SHAFIQ BASAK&CO.

Chartered Accountants

JAMUNA BANK LIMITED

Deviation Summary of Loan Classification and Provisioning Between Bank an
As of 31 December 2016
Classification of Loans and Advances
Outstanding JAMUNA BANK LIMITED Interest Suspense
SHAFIQ BASAK & CO.
Name of the Branch Balance as of
Date Unclassified Classified Unclassified Classified
STD SMA SS DF BL STD SMA SS DF BL JBL SBC
AGRABAD BRANCH - - - - - - - - - - - - -

BHATIARI BRANCH 42,762,795 41,216,983 1,545,812 - - - - - 24,924,552 - 17,838,243 56,750,031 56,750,031

ANDERKILLA BRANCH 4,605,379 - 3,127,365 1,478,014 - - - 1,478,014 3,127,365 - - 55,938 99,271

RAJSHAHI BRANCH 94,387,167 94,387,167 - - - - - - 5,318,769 - 89,068,398 - 170,973

DILKUSHA BRANCH 2,186,770 2,186,770 - - - - - - - 2,186,770 - - 238,055

BANANI BRANCH 5,817,093 2,193,700 - - 3,623,393 - - - 117,027 422,470 5,277,596 854,281 1,299,341

MOHAKHALI BRANCH 1,660,535 1,660,535 - - - - - - 1,660,535 - - - -

NAYABAZAR BRANCH 43,095,355 42,293,742 801,613 - - - - - 36,795,413 6,299,942 - - 5,350,621

UTTARA BRANCH 39,465,776 39,206,995 - - 258,781 - - - - - 143,437,220 1,499,023 9,970,115

SHANTINAGAR BRANCH 3,095,189 3,095,189 - - - - - - 56,332 - 3,038,857 - -

Grand Total 237,076,059 226,241,081 5,474,790 1,478,014 3,882,174 - - 1,478,014 71,999,993 8,909,182 258,660,314 59,159,273 73,878,407
 SHAFIQ BASAK&CO.
Chartered Accountants

ED
ning Between Bank and Auditor

Required Provision
Eligible security Base For Provision Additional
JBL SHAFIQ BASAK & CO. Provision
TOTAL Required
JBL SBC JBL SBC Amount STD SMA SS DF BL
- - - - - - - - - - - -

184,661,167 184,661,167 42,762,795 14,116,477 427,628 - - 1,426,010 - 6,986,425 8,412,435 7,984,807

10,000,000 10,000,000 4,549,441 1,947,119 315,689 - 29,560 93,821 - - 154,655 (161,034)

59,963,000 59,963,000 94,387,167 40,088,213 235,968 - - 159,563 - 39,290,398 39,449,961 39,213,993

- 4,408,000 2,186,770 328,016 21,868 - - - 164,008 - 164,008 142,140

164,000 164,000 4,962,812 4,863,339 1,423,392 - - 3,511 211,235 4,423,315 4,638,061 3,214,669

- 35,800,000 1,660,535 937,788 10,529 - - 187,558 - - 187,558 177,029

46,093,795 46,093,795 43,095,355 7,136,281 424,941 - - 1,238,258 472,496 - 1,710,754 1,285,812

10,525,138 12,703,012 39,405,075 16,792,649 491,110 - - - - 10,252,522 10,252,522 9,761,412

- - 3,095,189 3,095,189 30,952 - - 11,266 - 3,038,857 3,050,123 3,019,172

311,407,100 353,792,974 236,105,139 89,305,072 3,382,076 - 29,560 3,119,987 847,738 63,991,517 68,020,077 64,638,001
 SHAFIQ BASAK&CO.
Chartered Accountants

JAMUNA BANK LIMITED.

CALCULATION OF CLASSIFICATION OF LOAN
AGRABAD BRANCH
AS ON 31 DECEMBER 2016
Classification of Loans and Advances
Balance JAMUNA BANK LIMITED SHAFIQ BASAK & CO. Interest Suspense
Loan Over
SL Name of the Borrower A/C No ID Outstanding
Types Due Unclassified Classified Unclassified Classified
as of Date
STD SMA SS DF BL STD SMA SS DF BL JBL
1 Saad Musa Fabrics ltd 005-1600277401 LDBP OTC 4.00 - - - - - - - -

2 Saad Musa Fabrics ltd 005-1600277447 LDBP OTC 4.00 - - - - - - - - -

3 Saad Musa Fabrics ltd 005-1600277456 LDBP OTC 4.00 - - - - - - - - -

4 Saad Musa Fabrics ltd 005-1600277465 LDBP OTC 4.00 - - - - - - - - -

5 Saad Musa Fabrics ltd 005-1600277483 LDBP OTC 4.00 - - - - - - - - -

6 Saad Musa Fabrics ltd 005-1600277492 LDBP OTC 4.00 - - - - - - - - -

7 Saad Musa Fabrics ltd 005-1600277536 LDBP OTC 4.00 - - - - - - - - -

8 Saad Musa Fabrics ltd 005-1600277545 LDBP OTC 4.00 - - - - - - - - -

9 Saad Musa Fabrics ltd 005-1600277554 LDBP OTC 4.00 - - - - - - - - -

10 Saad Musa Fabrics ltd 005-1600277563 LDBP OTC 4.00 - - - - - - - - -

TOTAL - - - - - - - - - - - -

**** Subsequently, all loans have been adjusted.

 SHAFIQ BASAK&CO.
Chartered Accountants

Required Provision
Eligible
est Suspense Base For Provision Deviation
security JBL SHAFIQ BASAK & CO.
TOTAL with Bank
SBC JBL SBC JBL SBC Amount STD SMA SS DF BL
- - - - - - - - - - - -

- - - - - - - - - -

- - - - - - - - - -

- - - - - - - - - -

- - - - - - - - - -

- - - - - - - - - -

- - - - - - - - - -

- - - - - - - - - -

- - - - - - - - - -

- - - - - - - - - -

- - - - - - - - - - - - -
 SHAFIQ BASAK&CO.
Chartered Accountants

JAMUNA BANK LIMITED.

CALCULATION OF CLASSIFICATION OF LOAN
BHATIARY BRANCH
AS ON 31 DECEMBER 2016
Classification of Loans and Advances
Name of the Over Outstanding JBL SBC Interest Suspense
SL A/C No Loan Types ID
Borrower Due as of Date Unclassified Classified Unclassified Classified
STD SMA SS DF BL STD SMA SS DF BL JBL
1 Rising Steel Ltd. 0017-0134000115 CC (HYPO) SMEF 37.00 - - - - - - - - 5,539,338
M/S Shah Amanot
2 0017-0134000606 CC (HYPO) SMEF 18.00 901,105 901,105 - - - - 901,105 62,012
Iron Mart
3 Bismillah Iron Mart 0017-0134001123 CC (HYPO) SMEF 41.00 19,533,172 19,533,172 - - - - 19,533,172 -
4 Gousia Trading 0017-0134001703 CC (HYPO) SMEF 4.00 2,777,394 2,777,394 - - - 2,777,394 - - -
5 Rising Steel Ltd. 0017-0124003186 LTR OTC 36.00 - - - - - - - - 6,275,940
6 Rising Steel Ltd. 0017-0124003195 LTR OTC 36.00 - - - - - - - - 2,899,341
7 Rising Steel Ltd. 0017-0124003211 LTR OTC 36.00 - - - - - - - - 2,659,338
Shahidul Islam &
8 Brothers 0017-0124003800 LTR OTC 10.00 1,545,812 - 1,545,812 - - - - 1,545,812 -
Shahidul Islam &
9 Brothers 0017-1440003265 PAD (Cash) OTC 20.00 2,636,859 2,636,859 - - - - - 2,636,859 -

10 Rising Steel Ltd. 0017-1640000040 Demand Loan OTC 33.00 - - - - - - - - 23,701,747

11 Rising Steel Ltd. 0017-1640000059 Demand Loan OTC 36.00 - - - - - - - - 2,080,871
M/S Shah Amanot
12 0017-4800000234 Time Loan OTC 18.00 - - - - - - - - 2,153,427
Iron Mart
13 Bismillah Iron Mart 0017-5400000473 Time Loan OTC 49.00 13,655,572 13,655,572 - - - - - 13,655,572 585,151
14 Rising Steel Ltd. 0017-5400000428 Time Loan OTC 36.00 - - - - - - - - 3,081,680
15 S A International 0017-4200000049 Term Loan OTC 5.12 - - - - - - -
16 S A Traders 0017-4200000058 Term Loan OTC 5.38 - - - - - - -
Md. Gias Uddin
17 0017-4200000076 Term Loan OTC 15.00 - - - - - - - - 25,147,155
Kusum , md. Azad
Peninsula Steel
18 Mills 0017-4200000085 Term Loan OTC 3.15 11,592,747 11,592,747 - - - 11,592,747 - - -

19 Holy Star Iron Mart 0017-4200000094 Term Loan OTC 5.00 13,331,805 13,331,805 - - - 13,331,805 - - -
TOTAL 42,762,795 41,216,983 1,545,812 - - - - - 24,924,552 - 17,838,243 56,750,031
 SHAFIQ BASAK&CO.
Chartered Accountants

SL Remarks
1 Updated stay order from high court hasn't been provided
2 Updated stay order from high court hasn't been provided
3 Reschedule Proposal has been sent to Head Office.
4 Client applied to adjusted the liabilities with in March, 2017.
5 Updated stay order from high court hasn't been provided
6 Updated stay order from high court hasn't been provided
7 Updated stay order from high court hasn't been provided
8 Reschedule Proposal has been sent to Head Office.
9 Reschedule Proposal has been sent to Head Office.
10 Updated stay order from high court hasn't been provided
11 Updated stay order from high court hasn't been provided
12 Updated stay order from high court hasn't been provided
13 Reschedule Proposal has been sent to Head Office.
14 Updated stay order from high court hasn't been provided
15 Total Liabilities take over sanction by Head Office recovery found.
16 Cleared
17 Cleared
18 Client applied to adjust the liabilities within March, 2017.
19 Client applied to adjust the liabilities within March, 2017.
 SHAFIQ BASAK&CO.
Chartered Accountants

Required Provision
est Suspense Eligible security Base For Provision Deviation
JBL SBC
TOTAL with Bank
SBC JBL SBC JBL SBC Amount STD SMA SS DF BL
5,539,338 18,500,000 18,500,000 - - - - - - - - -

62,012 732,000 732,000 901,105 107,093 2,253 - - - 107,093 107,093 104,840

- 14,373,333 14,373,333 19,533,172 5,159,839 48,833 - - - 5,159,839 5,159,839 5,111,007

3,046,000 3,046,000 2,777,394 416,609 6,943 - 83,322 - - 83,322 76,378
6,275,940 10,200,000 10,200,000 - - - - - - - - -
2,899,341 6,245,000 6,245,000 - - - - - - - - -
2,659,338 11,200,000 11,200,000 - - - - - - - - -

- - - 1,545,812 1,545,812 15,458 - - - 1,545,812 1,545,812 1,530,354

- - - 2,636,859 2,636,859 26,369 - - - 2,636,859 2,636,859 2,610,490

23,701,747 9,300,000 9,300,000 - - - - - - - - -

2,080,871 9,700,000 9,700,000 - - - - - - - - -

2,153,427 21,100,000 21,100,000 - - - - - - - - -

585,151 10,266,667 10,266,667 13,655,572 2,803,754 136,556 - - - 2,803,754 2,803,754 2,667,198

3,081,680 16,500,000 16,500,000 - - - - - - - - -
- - - - - - - - - -
- - - - - - - - -

25,147,155 100,000,000 100,000,000 - - - - - - - - -

7,088,000 7,088,000 11,592,747 4,504,747 115,927 - 900,949 - - 900,949 785,022

10,706,500 10,706,500 13,331,805 2,625,305 133,318 - 525,061 - - 525,061 391,743

56,750,031 184,661,167 184,661,167 42,762,795 14,116,477 427,628 - - 1,426,010 - 6,986,425 8,412,435 7,984,807
 SHAFIQ BASAK&CO.
Chartered Accountants

JAMUNA BANK LIMITED.

CALCULATION OF CLASSIFICATION OF LOAN
ANDERKILLA BRANCH
As of 31 December 2016
Classification of Loans and Advances
Interest
Loan Over Outstanding JBL SBC Suspense
SL Name of the Borrower A/C No ID
Types Due as of Date Unclassified Classified Unclassified Classified
STD SMA SS DF BL STD SMA SS DF BL JBL SBC
1 Term Loan OTC 3.00 3,127,365 3,127,365 - - 3,127,365 - - 99,271
Marta Trade International 0041-4200000049
SUB TOTAL 3,127,365 - 3,127,365 - - - - - 3,127,365 - - - 99,271

TERM LOAN UPTO 10 LAC

Doctors 724,270 - - 724,270 - - - 724,270 - - - 27,425 -

1 Dr. Md. Sarwar kamal 0041-0202000209 Loan LP 5
Doctors 753,744 - - 753,744 - - - 753,744 - - - 28,513 -
2 Dr. Anjuman Ara Yeasmin 0041-0202000218 Loan LP 5
SUB TOTAL 1,478,014 - - 1,478,014 - - - 1,478,014 - - - 55,938 -
GRAND TOTAL 4,605,379 - 3,127,365 1,478,014 - - - 1,478,014 3,127,365 - - 55,938 99,271
 SHAFIQ BASAK&CO.
Chartered Accountants

LIMITED.
FICATION OF LOAN
RANCH
ber 2016
Required Provision
Eligible security Base For Provision
JBL SBC Deviation
TOTAL
with Bank
JBL SBC JBL SBC Amount STD SMA SS DF BL
10,000,000 10,000,000 3,127,365 469,105 31,274 - 93,821 - - 125,095 93,821
10,000,000 10,000,000 3,127,365 469,105 31,274 - - 93,821 - - 125,095 93,821

- - 696,845 724,270 139,369 - 14,485 - - - 14,485 (124,884)

- - 725,231 753,744 145,046 - 15,075 - - - 15,075 (129,971)

- - 1,422,076 1,478,014 284,415 - 29,560 - - - 29,560 (254,855)
10,000,000 10,000,000 4,549,441 1,947,119 315,689 - 29,560 93,821 - - 154,655 (161,034)
 SHAFIQ BASAK&CO.
Chartered Accountants

JAMUNA BANK LTD.

CALCULATION OF CLASSIFICATION OF LOAN
RAJSHAHI BRANCH
As of 31 December 2016
Classification of Loans and Advances
Interest
Name of the Over Outstanding JBL SHAFIQ BASAK & CO. Suspense
SL A/C No Loan Types ID
Borrower Due as of Date Unclassified Classified Unclassified Classified
STD SMA SS DF BL STD SMA SS DF BL JBL SBC
1 DON Enterprise 0133006862 SOD(Gen) SMEF 3.00 5,318,769 5,318,769 - - - - - - 5,318,769 - - - 170,973
2 Kabir Hossain 4200000030 Term Loan SMEF 12.00 89,068,398 89,068,398 - - - - 89,068,398 - -
TOTAL 94,387,167 94,387,167 - - - - - - 5,318,769 - 89,068,398 - 170,973
 SHAFIQ BASAK&CO.
Chartered Accountants

NA BANK LTD.
CLASSIFICATION OF LOAN
HAHI BRANCH
December 2016
Required Provision
Eligible security Base For Provision Deviation
JBL SHAFIQ BASAK & CO. with Bank
JBL SBC JBL SBC Amount STD SMA SS DF BL Total
10,185,000 10,185,000 5,318,769 797,815 13,297 - 159,563 - - 159,563 146,266
49,778,000 49,778,000 89,068,398 39,290,398 222,671 - - - 39,290,398 39,290,398 39,067,727
59,963,000 59,963,000 94,387,167 40,088,213 235,968 - - 159,563 - 39,290,398 39,449,961 39,213,993
 SHAFIQ BASAK&CO.
Chartered Accountants

JAMUNA BANK LIMITED.

CALCULATION OF CLASSIFICATION OF LOAN
BANANI BRANCH
AS ON 31 DECEMBER 2016
Classification of Loans and Advances
Name of the Loan Over Outstanding JAMUNA BANK LIMITED SHAFIQ BASAK & CO. Interest Susp
SL A/C No ID
Borrower Types Due as of date Unclassified Classified Unclassified Classified
STD SMA SS DF BL STD SMA SS DF BL JBL
Anamika Dhar 0030-
1 SOD OTC 3.00 117,027 117,027 - - 117,027 - -
mina 0133003484
0030-
2 Bengal Enterprise LTR OTC 22.00 3,623,393 - 3,623,393 - - - - 3,623,393 854,281
0124008120
0030-
3 Partex Foundry LTR OTC 3.00 - - - - - - - -
0124009450

4 Partex plastics 0030-124010224 LTR OTC 3.00 - - - - - - - -

0030-
5 Partex Foundry LTR OTC 3.00 - - - - - - - -
0124010242
0030-
6 Partex plastics LTR OTC 3.00 - - - - - - - -
0124010920
0030-
7 Partex plastics LTR OTC 3.00 - - - - - - - -
0124010939
0030-
8 Partex plastics LTR OTC 3.00 - - - - - - - -
0124010948
0030-
9 Partex plastics LTR OTC 3.00 - - - - - - - -
0124010957
0030- Real
10 Wahid Ahmed OTC 7.00 - - - - - -
0201202062 Estate
Continental 0030- Lease
11 OTC 9.00 1,654,203 1,654,203 - - - 1,654,203
Trading 0151000229 Finance
SUB TOTAL 5,394,623 1,771,230 - - 3,623,393 - - - 117,027 - 5,277,596 854,281

CL-4 Upto 10 Lac :

1 Nilufa Yesmin 0030-0202000408 Staff OTHPLP 7 422,470 422,470 - - - - - - - 422,470 - -
 SHAFIQ BASAK&CO.
Chartered Accountants

SUB TOTAL 422,470 422,470 - - - - - - - 422,470 - -

GRAND TOTAL 5,817,093 2,193,700 - - 3,623,393 - - - 117,027 422,470 5,277,596 854,281
 SHAFIQ BASAK&CO.
Chartered Accountants

Required Provision
Suspense Eligible security Base For Provision Deviation
JBL SHAFIQ BASAK & CO.
TOTAL with Bank
SBC JBL SBC JBL SBC Amount STD SMA SS DF BL
- 164,000 164,000 117,027 17,554 1,170 - 3,511 - - 3,511 2,341

854,281 2,769,112 2,769,112 1,384,556 - - - 2,769,112 2,769,112 1,384,556

- - - - - - - - - -

- - - - - - - - -

- - - - - - - - -

- - - - - - - - -

- - - - - - - - -

- - - - - - - - -

- - - - - - - - -

445,060 - - - - - -

1,654,203 1,654,203 16,542 - 1,654,203 1,654,203 1,637,661

1,299,341 164,000 164,000 4,540,342 4,440,869 1,402,268 - - 3,511 - 4,423,315 4,426,826 3,024,558

- - - 422,470 422,470 21,124 - - - 211,235 - 211,235 190,112

 SHAFIQ BASAK&CO.
Chartered Accountants

- - - 422,470 422,470 21,124 - - - 211,235 - 211,235 190,112

1,299,341 164,000 164,000 4,962,812 4,863,339 1,423,392 - - 3,511 211,235 4,423,315 4,638,061 3,214,669
 SHAFIQ BASAK&CO.
Chartered Accountants

JAMUNA BANK LIMITED

CALCULATION OF CLASSIFICATION OF LOAN
DILKUSHA BRANCH
As of 31 December 2016
Classification of Loans and Advances
Interest
Name of the Over Standard Bank Limited Shafiq Basak & Co. Eligible security
SL A/C No Loan Types ID Outstanding Suspense
Borrower Due Unclassified Classified Unclassified Classified
as of Date
STD SMA SS DF BL STD SMA SS DF BL JBL SBC JBL SBC
CL-2
1 Taposh Kumar Dey 0133009371 SOD General SMEF 7.00 - - - - - - - - - - - -
2 Shahnewaz Hossain 0133009317 SOD General SMEF 7.00 - - - - - - - - - - -
CL - 3
Haramine Tours &
3
Travels
4800004500 Term Loan OTC 7.00 2,186,770 2,186,770 - - - 2,186,770 - - 238,055 - 4,408,000
TOTAL 2,186,770 2,186,770 - - - - - - - 2,186,770 - - 238,055 - 4,408,000
 SHAFIQ BASAK&CO.
Chartered Accountants

NK LIMITED
SIFICATION OF LOAN
BRANCH
ember 2016
Required Provision
Base For Provision Deviation
JBL Shafiq Basak & Co.
TOTAL with Bank
JBL SBC Amount STD SMA SS DF BL

- - - - - - - - - - Subsequently paid
- - - - - - - - - - Subsequently paid
-
2,186,770 328,016 21,868 - - - 164,008 - 164,008 142,140
2,186,770 328,016 21,868 - - - 164,008 - 164,008 142,140
 SHAFIQ BASAK&CO.
Chartered Accountants

JAMUNA BANK LIMITED

CALCULATION OF CLASSIFICATION OF LOAN
MOHAKHALI BRANCH
As of 31 December 2016
Classification of Loans and Advances
Interest
Name of the Outstanding Standard Bank Limited Shafiq Basak & Co. Eligible sec
SL A/C No Loan Types ID Over Due Suspense
Borrower as of Date Unclassified Classified Unclassified Classified
STD SMA SS DF BL STD SMA SS DF BL JBL SBC JBL
CL-2
R.A.N
1
LEATHER
0001-012402275 LTR (Quarterly) OTC 3.00 850,290 850,290 - - - 850,290 - - - - -
SUB TOTAL 850,290 850,290 - - - - - - 850,290 - - - - -

CL - 4 UPTO 10 LAC

2 VALLEY 0001-2006000470 SMEF SMEF 6 810,245 810,245 - - - - - - 810,245 - - - - -

SUB TOTAL 810,245 810,245 - - - - - - 810,245 - - - - -
GRAND TOTAL 1,660,535 1,660,535 - - - - - - 1,660,535 - - - - -
 SHAFIQ BASAK&CO.
Chartered Accountants

ANK LIMITED
ASSIFICATION OF LOAN
ALI BRANCH
ecember 2016
Required Provision
Eligible security Base For Provision DEVITION
JBL Shafiq Basak & Co.
TOTAL WITH BANK
SBC JBL SBC Amount STD SMA SS DF BL

35,800,000 850,290 127,543 8,503 - - 25,509 - - 25,509 17,006

35,800,000 850,290 127,543 8,503 - - 25,509 - - 25,509 17,006

- 810,245 810,245 2,026 - - 162,049 - - 162,049 160,023

- 810,245 810,245 2,026 - - 162,049 - - 162,049 160,023
35,800,000 1,660,535 937,788 10,529 - - 187,558 - - 187,558 177,029
 SHAFIQ BASAK&CO.
Chartered Accountants

JAMUNA BANK LIMITED.

CALCULATION OF CLASSIFICATION OF LOAN
NAYABAZAR ISLAMI BANKING BRANCH
AS ON 31 DECEMBER 2016
Classification of Loans and Advances
Balance Interest
Name of the Over JBL SBC Eligible security
SL A/C No Loan Types ID Outstanding Suspense
Borrower Due Unclassified Classified Unclassified Classified
as of Date
STD SMA SS DF BL STD SMA SS DF BL JBL SBC JBL SBC
Bai- Muazzal
1 N. Traders 8333 OTC 4.00 35,993,800 35,993,800 - - - 35,993,800 - - 5,104,288 39,469,151 39,469,151
(Commercial)
Shakhawat Bai- Muazzal 7.00
2 2062 OTC 6,299,942 6,299,942 - - - - 6,299,942 - - 236,940 6,624,644 6,624,644
Ahmed (General)
CL-4
Al-Aksa Metal 4.83
3
Ind.
0270 SMEF SMEF 801,613 801,613 - - 801,613 - - - 9,393 - -

TOTAL 43,095,355 42,293,742 801,613 - - - - - 36,795,413 6,299,942 - - 5,350,621 46,093,795 46,093,795

 SHAFIQ BASAK&CO.
Chartered Accountants

TED.
TION OF LOAN
NG BRANCH
2016
Required Provision
Base For Provision Deviation with
JBL SBC
TOTAL Bank
JBL SBC Amount STD SMA SS DF BL
35,993,800 5,399,070 359,938 - 1,079,814 - - 1,079,814 719,876

6,299,942 944,991 62,999 - - 472,496 - 472,496 409,496

801,613 792,220 2,004 - 158,444 - - 158,444 156,440

43,095,355 7,136,281 424,941 - - 1,238,258 472,496 - 1,710,754 1,285,812

 SHAFIQ BASAK&CO.
Chartered Accountants

JAMUNA BANK LIMITED

CALCULATION OF CLASSIFICATION OF LOAN
UTTARA BRANCH
As of 31 December 2016
Classification of Loans and Advances
Outstanding as Standard Bank Limited Shafiq Basak & Co. Interest Su
SL Name of the Borrower A/C No Loan Types ID Over Due
of Date Unclassified Classified Unclassified Classified
STD SMA SS DF BL STD SMA SS DF BL JBL
CL-3

1 Stress Fashion International Ltd. 207 Demand Loan OTC 21.00 770,000 770,000 - - - - - 770,000 -

2 Stress Fashion International Ltd. 216 Demand Loan OTC 21.00 620,000 620,000 - - - - 620,000 -

3 Stress Fashion International Ltd. 225 Demand Loan OTC 21.00 3,820,000 3,820,000 - - - - 3,820,000 -

4 Stress Fashion International Ltd. 421 Demand Loan OTC 20.00 2,950,000 2,950,000 - - - - 2,950,000 -

5 Stress Fashion International Ltd. 449 Demand Loan OTC 20.00 3,530,000 3,530,000 - - - - 3,530,000 -

6 Stress Fashion International Ltd. 458 Demand Loan OTC 20.00 1,020,000 1,020,000 - - - - 1,020,000 -

7 Stress Fashion International Ltd. 467 Demand Loan OTC 20.00 1,320,000 1,320,000 - - - - 1,320,000 -

8 Stress Fashion International Ltd. 476 Demand Loan OTC 20.00 500,000 500,000 - - - - 500,000 -

9 Stress Fashion International Ltd. 485 Demand Loan OTC 20.00 1,600,000 1,600,000 - - - - 1,600,000 -

10 Stress Fashion International Ltd. 494 Demand Loan OTC 20.00 2,100,000 2,100,000 - - - - 2,100,000 -

11 Stress Fashion International Ltd. 217 Demand Loan OTC 20.00 620,000 620,000 - - - - 620,000 -

CL-4
12 Stress Fashion International Ltd. 0072 Term loan OTC 24.00 8,008,002 8,008,002 - - - - 62,164,220 248,072
13 Stress Fashion International Ltd. 0045 Term loan OTC 37.79 12,348,993 12,348,993 - - - 62,164,220 1,190,250
SUB TOTAL 39,206,995 39,206,995 - - - - - - - - 143,178,439 1,438,322
 SHAFIQ BASAK&CO.
Chartered Accountants

CL-4 Upto 10 lac

1 Md. Mosharraf Hossain 0250 Personal loan OTHPLP 13 258,781 - - - 258,781 - - - - - 258,781 60,701
SUB TOTAL 258,781 - - - 258,781 - - - - - 258,781 60,701
GRAND TOTAL 39,465,776 39,206,995 - - 258,781 - - - - - 143,437,220 1,499,023

Note: For the loan 1 to 11 Tk. 14,50,000 has been paid as down payment instead of Tk. 46,80,000 for rescheduling purpose for which its been classified.
 SHAFIQ BASAK&CO.
Chartered Accountants

Required Provision
Suspense Eligible security Base For Provision Deviation
JBL Shafiq Basak & Co.
TOTAL with Bank
SBC JBL SBC JBL SBC Amount STD SMA SS DF BL

68,950 - 411,167 770,000 289,883 7,700 - - - - 289,883 289,883 282,183

92,101 - 310,577 620,000 217,322 6,200 - - - - 217,322 217,322 211,122

554,900 - 1,919,326 3,820,000 1,345,774 38,200 - - - - 1,345,774 1,345,774 1,307,574

626,086 - 1,366,491 2,950,000 957,423 29,500 - - - - 957,423 957,423 927,923

871,740 - 1,562,879 3,530,000 1,095,381 35,300 - - - - 1,095,381 1,095,381 1,060,081

233,790 - 462,352 1,020,000 323,858 10,200 - - - - 323,858 323,858 313,658

277,646 - 613,727 1,320,000 428,627 13,200 - - - - 428,627 428,627 415,427

64,670 - 255,910 500,000 179,420 5,000 - - - - 179,420 179,420 174,420

391,553 - 708,350 1,600,000 500,097 16,000 - - - - 500,097 500,097 484,097

639,005 - 859,629 2,100,000 601,366 21,000 - - - - 601,366 601,366 580,366

197,629 - 247,593 620,000 174,778 6,200 - - - - 174,778 174,778 168,578

-
2,536,651 3,985,012 - 8,008,002 5,471,351 80,080 - - - - 1,486,339 1,486,339 1,406,259
3,354,693 6,540,126 3,985,011 12,348,993 5,009,289 123,490 - - - - 2,454,174 2,454,174 2,330,684
9,909,414 10,525,138 12,703,012 39,206,995 16,594,569 392,070 - - - - 10,054,442 10,054,442 9,662,372
 SHAFIQ BASAK&CO.
Chartered Accountants

60,701 - - 198,080 198,080 99,040 - - - - 198,080 198,080 99,040

60,701 - - 198,080 198,080 99,040 - - - - 198,080 198,080 99,040
9,970,115 10,525,138 12,703,012 39,405,075 16,792,649 491,110 - - - - 10,252,522 10,252,522 9,761,412
 SHAFIQ BASAK&CO.
Chartered Accountants

JAMUNA BANK LIMITED.

CALCULATION OF CLASSIFICATION OF LOAN
SHANTINAGAR BRANCH
AS ON 31 DECEMBER 2016
Classification of Loans and Advances
Interest
Name of the Loan Over Outstanding JAMUNA BANK LIMITED SHAFIQ BASAK & CO.
SL A/C No ID Suspense
Borrower Types Due as of date Unclassified Classified Unclassified Classified
STD SMA SS DF BL STD SMA SS DF BL JBL SBC
1 Tofayel Kabir Khan 0009-0133008333 SOD OTC 10.00 3,038,857 3,038,857 - - - - 3,038,857 - -
2 Kazi Setara Akter 0009-013308575 SOD OTC 3.00 56,332 56,332 - - - 56,332 - - - -
SUB TOTAL 3,095,189 3,095,189 - - - - - - 56,332 - 3,038,857 - -
 SHAFIQ BASAK&CO.
Chartered Accountants

Required Provision
Eligible
Base For Provision Deviation
security JBL SHAFIQ BASAK & CO.
TOTAL with Bank
JBL SBC JBL SBC Amount STD SMA SS DF BL
- - 3,038,857 3,038,857 30,389 - - - 3,038,857 3,038,857 3,008,468 Re-scheduling is under process
56,332 56,332 563.32 - 11,266 - - 11,266 10,703
- - 3,095,189 3,095,189 30,952 - - 11,266 - 3,038,857 3,050,123 3,019,172