We are giving detailed Lakshmi Puja Vidhi during Diwali.
For Diwali Puja people
should buy the new Pratima () of Maha Lakshmi. This Puja Vidhi is given for
new Pratima or Murti ( ) of Shri Lakshmi. The given Puja Vidhi includes all sixteen
steps of worship which is known as Shodashopachara Puja ( ).
   1. Dhyana ()
      Puja should begin with the meditation of Bhagawati Lakshmi. Dhyan should
      be done in front of already installed Shri Lakshmi statue in front of you.
      Following Mantra should be chanted while meditating on Bhagawati Shri
      Lakshmi.
                                 Shri Lakshmi Puja during Diwali
      Ya Sa Padmasanastha Vipul-Kati-Tati Padma-Patrayatakshi,
      Gambhirartav-Nabhih Stana-Bhara-Namita Shubhra-Vasttariya
      Ya Lakshmirdivya-Roopairmani-Gana-Khachitaih Svapita Hema-Kumbhaih,
      Sa Nityam Padma-Hasta Mam Vasatu Grihe Sarva-Maangalya-Yukta
        Mantra Translation - Bhagawati Lakshmi, Who sits on the Lotus flower,
        Who has beautiful and big eyes like lotus petals, Who has broad waist and
        deep circular navel, Who is bowed with bosom weight and decorated with
        upper garment made of beautiful cloth, Who has taken bath with divine
    golden-pitchers encrusted with jewels, O lotus-armed Shri Lakshmi, please
    dwell in my home forever with all fortune and good luck for me.
2. Aavahan ()
  After Dhyan of Shri Bhagwati Lakshmi, one should chant following Mantra in
  front of the Murti, by showing Aavahan Mudra (Aavahan Mudra is formed by
  joining both palms and folding both thumbs inwards).
  Aagachchha Dev-Deveshi! Tejomayi Maha-Lakshmi!
  Kriyamanam Maya Pujaam, Grihaan Sur-Vandite!
                      Shri Lakshmi-Devi Aavahayami
    Mantra Translation - O Goddess of Gods! O splendid Maha Devi Lakshmi!
    Worshipped by Gods! Please come and accept the Puja offered by
    me. Thus, I invoke Bhagawati Shri Lakshmi.
3. Pushpanjali Asana ( )
  After Shri Lakshmi has been invoked, take five flowers in Anjali (by joining
  palm of both hands) and leave them in front of the Murti to offer seat to Shri
  Lakshmi while chanting following Mantra.
  Nana-Ratna-Samayuktam, Karta-Swar-Vibhushitam
  Aasanam Dev-Devesh! Preetyartham Prati-Grihyataam
    Shri Lakshmi-Devyai Aasanarthe Panch-Pushpani Samarpayami
    Mantra Translation - O Goddess of Gods! Please take the seat which is
    decorated with gold and various types of jewels for my pleasure. Thus, I
    offer five flowers for the seat of Bhagawati Shri Lakshmi.
4. Swagat ()
   After offering flowers-made seat to Shri Bhagawati Lakshmi, chant following
   Mantra with folded hands to welcome Shri Lakshmi.
   Shri Lakshmi-Devi! Swagatam
     Mantra Translation - O Devi, Lakshmi! I welcome you.
5. Padya ()
   After welcoming Shri Lakshmi offer Her water to wash the feet while chanting
   following Mantra.
   Padyam Grihaan Deveshi, Sarva-Kshema-Samarthe, Bhoh!
   Bhaktya Samarpitam Devi, Maha-Lakshmi! Namoastu Te
                      Shri Lakshmi-Devyai Padyam Namah
     Mantra Translation - O Goddess of Gods, who is capable of doing all
     sorts of welfare! I offer the water to wash the feet with full devotion,
     please accept it. O Maha-Devi, Lakshmi! I pay my obeisance to you. Thus,
     it is the water to wash the feet of Bhagawati Shri Lakshmi and I greet Her.
6. Arghya ( )
   After Padya offering, offer water to Shri Lakshmi for head Abhishekam while
   chanting following Mantra.
  Namaste Dev-Deveshi! Namaste Kamal-Dharini!
  Namaste Shri Maha-Lakshmi, Dhanada-Devi! Arghyam Grihaan
  Gandha-Pushpakshatairyuktam, Phal-Dravya-Samanvitam
  Grihaan Toyamarghyarthan, Parameshwari Vatsale!
                   Shri Lakshmi-Devyai Arghyam Swaha
    Mantra Translation - O Shri Lakshmi! I greet You. I salute the Goddess of
    Gods who adorns the Lotus flower! O Goddess of wealth! I salute you.
    Please accept the water for head Abhishekam. O welfare-doing supreme
    Goddess! Please accept the water, mixed with Chandan, flower and rice for
    head Abhishekam along with fruit and other liquids. Thus, I deliver Arghya
    for Bhagawati Shri Lakshmi.
7. Snana ()
  After Arghya offering, offer water to Shri Lakshmi for the bath while chanting
  following Mantra.
  Gangasaraswatirevapayoshninarmadajalaih
  Snapitasi Maya Devi Tatha Shantim Kurushva Me
  Adityavarne Tapasoadhijato Vanaspatistava Vrikshoatha Bilvah
  Tasya Phalani Tapasa Nudantu Mayantarayashcha Bahya Alakshmih
             Shri Lakshmi-Devyai Jalasnanam Samarpayami
8. Panchamrita Snana ()
  After Snanam, offer Panchamrita bath to Shri Lakshmi while chanting
  following Mantra.
  Dadhi Madhu Ghratashchaiva Payashcha Sharkarayutam
  Panchamritam Samanitam Snanartham Pratigrihyatam
  Om Panchanadyah Saraswatimapiyanti Sasrotasah
  Saraswati Tu Panchadhasodeshebhavat Sarit
        Shri Lakshmi-Devyai Panchamritasnanam Samarpayami
9. Gandha Snana ()
  Now offer scent bath to Shri Lakshmi while chanting following Mantra.
  Om Malayachalasambhutam Chandanagarusambhavam
  Chandanam Devadeveshi Snanartham Pratigrihyatam
          Shri Lakshmi-Devyai Gandhasnanam Samarpayami
10.     Shuddha Snana ( )
  After Gandhasnanam, offer bath to Shri Lakshmi with pure water while
  chanting following Mantra.
  Mandakinyastu Yadvari Sarvapapaharam Shubham
  Tadidam Kalpitam Tubhyam Snanartham Pratigrihyatam
       Shri Lakshmi-Devyai Shuddhodakasnanam Samarpayami
11.     Vastra ()
  Now offer Moli () as new clothes to Shri Lakshmi while chanting following
  Mantra.
  Divyambaram Nutanam Hi Kshaumam Tvatimanoharam
  Diyamanam Maya Devi Grihana Jagadambike
  Upaitu Mam Devasakhah Kirtishch Manina Saha
  Pradurbhuto Surashtreasmin Kirtimriddhi Dadatu Me
              Shri Lakshmi-Devyai Vastram Samarpayami
12.     Madhuparka ()
  Now offer honey and milk to Shri Lakshmi while chanting following Mantra.
  Om Kapilam Dadhi Kundendudhavalam Madhusamyutam
  Swarnapatrasthitam Devi Madhuparkam Grihana Bhoh
           Shri Lakshmi-Devyai Madhuparkam Samarpayami
13.     Abhushana ()
  After Madhuparkam offering, offer jewelery to Shri Lakshmi while chanting
  following Mantra.
  Ratnakankada Vaiduryamuktaharayutani Cha
  Suprasannena Manasa Dattani Swikurushwa Me
  Kshuptipapasamalam Jyeshthamalakshmim Nashayamyaham
  Abhutimasamriddhim Cha Sarvannirnuda Me Grahat
            Shri Lakshmi-Devyai Abhushanani Samarpayami
14.     Raktachandana ()
  After Abhushana offering, offer red sandalwood to Shri Lakshmi while
  chanting following Mantra.
  Om Raktachandanasammishram Parijatasamudbhavam
  Maya Dattam Grihanashu Chandanam Gandhasamyutam
          Shri Lakshmi-Devyai Raktachandanam Samarpayami
15.     Sindoor ( )
  Now offer vermilion to Shri Lakshmi for Tilak while chanting following Mantra.
  Om Sinduram Raktavarnashcha Sinduratilakapriye
  Bhaktya Dattam Maya Devi Sinduram Pratigrihyatam
             Shri Lakshmi-Devyai Sinduram Samarpayami
16.     Kumkuma ( )
  Now offer Kumkuma as symbol of Akhand Saubhagya to Shri Lakshmi while
  chanting following Mantra.
  Om Kumkumam Kamadam Divyam Kumkumam Kamarupinam
  Akhandakamasaubhagyam Kumkumam Pratigrihyatam
            Shri Lakshmi-Devyai Kumkumam Samarpayami
17.     Abira-Gulala ()
  Now offer auspicious Abira-Gulala to Shri Lakshmi while chanting following
  Mantra.
  Abirashcha Gulalam Cha Chova-Chandanameva Cha
  Shringarartham Maya Dattam Grihana Parameshwari
           Shri Lakshmi-Devyai Abiragulalam Samarpayami
18.     Sugandhitadravya ()
  Now offer scent to Shri Lakshmi while chanting following Mantra.
  Om Tailani Cha Sugandhini Dravyani Vividhani Cha
  Maya Dattani Lepartham Grihana Parameshwari
         Shri Lakshmi-Devyai Sugandhita Tailam Samarpayami
19.     Akshata ()
  Offer unbroken rice to Shri Lakshmi while chanting following Mantra.
  Akshatashcha Surashreshtha Kumkumaktah Sushobhitah
  Maya Nivedita Bhaktya Pujartham Pratigrihyatam
              Shri Lakshmi-Devyai Akshatan Samarpayami
20.    Gandha-Samarpan/Chandan-Samarpan (-/-
  )
  Offer Chandan to Shri Lakshmi while chanting following Mantra.
  Shri-Khanda-Chandanam Divyam, Gandhaadayam Sumanoharam
  Vilepanam Maha-Lakshmi! Chandanam Prati-Grihyataam
             Shri Lakshmi-Devyai Chandanam Samarpayami
      Mantra Translation - O Maha Lakshmi! Please accept delightful and
      aromatic sandal paste to anoint the body. Thus, I offer sandal paste to
      Bhagawati Shri Lakshmi.
21.       Pushpa-Samarpan (-)
  Offer flowers to Shri Lakshmi while chanting following Mantra.
  Yatha-Prapta-Ritu-Pushpaih, Vilva-Tulasi-Dalaishcha!
  Pujayaami Maha-Lakshmi! Prasida Me Sureshwari!
                Shri Lakshmi-Devyai Pushpam Samarpayami
      Mantra Translation - O Maha Lakshmi! I worship You with available
      seasonal flowers, Vilva and basil-leaves. O Goddess of Gods! Please shower
      me with your blessings. Thus I offer flowers for Bhagawati Shri Lakshmi.
22.       Anga-Pujan (-)
  Now worship those Gods who are body parts of Shri Bhagawati Lakshmi
  itself. For that take Gandha, Akshata and Pushpa in left hand and leave them
  near to Shri Lakshmi Murti with right hand while chanting following
  Mantra(s).
  Om   Chapalaayai Namah Padau Pujayami
  Om   Chanchalayai Namah Janunee Pujayami
  Om   Kamalayai Namah Katim Pujayami
  Om   Katyaayanyai Namah Naabhim Pujayami
  Om   Jaganmatrai Namah Jatharam Pujayami
  Om   Vishwa-Vallabhaayai Namah Vaksha-Sthalam Pujayami
  Om   Kamala-Vaasinyai Namah Hastou Pujayami
  Om   Kamala-Patrakshyai Namah Netra-Trayam Pujayami
  Om   Shriyai Namah Shirah Pujayami
23.      Ashta-Siddhi Puja (- )
  Now worship Ashta-Siddhi near to Shri Lakshmi. For that take Gandha,
  Akshata and Pushpa in left hand and leave them near to Shri Lakshmi Murti
  with right hand while chanting following Mantra(s).
  Om   Animne Namah Om Mahimne Namah
  Om   Garimne Namah Om Laghimne Namah
  Om   Praptyai Namah Om Prakaamyai Namah
  Om   Ishitaayai Namah Om Vashitaayai Namah
24.      Ashta-Lakshmi Puja (- )
  After Ashta-Siddhi Puja, perform Ashta-Lakshmi Puja, near the Pratima of
  Maha Lakshmi. Ashta-Lakshmi Puja should be performed with Akshata,
  Chandan and flowers while chanting following Mantra -
  Om Aadhya-Lakshmyai Namah Om Vidhya-Lakshmyai Namah
  Om Saubhagya-Lakshmyai Namah Om Amrit-Lakshmyai Namah
  Om Kamalakshyai Namah Om Satya-Lakshmyai Namah
  Om Bhoga-Lakshmyai Namah Om Yoga-Lakshmyai Namah
25.       Dhoop-Samarpan (-)
  Now offer Dhoop to Shri Lakshmi while chanting following Mantra.
  Vanaspati-Rasodbhuto Gandhaadhyah Sumanoharah
  Aaghreyah Sarva-Devanaam, Dhupoayam Prati-Grihyataam
               Shri Lakshmi-Devyai Dhoopam Samarpayami
      Mantra Translation - Please accept this beautiful, charming, aromatic
      Dhoop which is made of trees sap and qualified for inhaling by all
      Gods. Thus, I offer Dhoop for Bhagawati Shri Lakshmi.
26.       Deep-Samarpan (-)
  Now offer Deep to Shri Lakshmi while chanting following Mantra.
  Sajyam Varti-Sanyuktam Cha, Vahnina Yojitam Mayaa,
  Deepam Grihaan Deveshi! Trailokya-Timirapaham
  Bhaktya Deepam Prayachchhaami, Shri Lakshmyai Paratparaayai
  Trahi Maam Niryaad Ghoraad, Deepoayam Prati-Grihyataam
                Shri Lakshmi-Devyai Deepam Samarpayami
      Mantra Translation - O Goddess of Gods! Please accept the lamp with
      Ghee and lighten by me with cotton-wick, which can remove darkness from
      three worlds. I offer the lamp to superior to the superior Shri Lakshmi-Devi
      with full devotion. Thus, I offer Deepak for Bhagawati Shri Lakshmi.
27.       Naivedhya-Samarpan (-)
  Now offer Naivedhya to Shri Lakshmi while chanting following Mantra.
  Sharkara-Khanda-Khadyaani, Dadhi-Ksheera-Ghritaani Cha
  Aaharo Bhakshya-Bhojyam Cha, Naivedhyam Prati-Grihyataam
  Yathamshatah Shri Lakshmyai-Devyai Naivedhyam Samarpayami 
             Om Pranaya Swaha Om Apanaya Swaha
   Om Samanaya Swaha Om Udanaya Swaha Om Vyanaya Swaha
      Mantra Translation - Please accept the offered meal which includes sugar
      made sweets and other eatable and drinkable items with curd, milk and
      Ghee. I offer Naivedhya to, thus qualified, Bhagawati Shri Lakshmi. Please
      accept it for all five vital airs of the body, namely Praana, Apaan, Samaan,
      Udaan and Vyaan.
28.    Achamana-Samarpan/Jal-Samarpan (-/-
  )
  Now offer water to Shri Lakshmi for Achamana while chanting following
  Mantra.
  Tatah Paniyam Samarpayami Iti Uttaraposhanam
  Hasta-Prakshalanam Samarpayami Mukh-Prakshalanam
  Karodvartanarthe Chandanam Samarpayami
      Mantra Translation - After Naivedhya I offer the water for drinking and
      Achamana (sipping water from the palm of the hand for purification), for
      cleaning hands, for cleaning face; along with sandal paste for anointing
      hands.
29.       Tambool-Samarpan (-)
  Now offer Tambool (Paan with betel nuts) to Shri Lakshmi while chanting
  following Mantra.
  Poogi-Phalam Maha-Divyam, Naga-Valli-Dalairyutam
  Karpurailaa-Samayuktam, Tamboolam Prati-Grihyataam
       Shri Lakshmi-Devyai Mukh-Vasartham Poogi-Phalam-Yuktam
                       Tamboolam Samarpayami
      Mantra Translation - O Goddess of Gods, Please accept Tamboola made
      of betel leaves, fortified with highly refined betel nuts, camphor and
      cardamom. Thus I offer Tamboola with betel-nuts for mouth refreshment of
      Bhagawati Shri Lakshmi.
30.       Dakshina ()
  Now offer Dakshina (gift) to Shri Lakshmi while chanting following Mantra.
  Hiranya-Garbha-Garbhastham, Hema-Veejam Vibhaavasoh
  Ananta-Punya-Phaladamatah Shantim Prayachchha Me
      Shri Lakshmi-Devyai Suvarna-Pushpa-Dakshinaam Samarpayami
      Mantra Translation - O Goddess of Gods! You bestow endless blessing,
      please give me peace with gold-filled Champak flower. Thus, I offer gold
      like flower as gift to Bhagawati Shri Lakshmi.
31.       Pradakshina ()
  Now offer symbolic Pradakshina (circumambulate from left to right of Shri
  Lakshmi) with flowers while chanting following Mantra.
  Yani Yani Cha Papani, Janmantar-Kritani Cha
  Tani Tani Vinashyanti, Pradakshinam Pade Pade
  Anyatha Sharanam Naasti, Tvameva Sharanam Devi!
  Tasmaat kaarunya-Bhaven, Kshamasva Parameshwari
             Shri Lakshmi-Devyai Pradakshinam Samarpayami
32.       Vandana-Sahit Pushpanjali (- )
  Now perform Vandana and offer flowers to Shri Lakshmi while chanting
  following Mantra.
  Kar-Kritam Vaa Kayajam Karmajam Vaa,
  Shravan-Nayanajam Vaa Manasam Vaaparadham
  Viditamaviditam Vaa, Sarvametat Kshamasva,
  Jaya Jaya Karunaabdhe, Shri Maha-Lakshmi Trahi
         Shri Lakshmi-Devyai Mantra-Pushpanjali Samarpayami
33.     Sashtanga-Pranam (-)
  Now offer Sashtanga Pranam (Pranam which is done with eight limbs) to Shri
  Lakshmi while chanting following Mantra.
  Om Bhavani! Tvam Maha-Lakshmih Sarva-Kaam-Pradayini
  Prasannaa Santushtha Bhava Devi! Namoastu Te
      Anena Pujanena Shri Lakshmi-Devi Preeyataam, Namo Namah
34.     Kshama-Prarthana (-)
  Now seek pardon from Shri Lakshmi for any known-unknown mistakes done
  during Puja while chanting following Mantra.