CONSUMER CIR
CONSUMER: SUKHDEEP SINGH DATE:07-01-2019
MEMBER ID: BS00115006_CHAND50825 TIME: 12:52:36
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,75,04,72,879
CONSUMER INFORMATION:
NAME: SUKHDEEP SINGH
DATE OF BIRTH: 28-11-1988 GENDER: MALE
CIBIL TRANSUNION SCORE(S):
SCORE NAME SCORE SCORING FACTORS
CIBIL TRANSUNION SCORE
VERSION 2.0 705 1: CREDIT CARD BALANCE TOO HIGH.
2: TOO MUCH INCREASE OF INDEBTEDNESS ON NON-MORTGAGE TRADES OVER THE
PAST 12 MONTHS.
3: CREDIT CARD ACCOUNT BALANCES TOO HIGH IN PROPORTION TO HIGH CREDIT
AMOUNT.
POSSIBLE RANGE FOR CIBIL TRANSUNION SCORE VERSION 2.0
Consumers with more than 6 months credit history* : 300 (high risk) to 900 (low risk)
Consumers having less than 6 months credit history* : 1 (high risk) to 5 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1
* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.
IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE
INCOME TAX ID NUMBER (PAN) EHXPS7306R
VOTER ID NUMBER SLH0116764,
UNIVERSAL ID NUMBER (UID)(e) 357804351212
TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION
MOBILE PHONE 8859585510
MOBILE PHONE 9958574534
OFFICE PHONE 0112767570
HOME PHONE 01127667570
EMAIL CONTACT(S):
ADDRESS(ES):
© 2018 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 4
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: SUKHDEEP SINGH DATE:07-01-2019
MEMBER ID: BS00115006_CHAND50825 TIME: 12:52:36
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,75,04,72,879
ADDRESS:SO LABOUR BUREAU CHD SO LABOUR BUREAU SCO-28-31 SECTOR-17-A CHANDIGARH CHANDIGARH CHANDIGARH 160017
CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:31-05-2018
ADDRESS(e):NO 1210 GROUND FLOOR SECTOR-7-B CHANDIGARH CHANDIGARH CHANDIGARH 160019
CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:26-05-2018
ADDRESS:DR.MCR HRD INSTITUTE OF AP ROAD NO.25, JUBILEEHILLS NEW DELHI DELHI 110011
CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:31-10-2014
ADDRESS:H NO 524 ARADI HARGOBIND AVENUE AMRITSAR WARD NO 53 TUNGBALA TEHSIL AMRITSAR AMRITSAR PUNJAB 143001
CATEGORY:PERMANENT ADDRESS RESIDENCE CODE: DATE REPORTED:07-05-2013
EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR
CREDIT CARD 30-11-2018 SALARIED Not Available Not Available Not Available
SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED
All Accounts TOTAL: 3 HIGH CR/SANC. AMT: 1,37,970 CURRENT: 20,041 RECENT: 31-05-2018
OVERDUE: 0 OVERDUE: 0 OLDEST: 27-04-2013
ZERO-BALANCE: 2
ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT
All Enquiries 4 1 1 0 07-01-2019
ACCOUNT(S):
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 31-05-2018 HIGH CREDIT: 34,203
ACCOUNT NUMBER: NOT LAST PAYMENT: 04-11-2018 CURRENT BALANCE: 20,041
DISCLOSED REPORTED AND CERTIFIED:
TYPE: CREDIT CARD 30-11-2018
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-11-2018
PMT HIST END: 01-05-2018
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000 000 000 000 000 000
11-18 10-18 09-18 08-18 07-18 06-18 05-18
© 2018 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 4
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: SUKHDEEP SINGH DATE:07-01-2019
MEMBER ID: BS00115006_CHAND50825 TIME: 12:52:36
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,75,04,72,879
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: SBI OPENED: 01-10-2014 SANCTIONED: 1,00,000
ACCOUNT NUMBER: CLOSED: 13-01-2015 CURRENT BALANCE: 0
00000034260997071 REPORTED AND CERTIFIED: EMI: 11,894
TYPE: PERSONAL LOAN 31-12-2016 REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-12-2016 INTEREST RATE: 10.00
PMT HIST END: 01-10-2014
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
STD XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX 000 XXX
12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15
XXX XXX XXX XXX XXX STD STD STD STD
06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 27-04-2013 HIGH CREDIT: 3,767
ACCOUNT NUMBER: NOT LAST PAYMENT: 31-05-2014 CURRENT BALANCE: 0
DISCLOSED CLOSED: 07-10-2014 CREDIT LIMIT: 66,000
TYPE: CREDIT CARD REPORTED AND CERTIFIED: CASH LIMIT: 13,200
OWNERSHIP: INDIVIDUAL 07-10-2015 PMT FREQ: MONTHLY
PMT HIST START: 01-10-2015
PMT HIST END: 01-04-2013
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000 000 XXX XXX XXX XXX XXX XXX XXX XXX XXX 000 060 030 000 000 000
10-15 09-15 08-15 07-15 06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14 05-14
000 000 000 000 000 000 000 000 000 000 000 000 XXX
04-14 03-14 02-14 01-14 12-13 11-13 10-13 09-13 08-13 07-13 06-13 05-13 04-13
ENQUIRIES:
MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT
SBI 07-01-2019 AUTO LOAN 5,00,000
NOT DISCLOSED 26-05-2018 CREDIT CARD 1,000
NOT DISCLOSED 24-04-2013 CREDIT CARD 50,000
NOT DISCLOSED 24-04-2013 CREDIT CARD 50,000
END OF REPORT ON SUKHDEEP SINGH
© 2018 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 4
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: SUKHDEEP SINGH DATE:07-01-2019
MEMBER ID: BS00115006_CHAND50825 TIME: 12:52:36
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,75,04,72,879
All information ("Information") contained in this credit information report (CIR) is the current and up to date information collated by TransUnion CIBIL
Limited based on information provided by its various members ("Members"). By accessing and using the Information, the user acknowledges and accepts
the following: While TransUnion CIBIL takes reasonable care in preparing the CIR, TransUnion CIBIL shall not be responsible for errors and/or omissions
caused by inaccurate or inadequate information submitted to it. However, TransUnion CIBIL shall take reasonable steps to ensure accurate reproduction
of the information submitted by the Members and, to the extent statutorily permitted, it shall correct any such inaccuracies in the CIR. Further, TransUnion
CIBIL does not guarantee the adequacy or completeness of the information and/or its suitability for any specific purpose nor is TransUnion CIBIL
responsible for any access or reliance on the CIR. The CIR is not a recommendation by TransUnion CIBIL to any Member to (i) lend or not to lend; (ii)
enter into or not to enter into any financial transaction with the concerned individual/entity. Credit Scores do not form part of the CIR. The use of the CIR is
governed by the provisions of the Credit Information Companies (Regulation) Act, 2005, the Credit Information Companies Regulations, 2006, Credit
Information Companies Rules, 2006 and the terms and conditions of the Operating Rules for TransUnion CIBIL and its Members.
© 2018 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 4
TransUnion CIBIL CIN : U72300MH2000PLC128359
