &
5,000 if MAB
<50%
5,000 if MAB >=
50% & 10,000 if
MAB <50%
Free Limits
Variant
Standard
Classic
Premium
Cash Deposit Base
100,000
250,000
500,000
location (Rs.)
Cash Deposit Non base
NIL
NIL
NIL
location (Rs.)
No cash deposit free limit if MAB maintained is less than:
i) 50% of MAB required for Gold, Gold Plus, Platnium & Elite
ii)80% of MAB required for Standard, Classic & Premium
Non Cash TransactionFree
Free
Free
Collections (Rs.)
Non Cash Transaction1,000,000
2,500,000
Free
Payments (Rs.)
Cheque Leaves per
25
50
100
month (nos.)
Total Transactions
20
50
100
(nos.)
Cash Withdrawal Base
Branch (Rs.)
Cash Withdrawal Non
Base Branch (Rs.)
RTGS Payment (Rs.)
(applicable only for
Standard and Classic)
Gold
Gold Plus
Platinum
Elite
1,000,000
3,000,000
5,000,000
10,000,000
100,000
300,000
500,000
1,000,000
Free
Free
Free
Free
Free
Free
Free
Free
200
600
1,000
2,000
200
600
1,000
2,000
Unlimited free on Value for self ;
Maximum Rs 50,000 per transaction for 3rd party payment
Rs.50,000 Free per day. Allowed only for self-cheques
Transaction amount between Rs. 2 lakh to Rs. 5 lakh
Transaction amount > Rs. 5 lakh
Rs. 25 per transaction
Rs. 50 per transaction
Charges Beyond Free Limits
Service
Charges beyond Free Limits
Minimum Charge
(Rs.)
Cash Deposit-Base location
Rs 3 per Rs 1,000.
50
Cash Deposit-Non-Base location
Cash Withdrawal Non-Base
Rs 3 per Rs 1,000 plus anywhere cash deposit charge of Rs 5
per Rs 1,000.
Rs.2 per 1000
100
50
Non Cash Transaction -Payments
Cheque Leaves
Rs.0.50 per 1000 ; Minimum Rs 50 per Transaction &
Maximum Rs 500 per Transaction
Rs.2 per leaf
50
Transaction Charges
Penal charges for accounts not maintaining
MAB (not applicable on cash deposit
transaction)
Bulk Cash Volume Charges
Rs. 50 per cash deposit transaction & Rs 25 for others
Other transaction includes all cash withdrawal & clearing transactions except 1.
Payments / collections through RTGS & NEFT, 2. Upcountry Cheque Collection
3.
Transactions done through Internet / Phone / Mobile / ATM
Rs 25 per transaction from first transaction for Standard & Classic Variants and Rs 10
per transaction from first transaction for Premium, Gold, Gold Plus, Platinum & Elite
variants.
Transaction includes all cash withdrawal & clearing transactions except payments /
collections through RTGS & NEFT, Upcountry Cheque Collection and transactions done
through Internet / Phone / Mobile / ATM
Rs 3 per 1000 beyond 5 times free limit on base cash deposit
Free Services
Service
Charges
NEFT Payment, RTGS Collections and NEFT Collections
Local Cheque Collection at base branch, Local Cheque Payments, Fund Transfers
(Transaction charges applicable beyond free transaction limits)0
Product type change to any ICICI Bank Current Account product
Transactions done through Internet / Phone / Mobile Banking / Email & ICICI Bank ATM
FREE
Other Charges
Debit Card Related
Debit Card Charges
Free-Platinum &
Elite;Rs.250 for
other Variants
Per annum
De hotlisting of Debit Card
Free
ATM Transactions at other bank ATM (India)
Balance Inquiry
Withdrawal (per transaction)
Rs 8.5
ATM Transactions at other bank ATM (Outside India )
Withdrawal (per transaction)
Rs.125
Replacement of lost / stolen debit card, Replacement of PIN Per instance
Rs.20
Rs. 200
Other Common Charges
Account Closure Charges:
Standard, Classic & Premium
If closed within 14 days
If closed beyond 14 days but within 6 months
If closed beyond 6 months
Nil
Rs.500
Rs. 200
Nil
Rs.1000
Account Closure Charges:
Gold, Gold Plus, Platinum & Elite
If closed within 14 days
If closed beyond 14 days but within 6 months
If closed beyond 6 months
Mobile Alerts - Standard, Classic and Premium
Per month
Rs. 500
Rs.25
Mobile Alerts - Gold, Gold Plus, Platinum & Elite
Per month
Free
Monthly Account Statement
Per month
Account Statement through Fax:
(Daily / Weekly / Fortnightly / Monthly)
Per page
Minimum per month
Interest Certificate
Per certificate
Cheque Return - Issued by customer
(Including Fund Transfers)
Cheque Return - Deposited by Customer
For first 2 instruments of the month
1) If MAB is maintained during the month:Rs. 350/- per instrument &
2) If MAB is not maintained during the month:Rs. 500/- per instrument
From 3rd instrument onwards of the month Rs.750/- per instrument
Per instrument
Rs 100
ECS Debit Return
Per Instrument
Speed Clearing charges
Per Instrument of value above Rs. 100,000/-
Branch Based transactions:
Including Stop Payment, Standing Instruction, DD
Cancellation, DD Duplicate, DD revalidation, Duplicate
Statement, Bankers' Report, Certificate of Balance for
Previous Year, Old Record Retrieval, Signature Verification
Phone Banking transactions:
Per instance
Free
Free
Rs 5
Rs 200
Free
Rs. 350
Rs. 150/Rs.100
For transactions available on IVR, if done through Phone
Banking Officer
Services Daily/ On Call
Cash Pick up
Cash Delivery
Cheque Pick up
Trade Documents Pick up
Doorstep Banking
Charges/ Registration process
Please contact the nearest ICICI Bank Branch/ your Relationship
Manager for details.
For any services or charges not covered under this brochure, please contact any of our branches or write to
corporatecare@icicibank.com
The service charges are subject to change without any prior intimation to customer. However, the prevailing charges would be hosted
on www.icicibank.com. Charge cycle period shall be from 1st to 31st of the month.
For Domestic General Banking Transactions the pricing for Trade RCA variants would be as per the following mapping:
TRCA USD 25K - RCA Premium, TRCA USD 75K - RCA Gold, TRCA USD 300K - RCA Platinum, TRCA USD 600K RCA Elite, TRCA
1500K RCA Elite.
All charges are exclusive of Service Tax as applicable from time to time
DD/PO For single DD/PO Issuance, the number of transactions will count as 2 transactions
Salary payment to multiple accounts through cheque Transaction count will be considered equivalent to number of multiple accounts
credited
For details Terms and Conditions please refer to www.icicibank.com
