5 Securitization Jobs nearby Kodaikanal

Role Overview: Kaleidofin, a fintech platform dedicated to providing financial solutions for low-income customers and informal economy businesses, is looking for a skilled individual to join their team as a Structured Finance Specialist in Chennai. As part of the team, you will be responsible for structuring and executing local currency debt transactions in East African markets, originating and pitching deals to investors, collaborating with various financial institutions to build investor confidence, and contributing to fundraising initiatives. Your role will also involve leveraging Kaleidofin's risk intelligence and credit tech to design scalable solutions and actively participating in proposal writing, investor outreach, and sales processes. Key Responsibilities: - Structure and execute local currency debt transactions in East African markets - Originate and pitch deals to local and international investors - Work closely with DFIs, financial institutions, and capital market players to build investor confidence - Be involved in fundraising initiatives, focusing on securing grants and delivering technical assistance to enhance proposal quality and compliance - Utilize Kaleidofin's risk intelligence and credit tech to design scalable solutions - Contribute to proposal writing, investor outreach, and sales processes Qualifications Required: - CA / CFA / MBA Finance with a minimum of 5-8 years of experience in Structured Finance, preferably in NBFCs/finance/fintech sector/MFIs - Strong understanding of structured finance, credit analysis, economic evaluation, strategic cost-benefit analysis, valuation analysis, and partnership thesis - Experience in designing or executing securitization, local bonds, or blended finance transactions - Strong sales and proposal writing skills - Passion for inclusive finance and emerging markets If you meet the above qualifications and are willing to travel up to 20% within East Africa, Kaleidofin encourages you to apply for this opportunity by sending your resume to careers@kaleidofin.com.,

As a Sr Treasury Manager at one of the Leading NBFCs in India, your key responsibilities will include: - Accounting & Audit: - Accounting of Treasury transactions in SAP - Preparation of quarterly audit schedules and treasury disclosures for financial results - Quarterly/Annual External Audit and Stock Audit - Cash Flow Management: - Managing the liquidity position of the Company - Investment of surplus funds based on the Company's investment policy - Daily cash flow preparation and submission to the management - Funding Management: - Back-office support with respect to all funding instruments viz. Bank Loans, Commercial Papers, NCDs (Bonds), and External Commercial Borrowings - End to end management of Commercial paper issuance and NCD issuance - Preparation of information memorandum for bond issuances - Loan agreement execution and charge creation/satisfaction with ROC in coordination with the secretarial department - Securitization data preparation and support - Reporting & Compliance: - Monthly interest cost report/Variance Analysis - Ensuring timely and accurate reporting of stock statement submission to lenders/trustees - ECB return reporting and other compliances with respect to RBI & SEBI - Preparation of quarterly data/investor pack and ALCO presentation Qualifications required for this role include: - CA / MBA Finance Join this dynamic team in Chennai and contribute to the success of the organization with your treasury management expertise.,

As a Ford Credit Europe (FCE) Securitization Accounting Analyst, your role involves accounting for FCE securitization programs and related intercompany transactions including cash, finance receivables, and debt. Your key responsibilities will include: - Conducting new deal analysis - Performing month-end, quarter-end, and year-end close processes - Completing monthly reconciliations for all accounts - Supporting Ford Credit North America (FCNA) Securitization Accounting, FCE Bank, and stand-alone financial reporting requirements - Collaborating with Ford Credit North America Securitization Accounting for new types of securitization transactions - Providing troubleshooting expertise to investigate variances - Assisting other Treasury groups as needed In terms of qualifications and experience, the following are essential: - Previous experience in Accounting-related positions and systems, with knowledge of SAP - Qualified Accountants with Accounting/Treasury/Audit experience will be preferred - Strong English communication and presentation skills (both written and verbal) - Organized approach with attention to quality and process discipline - Ability to prioritize and advance multiple assignments simultaneously - Strong interpersonal skills for effective collaboration with cross-functional teams - Responsiveness to management and auditor requests - Strong analytical ability and attention to detail - Strong IT skills and quick learner with new systems - Ability to generate improvement ideas and implement them independently Your daily activities will include: - Performing Daily JVs and ensuring Daily Journals are posted into SAP - Reviewing the daily Checklist and ensuring completion of all activities - Daily review of Generic-id emails and responding within 24 Hrs On a monthly basis, your activities will involve: - Downloading month-end Reports from Receivables Subledger System - Posting month-end journals per Standard list in SAP - Uploading all posted JVs into EDMS - Manual Sub-ledger preparation - Reviewing and updating Desk Procedures as changes are required - Preparing the monthly metrics Your annual activities will include: - Participating in BDO process walkthroughs and supporting GAO audits - Ensuring all procedures are reviewed at least annually - Supporting MCRP design and testing, including spreadsheet control tasks On an ongoing basis, you will: - Maintain Business Continuity Plan - Review Finance Manual changes and consider their impact on team responsibilities - Undertake ad-hoc projects as required These responsibilities and activities are crucial for fulfilling the role of a Ford Credit Europe (FCE) Securitization Accounting Analyst effectively.,

As a Commercial Real Estate (CRE) Underwriter, you play a crucial role in underwriting commercial portfolios at an advanced level of complexity. Your responsibilities include providing guidance on structuring, servicing, and analysis for both new and renewal credits. You will be tasked with identifying, gathering, and reviewing financial information to determine borrower risk ratings and appropriate loan structuring. Your expertise will be essential in assessing and communicating risks to assist in department risk mitigation strategies. Key Responsibilities: - Underwrite commercial credit actions according to applicable regulations, procedures, and guidelines - Review financial statements, communicate with clients or prospects, and perform analysis to recommend borrower risk ratings and appropriate loan structuring - Ensure all involved parties are updated on underwriting progress and outcome - Conduct thorough due diligence, including reviewing financial statements, property appraisals, rent rolls, and market studies - Utilize various financial models and software to assess cash flow, debt service coverage ratios, loan-to-value ratios, and other key financial metrics - Conduct cash flow analysis, sensitivity testing, and calculate DSCR/LTV/Debt Yield - Source, compile, and interpret financial data to support structuring and approval of loans - Review industry information and comparisons, key risks and mitigants, and collateral to form a general business overview of the borrower - Utilize results of analysis to underwrite commercial loans - Evaluate borrower financials, guarantor liquidity, lease terms, and market conditions using third-party reports (appraisals, environmental assessments) Documentation and Compliance: - Analyze loan agreements, covenants, and securitization documents for CMBS deals to ensure compliance - Prepare detailed credit memos and underwriting reports that summarize findings and provide recommendations for credit approval or denial - Ensure compliance with internal policies, regulatory guidelines, and industry standards throughout the underwriting process - Collaborate with legal and compliance teams to ensure all required documentation is complete, accurate, and properly filed Client Interaction and Relationship Management: - Work closely with loan officers, brokers, and clients to gather necessary information and clarify concerns during the underwriting process - Provide exceptional customer service by maintaining clear and effective communication with all stakeholders - Build and maintain strong relationships with clients, industry professionals, and internal teams to facilitate smooth transactions Qualifications: - Bachelor/masters degree in commerce, Finance & Accounting - Minimum 2 to 4 years of relevant experience in CRE underwriting - Designation as a Team Leader is mandatory,

As a Senior Associate/Manager/Vice President in Chennai, your role will involve evaluating loan applications, assessing creditworthiness, and managing portfolio risk. You will be responsible for interacting with clients to seek clarifications, structure deals, and collaborate with the Data Science team to incorporate AI and machine learning into underwriting processes. Additionally, you will liaise with the Trading team to ensure proper loan structuring for warehouse lines and securitizations. Your role will also involve presenting hand-selected deals to the Investment Committee for final approval. Your background should include a PG/Masters degree from a premier college with a specialization in finance, economics, or a related field. Additional financial qualifications such as US CFA Level 1+ will be advantageous. Strong written and oral communication skills are essential, along with the ability to work both independently and as part of a team. Attention to detail and multitasking capabilities are also key requirements for this role.,

Your role involves liaising with stakeholders and the Senior Management team for post disbursal activities related to Application submission for PMAY 2.0 & NCGTC submission. Additionally, you will interact with NHB & regulators for Application & claims submission to ensure smooth processes and compliance. - Maximizing claim recoveries through proper documentation and timely submission to NCGTC is crucial. - Responsible for ensuring complete and compliant documentation for each claim, handling escalations, and providing timely reports on claim status. - Ensure Nil observations from NHB during audits. Coordinating with external auditors and stakeholders during due diligence for Securitization - Buyout/Sell Down is essential to streamline processes effectively. - Upload PMAY applications, liaise with NHB, ensure PMAY subsidy processing aligns with guidelines, and publish status reports regularly. Your role includes facilitating process automation to reduce manual activities and suggesting process improvements that impact Cost, Revenue, and Customer experience. - Responsible for enhancing automation in reporting to reduce manual dependency. Developing your team through regular training, guidance, and aligning them with organizational goals is crucial. - Handle stakeholder management by resolving queries timely, interacting with stakeholders, and ensuring compliance with audits. Overall, proactive engagement with stakeholders, compliance with regulatory requirements, and driving process improvements to enhance operational efficiency and customer experience are key to your role.,

Role Overview: As the Head of Capital Markets at Flipster, your main responsibility will be to oversee financial operations, manage investments, securitization, and provide financial services to optimize the company's capital markets strategies on a daily basis. You will be based in Hyderabad and will play a crucial role in ensuring the smooth functioning of the financial aspects of the platform. Key Responsibilities: - Oversee financial operations and manage investments effectively - Implement securitization strategies to maximize capital markets efficiency - Provide financial services to support and enhance the company's financial goals - Collaborate with the team to develop and execute capital markets strategies Qualifications: - Experience in Finance, Investments, and Financial Services - Knowledge of Securitization and Capital Markets - Strong analytical and problem-solving skills - Excellent communication and leadership abilities - Bachelor's or Master's degree in Finance, Economics, or related field,

As a Regulatory Reporting Analyst at our company, you will play a crucial role in identifying, assessing, and mitigating prudential regulatory reporting risks. Your responsibilities will include: - Identifying and assessing prudential regulatory reporting risks related to the bank's activities, products, and services. - Developing and implementing strategies to mitigate regulatory reporting risks and ensure compliance with laws, regulations, and internal control policies. - Conducting regular compliance reviews and audits to address potential compliance gaps or violations. - Assessing the effectiveness of internal control processes and governance framework to prevent regulatory reporting non-compliance. - Preparing and submitting regulatory reports to authorities and supporting other departments in their preparation and review of reports. - Analyzing regulatory data to provide insights into business performance and support decision-making. - Developing training programs to educate employees on regulatory requirements and compliance responsibilities. - Communicating and liaising with regulatory bodies, responding to inquiries, providing requested information, and representing the bank in meetings with regulators. - Managing regulatory reporting systems and software applications, collaborating with IT colleagues to integrate systems with other enterprise systems. In addition to your role-specific responsibilities, you are expected to: - Perform activities in a timely and high-standard manner, driving continuous improvement. - Demonstrate in-depth technical knowledge and experience in your area of expertise. - Lead and supervise a team, guiding professional development and coordinating resources. - Uphold the Barclays Values of Respect, Integrity, Service, Excellence, and Stewardship. - Demonstrate the Barclays Mindset of Empower, Challenge, and Drive in your behavior. Your contribution as a Regulatory Reporting Analyst will have a significant impact on related teams within the organization. You will partner with other functions and business areas, take ownership of risk management, and ensure compliance with relevant rules and regulations. Your role will involve resolving problems, guiding team members, and acting as a contact point for stakeholders both within and outside the organization. By fulfilling your responsibilities and embodying the Barclays Values and Mindset, you will contribute to creating an environment where colleagues can thrive and deliver excellent results consistently.,

Role Overview: At EY, you will have the opportunity to join the Structured Finance Transactions CMBS team, which specializes in addressing the varying needs of market participants in the securitization marketplace across asset classes. You will be working in a fast-paced transaction business, supporting diverse engagement teams, working with a wide variety of clients, and leading business development activities on strategic and global priority accounts. Key Responsibilities: - Perform agreed-upon procedures (AUP) to help clients execute securitization transactions successfully - Work closely with front-office investment banking clients on a daily basis - Conduct loan document review and data reviews on loan files, recalculating fields on data tapes, and running exception reports to tie out with clients - Create collateral stratification tables used for assessing loan pool characteristics - Review offering documents to ensure accuracy, completeness, and conformity with industry and market standards - Multitask and work under pressure to meet strict deadlines - Articulate issues and problems clearly to seniors - Collaborate effectively with team members as part of the team Qualifications Required: - Bachelor's degree in Accounting, Finance, Economics, or a related discipline with approximately 2 years of related work experience; MBA or equivalent preferred - Excellent prioritization skills and commitment to meeting client deadlines - Strong communication skills for report writing, client presentations, and client interactions - Proficient in MS Office, including Excel, Word, and PowerPoint - Flexibility and willingness to work more than standard hours when necessary to meet client deadlines - Willingness to work in shifts based on the role hired for Additional Company Details: EY Global Delivery Services (GDS) is a dynamic and truly global delivery network that offers fulfilling career opportunities spanning all business disciplines. In GDS, you will collaborate with EY teams on exciting projects and work with well-known brands from across the globe. Continuous learning, transformative leadership, and a diverse and inclusive culture are some of the key aspects that define the EY work environment. Join EY and be part of building a better working world where you can create new value for clients, people, society, and the planet while developing answers for the most pressing issues of today and tomorrow.,

As a member of the Structured Finance Transactions (SFT) Team at EY, you will have the opportunity to work in a dynamic marketplace, continuously evolving with new regulations and technological advances every day. Your primary role will be to perform agreed-upon procedures to help clients execute securitization transactions successfully. Here are your key responsibilities: - Checking the accuracy of financial models by comparing calculations to the governing documents - Creating cashflow/analytics models for securitized products, including CDOs/CLOs - Constructing independent cash flow and collateral models for various structured products utilizing Microsoft Excel - Creating and updating detailed agreed upon procedure reports summarizing results - Performing various analyses on complex excel and third party models for the valuation of Structured Products - Establishing relationships with client personnel at appropriate levels - Demonstrating in-depth technical capabilities and professional knowledge To qualify for this role, you must have: - A Post-graduation in Accounting, Finance, Economics, or a related discipline and approximately 2 years of related work experience - Excellent prioritization skills and a commitment to meeting client deadlines - Strong communication skills for report writing, client presentations, and client interactions - Proficient skills with MS Office, including Excel, Word, and PowerPoint - Flexibility and willingness to work more than standard hours when necessary to meet client deadlines - Willingness to work in shift based on the role hired for Additionally, the ideal candidate will have prior structured finance experience. EY Global Delivery Services (GDS) is a dynamic and truly global delivery network that offers fulfilling career opportunities across various business disciplines. In GDS, you will collaborate with EY teams on exciting projects and work with well-known brands from across the globe. You will have access to continuous learning opportunities, tools for success, transformative leadership coaching, and a diverse and inclusive culture that empowers you to make a meaningful impact. Join EY and be part of building a better working world by creating new value for clients, people, society, and the planet, while building trust in capital markets.,

Role Overview: As a Credit Risk and Portfolio Management Lead, you will play a crucial role in overseeing credit risk and portfolio management for lending products such as LAP, LAS, and mortgages. Your responsibilities will include designing and implementing robust risk frameworks in alignment with regulatory norms and RBI guidelines. You will also be tasked with analyzing portfolio performance, identifying risk trends, and implementing corrective strategies to ensure portfolio health. Additionally, you will collaborate with cross-functional teams for product innovation and lending automation while mentoring risk teams to ensure adherence to Ind AS 109 and internal audit requirements. Key Responsibilities: - Lead credit risk and portfolio management for lending products including LAP, LAS, and mortgages. - Design and implement robust risk frameworks aligned with regulatory norms and RBI guidelines. - Oversee credit policies, underwriting standards, and decision engine rules. - Analyze portfolio performance, identify risk trends, and implement corrective strategies. - Drive fraud prevention measures, credit audit processes, and securitization compliance. - Collaborate with cross-functional teams for product innovation and lending automation. - Mentor risk teams and ensure adherence to Ind AS 109 and internal audit requirements. Qualifications Required: - 9-12 years of experience in credit risk, portfolio management, or analytics in NBFCs or lending institutions. - Proven expertise in secured loans, consumer credit, and collateral-based lending. - Proficiency in SQL, BI tools, and credit decision systems. - In-depth knowledge of credit bureau data, alternative underwriting models, and RBI regulations. - Strong leadership and stakeholder management skills. - Technical graduate from a Tier 1 college preferred. Role Overview: As a Credit Risk and Portfolio Management Lead, you will play a crucial role in overseeing credit risk and portfolio management for lending products such as LAP, LAS, and mortgages. Your responsibilities will include designing and implementing robust risk frameworks in alignment with regulatory norms and RBI guidelines. You will also be tasked with analyzing portfolio performance, identifying risk trends, and implementing corrective strategies to ensure portfolio health. Additionally, you will collaborate with cross-functional teams for product innovation and lending automation while mentoring risk teams to ensure adherence to Ind AS 109 and internal audit requirements. Key Responsibilities: - Lead credit risk and portfolio management for lending products including LAP, LAS, and mortgages. - Design and implement robust risk frameworks aligned with regulatory norms and RBI guidelines. - Oversee credit policies, underwriting standards, and decision engine rules. - Analyze portfolio performance, identify risk trends, and implement corrective strategies. - Drive fraud prevention measures, credit audit processes, and securitization compliance. - Collaborate with cross-functional teams for product innovation and lending automation. - Mentor risk teams and ensure adherence to Ind AS 109 and internal audit requirements. Qualifications Required: - 9-12 years of experience in credit risk, portfolio management, or analytics in NBFCs or lending institutions. - Proven expertise in secured loans, consumer credit, and collateral-based lending. - Proficiency in SQL, BI tools, and credit decision systems. - In-depth knowledge of credit bureau data, alternative underwriting models, and RBI regulations. - Strong leadership and stakeholder management skills. - Technical graduate from a Tier 1 college preferred.

As the Head of In-Business Quality Assurance at Institutional Credit Managements (ICM), your primary role is to verify that established standards and processes are followed and consistently applied. You will utilize the results of quality assurance reviews to assess the quality of the group's policies, procedures, programs, and practices related to the management of wholesale credit risk. Your feedback and observations on deficiencies and areas of improvement will be crucial in identifying control weaknesses, operational risks, training needs, and process deficiencies within the organization. Key Responsibilities: - Support the QA Head of Real Estate and Structured Credit Underwriting in defining the Quality Assurance function and Reviews across ICM coverage universe - Provide effective credible challenge during Quality Assurance Reviews (QARs) to Business Region Heads and Portfolio Managers regarding credit memorandums and process quality - Assist in ensuring that wholesale credit risks within Citi are identified, measured, monitored, and controlled in alignment with the bank's risk appetite and established policies - Collaborate in executing consistent and objective assessments during QARs and follow-up on corrective actions - Assist in synthesizing and preparing Quality Assurance Reports for ICM business management to communicate results, identify trends, and propose solutions - Support the establishment of WCR IBQA policies, procedures, risk assessment, and controls to enhance QA coverage and standards - Stay updated on relevant changes to rules/regulations and industry news, including regulatory findings - Contribute to internal projects and initiatives led by the Global Head of WCR In-Business QA Qualifications/Experience: - 5-7 years of quality control/quality assurance experience in banking, credit risk management, internal audit, or loan review at a financial institution - Familiarity with risk management frameworks related to credit risk or financial risk disciplines - Understanding of complex counterparty credit product structures, securitization, and credit financing products - Background in credit analysis and underwriting for large corporate and finance industries Leadership: - Strategic orientation to position the ICM organization as a proactive partner in driving best practices - Mentor colleagues and identify opportunities for performance enhancement - Uphold and promote the organization's culture Competencies: - Strong organizational skills to work under pressure and manage priorities effectively - Evolving interpersonal skills to build relationships and influence stakeholders - Excellent written and verbal communication skills for clear and concise messaging - Proficiency in Microsoft Office tools, particularly Word, Excel, and PowerPoint - Data analysis skills are desirable Qualifications: - BA/BSc or higher degree in Business or related field Travel: - Less than 10% travel required Please note that this role falls under the Controls Governance & Oversight job family and the Quality Assurance, Monitoring & Testing job family. If you require a reasonable accommodation to apply for this position, please review Accessibility at Citi.,

As an experienced and detail-oriented professional, you will be responsible for managing treasury operations within the NBFC business. Your role will be crucial in ensuring accuracy, compliance, and efficiency in all treasury-related activities. Key Responsibilities: - Oversee daily treasury operations such as fund transfers, investment settlements, bank reconciliations, and cash flow monitoring. - Ensure timely and accurate execution of money market and capital market transactions. - Coordinate with front office teams on trade confirmations, settlements, and reconciliations. - Resolve trade confirmation matching and discrepancies. - Manage settlement instructions and coordinate with custodians/banks. - Ensure timely accounting entries and ledger postings. - Maintain deal documentation, custody, and audit trails. - Provide support for Asset-Liability Management (ALM) by reporting inflows/outflows, tracking maturity buckets, and providing operational inputs for ALCO decision-making. - Monitor funding book operations and collaborate with finance and treasury teams for effective cash flow planning. - Support securitization and co-lending arrangements, ensuring compliance with partner covenants and operational SLAs. - Monitor liquidity positions and assist in short-term funding and investment activities. - Ensure compliance with internal controls, SOPs, and regulatory guidelines from RBI, SEBI, etc. - Assist in preparing regulatory and internal MIS reports related to treasury activities. - Support the automation of treasury workflows and contribute to process enhancements. - Coordinate with auditors and internal teams during treasury audits and reviews. Desired Profile: - 5-7 years of relevant experience in treasury operations, preferably within an NBFC or financial services institution. - Solid understanding of treasury instruments, settlement processes, and back-office functions. - Familiarity with banking platforms, treasury systems (TMS), and Excel-based reporting. - Knowledge of applicable RBI guidelines, investment compliance, and operational risk controls. - Strong communication, analytical, and organizational skills.,

As a Corporate Trust Associate, your role involves managing a diverse range of conventional debt and securitization transactions. Your responsibilities include: - Engaging directly with transaction parties to support the administration of structured and non-structured debt issuances as per contractual terms. - Processing client transactions and instructions accurately to maintain internal systems efficiently. - Generating reports to assist the front office in delivering optimal service to clients consistently. You will be supporting the Corporate Trust business by overseeing a portfolio of CLO deals within the Structured Finance vertical. Your tasks will also include: - Ensuring timely and precise completion of client and deal management system records for record-keeping, document handling, and revenue management. - Maintaining the daily accuracy of all Structured Finance deal portfolios by updating new assets and managing existing collateral, swap, and liability data in relevant applications. - Facilitating client services account managers by enabling them to conduct hypothetical trading scenarios promptly. If any additional details about the company are provided in the job description, please provide that information.,

Role Overview: As a Portfolio Analyst at Deutsche Bank in Mumbai, India, you will be responsible for managing loans and lending commitments to support client relationships. Your role will involve hedging credit risk, managing CLO portfolios, and providing regulatory capital relief to the bank. Key Responsibilities: - Independently automate existing manual tasks using Python/Excel VBA - Interpret, analyze, and work on large financial datasets - Assist in CLO origination tasks, including portfolio construction and compliance checks - Conduct monthly CLO replenishment/rebalancing activities to optimize RWA relief - Perform regular data quality checks and investigations into asset activity - Develop and modify desk tools for CLO origination and risk management analysis - Review CLO documentation and prepare Credit Event Notices - Prepare ESMA Investor Disclosure templates - Work on miscellaneous reports and ad-hoc analysis as requested Qualifications Required: - Graduate/Postgraduate with 7-8 years of work experience (open to candidates with lesser experience) - Excellent Python/VBA skills for independent task automation - Proficient in Excel, including complex formulas and building ad-hoc tools - Comfortable handling large financial datasets/Excel files - Prior experience in securitization is an added advantage - Strong communication skills and ability to engage with other teams - Attention to detail, problem-solving ability, and organizational skills Company Details: Deutsche Bank is committed to providing a positive, fair, and inclusive work environment. They offer a range of benefits including industry-relevant certifications, parental leaves, childcare assistance, and insurance coverage. Training, coaching, and continuous learning opportunities are provided to support career growth and excellence within the team. Visit their website for more information: [Deutsche Bank Company Website](https://www.db.com/company/company.htm),

As an Analyst within the Structured Credit and Real Estate Underwriting (SCREU) team, you will play a critical role in managing a multi-billion-dollar portfolio of real estate and asset securitization transactions. Your responsibilities will include supporting the monitoring and underwriting process in conventional and affordable housing, as well as related real estate sectors such as REITS/REOC, casino/gaming, and homebuilders. Key Responsibilities: - Work proactively with the Underwriting team to ensure timely information flow and communications among all internal stakeholders - Monitor compliance of assigned deals with financing terms, portfolio performance, and financial triggers to identify and mitigate credit risks - Review servicer reports, investigate data trends, and keep abreast of industry and market events - Prepare annual credit approval and quarterly memos - Assist with special projects including stress testing, portfolio analysis, and risk rating processes - Maintain organized credit files for regulatory and compliance purposes - Review and analyze financial statements of real estate properties and borrowers/sponsors - Model transactions for risk rating and stress testing purposes Qualifications Required: - 6+ years of credit, portfolio management, or structuring experience in a financial institution - Strong interest in real estate/structured products and credit analysis - Proficiency in Microsoft Office, with modeling experience being a plus - Strong attention to detail and organizational skills - Excellent oral and written communication skills - Ability to work independently, meet tight deadlines, and collaborate effectively with team members Education: - MBA or CFA or CA This job description provides an overview of your role, with additional job-related duties that may be assigned as required. For further details, please refer to the Citis EEO Policy Statement and contact the recruiter for complementary skills. As an Analyst within the Structured Credit and Real Estate Underwriting (SCREU) team, you will play a critical role in managing a multi-billion-dollar portfolio of real estate and asset securitization transactions. Your responsibilities will include supporting the monitoring and underwriting process in conventional and affordable housing, as well as related real estate sectors such as REITS/REOC, casino/gaming, and homebuilders. Key Responsibilities: - Work proactively with the Underwriting team to ensure timely information flow and communications among all internal stakeholders - Monitor compliance of assigned deals with financing terms, portfolio performance, and financial triggers to identify and mitigate credit risks - Review servicer reports, investigate data trends, and keep abreast of industry and market events - Prepare annual credit approval and quarterly memos - Assist with special projects including stress testing, portfolio analysis, and risk rating processes - Maintain organized credit files for regulatory and compliance purposes - Review and analyze financial statements of real estate properties and borrowers/sponsors - Model transactions for risk rating and stress testing purposes Qualifications Required: - 6+ years of credit, portfolio management, or structuring experience in a financial institution - Strong interest in real estate/structured products and credit analysis - Proficiency in Microsoft Office, with modeling experience being a plus - Strong attention to detail and organizational skills - Excellent oral and written communication skills - Ability to work independently, meet tight deadlines, and collaborate effectively with team members Education: - MBA or CFA or CA This job description provides an overview of your role, with additional job-related duties that may be assigned as required. For further details, please refer to the Citis EEO Policy Statement and contact the recruiter for complementary skills.

Role Overview: You will be part of the Structured Finance Team at EY, specializing in addressing the varying needs of market participants in the securitization marketplace across asset classes like ABS, CMBS, RMBS, and CLO. This role offers you the opportunity to work in a dynamic marketplace, supporting diverse engagement teams, working with a wide variety of clients, and leading business development activities on strategic and global priority accounts. Key Responsibilities: - Perform agreed-upon procedures (AUP) to help clients execute securitization transactions successfully - Work closely with front-office investment banking clients on a daily basis - Conduct loan document review, data reviews on loan files, recalculating fields on data tapes, and running exception reports to tie out with clients - Create collateral stratification tables for assessing loan pool characteristics - Review offering documents to ensure accuracy, completeness, and conformity with industry and market standards - Multitask and work under pressure to meet strict deadlines - Articulate issues and problems clearly to seniors - Collaborate effectively with team members Qualifications Required: - Bachelor's degree in Accounting, Finance, Economics, or a related discipline with about 2 years of relevant work experience; MBA or equivalent preferred - Excellent prioritization skills and a commitment to meeting client deadlines - Strong communication skills for report writing, client presentations, and interactions - Proficient in MS Office, including Excel, Word, and PowerPoint - Flexibility to work beyond standard hours when necessary to meet client deadlines Additional Company Details: EY Global Delivery Services (GDS) is a global delivery network operating across six locations - Argentina, China, India, the Philippines, Poland, and the UK. In GDS, you will collaborate with EY teams on exciting projects and work with well-known brands globally. The company offers diverse career opportunities and a culture that embraces individuality and inclusivity. EY focuses on continuous learning, providing tools for personal and professional development, transformative leadership, and a culture that values diversity and inclusion.,

Role Overview: At EY, you will be part of the Structured Finance Team specializing in addressing varying needs of market participants in the securitization marketplace. You will have the opportunity to work in a dynamic marketplace, support diverse engagement teams, work with a wide variety of clients, and lead business development activities on strategic and global priority accounts. Key Responsibilities: - Perform agreed-upon procedures (AUP) to help clients execute securitization transactions successfully - Check the accuracy of financial models by comparing calculations to governing documents - Create cashflow/analytics models for securitized products such as CDOs/CLOs - Construct independent cash flow and collateral models for various structured products using Microsoft Excel - Create and update detailed agreed-upon procedure reports summarizing results - Perform various analyses on complex Excel and third-party models for the valuation of Structured Products - Establish relationships with client personnel, deliver quality client services, monitor progress, manage risk, and keep key stakeholders informed - Demonstrate in-depth technical capabilities, remain current on new developments in advisory services capabilities and industry knowledge Qualifications Required: - Post-graduation in Accounting, Finance, Economics, or a related discipline with approximately 2 years of related work experience - Excellent prioritization skills and commitment to meeting client deadlines - Strong communication skills for report writing, client presentations, and interactions - Proficient skills with MS Office, including Excel, Word, and PowerPoint - Flexibility and willingness to work more than standard hours when necessary - Willingness to work in shift based on the role hired for Additional Details: EY Global Delivery Services (GDS) is a dynamic and truly global delivery network working across six locations. Collaborate with EY teams on exciting projects and well-known brands from across the globe. Continuous learning, transformative leadership, and a diverse and inclusive culture are key aspects of working at EY. Note: Ideally, prior structured finance experience is preferred for this role. Join EY and be a part of building a better working world. Role Overview: At EY, you will be part of the Structured Finance Team specializing in addressing varying needs of market participants in the securitization marketplace. You will have the opportunity to work in a dynamic marketplace, support diverse engagement teams, work with a wide variety of clients, and lead business development activities on strategic and global priority accounts. Key Responsibilities: - Perform agreed-upon procedures (AUP) to help clients execute securitization transactions successfully - Check the accuracy of financial models by comparing calculations to governing documents - Create cashflow/analytics models for securitized products such as CDOs/CLOs - Construct independent cash flow and collateral models for various structured products using Microsoft Excel - Create and update detailed agreed-upon procedure reports summarizing results - Perform various analyses on complex Excel and third-party models for the valuation of Structured Products - Establish relationships with client personnel, deliver quality client services, monitor progress, manage risk, and keep key stakeholders informed - Demonstrate in-depth technical capabilities, remain current on new developments in advisory services capabilities and industry knowledge Qualifications Required: - Post-graduation in Accounting, Finance, Economics, or a related discipline with approximately 2 years of related work experience - Excellent prioritization skills and commitment to meeting client deadlines - Strong communication skills for report writing, client presentations, and interactions - Proficient skills with MS Office, including Excel, Word, and PowerPoint - Flexibility and willingness to work more than standard hours when necessary - Willingness to work in shift based on the role hired for Additional Details: EY Global Delivery Services (GDS) is a dynamic and truly global delivery network working across six locations. Collaborate with EY teams on exciting projects and well-known brands from across the globe. Continuous learning, transformative leadership, and a diverse and inclusive culture are key aspects of working at EY. Note: Ideally, prior structured finance experience is preferred for this role. Join EY and be a part of building a better working world.

You will be responsible for conducting credit appraisals of securitization transactions, coordinating with originators and arrangers for data collection, and collaborating with internal stakeholders on relevant processes. Additionally, you will participate in internal discussions on transactions, handle documentation-related activities, and track deals from login throughout the entire life cycle. Qualifications Required: - Primary Job Profile: Credit - Technical Skills: Retail Credit Assessment, Securitization Process Management, Credit Appraisal Analysis - Candidate Industry Requirement: Bank/NBFC/Fintech - Candidate Location Requirement: Mumbai Candidates working as Analysts in Rating Agencies will be preferred.,

Role Overview: You will be stepping into a senior global credit leadership role that involves combining Credit Business Development on a global scale and Underwriting & Risk Leadership. This position will require you to handle the complete credit lifecycle which includes sourcing, underwriting, deal structuring, negotiation, IC approval, disbursement, and monitoring. Ideal for someone who can manage global founders, investors, and partners while contributing to building Qiro's global credit engine from scratch. Key Responsibilities: - Global Credit Business Development (BD) - Source fintechs, lenders, NBFCs, PSPs, and credit-heavy businesses across various markets including USA, UK, EU, SG, UAE, LATAM, and emerging markets. - Conduct CXO-level conversations, identify high-quality borrowers, and convert them into Qiro partners. - Drive the end-to-end lifecycle process including lead generation, qualification, underwriting, structuring, term sheet creation, negotiations, and deal closures. - Underwriting & Deal Structuring - Underwrite fintechs/lenders using global best practices by analyzing financials, risk models, bank statements, cohorts, and loan book metrics. - Structure facilities such as Committed / Uncommitted LOCs, Term Loans, Bullet + revolving structures, DA/PTC/True Sale securitization, and SPV-based structured credit deals. - Develop rating models, scorecards, risk matrices, and early-warning frameworks. - Global Risk Management - Establish credit covenants, exposure limits, market caps, and monitoring cadence. - Evaluate concentration risks across geographies, lenders, and asset classes. - Continuously monitor portfolio performance and highlight weak accounts. - Build & Lead Qiro's Credit Infrastructure - Formulate global credit policy, underwriting frameworks, risk guidelines, and reporting structures. - Provide guidance to junior underwriting analysts. - Collaborate with legal, tech, partnerships, operations, and external service providers. - Represent Qiro in global calls with ecosystems, RWA partners, and stablecoin funds. Qualification Required: - 7-10 years of underwriting experience in fintechs or financial institutions across India and global markets, with a preference for experience in USA, UK, EU, SG, UAE. - Proficiency in credit analysis, structured credit, securitization, LOCs, and portfolio monitoring. - Preferred certifications include CFA, CA, FRM, or MBA-Finance. - Excellent communication skills to engage with global founders, CFOs, and credit teams. - Advantageous to have experience in both underwriting and BD/deal origination. - Comfortable working in Bangalore office, handling global time zones, and adapting to startup-level agility. - Capacity to manage heavy workloads with a solution-oriented approach and a mindset focused on outcomes. Additional Company Details (if present): Qiro is an on-chain private credit marketplace that utilizes enterprise-grade credit underwriting infrastructure to serve fintechs and lenders in developed markets like the USA, UK, EU, Singapore, and UAE, as well as emerging markets. Qiro partners with various entities like Stablecoin funds, Crypto credit & RWA funds, On-chain private credit protocols, RWA ecosystems & L1/L2 chains, to facilitate transparent, real-world yield through institutional-grade underwriting practices. The company aims to bridge global fintech credit demand with stablecoin capital using data-driven underwriting processes.,