11 Covenants Jobs nearby Tiruchirappalli

Are you a finance professional with strong expertise in Credit Underwriting, Financial Analysis, and Commercial/Corporate Loans !! Role: Credit Analyst Experience: 5 14 years Notice Period: Immediate Key Skills: Credit Analysis | Commercial & Corporate Loans | Financial Modelling | Risk Assessment | Credit Underwriting | Credit Appraisal | Report Writing Must-Have Expertise: End-to-end Credit Report preparation (Industry & Peer Analysis, Risk Rating, Documentation, Collateral) Financial Analysis (Cash Flow, Working Capital, Leverage, EV, Projections) Understanding of Covenants (Financial & Non-Financial) Exposure to US clients preferred Education: CA / CFA / MBA (Finance / Economics)

Role Overview: You would be a Banking Operations Specialist at Accenture, playing a crucial role in transforming banking operations into an agile and resilient operating model. Your primary focus would be on helping clients address quality and productivity issues, keeping pace with customer expectations, navigating regulatory and operational pressures, and ensuring business sustainability. Key Responsibilities: - Develop and deliver core banking solutions for applications handling essential banking functions such as account management, interest calculations, cash deposits and withdrawals processing, customer management, and product management. - Analyze risks, ensure sound financial decisions, safeguard profitability, and have a complete understanding of commercial banking operations including financial performance, covenant analysis, testing covenants, monitoring covenants, and risk factors. - Understand and analyze company/borrower performance based on financials, cash flow, and other secondary information. Summarize borrower and industry performance details effectively. - Identify risks associated with borrowers/companies, mention them in reviews with possible mitigants, and perform assignments of moderate complexity with limited supervision. - Contribute to cycle time improvement and team efficiency, communicate effectively in English with clients, and demonstrate analytical soundness in decision making. Qualifications Required: - Any Graduation - 7 to 11 years of experience in commercial banking operations - Experience in commercial loan quality control would be an added advantage About Accenture: Accenture is a global professional services company with leading capabilities in digital, cloud, and security. With a team of 699,000 professionals serving clients in over 120 countries, Accenture offers Strategy and Consulting, Technology and Operations services, all powered by the world's largest network of Advanced Technology and Intelligent Operations centers. Embracing the power of change, Accenture creates value and shared success for clients, people, shareholders, partners, and communities. Visit www.accenture.com for more information. Please note that this role may require you to work in rotational shifts. Role Overview: You would be a Banking Operations Specialist at Accenture, playing a crucial role in transforming banking operations into an agile and resilient operating model. Your primary focus would be on helping clients address quality and productivity issues, keeping pace with customer expectations, navigating regulatory and operational pressures, and ensuring business sustainability. Key Responsibilities: - Develop and deliver core banking solutions for applications handling essential banking functions such as account management, interest calculations, cash deposits and withdrawals processing, customer management, and product management. - Analyze risks, ensure sound financial decisions, safeguard profitability, and have a complete understanding of commercial banking operations including financial performance, covenant analysis, testing covenants, monitoring covenants, and risk factors. - Understand and analyze company/borrower performance based on financials, cash flow, and other secondary information. Summarize borrower and industry performance details effectively. - Identify risks associated with borrowers/companies, mention them in reviews with possible mitigants, and perform assignments of moderate complexity with limited supervision. - Contribute to cycle time improvement and team efficiency, communicate effectively in English with clients, and demonstrate analytical soundness in decision making. Qualifications Required: - Any Graduation - 7 to 11 years of experience in commercial banking operations - Experience in commercial loan quality control would be an added advantage About Accenture: Accenture is a global professional services company with leading capabilities in digital, cloud, and security. With a team of 699,000 professionals serving clients in over 120 countries, Accenture offers Strategy and Consulting, Technology and Operations services, all powered by the world's largest network of Advanced Technology and Intelligent Operations centers. Embracing the power of change, Accenture creates value and shared success for clients, people, shareholders, partners, and communities. Visit www.accenture.com for more information. Please note that this role may require you to work in rotational shifts.

As a Commercial Real Estate (CRE) Underwriter, you play a crucial role in underwriting commercial portfolios at an advanced level of complexity. Your responsibilities include providing guidance on structuring, servicing, and analysis for both new and renewal credits. You will be tasked with identifying, gathering, and reviewing financial information to determine borrower risk ratings and appropriate loan structuring. Your expertise will be essential in assessing and communicating risks to assist in department risk mitigation strategies. Key Responsibilities: - Underwrite commercial credit actions according to applicable regulations, procedures, and guidelines - Review financial statements, communicate with clients or prospects, and perform analysis to recommend borrower risk ratings and appropriate loan structuring - Ensure all involved parties are updated on underwriting progress and outcome - Conduct thorough due diligence, including reviewing financial statements, property appraisals, rent rolls, and market studies - Utilize various financial models and software to assess cash flow, debt service coverage ratios, loan-to-value ratios, and other key financial metrics - Conduct cash flow analysis, sensitivity testing, and calculate DSCR/LTV/Debt Yield - Source, compile, and interpret financial data to support structuring and approval of loans - Review industry information and comparisons, key risks and mitigants, and collateral to form a general business overview of the borrower - Utilize results of analysis to underwrite commercial loans - Evaluate borrower financials, guarantor liquidity, lease terms, and market conditions using third-party reports (appraisals, environmental assessments) Documentation and Compliance: - Analyze loan agreements, covenants, and securitization documents for CMBS deals to ensure compliance - Prepare detailed credit memos and underwriting reports that summarize findings and provide recommendations for credit approval or denial - Ensure compliance with internal policies, regulatory guidelines, and industry standards throughout the underwriting process - Collaborate with legal and compliance teams to ensure all required documentation is complete, accurate, and properly filed Client Interaction and Relationship Management: - Work closely with loan officers, brokers, and clients to gather necessary information and clarify concerns during the underwriting process - Provide exceptional customer service by maintaining clear and effective communication with all stakeholders - Build and maintain strong relationships with clients, industry professionals, and internal teams to facilitate smooth transactions Qualifications: - Bachelor/masters degree in commerce, Finance & Accounting - Minimum 2 to 4 years of relevant experience in CRE underwriting - Designation as a Team Leader is mandatory,

Yunic Hr Solutions Hiring For Banking Credit Manager A banking credit manager's job description involves evaluating potential customers' creditworthiness, approving or rejecting loan applications, and managing the entire loan lifecycle. Key responsibilities include analyzing financial statements, minimizing risk, ensuring compliance with policies and regulations, and working with other departments like legal and risk containment. They also monitor existing loans for repayment, manage post-disbursement documentation, and ensure compliance with loan covenants. Required Experience And Qualifications Any Diploma/Degree Benefits ESI And PF No Target Fixed Shift Incentives  Job types: full-time Experience - 1 Yr To 3 Yrs Salary 30% To 40% Hike Job location in Pan India Contact Hr yunichrsolutions23@gmail.com

credit analyst job description with a concise paragraph or list of bulleted items designed to sell your company, agency, or institution to applicants. You might mention how crucial credit analysis is to your companys success and how this role is viewed as a steppingstone toward more prominent finance positions within your workplace. If your company values work-life balance, promoting from within, incentive-based compensation, or diversity, equity, and inclusion, be sure to mention this in your post. Credit Analyst Job Responsibilities: Gathers and analyzes loan applicants financial data to evaluate risk. Assesses creditworthiness of individuals, companies, and institutions. Collaborates with other financial experts to approve or deny loans. Makes recommendations about whether to increase, adjust, extend, or close lines of credit. Undertakes risk analysis using regional, sector-specific, environmental, and other financial data. Prepares and presents credit reports. Completes quality assurance reviews. Gauges market trends. Monitors and adheres to collateral compliance covenants. Ensures that all loans are made in adherence with federal, state, and local financial regulations. Analyzes data to verify information and uncover fraud. Helps to update and improve credit rating criteria.

Role Overview: As a Treasury Specialist at J.K. Fenner (India) Limited in Chennai, you will play a crucial role in managing cash and liquidity, mitigating financial risks, maintaining banking relationships, and optimizing investments. Your expertise in treasury operations will contribute to the company's financial stability and growth. Key Responsibilities: - Oversee daily cash management, positioning, and reconciliation activities to ensure optimal liquidity. - Develop and manage short-term and long-term cash flow forecasts and budgets. - Identify opportunities to optimize cash balances and manage intercompany cash. - Drive initiatives to improve working capital management across the business. - Identify, monitor, and mitigate financial risks, including foreign exchange (FX), interest rate, and credit risks. - Develop and implement effective hedging strategies to mitigate currency fluctuations. - Ensure compliance with internal policies and external regulations related to financial risk. - Manage and maintain relationships with banks and financial institutions, negotiating terms, fees, and credit lines. - Oversee bank account administration, including opening, closing, and updating signatory authorities. - Collaborate with internal audit to ensure strong governance and proper documentation. - Manage the organization's debt portfolio, ensuring covenant compliance and providing analysis on capital structure. - Oversee the investment of excess cash, aiming to maximize returns within the company's risk tolerance. - Recommend investment opportunities and financing strategies to senior management. - Prepare and present financial reports, forecasts, and budgets to senior management and other stakeholders. - Conduct financial analysis to provide insights and support strategic decision-making. - Support internal and external audits by providing necessary documentation and information. Qualifications Required: - A Master's degree in Finance, Accounting, Economics, or a related field is often preferred. - Professional certifications such as a CFA may also be desirable. - 5-10+ years of hands-on treasury experience, with expertise in cash flow forecasting, liquidity planning, and risk management. - Experience in a listed company or global treasury operations can be a plus. - Proficiency with Treasury Management Systems (TMS), Enterprise Resource Planning (ERP) platforms, and data visualization tools. - Advanced Excel and financial modeling skills are also essential. - Strong analytical, problem-solving, and communication skills. - Leadership, strategic thinking, adaptability, and the ability to collaborate effectively with various stakeholders are crucial for success. Join J.K. Fenner (India) Limited and be part of a forward-thinking organization dedicated to excellence in Automotive and Industrial Automation Solutions.,

As a member of the Loan Data Extraction team at Chatham Financial specializing in institutional real estate clients, you will have the opportunity to review and extract data from various real estate source documents such as loan agreements, promissory notes, and guarantees. Your role is crucial in ensuring the accurate modeling of debt portfolios for clients, requiring you to maintain data completeness, accuracy, and timely delivery. **Key Responsibilities:** - Collaborate with internal team members and stakeholders to ensure timely project completion and client satisfaction. - Effectively communicate complex ideas and information related to data extraction and quality assurance. - Complete internal training modules to enhance skills necessary for efficient extraction responsibilities. **Qualifications Required:** - Post Graduate degree in Commerce, Accounting, Finance, or related fields. - 1-3 years of experience in financial document processing, credit analysis, loan operations, or a similar field. - Proficient in speaking and writing Japanese. - Attention to detail is crucial to avoid errors in loan terms, interest rates, borrower details, and covenants. - Familiarity with loan documents such as credit agreements, promissory notes, and term sheets. - Efficient data entry skills with high accuracy to ensure smooth downstream processing. - Critical thinking and pattern recognition abilities for identifying inconsistencies and potential issues. - Strong communication skills to effectively convey information to internal team members and stakeholders. - Real estate familiarity or experience with institutional real estate data is a plus. Chatham Financial is the largest independent financial risk management advisory and technology firm, providing debt and derivative solutions to clients across various industries. With a team of over 750 employees, Chatham serves more than 3,500 companies, handling significant transaction volumes annually. Founded in 1991, Chatham aims to help businesses maximize their value in the capital markets. Visit chathamfinancial.com to learn more about the company. Chatham Financial is an equal opportunity employer.,

As an Assistant Manager/Manager in Treasury Operations, your role will involve collaborating with the customer treasury team to address and resolve purchase order (PO) related matters. You will be responsible for managing internal transfers of funds to optimize liquidity across accounts and entities. Additionally, you will prepare and validate Borrowing Base Certificates in accordance with banking requirements and ensure timely submission of covenant deliverables while monitoring compliance with financial covenants. Key Responsibilities: - Tracking and managing incurrence baskets to ensure adherence to loan terms and credit agreements. - Preparing accurate cash flow forecasts and providing periodic cash management reports. - Deploying and monitoring process controls, implementing quality assurance plans, and driving risk mitigation initiatives. - Tracking service level metrics to ensure process efficiency and compliance with defined standards. - Leading and motivating team members, overseeing performance reporting, and identifying opportunities for improvement. - Applying strong analytical and problem-solving skills to support decision-making and financial analysis. - Demonstrating the ability to multitask effectively, prioritize competing activities, and meet strict deadlines. Qualifications Required: - Possessing a strong educational background as a university graduate or postgraduate with 8-10 years of education and 3-5 years of relevant experience in treasury operations. - Holding a professional qualification such as Chartered Accountant (CA) or Certified Public Accountant (CPA), with hands-on treasury experience. - Exhibiting the ability to read and interpret financial statements, make sound judgments, and provide informed recommendations. - Having a solid understanding of credit management and demonstrating research capabilities, particularly within investment or financial institutions. In addition to the above responsibilities and qualifications, you are expected to have knowledge of the US market. This position is Full Time and Permanent in the ITES/BPO/KPO industry, with a functional area of ITES/BPO/Customer Service. If you believe you meet these requirements and are ready to take on the challenges of this role, we look forward to receiving your application. Job Code: GO/JC/1308/2025 Recruiter Name: Prernaraj,

As a Relationship Manager in Commercial Banking, your role will involve owning the end-to-end acquisition and relationship management of mid-corporate clients. Your primary focus will be on delivering sustainable revenue and book growth across assets and liabilities, with an emphasis on new-to-bank (NTB) acquisition, activation, and cross-selling of transaction banking products like Cash Management Services (CMS), Trade Services, and treasury/FX solutions. It will be essential to maintain portfolio quality, ensure compliance with risk policies, and facilitate seamless service through cross-functional collaboration. **Key Responsibilities:** - Acquire new mid-corporate clients and onboard them successfully. - Achieve targets for fund-based and non-fund-based products, including working capital loans, term loans, and trade finance. - Cross-sell products such as treasury services, cash management services, forex services, salary accounts, etc. - Meet income targets from interest and fee-based products for both assets and liabilities. - Focus on increasing wallet share by offering customized solutions to clients. - Build and maintain strong relationships with key decision-makers in client organizations. - Ensure high client satisfaction scores through regular engagement and prompt issue resolution. - Monitor the creditworthiness of clients and ensure compliance with the bank's risk policies. - Minimize non-performing assets (NPAs) by maintaining a healthy portfolio. - Ensure Credit Appraisal Memo (CAM) preparation for NTB and existing-to-bank (ETB) renewals, and covenant monitoring for existing contracts. - Collaborate closely with product teams (e.g., treasury services, cash management services, forex services) to meet client needs. - Coordinate with credit and operations teams for seamless service delivery. **Qualifications Required:** - Graduation in any field - Post-graduation in any discipline - 5 to 8 years of relevant experience in relationship management This position offers you the opportunity to play a crucial role in acquiring and managing mid-corporate clients, driving revenue growth, and ensuring client satisfaction through tailored solutions and proactive engagement.,

As a director level executive for SME Loan Administration at Capgemini, your role will involve the following key responsibilities: - Utilize your extensive experience in working for financial institutions/Banks to oversee financial products, including Funding Markets, Commercial Loan Portfolios, Loan Administration, and Covenant Administration. - Demonstrate a solid understanding of Loan Administration systems such as LoanIQ, E-Works, LoRD, etc. - Serve as a referral point for all Section staff, particularly Team Leaders, providing guidance, knowledge, and necessary training. - Collaborate closely with the onshore Credit & Limit Control and Loans Administration teams, ensuring strategic planning for optimal Section performance aligned with defined processes and procedures. - Drive and deliver strategic initiatives & Transformational projects committed to the client, fostering innovation and leading the creation of new ideas for process and productivity improvements. - Actively participate in monthly KAIZEN meetings to enhance operational efficiency and strive for improvement in error rates year-on-year. - Identify and address Domain knowledge gaps through team upskilling, internal and external certifications, training, and mentoring. - Cultivate collaborative relationships with the Client Organization, acting as a trusted advisor on Process and domain-related matters. - Communicate plans and operational solutions aimed at improving services provided to the Client organization, enhancing functional efficiency, and reducing operational risk. - Engage with internal and external Auditors to ensure compliance with section processes and controls. - Establish and uphold comprehensive procedural documentation across key operational processes, maintaining service level agreements across Functional Areas. - Stay abreast of industry and regulatory changes, proactively anticipating challenges and taking necessary steps to address them. - Collaborate internally with various teams to develop Loan Administration related offerings for both Commercial and consumer loans, ensuring periodic updates to Go to Market material and collateral. In addition to the primary skills, the following secondary skills are required for this role: - Minimum experience of 15-20 years in similar roles managing large operations and diverse teams. - Strong communication skills to build trust with internal key stakeholders and partners. - Energetic, flexible, collaborative, and proactive leadership style. - Proficient in influencing and negotiating skills. - Experience in leading and successfully delivering change and Transformation initiatives for Banking Clients. - Profound understanding of general Loans Administration roles and responsibilities, including relevant current market knowledge.,

Role Overview: The Chief Investment Officer (CIO) position at M20 Urban Spaces involves leading the investment strategy and execution of real estate projects. You will need strategic foresight, risk management expertise, financial acumen, and domain technical knowledge to drive high yield, risk-mitigated investments across various types of developments. Key Responsibilities: - Identify and build relationships with real estate developers specializing in plotted developments to facilitate deal origination. - Lead due diligence processes, including feasibility studies, legal/title assessments, and technical site reviews. - Conduct financial analysis by building cash flow models, assessing project viability, and performing return analysis based on IRR. - Draft and negotiate term sheets, investment instruments, and exit conditions for deal structuring. - Oversee the execution of funded projects, monitor progress, sales velocity, milestones, and investor reporting. - Identify key risks, enforce covenants, and implement project-level mitigation strategies for risk management. - Provide investor support by delivering investor updates, MIS reports, and exit documentation in collaboration with the capital raising team. Qualifications Required: - At least 8 years of experience in real estate private equity, finance, or advisory. - MBA (Finance), CA, or Civil Engineering + MTech with strong finance exposure. - Demonstrated experience in evaluating and executing land or plotted development projects. - Excellent financial modeling skills and deep familiarity with real estate markets, especially in Tamil Nadu. - Strong negotiation and interpersonal skills, self-starter mindset, and ability to work in an entrepreneurial environment. - Exposure to legal and regulatory aspects of real estate, such as RERA, title, and DTCP/CMDA norms, would be a strong plus. (Note: Omitted additional details of the company as it was not present in the JD),