HippoSplit is a chat-first expense tracker that makes splitting bills as easy as sending a message.
Tired of spreadsheets, receipt chasing, and awkward "who owes what"?
Send messages, snap receipts, or drop photos in the group chat, HippoSplit automatically tracks everything, converts currencies, and splits fairly.
Log expenses, attach receipts, and mix currencies freely as you travel. 150+ currencies with live exchange rates, from street food in Bangkok to ski passes in Chamonix.
☀️ Trip to Tokyo
3 members
Dinner at Ichiran
¥2,800
$18.67
Split equally · ¥933($6.22) each
Summary
$28.53 USD
Member Balances
Settlement
Start a shared space in HippoSplit and invite friends with a link. They join instantly, even as guests.
Type it out, snap a receipt, or drop a bunch of photos.
We pull out the items, amounts, and currencies for you.
Split equally, by items, custom amounts, or percentages.
Adjust every detail so the final split matches exactly how your group wants it.
Use simplified payments to settle faster.
Explore beautiful charts, filters, and reports to see where the money went.
Add a receipt, photo, or quick note while the day is still happening.
HippoSplit turns it into a clear expense record with totals, categories, and who paid.
Everyone follows the same timeline without learning a finance tool.
No forms. No hassle. Just chat.
Guests can open the shared group without setup.
Spot trends and drill into every category.
All your financial data is encrypted and accessible only to you and your group.
We don't sell your data, run ads against it, or share it with third parties.
Start with the essentials for light groups. Upgrade for unlimited AI scanning when your expense tracking gets real.
Free
Perfect for casual groups & one-off trips
Premium
Serious expense tracking, made effortless
$49.99 billed yearly
Save 30% with yearly billing
Cancel anytime. We're actively adding more features to both plans.
Get Started"My roommates and I split groceries, rent extras, everything, and nobody has to keep a spreadsheet anymore. The chat UI just makes sense."
James L.
Shared apartment
"I travel solo a lot and use it to track personal expenses too. The multi-currency support is super convenient, no more mental math in Bangkok."
Mia T.
Solo traveler
"Used Splitwise for years but this is so much faster. Just drop the receipt photo and it figures out everything, who had what, tax, tip, all of it."
Priya S.
Dinner with friends
"I track my own daily spending here too. It's like having a personal finance journal that actually does the math for you. The reports are surprisingly detailed."
Nina F.
Personal expenses
"The guest access is a game changer. Half my friends refuse to download another app, but they happily use the link I send them. Everyone stays updated."
Tom H.
Casual group hangouts
"My roommates and I split groceries, rent extras, everything, and nobody has to keep a spreadsheet anymore. The chat UI just makes sense."
James L.
Shared apartment
"I travel solo a lot and use it to track personal expenses too. The multi-currency support is super convenient, no more mental math in Bangkok."
Mia T.
Solo traveler
"Used Splitwise for years but this is so much faster. Just drop the receipt photo and it figures out everything, who had what, tax, tip, all of it."
Priya S.
Dinner with friends
"I track my own daily spending here too. It's like having a personal finance journal that actually does the math for you. The reports are surprisingly detailed."
Nina F.
Personal expenses
"The guest access is a game changer. Half my friends refuse to download another app, but they happily use the link I send them. Everyone stays updated."
Tom H.
Casual group hangouts
"My roommates and I split groceries, rent extras, everything, and nobody has to keep a spreadsheet anymore. The chat UI just makes sense."
James L.
Shared apartment
"I travel solo a lot and use it to track personal expenses too. The multi-currency support is super convenient, no more mental math in Bangkok."
Mia T.
Solo traveler
"Used Splitwise for years but this is so much faster. Just drop the receipt photo and it figures out everything, who had what, tax, tip, all of it."
Priya S.
Dinner with friends
"I track my own daily spending here too. It's like having a personal finance journal that actually does the math for you. The reports are surprisingly detailed."
Nina F.
Personal expenses
"The guest access is a game changer. Half my friends refuse to download another app, but they happily use the link I send them. Everyone stays updated."
Tom H.
Casual group hangouts
"My roommates and I split groceries, rent extras, everything, and nobody has to keep a spreadsheet anymore. The chat UI just makes sense."
James L.
Shared apartment
"I travel solo a lot and use it to track personal expenses too. The multi-currency support is super convenient, no more mental math in Bangkok."
Mia T.
Solo traveler
"Used Splitwise for years but this is so much faster. Just drop the receipt photo and it figures out everything, who had what, tax, tip, all of it."
Priya S.
Dinner with friends
"I track my own daily spending here too. It's like having a personal finance journal that actually does the math for you. The reports are surprisingly detailed."
Nina F.
Personal expenses
"The guest access is a game changer. Half my friends refuse to download another app, but they happily use the link I send them. Everyone stays updated."
Tom H.
Casual group hangouts
Still wondering about something? Send us a note and we'll get back to you as soon as we can.
Yes. HippoSplit is completely free for unlimited expense entries, group balances, splitting, and settlements, and the free plan includes 20 AI scans per week, a generous allowance compared to most expense apps. Premium unlocks unlimited AI scanning plus advanced tools such as intelligent reports, custom instructions, multi-format exports, and more.
Yes! Only the person who creates the group needs Premium. Once enabled, everyone in the group can use AI scanning and other premium features at no extra cost.
Share the group link with them. Each group also has a QR code, so it is easy to share in person.
Yes. There is a button at the end of the chat for adding an expense manually with a form.
Equal splits, custom amounts, percentages, shares, and itemized splits. You can also describe the split in chat or with your photos.
Yes. You can use recurring expenses for repeated costs like rent, subscriptions, utilities, or shared monthly bills.
Yes. AI helps read chats, notes, and receipt photos, but the actual totals, split amounts, balances, and settlement calculations are handled and verified by HippoSplit's backend algorithms.
Yes, absolutely. You stay in control of every detail. AI only helps you save time by filling things in faster.
Yes. You may delete your data at any time you please. You stay in control of what remains in HippoSplit.
Not yet. We are working on mobile apps for later. For now, open HippoSplit on your phone and add it to your Home Screen so it feels like an app. It works well and is the most convenient way to access your groups on mobile.
See how it worksWe are actively adding practical features and would love to hear what would help you most.