Debt Payoff Tracker Editable Excel Spreadsheet *Digital Download* This digital download is an editable Excel file. Use this to calculate how much of your monthly cash can go towards paying off debts! One sheet is used to organize monthly expenses and income. The other sheet automatically uses your inputs from the first pace to help you determine your ideal pay-off plan! Instructions are given on each sheet of this template. Only you can view the information you add to your sheet. Step 1: Use the Income/Expense Tracker to clarify your current monthly balances. This will help determine how much money is available each month to pay off your debt. Step 2: Use the Debt Tracker to identify all your debts. This chart will automatically update the available amount of money from the previous page. From here you can determine which debts you want to pay off and when! Options: Have lots of credit cards? Have less? This file includes templates for 4, 7, and 10 credit cards at a time. Any one of these can be edited for custom amount of columns. This sheet doesn't only have to be used for credit cards. You can also use this sheet for any kind of debts. Plan your journey to becoming debt free! Pay off your debt by discovering the extra money you have available each month. By getting your finances organized, you can lay out a plan for becoming debt free! FOR MICROSOFT EXCEL ONLY. Debt Tracker | Debt Payoff Planner | Debt repayment, excel template, financial organizer, financial planner, debt snowball, debt payment.