1 international Credit Jobs nearby Dhanbad

We are looking for a competent Collection Specialist to contact clients and collect outstanding payments. You will struck a balance between maintaining trustful relationships, and ensuring timely payments. Our Collection Specialist should exhibit professionalism and trustworthiness. You should have excellent communication and negotiation skills, as well as an ability to work independently. Responsibilities Monitor accounts to identify outstanding debts Investigate historical data for each debt or bill Find and contact clients to ask about their overdue payments Take actions to encourage timely debt payments Process payments and refunds Resolve billing and customer credit issues Update account status records and collection efforts Report on collection activity and accounts receivable status  

Job Description Manager: Sales International Operations Job Code: ITC/M-SIO/20251108/19148 Location: Mumbai Designation: Manager Sales (International Operations) Experience Required: 2-6 Years Qualification: MBA Vacancy: 1 Salary Range: 12,00,000-17,00,000 per annum Position Type: Full-time Role Overview The Manager Sales International Operations will be responsible for driving sales growth, expanding market presence, and strengthening dealer networks across international markets. The role includes developing and executing sales strategies, analyzing market trends, optimizing credit and logistics processes, and ensuring superior customer experience. The manager will work cross-functionally with internal teams and external partners to achieve annual revenue and profitability targets. Key Responsibilities 1. Sales Strategy & Market Development Identify, develop, and implement sales strategies to achieve volume targets and expand market share. Conduct market research and forecast industry trends to support strategic business planning. Lead product launch strategies and market entry initiatives across international regions. 2. Revenue & Profitability Management Drive profitable and sustainable business growth by optimizing credit management, reducing logistics costs, and improving supply chain efficiency. Monitor business performance across geographies and support teams in meeting year-on-year bottom-line goals. Identify new business opportunities and revenue-generation avenues. 3. Dealer & Channel Management Develop and manage dealer networks, ensuring healthy dealer performance and incremental business growth. Ensure dealer profitability, compliance, and quality of operations. Build strong relationships with dealers, distributors, and strategic partners. 4. Customer Experience & Relationship Building Develop customer-centric strategies to enhance satisfaction and retention. Ensure adherence to customer experience metrics and improvement benchmarks. Implement best practices to elevate brand perception in international markets. 5. Team Collaboration & Performance Review Coordinate with cross-functional teams including marketing, logistics, finance, and product teams. Evaluate team performance and mentor team members to achieve sales targets. Drive strategic interventions to address performance gaps and support operational excellence. Key Skills Required Sales Strategy & Planning International Market Exposure Credit & Logistics Management Dealer & Channel Management Customer Experience Enhancement Marketing & Product Launch Execution Strong Communication & Negotiation Skills Analytical & Problem-Solving Ability Compensation CTC Range: 12,00,000 17,00,000 per annum

Gathers and analyzes loan applicants financial data to evaluate risk. Assesses creditworthiness of individuals, companies, and institutions. Collaborates with other financial experts to approve or deny loans. Makes recommendations about whether to increase, adjust, extend, or close lines of credit. Undertakes risk analysis using regional, sector-specific, environmental, and other financial data. Prepares and presents credit reports. Completes quality assurance reviews. Gauges market trends. Monitors and adheres to collateral compliance covenants. Ensures that all loans are made in adherence with federal, state, and local financial regulations. Analyzes data to verify information and uncover fraud. Helps to update and improve credit rating criteria. Authors documents on credit risk and related financial matters. Communicates credit decisions and policies to fellow employees and credit applicants. Oversees or undertakes document preparation.

As a Credit Analyst at Standard Chartered, your role involves ensuring quick turnaround on New to Bank (NTB) and new deal proposals while maintaining Overdue Business Credit Applications (BCAs) within a 5% threshold. Your key responsibilities include: - Keeping the number of credit reverts to a minimum, with no more than 1 referback per BCA - Portfolio control and ensuring downgrade to GSAM < 90 days in Early Alert Register (EAR) is Nil - Maintaining a satisfactory audit grade and demonstrating 100% commitment to the code of conduct - Timely completion of mandatory e-learnings In terms of regulatory and business conduct, you are expected to display exemplary behavior in line with the Group's Values and Code of Conduct. This involves taking personal responsibility for upholding the highest standards of ethics, compliance with laws and regulations, and identifying, escalating, mitigating, and resolving risk, conduct, and compliance matters collaboratively. Key stakeholders you will engage with include Relationship Managers (RM) and Credit team. The ideal candidate for this role should possess skills and experience in: - Credit Analysis - Ratio Analysis - Deal Structuring - Risk Identification and Mitigation - Customer Delight - Policy and Compliance About Standard Chartered: At Standard Chartered, we are an international bank dedicated to making a positive difference for our clients, communities, and employees. With a history spanning over 170 years, we thrive on challenging the status quo, seeking new opportunities for growth, and driving commerce and prosperity through diversity and inclusion. Our values include doing the right thing, continuously striving for improvement, and working collaboratively to build for the long term. We aim to celebrate your unique talents and provide an inclusive environment where everyone can realize their full potential. Benefits offered by Standard Chartered include core bank funding for retirement savings, flexible working options, proactive wellbeing support, continuous learning opportunities, and a values-driven organization that embraces diversity and inclusion. If you are seeking a purpose-driven career in banking and want to contribute to making a difference, we encourage you to join our team at Standard Chartered.,

As a part of Team Amex at American Express, you'll be backed by a 175-year history of innovation, shared values, and Leadership Behaviors. Your work will have a significant impact as you contribute to defining the future of American Express. Your voice and ideas will be valued in this dynamic environment. In this role, you will: - Put enterprise thinking first by aligning with enterprise priorities and balancing customer and shareholder needs. - Lead with an external perspective, challenge the status quo, and bring continuous innovation to existing processes. - Demonstrate learning agility, make quick decisions with integrity, possess strong analytical and problem-solving skills, and have a strong will to win. - Build strong relationships, manage effectively, and influence stakeholders. - Exhibit exceptional verbal, written, and interpersonal communication skills. Minimum Qualifications: - Graduates/Undergraduates with 1-10 years of International BPO calling experience. - Excellent communication skills. - Comfortable working in a 24/7 work environment. - Analyze risk on customer accounts, make sound decisions for recovery while maintaining high customer satisfaction levels. - Meet and exceed metrics on transactional quality, compliance regulations, and productivity goals. - Ensure maximum recovery on Card Members" accounts through Inbound/Outbound calls. Preferred Qualifications: - Credit and Collections experience with a reputed organization. American Express offers benefits to support your holistic well-being, including: - Competitive base salaries and bonus incentives. - Support for financial well-being and retirement. - Comprehensive medical, dental, vision, life insurance, and disability benefits. - Flexible working model with hybrid, onsite, or virtual arrangements. - Generous paid parental leave policies. - Free access to global on-site wellness centers and counseling support through the Healthy Minds program. - Career development and training opportunities. Please note that the offer of employment with American Express is subject to the successful completion of a background verification check as per applicable laws and regulations.,

As a Senior Manager, International Accounting & Operations, your role will involve leading global accounting and Accounts Receivable activities from the India hub. You will oversee the full Order-to-Cash cycle and play a crucial role in ensuring accurate financial reporting, optimizing working capital, and driving process improvements as part of Foundry's global finance transformation. **Key Responsibilities:** - Lead international accounting operations, ensuring accuracy in general ledger, reconciliations, and reporting across multiple entities. - Manage global AR operations including billing, collections, credit control, and cash application, ensuring timely and accurate processing. - Oversee month-end and quarter-end close activities, reviewing AR, revenue, and related accounting entries to ensure compliance with US GAAP and local statutory requirements. - Partner with global accounting and FP&A teams to improve cash flow forecasting, reduce DSO, and optimize working capital. - Lead system and process transformation initiatives (Dynamics 365, automation tools) to integrate AR and accounting processes globally. - Collaborate with Sales, Legal, and Operations to align contract terms, resolve billing issues, and strengthen revenue recognition discipline. - Develop, document, and enforce accounting and AR policies, controls, and standard procedures across regions. - Support US GAAP and statutory audits, ensuring timely submission of reconciliations, audit schedules, and compliance documentation. - Build and mentor a high-performing India-based finance team, strengthening Foundry's offshore accounting capability. **Qualifications Required:** - Bachelor's degree in Accounting, Finance, or related field. - MBA and/or CA/ICWA preferred. In addition to the above, you should possess 12-15 years of progressive accounting and finance experience, including global close and AR leadership. Your strong technical accounting knowledge and ability to interpret and apply US GAAP in coordination with multiple international local GAAP requirements will be crucial. Moreover, hands-on experience with ERP systems (preferably Dynamics 365) and automation tools is essential. Excellent communication skills, the ability to work effectively across cultures and time zones, and high integrity, confidentiality, and professional skepticism are also important attributes for this role.,

Role Overview: You will be the Manager - International Taxation, Pulses, overseeing all tax-related matters for the Pulses business in India and other international regions. Your role will involve ensuring compliance with Indian tax laws, overseeing transfer pricing, audits, and strategic tax optimization, while providing direct support to the Pulses vertical leadership team. Key Responsibilities: - Ensure compliance with all Indian tax laws and regulations, including timely preparation and filing of Income Tax, GST, TDS, TCS, and other returns. - Oversee and support group entities to maintain compliance with applicable tax laws across international regions. - Monitor and implement changes in tax laws and regulations, working with advisors and keeping the Pulses vertical team informed. - Lead compliance with Transfer Pricing regulations, including development and updating of India TP documentation aligned with Group policy. - Oversee international TP documentation in collaboration with regional finance teams and local advisors. - Monitor changes in OECD and BEPS Pillar 2 regulations, ensuring compliance across India and other regions. - Lead and manage Tax and TP audits and disputes with Indian and international tax authorities, in close collaboration with internal stakeholders and advisors. - Develop and implement tax strategies to optimize expenses and liabilities while ensuring compliance. - Identify opportunities for tax optimization, deductions, credits, and incentives in India and other regions. - Provide tax support for M&A projects, due diligence, structuring, and reviews as required. - Prepare and maintain accurate tax records, reports, and documentation for internal and external purposes. - Collaborate with finance and accounting teams to ensure accurate tax accounting, reporting, and management of DTA/DTL. Qualification Required: - Education: Qualified CA; additional certification in Taxation is an advantage. - Experience: 10+ years in corporate tax within Commodities, Big Taxation firms, or MNC tax departments, with global exposure. - Leadership: Confident in leading discussions with senior management and collaborating with international teams. - Technical Expertise: Strong knowledge of Indian Income Tax, TDS, GST, Transfer Pricing, and international tax matters including Double Tax Treaties; working knowledge of common tax issues in the Asia Pacific region is advantageous. - Soft Skills: Detail-oriented, open mindset, flexible to business needs, strong communication skills in English, proficient in Excel and PowerPoint. - Knowledge of the Agri commodities industry is advantageous.,

Role Overview: As a Retail Risk Operations Manager at Standard Chartered, you will play a crucial role in shaping the strategic direction of Retail Risk Operations. Your responsibilities will include optimizing operating efficiency, ensuring adherence to process standards, and implementing the Operational Risk Framework. You will lead a team to drive standardization, automation, and consolidation through process improvement initiatives. Key Responsibilities: - Provide inputs to shape the strategic direction of Retail Risk Operations and work with stakeholders to deliver strategic initiatives. - Optimize operating efficiency while ensuring file processing effectiveness within the Retail Risk Operations function. - Ensure credit files are processed according to defined process standards and lead re-engineering and process improvement initiatives. - Implement the Operational Risk Framework, monitor operational risk metrics, and address any control weaknesses promptly. - Identify and track Key Performance Indicators (KPIs) to support strategy testing and daily operations. - Lead and build a culture of values, provide ongoing training and development for the team, and ensure effective supervision is in place. - Identify industry best practices, monitor application quality, and provide inputs to optimize risk and reward relationship. - Ensure compliance with regulatory and business conduct standards, embed Group values and code of conduct, and ensure closure of issues from audits and reviews. - Serve as a Director of the Board and act in accordance with the Articles of Association. Qualifications Required: - MBA/CA qualification with a minimum of 2 years of experience. - Proficiency in analysis of financial statements, analytical skills, and understanding of legal and technical aspects. - Familiarity with Ms Excel and Ms Word. - Proficiency in English and Hindi languages. About Standard Chartered: Standard Chartered is an international bank committed to making a positive difference for clients, communities, and employees. With a focus on driving commerce and prosperity, the bank values diversity and inclusion. Employees are encouraged to challenge the status quo, continuously strive for improvement, and work together to build for the long term. Additional Details (if any): Standard Chartered offers core bank funding for retirement savings, medical and life insurance, along with flexible working options, proactive wellbeing support, continuous learning opportunities, and an inclusive organizational culture. Employees are valued for their unique talents and are supported in realizing their full potential. Note: The given job description provides a comprehensive overview of the role, responsibilities, qualifications required, and additional details about the company, Standard Chartered. Role Overview: As a Retail Risk Operations Manager at Standard Chartered, you will play a crucial role in shaping the strategic direction of Retail Risk Operations. Your responsibilities will include optimizing operating efficiency, ensuring adherence to process standards, and implementing the Operational Risk Framework. You will lead a team to drive standardization, automation, and consolidation through process improvement initiatives. Key Responsibilities: - Provide inputs to shape the strategic direction of Retail Risk Operations and work with stakeholders to deliver strategic initiatives. - Optimize operating efficiency while ensuring file processing effectiveness within the Retail Risk Operations function. - Ensure credit files are processed according to defined process standards and lead re-engineering and process improvement initiatives. - Implement the Operational Risk Framework, monitor operational risk metrics, and address any control weaknesses promptly. - Identify and track Key Performance Indicators (KPIs) to support strategy testing and daily operations. - Lead and build a culture of values, provide ongoing training and development for the team, and ensure effective supervision is in place. - Identify industry best practices, monitor application quality, and provide inputs to optimize risk and reward relationship. - Ensure compliance with regulatory and business conduct standards, embed Group values and code of conduct, and ensure closure of issues from audits and reviews. - Serve as a Director of the Board and act in accordance with the Articles of Association. Qualifications Required: - MBA/CA qualification with a minimum of 2 years of experience. - Proficiency in analysis of financial statements, analytical skills, and understanding of legal and technical aspects. - Familiarity with Ms Excel and Ms Word. - Proficiency in English and Hindi languages. About Standard Chartered: Standard Chartered is an international bank committed to making a positive difference for clients, communities, and employees. With a focus on driving commerce and prosperity, the bank values diversity and inclusion. Employees are encoura

As a Credit Analyst at the Global Analytical Centre in Pune, your role involves supporting global Credit Analyst(s) in tracking the performance of a portfolio of Insurance Companies primarily in North American/European markets. Your key responsibilities include: - Tracking industry, regional, and regulatory dynamics and trends - Understanding the portfolio of credits tracked and flagging rating/outlook triggers to global credit analysts - Applying rating criteria on day-to-day activities and deliverables - Analyzing financial and operational performance, working on financial models and projections, and conducting peer analysis - Preparing internal credit analysis/assessment packs and notes - Assisting in the preparation of publishable credit rating and research reports In addition to the functional responsibilities, it's crucial for you to adhere to defined processes, ensure knowledge retention and documentation, and strictly follow Compliance, Confidentiality, and Information Security Policies. Remember that trading/holding shares in a Financial Institution/Insurance company is regulated. You will also be responsible for client and stakeholder management by building and maintaining strong relationships with international clients, managing requests from various global Credit Analysts, and contributing proactively to client priorities. To excel in this role, you should have 1-3 years of relevant experience in credit analysis, ratings, and report writing for global markets, with a preference for North American/European countries or domestic markets in the Insurance sector/Financial Institution. Your qualifications should include an MBA in Finance or CA, along with excellent oral and written communication skills, a good understanding of international accounting standards, banking-related financial concepts, strong analytical skills, and good interpersonal skills to collaborate effectively with the team and mentor team members.,

As a Senior Manager, International Accounting & Operations, your role will involve leading global accounting and Accounts Receivable (AR) activities from the India hub. You will oversee various responsibilities related to financial reporting, working capital optimization, and process improvements as part of Foundrys global finance transformation. Your key responsibilities include: - Leading international accounting operations to ensure accuracy in general ledger, reconciliations, and reporting across multiple entities. - Managing global AR operations, including billing, collections, credit control, and cash application for timely and accurate processing. - Overseeing month-end and quarter-end close activities, reviewing AR, revenue, and related accounting entries to ensure compliance with US GAAP and local statutory requirements. - Partnering with global accounting and FP&A teams to enhance cash flow forecasting, reduce DSO, and optimize working capital. - Leading system and process transformation initiatives (Dynamics 365, automation tools) to integrate AR and accounting processes globally. - Collaborating with Sales, Legal, and Operations to align contract terms, resolve billing issues, and strengthen revenue recognition discipline. - Developing, documenting, and enforcing accounting and AR policies, controls, and standard procedures across regions. - Supporting US GAAP and statutory audits, ensuring timely submission of reconciliations, audit schedules, and compliance documentation. - Building and mentoring a high-performing India-based finance team to strengthen Foundrys offshore accounting capability. Qualifications required for this role include: - Bachelors degree in Accounting, Finance, or a related field. - MBA and/or CA/ICWA preferred. To be successful in this role, you should have: - 12-15 years of progressive accounting and finance experience, including global close and AR leadership. - Strong technical accounting knowledge with the ability to interpret and apply US GAAP alongside multiple international local GAAP requirements. - Proven experience in improving AR and working capital performance while ensuring accuracy. - Demonstrated ability to lead and motivate teams in India within a global matrix organization. - Hands-on experience with ERP systems, preferably Dynamics 365, and automation tools. - Excellent communication skills to work effectively across cultures and time zones. - High integrity, confidentiality, and professional skepticism. This position offers you the opportunity to make a significant impact on Foundrys global finance operations by leveraging your accounting expertise and operational leadership skills.,

As an International Junior Credit Controller at Micro Orbit, your role involves administering the credit control function to ensure timely collection of outstanding debts. Your responsibilities include: - Monitoring and managing credit control processes in adherence to company policies and procedures. - Evaluating new credit requests and reviewing customers" credit rankings with banks. - Responding to client enquiries promptly. - Processing and reconciling invoices accurately. - Checking and posting receipts to accounting systems efficiently. Desired qualifications for this role include: - Minimum 2 years of relevant experience. - Post graduation in finance, accounting, or a related field. - Proficiency in financial software and credit management tools. - International calling experience. - Strong analytical skills to evaluate financial information. - Ability to handle account transactions, basic invoice queries, and update Remittance advice. - Outstanding communication and negotiation skills to build rapport and resolve conflicts effectively. Micro Orbit offers an attractive remuneration package with wide-ranging benefits and an inclusive work culture that promotes professional progress. The job is full-time, based in Ahmedabad, with a UK shift from Monday to Friday (01:00 PM to 10:00 PM). If you are a detail-oriented finance professional passionate about delivering financial excellence and customer satisfaction, we encourage you to apply for this opportunity at Micro Orbit INC.,

As an Associate in the Project Risk & Credit Solutions team at Sustainability Economics, your role will involve focusing on risk mitigation strategies, credit enhancement mechanisms, and bankability improvements for large-scale infrastructure projects such as AI data centers, clean energy, and sustainable infrastructure. You will be responsible for designing and implementing solutions like guarantees, insurance wraps, blended finance, securitization, and innovative credit structures to attract investors and lenders into projects. Your key tasks and accountabilities will include: - Identifying and analyzing risks across the project lifecycle including construction, operational, market, offtake, and regulatory risks. - Proposing and structuring credit enhancement mechanisms such as guarantees, insurance covers, liquidity facilities, or subordinated tranches. - Understanding all stakeholders involved in the issuance of instruments and analyzing potential risks associated with specific instruments issuance. - Designing structures to improve creditworthiness and rating of project vehicles. - Evaluating blended finance opportunities like concessional capital, guarantees, and green bonds. - Conducting stress testing and scenario modeling to measure the impact of risk mitigants. - Evaluating and interpreting credit ratings from major agencies and understanding their impact on investment decisions. Qualifications required for this role include: - Bachelor's degree in finance, Economics, Law, or Engineering; MBA, CFA, or FRM preferred. - 4-8 years of experience in project finance, credit risk, structured finance, or infrastructure advisory. - Climate-specific financial instruments knowledge is a plus. - Familiarity with credit enhancement tools such as guarantees, wraps, insurance, and blended finance. - Prior exposure to energy, infrastructure, or data center projects desirable. - Strong financial modeling and risk analysis capabilities. Skills that will be beneficial for this role include: - Understanding of credit risk modeling and expertise in credit risk assessment. - Knowledge of international financing structures and capital markets. As part of our team at Sustainability Economics, you can expect a flat hierarchy, ESOPs, group medical coverage, and a gender-neutral parental, marriage, and compassionate leave policy. If you are a self-motivated team player with excellent time management skills and a passion for sustainability, we welcome you to join us in our pursuit for sustainability!,

Role Overview: As a Credit Analyst at Standard Chartered, you will utilize your extensive knowledge of risk assessment and portfolio risk management framework to support Account Managers with credit reviews, ongoing risk monitoring, and client creditworthiness assessments. You will play a crucial role in evaluating the bank's risk appetite against market and economic conditions across various markets and asset classes. Key Responsibilities: - Lead credit reviews, analyze and monitor client credit risk to ensure creditworthiness. - Provide insightful, succinct, and timely client portfolio credit analysis. - Spread financials, propose credit grades aligned to scorecards, document client risk and mitigants, and monitor for credit-material events. - Collaborate with Banking, Coverage, and Risk teams to develop and execute credit analysis, credit origination, and monitoring relevant matters. - Deliver client fraud risk assessments to defined standards, documenting residual risks and mitigants. - Provide credit intelligence to identify business opportunities with an acceptable risk profile by supporting Relationship Managers, FI Bankers, and Product teams with product solutioning and recommendations. - Conduct credit analysis considering market dynamics and client industry aspects such as industry risks, client competitive positioning, funding strategy, financial policies, treasury activities, cash flow analysis, liquidity assessment, balance sheet strength, profitability vulnerability, and reputational risk profile including climate and sustainability risks. Qualifications Required: - Risk management lifecycle experience. - Proficient in financial forecasting and modeling. - Strong financial and quantitative skills. - Ability to perform client due diligence effectively. - Knowledge of product offerings for Markets, Transaction Banking, and Corporate Finance. - Familiarity with the financial services regulatory environment. - Competent in data analysis and visualization. - Capable of working under pressure in a dynamic environment. Additional Company Details (if present): Standard Chartered is an international bank with a history of over 170 years, dedicated to making a positive impact for clients, communities, and stakeholders. The bank values inclusivity, innovation, and continuous improvement. By joining Standard Chartered, you will be part of an organization that celebrates diversity, advocates for inclusion, and encourages personal and professional growth. Please note that the benefits and culture details mentioned in the job description have been omitted for brevity.,

Role Overview: As the Accounts Receivable Manager at Marriott International, you will be responsible for managing the day-to-day operations of accounts receivables. Your main duties will include ensuring accurate and timely invoicing, following up on delinquent accounts, and making credit authorization decisions for incoming customers. You will also be expected to generate reports, compile and verify information, and uphold credit policies. Key Responsibilities: - Generate accurate and timely reports, presentations, etc. - Compile, code, categorize, and verify information for accounts receivable functions. - Complete accounts receivable period end closing functions and credit reporting. - Interact with sales and catering staff for timely credit decisions. - Lead, manage, and develop billing and accounts receivable employees. - Submit reports in a timely manner and ensure accurate documentation of profits and losses. - Monitor taxes, property billings, and receivables for timely collections. - Provide direction and assistance to other organizational units regarding accounting policies and procedures. - Analyze information, evaluate results, and solve problems. - Maintain positive working relations with customers and department managers. Qualifications Required: - Bachelor's degree in Finance and Accounting or related major. - No work experience required. Company Information: Marriott International is committed to being an equal opportunity employer and values diversity among its associates. The company actively fosters an inclusive environment where unique backgrounds are celebrated. Courtyard, a brand under Marriott International, is dedicated to better serving the needs of travelers and providing exceptional guest experiences. Join Courtyard to be part of a global team that encourages personal growth and strives for excellence in guest service. Be a part of a team that is passionate about exceeding expectations, learning, and having fun while doing so.,

Role Overview: As a Credit Analyst at Standard Chartered, you will utilize your extensive knowledge of risk assessment and portfolio risk management framework to support Account Managers in credit reviews, ongoing risk monitoring, and client creditworthiness evaluation. You will play a crucial role in assessing the bank's risk appetite against market and economic conditions across different markets and asset classes. Key Responsibilities: - Lead credit reviews, analyze and monitor client credit risk to ensure creditworthiness. - Provide insightful, succinct, and timely client portfolio credit analysis. - Spread financials, propose credit grades aligned to scorecards, document client risk and mitigants, and monitor for credit-material events. - Partner with Banking, Coverage, and Risk teams to develop and execute credit analysis, credit origination, and monitoring relevant matters. - Deliver client fraud risk assessments to defined standards, documenting residual risks and mitigants. - Provide credit intelligence to identify business opportunities with an acceptable risk profile by supporting Relationship Managers, FI Bankers, and Product teams with product solutioning and recommendations. - Conduct credit analysis considering market dynamics and client industry aspects such as industry risks, client competitive positioning, funding strategy, financial policies, treasury activities, cash flow analysis, liquidity assessment, and reputational risk profile including climate and sustainability risks. Qualifications Required: - Proficiency in risk management lifecycle. - Experience in financial forecasting and modeling. - Strong financial and quantitative skills. - Ability to conduct client due diligence. - Knowledge of product solutions for Markets, Transaction Banking, and Corporate Finance. - Understanding of the financial services" regulatory environment. - Expertise in data analysis and visualization. - Capability to work under pressure in a dynamic environment. Additional Details: Standard Chartered is an international bank that has been making a positive impact for over 170 years. They are committed to driving commerce and prosperity through their unique diversity. The organization values difference and advocates for inclusion, promoting a culture where individuals can be themselves and work collectively to build for the long term. Standard Chartered offers a range of benefits including core bank funding for retirement savings, flexible working options, proactive wellbeing support, continuous learning opportunities, and an inclusive environment that celebrates diversity. If you are looking for a purpose-driven career in a bank that values difference and fosters growth, Standard Chartered is the place for you. Join a team that challenges the status quo, embraces new opportunities, and works together to make a positive difference in the world. (Note: The Company's additional details have been summarized in this paragraph as per the provided job description.),

Conduct thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing and annual due diligence Provide recommendations tied to analysis and assessment of credit risk Present analysis, findings, and recommendations to managers, especially findings that involve a borrowers ability to repay Keep up to date with the companys lending protocols Reconcile credit files and identify discrepancies and variances Develop and prepare spreadsheets and models to support analysis of new and existing credit applications Credit Analyst Job Description Relevant Skills, Knowledge, and Experience Bachelors degree in finance, accounting, or other business-related fields Two to five years of strong quantitative experience Strong proficiency in MS Office and general computer use Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision Strong attention to detail and ability to notice discrepancies in data Impeccable understanding of financial statements, ratios, and concepts

Leading Industrial oil and lubricants manufacturing company requires Sr Manager- International /Export sales -BANDRA West ( Mumbai) We are looking out for Senior Manager - International  sales for Bandra - West office in mumbai JOB DESCRIPTION Location HO Bandra, Mumbai Experience -over 8 years of relevant experience Qualification Work done till the dateWorking in all these areas requiredQualification-Petrochemicals, Specialty Chemicals, Transformer Oil & Electrical Fluids,Industrial Oils, Pharmaceuticals (for LLP/White Oils), Cosmetics & Personal Care (for LLP-IP, LLP-COM), FMCG Ingredients & Fragrances, Rubber &Polymer Processing, Textiles & Technical Fabrics, Agrochemicals & Pesticide Formulations, Electrical Equipment & Transformer Manufacturing, Paints,Coatings, and Masterbatch Producers, Power & Energy Utilities(Government + Semi-Govt PSUs)Requirement - -The role requires proven B2B, B2C & distributors export sales experience in industrial oils, with a strong track record across global markets particularly Africa, Latin America, the Middle East, and Europe. -The candidate must independently appoint/manage agents or distributors, generate leads without digital marketing support, and handle export documentation and compliance.  -Prior success in scaling export volumes and managing overseas clients is essential. Knowledge of Portuguese or Spanish markets is a plus. -The role demands a self-motivated, field-oriented approach with readiness for international travel.Key Responsibilities1. Global Market Development & Account Handling-Manage and expand export sales across Africa, Latin America, Europe, Middle East, South Asia, and Southeast Asia.-Identify and onboard new buyers, distributors, and bulk industrial clients in priority regions.-Build deep, strategic relationships with key international partners and maintain high client retention. Evaluate product acceptability based on market-specific certifications, compliance, and technical parameters. -Lead participation in international trade fairs, B2B meets, and government export initiatives (like EPC/EEPC, FIEO, etc.).2. Sales Ownership & Revenue Responsibility-Own and drive region-wise sales targets (both value and volume MT-wise).-Build territory-wise business plans, pricing strategies, and client engagement calendars.-Take lead in forecasting, budgeting, and revenue planning in coordination with management.-Proactively monitor competitor activities, pricing, and product benchmarks.3. Quotation, Negotiation & Order Finalization-Prepare and send customized quotations, commercial offers, and product datasheets aligned with regulatory norms.-Lead pricing negotiations, payment terms (advance/LC/credit), and contract finalizations.-Ensure proper alignment with commercial terms like INCO terms, credit periods, margins,etc.4. Export Documentation & Compliance\-Ensure timely and accurate execution of all export documents: LCs, Proforma Invoices, Commercial Invoices, COO, MSDS, Packing List, BL, Inspection Certificates. -Liaise with CHA, freight forwarders, export logistics partners to ensure timely shipment. -Ensure compliance with country-specific trade requirements, certifications, and documentation for smooth customs clearance.5. Cross-Functional CoordinationWork closely with:o Sales Coordination Team for order entry, documentation, and MIS.o Logistics & Factory for production schedules and dispatch plans.o Finance/Commercial for export incentives, banking documentation, BGs, and LC negotiations.Resolve any post-shipment issues like delays, claim settlements, or quality feedback.6. Agent & Distributor ManagementAppoint and manage country-wise agents or distributors, monitor their performance.Conduct quarterly reviews, provide training on product positioning, and support withtechnical and marketing material. Ensure agents' compliance with companys sales policies and payment follow-ups.7. Reporting & LeadershipPrepare and present weekly/monthly/quarterly dashboards on sales, pipeline, and region-wise performance.Lead a small export team and mentor junior export executives or coordinators.Regularly update management on key accounts, risk alerts, and global market intelligence.B. Key Skills & RequirementsDeep understanding of international B2B export sales cycle in petrochemical or related industries.Strong grasp of export documentation, global compliance norms, and banking instruments like LC/DA/DP. Technically sound on product specifications, particularly Transformer Oil, White Oil,Lubricants, Base Oil, etc.Excellent interpersonal and negotiation skills for global client handling. Prior experience with ERP systems (SAP/Oracle/Tally ERP) is preferred. Strong coordination and multitasking ability to manage multiple orders, geographies, and  If the position interests you and you find a fitment kindly share your cv at career@megmaservices.co.in or contact Rajat- 7011354635  

credit analyst job description with a concise paragraph or list of bulleted items designed to sell your company, agency, or institution to applicants. You might mention how crucial credit analysis is to your companys success and how this role is viewed as a steppingstone toward more prominent finance positions within your workplace. If your company values work-life balance, promoting from within, incentive-based compensation, or diversity, equity, and inclusion, be sure to mention this in your post. Credit Analyst Job Responsibilities: Gathers and analyzes loan applicants financial data to evaluate risk. Assesses creditworthiness of individuals, companies, and institutions. Collaborates with other financial experts to approve or deny loans. Makes recommendations about whether to increase, adjust, extend, or close lines of credit. Undertakes risk analysis using regional, sector-specific, environmental, and other financial data. Prepares and presents credit reports. Completes quality assurance reviews. Gauges market trends. Monitors and adheres to collateral compliance covenants. Ensures that all loans are made in adherence with federal, state, and local financial regulations. Analyzes data to verify information and uncover fraud. Helps to update and improve credit rating criteria.

As a Credit Control Executive in the Accounts department at Thane Wagle Estate, your main responsibilities will include: - Reconciliation of customers ledgers. - Following up for R.note and making rly Contract bills on Portal. - Creating Credit Note and Debit Note in SAP. To excel in this role, you should possess the following qualifications and skills: - Excellent written and verbal communication skills. - Graduation from any stream. - Minimum 1 year of experience in a similar profile. - Residing in nearby areas. - Basic accounting knowledge. If you need more information, you can contact the company at 9004439177 or email hemant@internationalsprings.com/veena@internationalsprings.com. As a Credit Control Executive in the Accounts department at Thane Wagle Estate, your main responsibilities will include: - Reconciliation of customers ledgers. - Following up for R.note and making rly Contract bills on Portal. - Creating Credit Note and Debit Note in SAP. To excel in this role, you should possess the following qualifications and skills: - Excellent written and verbal communication skills. - Graduation from any stream. - Minimum 1 year of experience in a similar profile. - Residing in nearby areas. - Basic accounting knowledge. If you need more information, you can contact the company at 9004439177 or email hemant@internationalsprings.com/veena@internationalsprings.com.

Role Overview: You are required to have over 10 years of full function Creditors experience and at least 5 years of experience as a Senior Credit Manager. Preferably, your experience should be in a listed company with exposure to multinational organizations, including Africa. It would be beneficial if you have a mix of experience in corporatised and entrepreneurial organizations, particularly within the Healthcare Industry. Key Responsibilities: - Possess a Bachelor's degree in Accounts/Finance and have at least 5 years of experience in a similar role - Obtain Credit Risk certifications and have exposure to the National Credit Act and International Credit Act - Demonstrate a full understanding, exposure, and implementation of international banking regulations established by the Basel Committee or similar Qualifications Required: - Stay updated with Technical/Functional expertise in the profession and industry, being regarded as an expert in the technical/functional area - Show an understanding of issues relevant to the broad organization and business, utilizing cross-functional knowledge - Set goals, develop strategies, schedule work, and establish efficient procedures to meet objectives - Demonstrate principled leadership, business ethics, consistency in principles, values, and behaviors - Foster respect and appreciation for each individual irrespective of their background, race, age, gender, values, lifestyle, or interests Additional Company Details: The company operates in a fast-paced and dynamic organizational environment, requiring expeditious business decisions and the ability to adapt to rapidly changing and unpredictable business situations. You will be expected to deliver results in both highly structured and unstructured organizational structures and processes. The company values versatility, quick grasp and implementation of new concepts, developments, and technologies, as well as the ability to mentor subordinates effectively. Furthermore, you will need to adapt to a culturally diverse work environment and possess qualities such as honesty, integrity, passion for work, and compassion.,