10 Cost Of Capital Jobs in Mysore

As a Loan Branch Manager, your role involves achieving sales targets and maintaining the best portfolio quality of the branch. You will be responsible for leading a team of Loan Officers/Field Staff to meet business targets effectively. Your key responsibilities include: - Designing a collection strategy within the operational radius to mitigate risks and maintain portfolio quality. - Conducting regular field visits to guide and motivate Loan Officers, as well as surprise visits to assess loan officer performance. - Holding morning and evening meetings with Loan Officers to achieve daily run rate projections and demonstrate effective planning. - Ensuring proper maintenance of the branch, registers, and documents for compliance, audit, legal, admin, and HR purposes. - Identifying training needs, conducting skill development sessions, and monitoring clusters to optimize resources. - Guiding the team to improve First Time Right (FTR) and Turnaround Time (TAT) while enhancing customer satisfaction. - Maintaining a branch that reflects the brand values for effective customer retention and recall. - Ensuring adherence to all systems and processes as directed by Senior Management. - Providing adequate product and process training to all staff members. Qualification Required: - Graduation in any discipline.,

As a Sales Manager for Retail loan products, your role is crucial in driving sales and ensuring that business targets are met. Your main responsibilities include: - Aggressively driving sales numbers and achieving business targets for Retail loan products through cross selling, while also enhancing client relationships. - Retaining and expanding the company's customer base for retail loan products to encourage repeat business and referrals. - Maximizing sales through a strong network and relationships to ensure business growth. - Developing and maintaining strong liaisons with clients for repeat business and referrals. - Ensuring timely processing of files from the login stage to disbursement by liaising with internal departments like Operations and Credit. - Optimizing team productivity by effectively managing a team of relationship managers to achieve team results and meet business targets. - Aligning with the team on ground lead generation activities for Sales. - Leading and supervising the team to implement the growth agenda through training, motivation, and deployment strategies. - Keeping abreast of market trends and competitor intelligence to develop effective sales and marketing strategies. - Providing feedback to the central product and policy team based on your understanding of the markets, competition, processes, and available products. - Ensuring compliance with all Audit/RBI regulations, company processes, policies, and reports. This role requires a Post Graduate/Graduate in any discipline.,

As an Underwriter at our company, your role will involve underwriting and managing the portfolio in the assigned branch/location. Here are the key responsibilities you will be handling: - Review and assess a broad range of complex loan applications within defined guidelines. Take decisions or recommend for approval to higher authorities accordingly. - Underwrite proposals as per the laid down policies & procedures to honor the agreed SLAs and manage city/area business volumes. - Conduct personal discussions with customers to establish creditworthiness. Ensure completion of credit/KYC documents and verification through telephonic, field, and collateral visits. - Assess income to obligation ratios with in-depth knowledge of the rationale behind the calculation of ratios and its impact on loan performance during the loan tenure. - Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster. Regularly report the same. - Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties. - Take ownership of client queries, utilizing industry knowledge and experience to overcome challenges and solve problems. - Exceed service quality standards and strive for continuous process improvement. - Undertake a critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. - Ensure collateral and other credit risk mitigation to facilitate the approving authority to make decisions on credit proposals. - Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team. - Undertake ongoing reviews of credit exposures to ensure continued bankability. - Facilitate critical review and documentation of proposals. Monitor client & collateral creditworthiness from pre-sanction to post-disbursement phase. Undertake steps for risk mitigation when required while ensuring adherence to legal & documentation norms & policies. - Manage the credit underwriting function of your branch. Facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. Qualifications required for this role: - Post Graduate/ Graduate in any discipline Join us in this challenging role where you can make a significant impact on our business operations.,

As a Regional Mortgage Operations Leader, you will be responsible for providing leadership and direction to the regional mortgage operations unit in order to drive a high-quality customer experience balanced with efficiency, compliance, and consistency. **Key Responsibilities:** - Investigate, collaborate on, and maintain the operating policies and procedures for the extension of mortgage loans that conform to bank and industry standards. - Identify opportunities for process improvements and drive their implementation with a focus on compliance and efficacy. - Review, respond to, and develop resolutions for compliance-related findings for the regional unit while serving as the first-line subject matter expert for daily loan scenario questions. - Interview, hire, train, coach, evaluate, and redirect regional unit team members for optimal team performance and track their progress. - Ensure that quality and production goals are met by monitoring workflow levels and reallocating resources as needed. - Monitor and maintain established operations turn time and quality standards across processing, underwriting, and closing functions. - Foster collaborative relationships with regional sales and operations units to ensure effective communication and alignment between the teams. - Partner with sales production staff and internal/external departments to set loan performance expectations, monitor quality assurance, and ensure timely processing, underwriting, and closing workflows. - Stay updated on changes in the mortgage industry and bank regulations related to the mortgage department, and recommend process changes to ensure compliance. - Collaborate with sales managers to enhance communication and alignment between sales and processing teams. - Ensure consistency with main operations center policies, procedures, and workflows while adapting market-specific practices for a competitive edge. - Explore new technology options to enhance quality and efficiency, including vendor due diligence and product onboarding. - Maintain zero critical and repeated audit observations and resolve customer complaints within defined timelines. - Analyze operational scorecards to identify root causes of exceptions, trends, training opportunities, and performance development needs. You will play a crucial role in leading the regional mortgage operations unit towards achieving operational excellence, compliance, and customer satisfaction.,

You will be responsible for driving sales and ensuring business targets are achieved for Retail loan products. Your key responsibilities will include: - Aggressively driving the sales numbers and achieving the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade client relationships. - Retaining and expanding the company's base of customers for retail loan products to ensure repeat business or referrals. - Maximizing sales through a network and relationships to ensure strong business. - Developing and maintaining strong liaisons with clients for repeat business or referrals. - Ensuring the files are processed from the login stage to disbursement and liaising with internal departments (Operations and Credit) for completion. - Optimizing team productivity by effectively managing the team of relationship managers to assure achievement of team results and meet the business targets and profitability of the area. - Aligning with the team on ground lead generation activities for Sales. - Leading and supervising the team for the implementation of the growth agenda through appropriate training, motivation, and deployment strategies. - Constantly keeping abreast of market trends and competitor intelligence to build and develop effective sales and marketing strategies. - Using understanding of the markets, competition, process, and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. - Ensuring compliance with all Audit/RBI regulations as well as processes, policies, and reports as per company designed systems. Qualifications required for this role: - Post Graduate/ Graduate in any discipline.,

As a Loan Branch Manager, your primary responsibility is to achieve sales targets while maintaining the best portfolio quality. You will lead a team of Loan Officers/Field Staff, ensuring they meet their business targets effectively. Your duties will include designing a collection strategy to minimize risks, conducting field visits to guide and motivate the team, and holding regular meetings to plan daily activities efficiently. Additionally, you will be in charge of maintaining branch operations, complying with regulations, and identifying training needs for staff development. Key Responsibilities: - Achieve sales targets and maintain high portfolio quality - Lead and motivate Loan Officers/Field Staff to meet business targets - Design collection strategy to minimize risks - Conduct field visits and assess loan officer performance - Hold regular meetings to plan daily activities effectively - Maintain branch operations and ensure compliance with regulations - Identify training needs and monitor staff development - Guide the team to improve First Time Right (FTR) and Turnaround Time (TAT) - Ensure brand values are upheld and customer satisfaction is maximized - Ensure adherence to company processes and systems - Provide adequate product and process training to all staff Qualifications Required: - Graduate in any discipline Thank you for considering this opportunity.,

You are being hired for the role of Bookkeeping & Account Management Specialist for a leading client in the BPM industry. Your responsibilities will include: - Collecting and managing customer data, which involves categorizing transactions, reconciling accounts, and ensuring accuracy and completeness. - Maintaining the accuracy of your customers" accounts through ledger and data management. - Making adjustments to accounts as needed, addressing discrepancies, and ensuring compliance with relevant regulations. It is essential to have experience in IFRS and US GAAP standards. You must be flexible to work for US shifts. The job location is Mysore/Bengaluru.,

As a candidate for this position, you will be responsible for personal discussion of cases according to the established policies and procedures while maintaining strict adherence to quality standards. You will also be expected to adhere to agreed Service Level Agreements (SLAs) and timelines in completing the assigned activities. Your skill set should include underwriting, disbursements, collateral management, and coordination with cross-functional sales operation teams. Key Responsibilities: - Protect company assets by properly evaluating all credit requests, establishing credit limits, and ensuring that all granted loans are well-documented and secured by appropriate collateral. - Improve underwriting efficiencies while maintaining adequate risk management practices. - Conduct Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. - Ensure proper communication of credit decisions to stakeholders. Qualifications Required: - Strong understanding of underwriting processes and risk management. - Experience in managing collateral and credit evaluation. - Excellent communication skills to effectively interact with stakeholders. - Ability to work within agreed SLAs and timelines. - Familiarity with loan verification processes and compliance requirements. (Note: Additional details about the company were not provided in the job description.),

As a candidate for this position, you will be responsible for achieving business targets by acquiring new client relationships and maintaining them. Your key responsibilities will include: - Identifying target areas for prospective business - Pre-screening customer segments as per the organization norms - Ensuring the number of logins along with disbursement - Ensuring high customer satisfaction levels by proactively understanding customer needs and cross-selling multiple products as per the requirements - Executing sales promotion activities to build customer interest in the TCFSL brand - Building strong client relationships both internally and externally and establishing a strong brand identification with potential customers - Ensuring vendor empanelment and developing relationships with new vendors - Developing strong distribution channels - Ensuring compliance with all Audit/RBI regulations As a Graduate in any discipline, you should meet the qualification requirements for this role.,

As a Business Development Executive at the company, your role involves achieving business targets by acquiring new client relationships and maintaining them. Your responsibilities will include: - Identifying target areas for prospective business - Pre-screening customer segments as per the organization norms - Ensuring the number of logins along with disbursement - Proactively understanding customer needs and cross-selling multiple products to ensure high customer satisfaction levels - Executing sales promotion activities to build customer interest in the TCFSL brand - Building strong client relationships both internally and externally to establish a strong brand identification with potential customers - Ensuring vendor empanelment and developing relationships with new vendors - Developing strong distribution channels - Ensuring compliance with all Audit/RBI regulations You should possess a graduate degree in any discipline and meet the following qualifications: - Graduate in any discipline The company also emphasizes on building strong client relationships, vendor empanelment, and compliance with regulations.,