Bitcoin banking, built to last.
Ficha is a long-term Bitcoin experience focused on security, clarity, and disciplined ownership. Buy, sell, and hold bitcoin through a product designed for people who think in decades, not market cycles.
No hype. No leverage. No distractions.
Open a Bitcoin accountBitcoin-only · Since 2023
Philosophy
Committed to continuity.
Bitcoin is a multi-generational asset. Most services treat it like a short-term speculation vehicle.
Ficha exists for those who intend to hold bitcoin across decades. We prioritize security, legal clarity, and uninterrupted ownership above all else.
No lending. No rehypothecation. No yield products. No financial engineering.
We hold bitcoin under structures designed for durability, not growth metrics.
Services
Secure custody for long-term holders.
Ficha provides disciplined bitcoin custody designed to preserve ownership over decades.
Accounts are available globally, with no minimum balance. The same custody standards apply at every level.
Core principles include:
- Multi-layer custody architectures with distributed control and approval.
- Predominantly cold storage with limited operational exposure.
- Clear ownership and 1:1 holdings at all times.
- Direct bitcoin acquisition and disposition, without leverage or wrappers.
We provide simple bitcoin buying and selling for clients who prefer careful execution over constant activity.
Principles
What we deliberately refuse.
We do not offer leverage, margin, or yield products.
We do not rehypothecate assets or use customer bitcoin for any purpose.
We do not design systems that encourage excessive trading or risk-taking.
We avoid urgency, aggressive marketing, and growth achieved through shortcuts.
Success is measured in uninterrupted custody over time.
Getting Started
Begin custody.
Opening an account is designed to be straightforward, without compromising custody standards.
- 1Create an account with email and basic details.
- 2Complete identity verification, where required by law.
- 3Fund your account to acquire bitcoin, or transfer existing bitcoin to your Ficha custody address.
You may sell or withdraw bitcoin at any time, without restrictions.
Custody begins immediately upon funding or transfer.
Fees are transparent and usage-based. No account opening fees.
Infrastructure
Security without spectacle.
Security at Ficha is deliberate, redundant, and boring by design: exactly what long-term holders require.
Access controls, operational separation, and layered storage are designed to limit operational exposure and reduce single points of failure.
We provide attestations and operational disclosures when appropriate. We do not substitute security marketing for security work.
Privacy
Quiet by design.
Ficha does not sell customer data or use it for advertising.
We collect only what is necessary to operate securely and comply with regulations.
No ad tracking. No behavioral profiling.
Privacy isn't a feature; it's the default state.
Ficha is for those who treat Bitcoin as long-term capital and want a professional standard of custody without compromise.
Whether holding a fraction or a fortune, the principles remain the same.