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Monthly Buget

The document is a monthly college budget for a student for the school year. It shows that the student's total income for the year is $19,150 including financial aid, wages, and family help. Total expenses for the year are $23,699 resulting in a year cash flow (deficit) of -$4,549. The largest expenses are room and board at 28.6% of expenses, tuition and fees at 26.6%, and discretionary expenses like entertainment and clothes at 17.1%.

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44 views1 page

Monthly Buget

The document is a monthly college budget for a student for the school year. It shows that the student's total income for the year is $19,150 including financial aid, wages, and family help. Total expenses for the year are $23,699 resulting in a year cash flow (deficit) of -$4,549. The largest expenses are room and board at 28.6% of expenses, tuition and fees at 26.6%, and discretionary expenses like entertainment and clothes at 17.1%.

Uploaded by

api-341090976
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd
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Monthly

College Budget
year income:

year expenses:

$19,150

CASH FLOW
financial aid
from savings

year cash flow:

$23,699

wages (after-tax)

family help

other

jan

feb

mar

apr

may

-$4,549

room & board

tuition & fees

books & supplies

transportation

discretionary

other expenses

jun

jul

aug

sep

year cash flow:

oct

nov

dec

year

### YEAR

JAN Select First Budget Month


YEAR

Monthly Cash After Expense

JAN

###

###

###

###

###

###

###

###

###

###

Cash Flow

(531)

(681)

192

(351)

54

(271)

(176)

(721)

(491)

(716)

Cumulative Cash Flow

(531) (1,212) (1,020)

MONTHLY INCOME

JAN

(1,760) (2,481) (2,972) (3,688)

(4,549)

###

###

###

###

###

###

###

###

###

750

750

750

750

750

750

750

750

750

750

7,500

39.2%

After-tax wages from a job

450

450

450

450

450

450

450

450

550

350

350

350

5,200

27.2%

Financial help from family

200

200

1,000

350

350

350

350

350

350

350

350

350

4,550

23.8%

Withdrawals from savings

500

350

150

1,000

5.2%

75

75

75

75

75

75

75

75

75

75

75

75

1,225

1,075

2,425

1,625

1,625

1,625

1,625

1,625

1,725

1,525

1,525

JAN

###

###

###

###

###

###

###

###

###

###

565

565

565

565

565

565

565

565

565

565

565

565

6,780

28.6%

Rent, mortgage, or dorm room

315

315

315

315

315

315

315

315

315

315

315

315

3,780

16.0%

Food (groceries or meal plan)

200

200

200

200

200

200

200

200

200

200

200

200

2,400

10.1%

50

50

50

50

50

50

50

50

50

50

50

50

600

2.5%

150

300

150

650

600

750

800

6,300

26.6%

500

500

500

500

3,750

15.8%

Financial aid (grants, scholarships, loans) paid to you

Other (child support, public assistance, gifts, etc.)


TOTAL INCOME

MONTHLY EXPENSE
Room & Board

Utilities (heat, water, electricity)

Tuition & Fees

###

(1,371) (1,317) (1,588) (1,764)

% INC

(861) (4,549) (23.8%)

### YEAR

% INC

900

4.7%

1,525 19,150

100.0%

### YEAR

% INC

700

750

750

550

150

Tuition you pay

500

500

500

250

Fees you pay

200

250

250

300

150

150

300

150

150

100

250

300

2,550

10.8%

Books & Supplies

325

20

20

325

10

10

400

15

15

15

1,155

4.9%

Textbooks

225

275

325

825

3.5%

School supplies

100

20

20

50

10

10

75

15

15

15

330

1.4%

224

174

174

219

174

174

274

219

174

174

224

269

2,473

10.4%

30

30

30

75

30

30

30

75

30

30

30

75

495

2.1%

129

129

129

129

129

129

129

129

129

129

129

129

1,548

6.5%

Transit fares

15

15

15

15

15

15

15

15

15

15

15

15

180

0.8%

Travel at holidays

50

100

50

50

250

1.1%

69

69

169

369

419

444

419

419

394

394

419

469

4,053

17.1%

50

100

100

100

100

75

75

100

100

800

3.4%

69

69

69

69

69

69

69

69

69

69

69

69

828

3.5%

Donations

25

50

75

0.3%

Snacks, dining out

100

100

100

100

100

100

100

100

100

100

1,000

4.2%

Clothes

50

50

50

50

50

50

50

50

50

450

1.9%

Entertainment (movies, dates, concerts)

100

100

100

100

100

100

100

100

100

900

3.8%

198

198

250

253

243

238

233

258

263

268

268

268

2,938

12.4%

123

123

123

123

123

123

123

123

123

123

123

123

1,476

6.2%

52

55

45

40

35

60

65

70

70

70

562

2.4%

75

75

75

75

75

75

75

75

75

75

75

75

900

3.8%

1,756

1,756

2,233

1,976

1,571

1,896

1,801

1,621

2,446

2,016

2,241

2,386 23,699

100.0%

Transportation
Gas, maintenance
Vehicle payment

Discretionary
Savings
Cell phone, Internet, cable

Other Expenses
Insurance (car, health, renter's)
Loan, credit card payment
Other

TOTAL EXPENSES

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