show episodes
 
Artwork

1
The Rachel Cruze Show

Ramsey Network

icon
Unsubscribe
icon
icon
Unsubscribe
icon
Weekly+
 
Money should be fun, not stressful. Learn practical tips on how to save more money, get out of debt quickly and make progress toward your goals. You can take control of your money and create a life you love. Get even more money saving tips at www.RachelCruze.com.
  continue reading
 
Loading …
show series
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. On today’s episode, Niro Feliciano and I talk about how to navigate common money problems in your relationships. Let’s get into it! Next Steps: 🎥 Watch my video Create a Calm-ish Holiday Season With These Simple Habits. 💵 Start your free budget today. Download the EveryDollar app…
  continue reading
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. If you’re thinking that having a six-figure income makes you immune to debt, think again! On today’s episode we’re discussing why having a high income does not equal building wealth. Next Steps: 🎥 Watch my video 10 Secrets of People Who Never Overspend (According to ChatGPT) 💵 St…
  continue reading
 
✅ Get the coverage you need from a source you trust. Learn more about RamseyTrusted® insurance pros and providers. If you feel like you understand money, but you can’t quite get ahead, this episode is for you. Today, we’re talking about seven common money mistakes that could be costing you thousands. Next Steps: 🎥 Watch my video Why Being Boring Is…
  continue reading
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. I hear from people all the time who believe toxic money myths, and it’s keeping them broke! In this episode, I’m breaking down five common money lies that will never help you build wealth. Next Steps: 🎥 Watch my video Unexpected Ways Money Might Be Ruining Your Life. 💵 Start your…
  continue reading
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. As a natural spender, I had to know where my frugal friends draw the line when it comes to spending. I asked Instagram, and you guys did not disappoint! Let’s unpack the top seven answers together. Next Steps: 🎥 Watch my video 5 Ways to Cut Costs (Even If You Love to Spend). 💵 St…
  continue reading
 
🏷️ Check out Ramsey's 2025 Black Friday deals. If you want to take advantage of Black Friday, but it also feels overwhelming, this episode is for you! Here are five tips to keep in mind for the biggest shopping weekend of the year. Next Steps: 🎥 Watch my video How to Actually Enjoy Your Life (Even on a Budget). 💵 The simplest way to budget. Downloa…
  continue reading
 
📚Check out my Kids Book Bundle! I’m always in the market for a good budget-friendly parenting tip. So in this episode, I’m reacting to money-saving parenting hacks—plus, I’ll share two of my own. Next Steps: 🎥 Watch my video Every Mom Struggles With This . . . but No One Talks About It. 💵 The simplest way to budget. Download the EveryDollar app for…
  continue reading
 
🎄 Enter the 2025 Ramsey Christmas Giveaway! Cosigning is one of the things I warn people against the most! In this episode, I cover some of the messiest cosigning situations I’ve seen and why it’s a recipe for disaster. Next Steps: 🎥 Watch my video 3 Healthy Money Boundaries to Set With Family. 💵 Start your free budget today. Download the EveryDoll…
  continue reading
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. On today’s episode, I had the honor of sitting down with Dr. Arthur Brooks to discuss the emotions around money and how you can improve your relationship with money to create a life you love. Let’s dive in! Next Steps: 🎥 Watch my video Easy Ways to Diffuse Conflict in Tough Conve…
  continue reading
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. Watching your spending isn’t just for those of you in Baby Step 2! In this episode, I’m celebrating people living frugally in all stages of life. Next Steps: 🎥 Watch my video 8 Things I Stopped Buying (and You Should Too). 💵 Start your free budget today. Download the EveryDollar …
  continue reading
 
📓 Start your 90-day journey to loving your life with my Contentment Journal. Are your spending habits motivated by impressing people? In this episode, I’m going to walk you through how to get out of the comparison pit so you can live a life you love. Next Steps: 🎥 Watch my video The Surprising Cost of Today’s Beauty Standards. 📈 Are you on track wi…
  continue reading
 
💰 Check out Ramsey’s Complete Guide to Investing . The retirement process can feel complicated, but it’s something everyone faces at some point. So in this episode, find out seven age-specific rules you need to know as you prepare—no matter how close or far away you are. Next Steps: 📈 Are you on track with the Baby Steps? Get a free personalized pl…
  continue reading
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. Gen Z and millennials are skipping major social events because of the cost. (That sounds extreme, but also . . . relatable?) Let’s talk about the cost of friendship and how to make sure your finances and relationships thrive. Next Steps: 🎥 Watch my video Every Mom Struggles With …
  continue reading
 
🎄 Enter Ramsey's $5,000 Cash Giveaway. Okay, deep breaths, everyone—the holidays are approaching. But no need to panic. Here’s a quick little reset to get your mind (and your money) in the right place before the busyness begins. This is what I’m planning to say yes and no to this holiday season. Next Steps: 🎥 Watch my video 6 Things I Teach About M…
  continue reading
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. Even if you feel confident with the basics of wealth building, you may be missing the mark in some areas. Today, I’m unpacking common things people tend to overlook when trying to build wealth. Next Steps: 🎥 Watch my video 6 Money Hacks You Should Never Trust (They’re Traps!). 💵 …
  continue reading
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. If you're feeling financially stuck, what you need is a personalized plan. In today's episode, I'm going to walk you through how to improve your financial situation in just three minutes. Next Steps: 🎥 Watch my video: Searching for the Right Side Hustle for You? Watch This! 💵 The…
  continue reading
 
💵 The simplest way to budget. Download the EveryDollar app today! Would you believe me if I said you could find over $3,000 in your budget in just 15 minutes? Yep, it’s true! And in today’s episode, I’m going to show you how. Next Steps: 🎥 Watch my video 7 Creative Side Hustles for an Extra $1,000 a Month 📈 Are you on track with the Baby Steps? Get…
  continue reading
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. One of my favorite things about my job is that I get the chance to talk with you guys as you’re working on your money goals in real time. So today, I’m answering your burning money questions! Next Steps: 🎥 Watch my video: TikTok Has Strong Opinions About This Controversial Marria…
  continue reading
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. The holidays are hectic, but they don’t have to be! In this episode, I sit down with Niro Feliciano. She’s a cognitive psychotherapist, an expert on anxiety and brain science, and a wife and mom of four. We discuss how you can create a less frantic holiday season and enjoy the ti…
  continue reading
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. Sometimes I’m guilty of leaning too far into the “If it ain’t broke, don’t fix it” mindset. But I have definitely changed my tune on some new money hacks over the years. So today, I’m sharing a few of those with you. Next Steps: 🎥 Watch my video 6 Things I Teach About Money That …
  continue reading
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. If worrying about your finances is taking over your life, stay calm! In today's episode, I'm going to share a few simple ways to find immediate relief from your financial stress that only take 20 minutes. Next Steps: 🎥 Watch my video: 5 Powerful Ways to Redefine Wealth (It’s Not …
  continue reading
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. We all have to buy groceries every month, but how much should we be budgeting for it? In this episode, find out if your grocery spending is above or below average—and how you can save money on food every month. Next Steps: 🎥 Watch my video 5 Quick Ways to Cut Costs (Even if You L…
  continue reading
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. Ever wondered how much babysitting rates (and everything else) have changed over the years? Today, I’m comparing some costs of everyday life in 1995 to 2025—and the numbers might shock you. Next Steps: 🎥 Watch my video 9 Tiny Habits That Actually Improved My Life (And Money). 💵 S…
  continue reading
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. I hate to be the bearer of boring news, but the key to almost anything you wish would change about your life is . . . discipline—and money is no exception. In this episode, I'll give you six simple ways to become more disciplined with your money. Next Steps: 🎥 Watch my video 9 Ti…
  continue reading
 
🔍 Looking for extra margin in your monthly budget? Try our free Money Finder Challenge. What if I told you the extra cash you need is already in your monthly budget? Yep, in today’s episode, I’ll show you how you can free up $1,000 of margin in just a few simple steps. Next Steps: 🎥 Watch my video: Searching for the Right Side Hustle for You? Watch…
  continue reading
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. Sure, the baby boomers may have normalized debt, but are they really to blame for our modern-day money struggles? Let’s talk about it on today’s episode. Next Steps: 🎥 Watch my video 7 Money Lessons From Boomers’ Wins and Regrets. 💵 Start your free budget today. Download the Ever…
  continue reading
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. Financial literacy is the first step when it comes to building wealth. And believe it or not, it’s simpler than most people think! So today, I’m giving you a crash course in all things personal finance. Next Steps: 🎥 Watch my video Create Your First Budget in 5 Simple Steps. 💵 St…
  continue reading
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. I’m extra excited for today’s episode because Pastor Judah Smith is joining us to talk about how our negative thoughts can affect all aspects of our lives—including money—and how to shift that mindset. Next Steps: 🎥 Watch my video Why Less Really Is More—in Money, Faith and Beyon…
  continue reading
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. Prenups are a highly debated topic, and you guys know my take—your and your spouse’s money should be viewed as your money together. But . . . are there exceptions? Let’s talk about it on today’s episode. Next Steps: 🎥 Watch my video The Only Exceptions to My “No Debt” Policy. 💵 S…
  continue reading
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. Is social media responsible for busting your budget? Maybe! On today’s episode, we'll talk about how the videos in your algorithm steal your hard-earned cash and what you can do to avoid it. Next Steps: 🎥 Watch my video Why Less Really Is More—in Money, Faith and Beyond. 💵 Start …
  continue reading
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. Sometimes religion feels like a taboo topic, but around 85% of the global population is religious in some way. So today, I want to share five ways my faith has influenced the way I view and handle money. Next Steps: 🎥 Watch my video 5 Powerful Ways to Redefine Wealth (It’s Not Ju…
  continue reading
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. Money and relationships can feel like a gray area, but there are red flags to look out for. In this episode, find out which financial habits I would never recommend compromising on. Next Steps: 🎥 Watch my video The BIGGEST Mistakes Newlyweds Make in the First Year. 💵 This is the …
  continue reading
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. I know this may be a shocker coming from me, but saving your money can go too far. In this video, find out 3 things to keep in mind as you save and spend wisely. Next Steps: 🎥 Watch my video Toxic Money Lies That Are Keeping You Broke 💵 This is the simplest way to budget. Downloa…
  continue reading
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. Ever wonder what your Gen Z friends are actually saying? In this video, learn the latest slang as I rate financial habits using Gen Z lingo. Next Steps: 🎥 Watch my video 7 Signs You Are WAY Above Average 💵 This is the simplest way to budget. Download the EveryDollar app for free!…
  continue reading
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. Do you ever wonder if you’re actually doing okay financially? In this video, you'll learn 6 signs that show you’re better with money than you think. Next Steps: 🎥 Watch my video Are Your Habits Broke, Average or Wealthy? 💵 This is the simplest way to budget. Download the EveryDol…
  continue reading
 
🏠 Buy a home confidently with the Ramsey Real Estate Hub. Money can be a controversial issue . . . and sometimes, that’s what makes it fun! In this video, we’re leaning in, and I’m sharing my hot takes on some spicy financial topics. Next Steps: 🎥 Watch my video 6 Things I Teach About Money That'll Make You Angry or Wealthy. 📈 Are you on track with…
  continue reading
 
💵 The simplest way to budget. Download the EveryDollar app for free! Ever wonder how some people always seem to stay on budget no matter what? In this episode, we’ll look at 10 secrets of people who never overspend—according to ChatGPT. Next Steps: 🎥 Watch my video My Honest Advice to Someone Who Wants Financial Freedom. 📈 Are you on track with the…
  continue reading
 
💵 The simplest way to budget. Download the EveryDollar app for free! You’ve got to track your expenses to win with money—even on the weekends. In this episode, I’m jumping on the trend and sharing what I spent in a weekend so you can see what a recent lake weekend cost us. Next Steps: 🎥 Watch my video How to Actually Enjoy Your Life (Even on a Budg…
  continue reading
 
📈 Use Ramsey’s free Investment Calculator to track your progress. Ever wonder how close you are to retirement? Or, if you know it’s far off, ever wonder what you need to do to get there? Find out with these six simple questions. Next Steps: 🎥 Watch my video 9 Questions to Help You Choose the Right Financial Advisor. 💵 The simplest way to budget. Do…
  continue reading
 
📖 Teach your kids contentment with my Kids Book Bundle. Sometimes, the most unexpected people can teach you some pretty big lessons. In this episode, find out four unexpected money lessons my kids have taught me—that you can learn from too. Next Steps: 🎥 Watch my video Money Lessons We’ve Learned in 15 Years of Marriage. 💵 The simplest way to budge…
  continue reading
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. Today’s beauty standards can cost you a fortune. In this video, find out the three crucial questions to ask yourself when you’re faced with “beauty standard” spending. Next Steps: 🎥 Watch my video How to Turn Comparison Into a Wealth-Building Strategy. 💵 The simplest way to budge…
  continue reading
 
💰 Find out how much your money could grow over time with the Investment Calculator. In this episode, find out how to build enough wealth to retire at 55 and live your best life. (Spoiler alert: It’s pretty boring, but it works every time.) Next Steps: 🎥 Watch my video How to Invest the Right Way in 2025. 💵 The simplest way to budget. Download the E…
  continue reading
 
❤️ Claim your spot at Money & Marriage Getaway! My husband and I aren’t newlyweds anymore, but we’re still learning new things about marriage every day. So today, find out three of the best pieces of money and marriage advice we’ve gotten—and how they can apply to you. Next Steps: 🎥 Watch my video The Biggest Mistakes Newlyweds Make in the First Ye…
  continue reading
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. When it comes to stealth wealth, it’s all about the daily routines. Today, I’m sharing five simple habits “quiet millionaires” swear by so you can apply them to your life and money. Next Steps: 🎥 Watch my video 10 Habits That Scream “I’m Trying to Look Wealthy” (My Reaction) 💵 Th…
  continue reading
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. Money affects every part of life—your identity, your habits, even your communication. That’s why in this episode, lawyer and communication expert Jefferson Fisher is here to teach us how to have healthy communication and conflict around money. Next Steps: 🎥 Watch my video Do This…
  continue reading
 
📚 Check out my Kids Book Bundle! Sometimes as a parent, you spend money on some crazy things. In this episode, I’m sharing a boundary I had to put in place in our house, plus reacting to 12 of your wildest “mom spending” confessions. Next Steps: 🎥 Watch my video My Go-To Parenting Strategy for Avoiding Entitled Kids. 💵 The simplest way to budget. D…
  continue reading
 
🛡️ Find out if you’re protected with the Coverage Checkup. There are way too many risky money strategies out there. So in this episode, find out six financial traps you should never trust—and more importantly, what to do instead. Next Steps: 🎥 Watch my video The Billion-Dollar Scheme You Didn't Know You Were a Part Of. 💵 The simplest way to budget.…
  continue reading
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. Are you chasing success—or just the illusion of it? Discover why luxury spending is hurting your finances and how to break free with three simple mindset shifts. Next Steps: 🎥 Watch my video Why Your Income Doesn’t Guarantee Wealth. 💵 The simplest way to budget. Download the Ever…
  continue reading
 
👩🏻‍💻 Take the Side Hustle Quiz! A side hustle is a great step to boost your income. So in this episode, I’m rating a list of side hustles . . . based on how likely I am to try them. Plus, you’ll learn about a custom tool that helps you figure out the perfect side gig for you. Next Steps: 🎥 Watch my video Save $5,000 in 3 Months?! (4 Easy Money Chal…
  continue reading
 
📈 Are you on track with the Baby Steps? Get a free personalized plan. There is one parenting question I get all the time, and it recently left Dave Ramsey speechless. In today’s episode, you’ll learn six things to keep in mind when answering this for yourself. Next Steps: 🎥 Watch my video Two Times I’ve Disagreed With Dave Ramsey. 💵 The simplest wa…
  continue reading
 
Loading …

Quick Reference Guide

Copyright 2025 | Privacy Policy | Terms of Service | | Copyright
Listen to this show while you explore
Play