3-year

Fund Volatility

5.8
Low

(47457-V)
ASG - Pendidikan February 2018 Novagni
31 Jan 2018

FUND OVERVIEW Novagni Category

MIXED ASSETS: MALAYSIA
Investment Objective
To provide investment opportunity which generates reasonable long-term growth and returns to meet part or all of Benchmark
the periodic liquidity requirements of the Unit holders and enable them to fulfil the financial planning needs for 60% FBM 100 and 40% 3-month KLIBOR
education of the Unit holders and/or their children and/or charges.

Potential Investor
Novagni Fund Rating ★★★
Peer Ranking 19 / 44
Those who understand investment risks and rewards and are seeking growth of capital over the long-term period
and to plan for the financial requirements of their education.
As at 31 January 2018
Total NAV RM1,150.05 million
NOVAGNI REVIEW
Unit in Circulation 1,095.28 million units
As at end January 2018, the fund rated 3-star based on its 3-year performance. The fund reported an annualised return of 5.25%, over a 5-year NAV per unit RM1.0500
basis,outperforming its benchmark´s 3.69% return.

Global markets were in the positive territory in January, with the FTSE All-World Index up 1.69%. Year-to-date global markets have continued on a
positive path, up 1.69%. The FTSE Bursa Malaysia KLCI ended the month in positive territory in January up 3.99%, outperforming the FTSE ASEAN High/Low NAV per unit
40 Index by 2.11%. Latin America was the best performing region in January finishing the month up 7.88%. Middle East & Africa was the worst
performing region, down on the month 0.76%. Asian markets saw positive performance with the FTSE Asia Pacific Index up 1.88%. Within the size High (RM) Low (RM)
segments of the Malaysian market, Large Cap companies had the best performance with the FTSE Bursa Malaysia KLCI up 3.99%, followed by Mid 3 month 1.0552 0.9959
Cap companies seeing an increase of 2.41% in January. Small Cap companies were the worst performers. The FTSE Bursa Malaysia EMAS Index
had a performance of 3.32%. General Industrials was the best performing sector in the FTSE Bursa Malaysia EMAS Index up 27.15% in January, 6 month 1.0552 0.9840
with Automobiles & Parts being the second best performer up 25.79%. Leisure Goods was the worst performing sector followed by Tobacco down 1 year 1.0552 0.9598
24.66% and 14.55%, respectively. With an index weighting of 37.43% and 8 constituents, Financials is the largest industry in the FTSE Bursa
Malaysia KLCI, up 3% in weighting compared to the previous month. This compares to a weight of 20.96% in the FTSE Bursa Malaysia Mid 70
3 year 1.0990 0.9150
Index and 31.27% in the FTSE Bursa Malaysia EMAS Index. 5 year 1.1490 0.9150

Income Distribution Declared

Source: Novagni Analytics and Advisory Sdn Bhd
Year Net (sen per unit) Yield (%)
FUND PERFORMANCE
2017 4.50 4.69%
Fund and Benchmark Performance 2016 6.00 6.35%
Cumulative Returns (%) Annualised Returns (%) 2015 7.10 6.89%
6 months 1 year 3 years 5 years 10 years 3 years 5 years 10 years 2014 7.10 6.60%
Fund 6.50 12.68 16.13 29.17 80.11 5.11 5.25 6.06 2013 7.10 6.77%
Benchmark* 4.98 9.85 10.21 19.86 43.03 3.29 3.69 3.64 Source: Novagni Analytics and Advisory Sdn Bhd

* 60% FBM 100 and 40% 3-month KLIBOR

Source: Novagni Analytics and Advisory Sdn Bhd

RISK ANALYSIS
5 Years Growth Total Return from 31 January 2013 to 31 January 2018
35 VERY LOW

MODERATE   VERY HIGH
Standard
30 Deviation 5.782
Growth Total Return (%)

25 LOW

MODERATE   HIGH

Sharpe 0.339
20 Ratio

15 LOW

MODERATE   HIGH

Information
0.800
10 Ratio

5
FUND FACTS
0 Fund Category Mixed Asset
Jan 13 Jul 13 Jan 14 Jul 14 Jan 15 Jul 15 Jan 16 Jul 16 Jan 17 Jul 17 Jan 18
Type Growth and Income
ASG-Pendidikan 60% FBM 100 and 40% 3-month KLIBOR Launch Date 17 March 2003
The value of units may go down as well as up. Past performance is not indicative of future performance. Financial Year End 31 March
Source: Novagni Analytics and Advisory Sdn Bhd Investment Manager Permodalan Nasional Berhad
PORTFOLIO INFORMATION Trustee AmanahRaya Trustees Berhad
Top 10 Holdings* Sector Allocation* Min. Initial Investment 100 units
Malayan Banking Berhad 5.80% BOND 19.64% Additional Investment Unlimited, subject to availability
CIMB Group Holdings Berhad 4.87% TRADING/SERVICES 18.51% Sales Charge 5% of the NAV per unit. (Non EPF-MIS)
LPI Capital Berhad 3.43% FINANCE 17.39% Up to 3% of the NAV per unit. (EPF-MIS)
Serba Dinamik Holdings Berhad 2.97% CASH 15.34% Redemption Charge None
Kuala Lumpur Kepong Berhad 2.27% INDUSTRIAL PRODUCTS 5.17% Redemption Period On-the-spot
Digi.Com.Berhad 2.19% PLANTATIONS 5.14% Form of Investment Cash/cash equivalent
Gamuda Berhad 2.08% REITs 4.42% EPF Members' Investment Scheme
Public Bank Berhad 1.86% CONSTRUCTION 4.21% Switching Fee None
Axis Real Estate Investment Trust 1.82% PROPERTIES 3.78% Management Fee 1.0% per annum of the NAV of the Fund
calculated and accrued daily
KLCC Real Estate Investment Trust 1.65% IPC 2.41%
CONSUMER PRODUCTS 2.28% Trustee Fee RM450,000 or 0.07% p.a. of the NAV of
the Fund, whichever is lower
TECHNOLOGY 1.72%
* As percentage of NAV. Please note that all figures are subject to frequent changes on a daily basis. Note: All fees and charges above shall be subject to GST
Source: Amanah Saham Nasional Berhad

Where a distribution is declared, investors are advised that following the distribution, the NAV per unit will be reduced from cum-distribution NAV to ex-distribution NAV.

Based on the Fund's portfolio returns as at 31 January 2018, the Volatility Factor (VF) for this Fund is 5.8 and is classified as "Low" (source: Novagni). "Low" includes funds with VF that are above 1.785 but not more than 6.045.
The VF means there is a possibility for the Fund in generating an upside return or downside return around this VF. The Volatility Class (VC) is assigned by Lipper based on quintile ranks of VF for qualified funds. VF is subject to
monthly revision and VC will be revised every six months. The Fund’s portfolio may have changed since this date and there is no guarantee that the fund will continue to have the same VF or VC in the future. Presently, only funds
launched in the market for at least 36 months will display the VF and its VC.

The Master Prospectus of funds of ASNB dated 30 June 2017 and First Supplementary Master Prospectus dated 15 December 2017 (“Prospectus”), have been registered with the Securities Commission Malaysia. Before
investing, investors are advised to read and understand the content of the Prospectus together with the Product Highlights Sheets which are available at any ASNB branches and agents. Units will be issued upon receipt of the
registration form referred to and accompanying the Prospectus. Before investing, kindly consider the fees and charges involved. Unit prices and distribution payable, if any, may go down as well as up. Investors are also advised to
consider the inherent risk of investing in the funds and other general risk as elaborated in the Prospectus. The past performance of a fund should not be taken as indicative of its future performance.

Investors who wish to know the key features of a specific unit trust fund of ASNB may request the Product Highlights Sheet issued by ASNB at any office of ASNB and its agents.
Sales & Marketing Department
7th Floor, Menara PNB, 201-A Jalan Tun Razak, 50400 Kuala Lumpur Tel: 603-21614848 Fax: 603-20505164
Email: salesupport@pnb.com.my Website: www.asnb.com.my
 3-year
Fund Volatility

5.8
Low

(47457-V)
ASG - Kesihatan February 2018 Novagni
31 Jan 2018

FUND OVERVIEW Novagni Category

EQUITY: MALAYSIA
Investment Objective
To provide investment opportunity which generates reasonable long-term growth and returns to fulfil part or all of the Benchmark
immediate liquidity requirements to enable the Unit holders and/or their children and/or charges to continuously 70% FBM 100 and 30% 3-month KLIBOR
meet their ongoing medical requirements in the long-term.

Potential Investor
Novagni Fund Rating ★★★
Peer Ranking 22 / 74
Those who understand investment risks and rewards and are seeking growth of capital over the long-term period
and to plan to fulfil the financial requirements of their medical expenses.
As at 31 January 2018
Total NAV RM2,075.40 million
NOVAGNI REVIEW
Unit in Circulation 1,889.67 million units
As at end January 2018, the fund rated 3-star based on its 3-year performance. The fund reported an annualised return of 5.23%, over a 5-year NAV per unit RM1.0983
basis, outperforming its benchmark´s 3.69% return.

Global markets were in the positive territory in January, with the FTSE All-World Index up 1.69%. Year-to-date global markets have continued on a
positive path, up 1.69%. The FTSE Bursa Malaysia KLCI ended the month in positive territory in January up 3.99%, outperforming the FTSE ASEAN High/Low NAV per unit
40 Index by 2.11%. Latin America was the best performing region in January finishing the month up 7.88%. Middle East & Africa was the worst
performing region, down on the month 0.76%. Asian markets saw positive performance with the FTSE Asia Pacific Index up 1.88%. Within the size High (RM) Low (RM)
segments of the Malaysian market, Large Cap companies had the best performance with the FTSE Bursa Malaysia KLCI up 3.99%, followed by Mid 3 month 1.1031 1.0395
Cap companies seeing an increase of 2.41% in January. Small Cap companies were the worst performers. The FTSE Bursa Malaysia EMAS Index
had a performance of 3.32%. General Industrials was the best performing sector in the FTSE Bursa Malaysia EMAS Index up 27.15% in January, 6 month 1.1031 1.0271
with Automobiles & Parts being the second best performer up 25.79%. Leisure Goods was the worst performing sector followed by Tobacco down 1 year 1.1031 0.9959
24.66% and 14.55%, respectively. With an index weighting of 37.43% and 8 constituents, Financials is the largest industry in the FTSE Bursa
Malaysia KLCI, up 3% in weighting compared to the previous month. This compares to a weight of 20.96% in the FTSE Bursa Malaysia Mid 70 Index
3 year 1.1659 0.9675
and 31.27% in the FTSE Bursa Malaysia EMAS Index. 5 year 1.2220 0.9675

Income Distribution Declared

Source: Novagni Analytics and Advisory Sdn Bhd
Year Net (sen per unit) Yield (%)
FUND PERFORMANCE
2017 4.25 4.26%
Fund and Benchmark Performance 2016 7.00 7.01%
Cumulative Returns (%) Annualised Returns (%) 2015 7.20 6.55%
6 months 1 year 3 years 5 years 10 years 3 years 5 years 10 years 2014 7.20 6.27%
Fund 7.03 13.42 14.58 29.03 71.49 4.64 5.23 5.54 2013 7.20 6.56%
Benchmark* 5.51 10.92 9.96 19.85 43.08 3.21 3.69 3.65 Source: Novagni Analytics and Advisory Sdn Bhd

* 70% FBM 100 and 30% 3-month KLIBOR

Source: Novagni Analytics and Advisory Sdn Bhd

RISK ANALYSIS
5 Years Growth Total Return from 31 January 2013 to 31 January 2018
35 VERY LOW

MODERATE   VERY HIGH
Standard
30 Deviation 5.846
Growth Total Return (%)

25 LOW

MODERATE   HIGH

Sharpe 0.255
20 Ratio

15 LOW

MODERATE   HIGH

Information
0.811
10 Ratio

5
FUND FACTS
0 Fund Category Equity
Jan 13 Jul 13 Jan 14 Jul 14 Jan 15 Jul 15 Jan 16 Jul 16 Jan 17 Jul 17 Jan 18
Type Growth and Income
ASG-Kesihatan 70% FBM 100 and 30% 3-month KLIBOR Launch Date 17 March 2003
The value of units may go down as well as up. Past performance is not indicative of future performance. Financial Year End 31 March
Source: Novagni Analytics and Advisory Sdn Bhd Investment Manager Permodalan Nasional Berhad
PORTFOLIO INFORMATION Trustee AmanahRaya Trustees Berhad
Top 10 Holdings* Sector Allocation* Min. Initial Investment 100 units
Malayan Banking Berhad 8.88% TRADING/SERVICES 25.03% Additional Investment Unlimited, subject to availability
CIMB Group Holdings Berhad 6.09% FINANCE 24.65% Sales Charge 5% of the NAV per unit. (Non EPF-MIS)
Tenaga Nasional Berhad 5.85% CASH 16.32% Up to 3% of the NAV per unit. (EPF-MIS)
Public Bank Berhad 5.25% REITs 5.82% Redemption Charge None
Digi.Com.Berhad 3.03% BOND 5.63% Redemption Period On-the-spot
Maxis Berhad 2.70% PLANTATIONS 4.48% Form of Investment Cash/cash equivalent
KLCC Real Estate Investment Trust 2.70% PROPERTIES 4.23% EPF Members' Investment Scheme
Dutch Lady Milk Industries Berhad 2.62% CONSUMER PRODUCTS 3.81% Switching Fee None
LPI Capital Berhad 2.60% IPC 3.03% Management Fee 1.0% per annum of the NAV of the Fund
calculated and accrued daily
Axiata Group Berhad 2.48% CONSTRUCTION 2.88%
INDUSTRIAL PRODUCTS 2.57% Trustee Fee RM450,000 or 0.07% p.a. of the NAV of
the Fund, whichever is lower
TECHNOLOGY 1.54%
* As percentage of NAV. Please note that all figures are subject to frequent changes on a daily basis. Note: All fees and charges above shall be subject to GST
Source: Amanah Saham Nasional Berhad

Where a distribution is declared, investors are advised that following the distribution, the NAV per unit will be reduced from cum-distribution NAV to ex-distribution NAV.

Based on the Fund's portfolio returns as at 31 January 2018, the Volatility Factor (VF) for this Fund is 5.8 and is classified as "Low" (source: Novagni). "Low" includes funds with VF that are above 1.785 but not more than 6.045.
The VF means there is a possibility for the Fund in generating an upside return or downside return around this VF. The Volatility Class (VC) is assigned by Lipper based on quintile ranks of VF for qualified funds. VF is subject to
monthly revision and VC will be revised every six months. The Fund’s portfolio may have changed since this date and there is no guarantee that the fund will continue to have the same VF or VC in the future. Presently, only funds
launched in the market for at least 36 months will display the VF and its VC.

The Master Prospectus of funds of ASNB dated 30 June 2017 and First Supplementary Master Prospectus dated 15 December 2017 (“Prospectus”), have been registered with the Securities Commission Malaysia. Before
investing, investors are advised to read and understand the content of the Prospectus together with the Product Highlights Sheets which are available at any ASNB branches and agents. Units will be issued upon receipt of the
registration form referred to and accompanying the Prospectus. Before investing, kindly consider the fees and charges involved. Unit prices and distribution payable, if any, may go down as well as up. Investors are also advised to
consider the inherent risk of investing in the funds and other general risk as elaborated in the Prospectus. The past performance of a fund should not be taken as indicative of its future performance.
.
Investors who wish to know the key features of a specific unit trust fund of ASNB may request the Product Highlights Sheet issued by ASNB at any office of ASNB and its agents.
Sales & Marketing Department
7th Floor, Menara PNB, 201-A Jalan Tun Razak, 50400 Kuala Lumpur Tel: 603-21614848 Fax: 603-20505164
Email: salesupport@pnb.com.my Website: www.asnb.com.my
 3-year
Fund Volatility

4.7
Low

(47457-V)
ASG - Persaraan February 2018 Novagni
31 Jan 2018

FUND OVERVIEW Novagni Category

MIXED ASSETS: MALAYSIA
Investment Objective
To provide investment opportunity which generates reasonable long-term growth and returns, and a reliable income Benchmark
stream to enable the Unit holders and/or their children and/or charges to meet part or all of their retirement needs. 40% FBM 100 and 60% 3-month KLIBOR

Potential Investor
Those who understand investment risks and rewards and are seeking growth of capital over the long-term period
Novagni Fund Rating ★★★
Peer Ranking 18 / 44
and to plan to fulfill the financial requirements for their retirement.

As at 31 January 2018
Total NAV RM1,232.50 million
NOVAGNI REVIEW
Unit in Circulation 1,021.02 million units
As at end January 2018, the fund rated 3-star based on its 3-year performance. The fund reported an annualised return of 5.16%, over a 5-year NAV per unit RM1.2071
basis, outperforming its benchmark´s 3.67% return.

Global markets were in the positive territory in January, with the FTSE All-World Index up 1.69%. Year-to-date global markets have continued on a
positive path, up 1.69%. The FTSE Bursa Malaysia KLCI ended the month in positive territory in January up 3.99%, outperforming the FTSE ASEAN High/Low NAV per unit
40 Index by 2.11%. Latin America was the best performing region in January finishing the month up 7.88%. Middle East & Africa was the worst
performing region, down on the month 0.76%. Asian markets saw positive performance with the FTSE Asia Pacific Index up 1.88%. Within the size High (RM) Low (RM)
segments of the Malaysian market, Large Cap companies had the best performance with the FTSE Bursa Malaysia KLCI up 3.99%, followed by Mid 3 month 1.2110 1.1640
Cap companies seeing an increase of 2.41% in January. Small Cap companies were the worst performers. The FTSE Bursa Malaysia EMAS Index
had a performance of 3.32%. General Industrials was the best performing sector in the FTSE Bursa Malaysia EMAS Index up 27.15% in January, 6 month 1.2110 1.1569
with Automobiles & Parts being the second best performer up 25.79%. Leisure Goods was the worst performing sector followed by Tobacco down 1 year 1.2110 1.1178
24.66% and 14.55%, respectively. With an index weighting of 37.43% and 8 constituents, Financials is the largest industry in the FTSE Bursa
Malaysia KLCI, up 3% in weighting compared to the previous month. This compares to a weight of 20.96% in the FTSE Bursa Malaysia Mid 70 Index
3 year 1.2628 1.0896
and 31.27% in the FTSE Bursa Malaysia EMAS Index. 5 year 1.2986 1.0896

Income Distribution Declared

Source: Novagni Analytics and Advisory Sdn Bhd
Year Net (sen per unit) Yield (%)
FUND PERFORMANCE
2017 5.15 4.60%
Fund and Benchmark Performance 2016 6.80 6.09%
Cumulative Returns (%) Annualised Returns (%) 2015 7.05 5.90%
6 months 1 year 3 years 5 years 10 years 3 years 5 years 10 years 2014 7.05 5.75%
Fund 4.22 11.00 14.84 28.61 87.59 4.72 5.16 6.49 2013 7.30 6.12%
Benchmark* 3.90 7.71 10.66 19.77 42.27 3.43 3.67 3.59 Source: Novagni Analytics and Advisory Sdn Bhd

* 40% FBM 100 and 60% 3-month KLIBOR

Source: Novagni Analytics and Advisory Sdn Bhd

RISK ANALYSIS
5 Years Growth Total Return from 31 January 2013 to 31 January 2018
35 VERY LOW

MODERATE   VERY HIGH
Standard
30 Deviation 4.701
Growth Total Return (%)

25 LOW

MODERATE   HIGH

Sharpe 0.334
20 Ratio

15 LOW

MODERATE   HIGH

Information
Ratio 0.663
10

5
FUND FACTS
0 Fund Category Mixed Asset
Jan 13 Jul 13 Jan 14 Jul 14 Jan 15 Jul 15 Jan 16 Jul 16 Jan 17 Jul 17 Jan 18
Type Growth and Income
ASG-Persaraan 40% FBM 100 and 60% 3-month KLIBOR Launch Date 17 March 2003
The value of units may go down as well as up. Past performance is not indicative of future performance. Financial Year End 31 March
Source: Novagni Analytics and Advisory Sdn Bhd Investment Manager Permodalan Nasional Berhad
PORTFOLIO INFORMATION Trustee AmanahRaya Trustees Berhad
Top 10 Holdings* Sector Allocation* Min. Initial Investment 100 units
Malayan Banking Berhad 2.56% CASH 33.96% Additional Investment Unlimited, subject to availability
CIMB Group Holdings Berhad 2.47% BOND 24.43% Sales Charge 5% of the NAV per unit. (Non EPF-MIS)
Tenaga Nasional Berhad 2.32% TRADING/SERVICES 12.68% Up to 3% of the NAV per unit. (EPF-MIS)
Serba Dinamik Holdings Berhad 1.63% FINANCE 8.59% Redemption Charge None
Sunway Construction Group Berhad 1.58% CONSTRUCTION 4.62% Redemption Period On-the-spot
Muhibbah Engineering(M) Berhad 1.44% PROPERTIES 3.78% Form of Investment Cash/cash equivalent
Maxis Berhad 1.40% PLANTATIONS 3.15% EPF Members' Investment Scheme

Gamuda Berhad 1.40% CONSUMER PRODUCTS 2.51% Switching Fee None

Dutch Lady Milk Industries Berhad 1.38% REITs 2.20% Management Fee 1.0% per annum of the NAV of the Fund
calculated and accrued daily
Axiata Group Berhad 1.30% TECHNOLOGY 1.60%
INDUSTRIAL PRODUCTS 1.54% Trustee Fee RM450,000 or 0.07% p.a. of the NAV of
the Fund, whichever is lower
IPC 0.93%
* As percentage of NAV. Please note that all figures are subject to frequent changes on a daily basis. Note: All fees and charges above shall be subject to GST
Source: Amanah Saham Nasional Berhad
Where a distribution is declared, investors are advised that following the distribution, the NAV per unit will be reduced from cum-distribution NAV to ex-distribution NAV.
Based on the Fund's portfolio returns as at 31 January 2018, the Volatility Factor (VF) for this Fund is 4.7 and is classified as "Low" (source: Novagni). "Low" includes funds with VF that are above 1.785 but not more than 6.045.
The VF means there is a possibility for the Fund in generating an upside return or downside return around this VF. The Volatility Class (VC) is assigned by Lipper based on quintile ranks of VF for qualified funds. VF is subject to
monthly revision and VC will be revised every six months. The Fund’s portfolio may have changed since this date and there is no guarantee that the fund will continue to have the same VF or VC in the future. Presently, only funds
launched in the market for at least 36 months will display the VF and its VC.

The Master Prospectus of funds of ASNB dated 30 June 2017 and First Supplementary Master Prospectus dated 15 December 2017 (“Prospectus”), have been registered with the Securities Commission Malaysia. Before
investing, investors are advised to read and understand the content of the Prospectus together with the Product Highlights Sheets which are available at any ASNB branches and agents. Units will be issued upon receipt of the
registration form referred to and accompanying the Prospectus. Before investing, kindly consider the fees and charges involved. Unit prices and distribution payable, if any, may go down as well as up. Investors are also advised to
consider the inherent risk of investing in the funds and other general risk as elaborated in the Prospectus. The past performance of a fund should not be taken as indicative of its future performance.
Investors who wish to know the key features of a specific unit trust fund of ASNB may request the Product Highlights Sheet issued by ASNB at any office of ASNB and its agents.

Sales & Marketing Department

7th Floor, Menara PNB, 201-A Jalan Tun Razak, 50400 Kuala Lumpur Tel: 603-21614848 Fax: 603-20505164
Email: salesupport@pnb.com.my Website: www.asnb.com.my