GROUP 5
PRESENT
AM BANK
STARING
FATIN NAJIHAH ABDUL BASIK
ADILA ABU BAKAR
TUNKU AFIQAH TENGKU HAMNET
APPRECIATION
The greatest gratitude we would like to give to many
entourages especially Puan Seri Ayu for providing us guideline upon
completing this assignment.
We are also proud of AmBank’s bank officer who was willing to
give us a hand on resourceful knowledge regarding this task. Without
them, we might be lost.
Not forgetting our group members, Tunku Afiqah, Adila and
Fatin Najihah, who were enthusiastically, collaborate to accomplish
this task together. Our team contribution is deeply a wonderful
experience to us.
We would adorn to credit our classmate but most of all we
would like to highlight Muhammad Asri more for strugling to find the
AM bank offices to find the bank documents. We believe that God
blesses him.
Last but not least, our appreciation to our dearest classmates
and other classes as well for their corporation and information
towards completing this portfolio. Whether your attribute is little or
more, we do appreciate that a lot.
INDEX
1. Introduction 1
2. Board of Directors 2
3. Corporate Information 3
4. Organization Structure 4-5
5. Service Provided 6-8
6. Procedure for Deposit 9
7. Procedure for Withdraw 9
INTRODUCTION
AMMB Holdings (which trades as AmBank Group)
is currently the fifth largest banking group in
Malaysia, with more than 200 branches and their
outlets, providing individuals and businesses with
a range of financial services and products. AmBank
Group was founded in 1975 as Arab-Malaysian
Development Bank, by Merchant Banking pioneer,
Hussain Najadi via his Holding company AIAK (Arab
Investments for Asia Kuwait). He brought the bank
public via the Kuala Lumpur Stock Exchange (KLSE)
in 1981. Tan Sri Azman Hashim, the chairman,
controls about one-third of AMMB Holdings. In
2006, Amcorp's interest in AMMB was reduced to
18.8% from 32.9% after the Tan Sri Azman sold
300 million shares to ANZ Group.
1
BOARD OF DIRECTORS
Y BHG TAN SRI DATO’ AZMAN HASHIM
Non-Independent Non-Executive Chairman
Y BHG DATO’ AZLAN HASHIM
Non-Independent Non-Executive Deputy Chairman
Y A BHG TUN MOHAMMED HANIF OMAR
Senior Independent Non-Executive Director
Y BHG TAN SRI DATUK DR ARIS OTHMAN
Independent Non-Executive Director
Y BHG TAN SRI DATUK CLIFFORD FRANCIS HERBERT
Independent Non-Executive Director
Y BHG TAN SRI DATO’ MOHD IBRAHIM MOHD ZAIN
Independent Non-Executive Director
Y BHG DATO’ IZHAM MAHMUD
Independent Non-Executive Director
MR ALEXANER VINCENT THURSBY
Non-Independent Non-Executive Director
DR ROBERT JOHN EDGAR
Non-Independent Non-Executive Director
MR MARK DAVID WHELAN
Non-Independent Non-Executive Director
MR CHEAH TEK KUANG
Group Managing Director
MR SOO KIM WAI
Non-Independent Non-Executive Director
MR WAYNE HUGH STEVESON
(Alternate Director to Mr Alexander Vincent Thursby, Dr Robert John Edgar, and Mr Mark David
Whelan)
2
CORPORATE INFORMATION
GROUP COMPANY SECRETARY
Ravindra Kumar Thambimuthu
LLB (Melbourne), LLB (Hons), LLM (London)
Dip. Air & Space Law (London)
ravindra-kumar@ambankgroup.com
REGISTERED OFFICE
22nd Floor, Bangunan AmBank Group
No. 55, Jalan Raja Chulan
50200 Kuala Lumpur, Malaysia
Telephone No : 603-2036 2633
Facsimile No : 603-2031 6453
Telex : MA 31167 & 31169 ABMAL
Cable : ARABMAL
REGISTRAR
Symphony Share Registrars Sdn Bhd
Level 26, Menara Multi-Purpose
Capital Square
No. 8, Jalan Munshi Abdullah
50100 Kuala Lumpur, Malaysia
Telephone No : 603-2721 2222
Facsimile No : 603-2721 2530
AUDITORS
Messrs Ernst & Young
Chartered Acountants
PRINCIPAL BANKER
AmBank (M) Berhad
STOCK EXCHANGE LISTING
Main Market of Bursa Malaysia
Securities Berhad (13.02.92)
WEBSITE
www.ambankgroup.com
INVESTOR RELATIONS
ir@ambankgroup.com
3
ORGANISATION STRUCTURE
RETAIL BANKING
Retail banking can be divided into seven group which is auto financing, mortgages and other
Consumer loans, Credit card and Line of Credit, Asset financing and small business, Personal
financing, Retail distribution(bank assurance,wealt management ,internet banking,mobile
banking,electronic banking) and Deposits(savings accounts,demand deposits and fixed term
deposits)
BUSINESS BANKING
For the business, you can the choose either the commercial banking, SME Financing,Trade
fiancé and services, Factoring,Cash management, Transactional banking and Deposits
INVESTMENT BANKING
Investment banking can be separated into corporate finance, Debt capital markets, Equity
capital markets, Equity derivatives, Structured finance, Funds management, Stockbroking, Futures
broking, Private banking and Research.
INSURANCES
You can have Life insurance and general insurance at AmBank.
RELATIONSHIP BANKING AND REGIONAL BUSINESS
If you wish to have a relationship banking and regional business, AmBank offers you a
corporate and institutional lending, private equity, REITs management, Regional business and
trustee services.
MARKETS BUSINESS
Market business have a department of Treasury fixed income, Proriety fixed income and
Markets FX,interest rate and commodities derivates.
4
ISLAMIC BANKING
Islamic banking can be divided into three department which is retail banking, business
banking and market business.
In the retail banking department, you can have auto financing, home finacing, card services,
asset financing and small business, personal financing, retail distribution, deposits and also
remittance.
In the business banking department, you can have a commercial banking, SME financing,
trade financing and services, factoring and deposits.
in the market business department, they are provides you a treasury fixed income,
proprietary fixed income and markets FX, interest rate and also commodities derivaties.
5
SERVICE
PROVIDED
6
AmOnline
AmOnline is one of the most convenient ways to perform your personal banking
transaction over internet. This services allow to manage your accounts, pay bills and
transfer funds wherever you have access to the internet. Anyone at least one of the
following AmBank is eligible to register for among services such as savings or current
account, credit card, hire purchase or consumer loan account and prepaid card.
AmGenie
AmGenie is a mobile banking service offered by AmBank to provide the best banking
experience to you. With AmGenie, you can conveniently perform banking transaction with
ease anywhere from your mobile phone in secured environment.
Contact Services
Contact services have their own benefits such as banking goes on one way or
another (24 hours a day all year round), saves time and money, convenient access to all your
account, auto reminder for motor insurance policy and road tax, offers extensive banking
service and make general enquiries. Contact service offers some products and services such
as 24 hours service, check account balance and transaction history, credit card and loan
repayments, funds transfer within your account and statement request.
Personal
AmBank Retail Banking presents to you a variety of products catered to individuals’
needs. Whether deposits, cards, or loans, you will find a perfect fit for you and your family.
You can deposits money from your current accounts, savings accounts ad fixed deposits.
For the cards, you can have a credit cards, value-added service, PrePaid cards, cards
protection and AmBank card exclusive. AmBank offers you to have a loan for the property
and vehicles. AmBank will manage your wealth such as in investment- unit trust,
Bancasurrance and personal investment solution institutional and corporate investment
solution.
7
Business
For the business, AmBank offers you to deposits money from your current account
and fixed deposit. You also can make a loan or financing through the Bank Negara funded
facility, CGC guarantee facility, industrial hire purchase refinancing facility, overdraft and
property loan. AmBank can manage your cash in liquidty management (proliquidty),
payable management (propay), receivable management (procollet). Trade services offers for
product and services and fore and interest rate. Treasury provide you a derivatives and
capital market, fixed income, foreign exchange and money market.
Islamic
AmBank offer a complete range of syariah compliant products and services which
also includes investment advisory as well as treasury products. We also provide you with
solutions for your personal and business financial needs. For the retail, you can deposits
money, AmIslamic bank cards exclusive, Bacantakaful and family first. If you have a
business, you have the services such as deposits, cash and project financing, asset financing
and direct access guarantee. For the treasury, AmBank provide you services such as
negotiable-I, negotiable instrument of deposit-I, government investment issues-I, Bank
Negara negotiable notes-I, private debt securities-I, sell and buy back agreement-I and
Islamic commercial paper. Investment provide the Islamic securities, Islamic asset-backed
securitization and Islamic structure finance.
Unit Trust
Unit trust funds provide you access to both local and global investment solutions to
meet your diverse investment needs. The examples of services are fees and charges, funds
and facilities, prospectus and reports and risk profile.
8
PROCEDURE FOR DEPOSIT
By Using ATM
First of all, you have to insert the ATM card into the ATM machine. Then, you can
choose the language that you like. After that, enter your pin number and select your
checking account. Next, key the amount of money you wish to deposit. And your
transaction is complete.
By Going to the Bank
First of all, you have to go to the nearest AmBank. You can take the forms from
the bank officer and fill that forms. Next, you have to go to teller and tell them that yo
would like to make deposit.
PROCEDURE FOR WITHDRAW
By Using ATM
First, insert the ATM card into the machine. Then, select the language. Type your
pin number and select your checking account. Next, key the money of the money you wish
to withdraw. Take your card and money as the last procedure.
