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K. cwiwPwZg~jK Z_-wPt

01. FYMnxZv cwZvbi bvg t wjv GMv Kgc wjwgUW

02. Aevb (e-mail;Websitemn hw` _vK)t t AvovBk cvmv`, ivR`cyi, MvRxcyi
03. gvwjKvbvi aiY t cvBfU wjwgUW Kvvbx
04. gvwjK/Askx`vii bvg (Kvvbx eZxZ) t chvR bq |

wgK bvg, wcZv/^vgx I gvZv wVKvbv eqm kqvii wkvMZ RvZxq BwUAvBGb wbR
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bs bvg, wcZv/ wVKvbv eqm c` ghv`v kqvii wkvM AwfZv RvZxq BwUAvBGb wbR
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06. FYi cKwZ t `xNgqv`x

07. eemvi aiY t ccvi evW gvbydvKPvwis
08. FYwU Abygvw`Z/Abbygvw`Z t Abygvw`Z
09. Abygvw`Z FY mxgv t 155.00 jvL UvKv (5.00 jvL UvKv AvBwWwmwc mn)
10. cviwK FY mxgv t H
11. FY Abygv`bi ZvwiL t 10/05/2009
12. gqv`vxYi ZvwiL t 31/12/2016
13. FY c`vbKvix gvbRviit-
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L. RvgvbZ msv Z_-wPt

01. cv_wgK RvgvbZi weeiYt
(j UvKvq)
wgK aib Rwgi Zdwmj/ weeiY FY c`vbKvjxb mgq eZgvb ( 12-09-2017 ) ZvwiL
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MvRxcyi Rjvi ZwRfz, gvbRvi
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L) g~jvqbi ZviZgi Rb Rvb nWi ge chvR bq

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M. WvDb cgU msv Z_-wP

(j UvKvq)
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03. gqv`x FY t
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O) Abvb LiP t - - -
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0 0 (30/9/2017)
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O. gvgjv msv Z_vewj (chvR ) t

01. Av`vjZi bvg t gyL gnvbMi nvwKgi Av`vjZ, XvKv |
02. g~j gvgjv `vqii ZvwiL I b^i t wmAvi-1155/14 I 1156/14, ZvwiL-11/12/2014
03. `vexKZ UvKvi A t (14.75+14.75) = 29.50 jvL UvKv
04. AvBb LiP t 2.29 jvL UvKv
05. gvgjv cwiPvjbvKvix AvBbRxexi bvg I gvevBj bs t gvt wdivR Dwb - 01713110346
06. gvgjvi `vwqZcv evsK Awdmvii bvg I gvevBj bs t gvt nvmvb gvngy`, wcI - 01712891308
07. Rvix gvgjv `vqii ZvwiL I b^i t A_ FY Av`vjZ A_Rvix gvgjv (A_FY 947/16,
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09. g~j gvgjv `vqi cieZx cwikvwaZ UvKvi cwigvb t 25.50 jvL UvKv
10. gvgjvi mekl Aev t AvMvgx 10/10/2017ZvwiL evsK cxq ^vxi mv
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13. wiUi eZgvb Aev t Kvvbx KZK `vqiKZ wiU gvKvgvUx evsKi
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P. eemvi eZgvb cKZ Z_-wPt

01. Drcv`b eev I gvwmK wex mxwgZ AvKvi AwbqwgZfve Drcv`b PjQ, AvbygvwbK 35.00 jvL UvKv
02. KgiZ jvKej 25 Rb
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04. Abvb
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Q. wmAvBwe (CIB) /CRGmsv Z_vewjt
01. wmAvBwe (CIB) wicvUt
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31/01/2017 ZvwiL wfwK mshy wmAvBwe wicvU Abyhvqx) t
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02. FY-SuywK weklY Abyhvqx cv gvb (Credit Risk Grading) (mshyw-3):
t bs SyuwKi aiY c~Ygvb cv ge
djvdj
K) Avw_K SywuK (Financial Risk) 50 24 Risk Grading=Substandard
L) eemvwqK SywuK (Business Risk) 18 10
M) eevcbv SywuK (Management Risk) 12 10
N) wbivcv SywuK (Security Risk) 10 7
O) eemvwqK mK SywuK (Relationship Risk) 10 3
gvU 100 54
03. wWU iwUs (Credit Rating) t chvR bq|
04. wbixv Avcw I mekl cwicvjb mwKZ Z_vw` chvR t Avcwi aiY/ cKwZ/ cwicvjb

R.wbjvg msv Z_vewj (chvR ) t

1g wbjvg 2q wbjvg 3q wbjvg
01. wbjvg wew cKvwkZ cwKvi bvg t 1) `wbK mgKvj 1) `wbK RbK -
2) `wbK bewP 2) `wbK BdvK
3) `wbK bewP
02. cwKvq cKvki ZvwiL t 1) 22-12-2015 31-01-2016 -
2) 23-12-2015
03. Xvj kniZ Kiv nqwQj wK-bv t - - -
04. wbjvg Abyvbi ZvwiL t 12-01-2016 28-02-2016 -
05. wbjvg cv mevP `i t - 20.07 jvL UvKv
06. mevP `i `vZvi bvg t - gywbi nvmvb iwb -
07. 02 evi WKI eKx mw wbjvg weq me bv t Kvvbxi wei A_FY Av`vjZ gvKvgv `vqi Kiv nqQ|
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6 cv Pjgvb
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welq t Kvvbxi FY wnmve cybtZdwmjKiY |

S. Abvb Z_vewjt

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(Habitual)FY Ljvcx nj Zv myfve DjL KiZ ne) t nqQ |
02. FYMnxZvi bM` cevn weeiYx ( Cash Flow Statement ) t
(mshy cwiwk L)
03. FY wnmvewU G ch KZevi cybtZdwmj Kiv nqQ Ges t 1 evi cybtZdwmj Kiv njI wKw cwikva e_
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04. cvweZ cybtZdwmwjKiY KvhKi nj evsKi Avq I Abvb t cvweZ cybtZdwmwjKiY KvhKi nj evi
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j UvKv Avq ne |
5. wKwi UvKv cwikvai Drm t we`gvb I Abvb eemv nZ Avq |
6. we`gvb I cvweZ wKwi weeiYt t 17 wU I 06 wU gvwmK wKw |
K) we`gvb avh wKwi msLv t 17 wU|
L) we`gvb cwZ wKwi UvKvi A 14.75 jUvKv |
M) cvweZ cybtZdwmj- cieZx wKwi msLv t 06 wU gvwmK wKw (msjvM-2)|
N) cvweZ cybtZdwmj- cieZx cwZ wKwi UvKvi A 51,35,625.00 UvKv |
O) cvweZ cybtZdwmj-cieZx 1g wKw cwikva Avii ZvwiL 31-12-2017 ZvwiL |
P) cvweZ cybtZdwmj- cieZx kl wKw cwikvai avh ZvwiL 31/03/2019 ZvwiL |

T. BZvc~e c` gIKzd, cybtZdkxjxKiY wKsev Abvb myweavw` msv Z_vewjt

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KZc c` c~e wmv gqv`vxY FY 55.08 jvL UvKv mn 189.24 jvL UvKv 30/06/2014 ZvwiL
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Kiv nq|
02. wmv evevqb Aev t evi 06/05/2014 ZvwiLi ci gvag cybtZdmxjKZ FYi cwikva
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03 mekl AMMwZ Kvvbxi wei Gb AvB Gv I A_FY gvgjv Pjgvb AvQ| Kvvbx
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U.FY MnxZvi Ave`bt

01. FY MnxZvi Ave`b t
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V. eZgvb Ave`bi Dci ev I Rvbvj Awdmi gZvgZ,cve I mycvwik t

gZvgZt
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j UvKv| 30/06/2014 ZvwiL nZ 30/06/2018 ZvwiL ch 17wU gvwmK wKwZ cwikvai wmv c`vb Kiv
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cybtZdwmjxKiY I gvgjv cZvnvii Rb Ave`b KiQ|
evi wnmve Abyhvqx 2q `dv cybtZdwmji Rb WvDb cgU eve` 64.13 j UvKvi ga Kvvbx KZK
16/02/2016 ZvwiL _K 29/12/2016 ZvwiL ch gvU 32.50 j UvKv cwikva Kiv nqQ| Aewk 31.63
j UvKv cybtZdwmj myweav KvhKi Kivi c~eB FYMnxZv Kvvbx KZK Rgv c`vb KiZ ne|
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mwi dvmW mj g~j 163.65 (132.00+31.65) j UvKv|
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cvet
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cgU 31.63 j UvKv c`vb mvc 2q evi cybtZdwmj KvhKiKiY ;
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31/03/2019 ZvwiL cwZZ ne ;
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iwRUvW AxKvibvgv `vwLj KiZ ne ; Ges
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(nvmbqviv eMg) (kvnx`v Avjg)

wcwcvj Awdmvi GwmvU Rbvij gvbRvi

(jyrdzbvnvi)
WcywU Rbvij gvbRvi

ZvwiL t XvKv |
bf^i , 2017
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KwgwUi mycvwik Kvgbv Kiv nj t
kZt
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gvwmK wfwZ A_vr 6 wU gvwmK wKwZ cwikva KiZ ne;
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cybtZdwmj Kiv hZ cvi;
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mycvwikt
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Kiv hZ cvi|
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( gvt nvmvb gvngy`) (gvmvvr D nvbx) (AvdivRv bvmwib Payix)

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(gvt kwdKzj Bmjvg)

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ZvwiL t XvKv |
wWm^i , 2016
cl , 1423

H:\Fact Sheet\Gulista Agro\Gulista_Resudule.docx

cwiwk K

evsjv`k WfjcgU evsK wjwgUW

KviIqvb evRvi ev
welqt .KviIqvb evRvi ev Gi evi Ljvcx FYMnxZv cwZvb gmvm Mywjv GMv Kgc wjwgUW Gi
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(UvKvq)
K) (1) g~j FY - t 1,35,00,000.00
(2) weZiYi ZvwiL t 18/08/2010 nZ 18/09/2011 ch
(3) gqv`vxYi ZvwiL t 30/06/2018
(4) GmGm nIqvi ZvwiL t 30/09/2014
L) (1) FY weZiYi ZvwiL nZ GmGm ZvwiL ch (gvU 1504 w`b) chvR nvi t 47,78,774.00
my`
(2) GmGm ZvwiL nZ evi cve ciY ch (gvU 548w`b) t 20,73,165.00

K Ae dv (1 + 2) t 78,79,454.00
M) (1) AvBb LiP (AvivwcZ/AbvivwcZ) t (13,650.00+2,15,716.00)=2,29,366.00
(2) Abvb LiP t -
N) K Ae dvmn Av`vqhvM (K+L+M) t 2,16,08,820.00
ZvwiL t 31/12/2016

wjv GMv Kgc wjwgUW

K Ae dvi wnmvet
cwiwk-K
Date Particulares Debit Credit Balance Days Cost of Total Intt.
fund
18-08-2010 Disbursement 60,00,000 0 60,00,000 - - -

15-11-2010 Disbursement 40,00,000 0 1,00,00,000 89 5.34% 79210.00

27-03-2011 Disbursement 30,00,000 0 1,30,00,000 132 8.91% 326700.00

18-09-2011 Disbursement 5,00,000 0 1,35,00,000 175 8.91% 563063.00

31-12-2011 105 8.91% 350831.00

31-12-2012 365 8.04% 1085400.00

31-12-2013 365 10.12% 1366200.00

31-12-2014 365 9.84% 1328400.00

31-12-2015 365 10.36% 1398600.00

31-12-2016 366 10.23% 1381050.00

gvU = 78,79,454.00

cwiwk L
evsjv`k WfjcgU evsK wjwgUW
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(K) g~j FY t 1,35,00,000.00
(L) g~j FY x3 Y t 4,05,00,000.00
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(N) Abvb LiP (AvivwcZ/AbvivwcZ) t -
(O) gvU Av`vqhvM UvKvi A (L+M+N) t 4,07,29,366.00
ZvwiL t 31/12/2016
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bvg wewWweGj-Gi 2,22,76,037.00 UvKv kYxKZ Aevq iqQ Ges Lv`Kvi kvnRvnvb, eevcbv cwiPvjK
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j UvKv Ges FYi nvi 2.77% nvm cve|
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2,23,68.00 Gi 20% wnmve 44.73 j UvKv WvDb cgU c`vb mvc Aewk 178.95 j UvKv
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(8) GB evsKi wbKU Fbi wecixZ RvgvbZ wnmve c` Rwg/vqx mw , cwZvbi Kvb mw ev Avmevec
FY _vKvKvjxb mgq evsKi c~evbygwZ eZxZ weq, nvi , eK BZvw` Kiv hvebv ;
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(10) wewWweGj G D`vvi `xN gqv`x FY m~b cwikva bv nIqv ch c` RvgvbZ wegy Kiv hvebv;
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kZvejx Avivc Kie Zv G FYi RbI chvR ne;
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8g cv Pjgvb

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(14) cybtZdwmj cieZx FYi wKw wbqwgZ cwikva Kieb gg MvnK KZK 300.00 UvKvi bbRywWwkqvj v
 AxKvibvgv `vwLj KiZ ne;
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BZvw` wbqwgZ evsK `vwLj KiZ ne|
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