Your gateway to
mobile nance
solutions
Innovate. Mone ze. Deliver.
MobiFin at a glance
Money Transfer
Top-up
Salary Disbursements
Bill Payments
Remittance
mTicketing
Social Banking
mLottery/mBetting
Mobile Banking
Micro Finance
Agency Banking
mInsurance
MobiFin enables complete suite of Mobile
Finance Services
MobiFin is a comprehensive mobile nancial services solution enabling service providers to
garner their share of the growing mobile nancial arena both in emerged and emerging markets
MobiFin o ers a variety of options to integrate heterogeneous devices, platforms & systems for
delivering true mobile based services for :
Mobile operators (MNO & MVNO)
Banks & Financial Institutions
Service providers
Utility top-up providers & aggregators
Mobile wallet operators, distribution channel manager & partners
MobiFin enables secure real-time services through mobile or web portals
MobiFin overview
The mobile application proliferation has changed the way people use their mobile devices.
Besides calling, gaming and social networking, users have started using their mobile
devices for various services like banking, goods & services purchase, bill payments,
recharge, money transfer and many more.
Today o ering stable, secure and convenient mobile options has become a need for
institutions to drive new revenues streams and retain loyal customers. These opportunities
have raised the need of mobile operators, banks, nancial institutions, service providers to
have a exible and scalable platform that can simplify service o erings through multiple
channels.
MobiFin is a proven mobile nance solution that empowers businesses to monetize the
mobile nancial service opportunities conveniently and securely. MobiFin's highly
modular approach o ers a convenient and comprehensive suite of services for nancial
institutions like top-up, bill payments, mobile payment, mobile money, mobile banking,
mobile ticketing, lottery and more.
Key features
Fund Transfer
Domestic Remittance Withdrawal
Bank transactions
International Remittance
Alerts and noti cations
Bill payments
SMS BlackBerry Account Statement
Bus
es
USSD Fund Transfer
od
Flight
sM
iOS
IVR mM Withdrawal
Ferry fer
Pla
es
s on
ran PIN and card management
c
ey
tfo
Ac
Cinema m T
rm
Mobile Android
Cheque Request
Sports
s
Apps
mB
eting
Re an
Alerts and noti cations
an p
er
M
M Ap
se ag
ag
Ser
lle er
ank s
Account and nance
r
mTick
Webportal MicroSoft
vice
ing
Windows management
Mobile Air-time POS Bill payments
er r
ag ibe
Mobile Internet
Pr an
M
an cr
od ag
m
M bs
ice t
APIs HTML5
uc er
Bill payments
le
Data
To
Su
t
al
s
p-
DTH Service Ticket payment using mobile
up
m
rv
mPayment
Se
Basic Hybrid
Electricity Bus
Mobile Services Custom
Phone Devices Flight
Smart POS
Ferry
Micro Insurance Phone PC/Laptop/
systems
Cinema
Micro Finance Tab
Sports
Lottery Devices Tax Collection
Payment for
Lottery
Digital Goods
Service Providers (Banks, MNOs, etc.)
API Payment Service Access Number Provider
Technology Vendors
Gateway Processor Alliances Super Distributor
Security
Key bene ts &
advantages
For distribution channel
Expedite transaction compared to cash at the point of sale
Optimize transaction processing cycle through simpli ed payment channels
Increase customer base by o ering secure and reliable transaction options
Reduce manpower costs through e cient and organized business practices
For banks & nancial institutions
Increase service portfolio through higher penetration of banking services
Eliminate branch acquisition and maintenance cost
Enhanced customer satisfaction
Improve security and usability compared to plastic cards
For mobile operator
Generate new revenue channels & drive ARPU growth
Increase customer penetration by increasing opportunities to up-sell and cross
sell services
Retain loyal customers by o ering enhanced mobile content and accentuate your
brand image
Key
di erentiators
MobiFin is an one stop mobile nancial services platform
MobiFin is a complete cash-less system and highly secure ( PADSS, HSM, PCIDSS, EMV1 & EMV2
Compliant)
MobiFin is a exible & customizable platform to suit the business needs
MobiFin supports both low end & high end phones and bandwidth requirements are also low
Panamax team of experts has extensive and proven experience in building & integrating with the
mobile nancial ecosystem (i.e. integrations with banks, nancial institutions, merchants, billers ,
aggregators etc.)
MobiFin o ers exible service pricing to suit your budget and growing needs
Dynamic Wallet (Open, Semi Close & Close Wallet)
Complex hierarchy management enables e cient management of distribution chain
Multi-language support
Detailed fee & commission management-providing the ability manage xed, % or variable
commission structure
200+ Integration libraries
Our Clients
About Panamax
Panamax is the technology unit of the Bankai Group established in 2001. Panamax is a leading technology
company o ering market-proven telecom switching, wholesale carrier business solutions and mobile
nancial solutions. Panamax is headquartered at New York, USA and R&D center is located at Ahmedabad,
India. Since 2001 Panamax has been delivering world class telecom and technology turnkey solutions to
customers across geographies. Panamax is a stable, pro table and fast growing end to end technology
solutions provider for Telcos, BFSIs, Carriers, Merchants, Aggregators & Service providers.
Our portfolio
Carrier Switching Solution Prepaid Retail Switching Solution
Carrier Business Solution Comprehensive Financial Service Solution
Partners &
Credentials...
Headquarters R&D Center Phone : + 1 718 713 8417
Panamax Inc. Panamax Infotech Ltd. E-mail : info@panamaxil.com
80 - 02 Kew Gardens Panamax House, Plot No. 8, URL : www.panamaxil.com
Road, Suite 1040, Khushman Housing Society,
Kew Gardens, Near Vivekanand Circle,
New York 11415 Memnagar,
USA Ahmedabad 380 052
India Innovate. Mone ze. Deliver.
PMX/MKTG/MOBIFIN/1.2
