Terms of Service

1. Binding Arbitration and Class Action Waiver

When you agree to these Terms, you are agreeing (with limited exception) to resolve any dispute between you and us through binding arbitration rather than in court and to a class action waiver. See Sections 16 and 17 below. If you reside in a jurisdiction where applicable law prohibits arbitration, the agreement to arbitrate will not apply to you.

2. Who We Are

ILLA is AI-powered financial execution infrastructure. We provide tools and interfaces for interpreting financial intent and facilitating blockchain transactions. ILLA produces transaction data for your authorization and signing.

ILLA integrates with third-party wallet providers to enable you to manage your own digital wallets and initiate blockchain transactions. ILLA does not take custody of your digital assets and does not guarantee execution, pricing, accuracy, or timing of any transaction.

Contact: [email protected]

3. Acceptance of Terms

By using our Services, you represent that you have read and agree to these Terms and any additional policies referenced herein. You must be at least 18 years old and have the legal capacity to enter into these Terms. If you act on behalf of an organization, you represent authority to bind it.

You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

4. The Services

4.1 Consumer Application

ILLA provides a conversational interface for interacting with blockchain networks and executing financial transactions, including token swaps, transfers, cross-chain bridges, lending, and prediction market interactions.

4.2 Developer Tools

ILLA provides an API, SDK, and MCP server for developers and AI agents to integrate financial execution capabilities into their own products.

4.3 AI-Powered Intent Resolution

The Services use AI and natural language processing to interpret instructions and produce execution plans. You acknowledge that:

• AI is a developing technology with inherent limitations;
• Outputs are probabilistic and may be inaccurate, incomplete, or inappropriate;
• We use third-party AI service providers to power certain features;
• While we implement plan-then-execute architecture and transaction simulation, no system is infallible;
• You assume all risks arising from reliance on AI-generated outputs.

The AI does not have authority to enter into agreements or commitments on our behalf.

4.4 Beta and Experimental Features

Certain features of the Services may be provided in beta or experimental form. Such features are provided “as is” with no guarantees of availability, accuracy, or continued support. You acknowledge that beta features carry additional risk, including potential loss of funds due to software issues.

5. Non-Custodial Nature of Services

ILLA is non-custodial:

• No Key Access. We do not access, store, or manage your private keys. Keys are managed by you via third-party wallet providers subject to your agreement with them.
• No Asset Custody. We do not hold your digital assets. All assets remain in wallets you control.
• No Intermediary. We are not an intermediary. Your use of ILLA involves direct interaction with blockchain technology at your own risk.
• Transaction Data Only. ILLA produces ready-to-sign transaction data. Signing is always controlled by your wallet.
• Account Security. You are solely responsible for safeguarding your account and wallet credentials.

Token approvals to smart contracts do not transfer ownership to us or grant us discretionary control over your assets.

6. Developer-Specific Terms

6.1 License

Subject to compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access the API, SDK, and MCP server per our documentation.

6.2 Developer Responsibilities

You are responsible for: legal compliance of your integration; implementing user disclosures and consent in your products; safeguarding API keys and credentials; implementing adequate safeguards for AI agents or automated systems using your integration; and providing accurate transaction parameters.

6.3 Prohibited Uses

You shall not: reverse engineer or decompile the developer tools; circumvent rate limits or security mechanisms; build a competing execution infrastructure product using our tools; violate applicable laws; or imply ILLA endorsement without written consent.

6.4 Availability

Developer tools may be provided in beta. We make no guarantees regarding uptime, backward compatibility, or continued availability. We may suspend access at any time.

7. Blockchain Transactions

Irreversibility. Blockchain transactions are final and irreversible. Verify all instructions before authorizing.

Simulation. ILLA simulates transactions before presenting them for approval. Simulations are estimates and do not guarantee identical outcomes at execution time.

Risk. Blockchain technology carries inherent risks including volatility, loss of funds, network delays, smart contract vulnerabilities, and MEV. We are not responsible for any loss arising from these risks.

Failure. Transactions may fail due to price changes, liquidity, or technical issues. We do not guarantee execution and are not liable for failed transactions.

Multi-Chain. The Services facilitate multi-chain and multi-protocol interactions, which may increase exposure to slippage, price impact, and execution delays. Each protocol has its own risks and terms.

Asset Support. We may remove support for any digital asset, protocol, or network at any time without notice.

8. Fees

Transactions may incur service fees (percentage of volume) and network fees. Developer API usage may be subject to usage-based or subscription fees per our documentation. All fees and costs are borne by you. Fee schedules may be updated at any time.

You are responsible for all applicable taxes related to your use of the Services.

9. No Professional Advice; No Fiduciary Duties

The Services provide information only, not professional advice. Consult your own advisors before making financial decisions.

These Terms do not create fiduciary duties. To the fullest extent permitted by law, any such duties are disclaimed, waived, and eliminated.

10. User Representations and Warranties

You represent that: you have legal authority to enter these Terms; you will comply with all applicable laws; you will not engage in fraudulent, deceptive, or illegal activity; you will not bypass security measures; and any content you provide does not infringe third-party rights.

AI Agent Usage. If you use an AI agent to interact with the Services, you are responsible for all actions taken by the agent, warrant its compliance with applicable laws, and indemnify us against claims from agent misuse.

Export Control and Sanctions. You comply with all applicable export control and sanctions laws. You are not located in, or a national of, any sanctioned country or territory, and are not on any government restricted party list.

11. Third-Party Services

The Services incorporate third-party products including wallet providers, blockchain protocols, and data providers. Your use of third-party services is subject to their terms. We are not responsible for and do not endorse third-party services.

12. Intellectual Property

All IP associated with ILLA and the Services is owned by us or our licensors. Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to use the Services for their intended purpose. You may not copy, modify, distribute, or create derivative works without written consent. Feedback you provide may be used by us without obligation.

13. Disclaimer of Warranties

The Services are provided “as is” and “as available” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Services will be error-free, secure, or continuously available. Execution plans, simulations, and AI outputs are estimates, not guarantees.

You accept inherent risks of blockchain technologies, smart contracts, digital assets, and AI systems, including: unauthorized access; front-running or MEV attacks; smart contract failures; network disruptions; code bugs; slippage; and AI misinterpretation of intent.

14. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Services, even if advised of the possibility.

Our aggregate liability will not exceed the greater of (a) total fees you paid us in the 12 months preceding the claim or (b) $100.

You irrevocably waive claims against us arising from: cybersecurity incidents; system failures; smart contract exploits; execution errors; AI-generated errors; and acts or omissions of third parties.

15. Indemnification

You agree to indemnify and hold us harmless from claims, liabilities, damages, losses, and expenses arising from: your use of the Services; breach of these Terms; violation of third-party rights or applicable laws; use of AI agents or automated systems; and any blockchain transaction you initiate.

16. Dispute Resolution

Informal Resolution. Contact us first at [email protected].

Mandatory Arbitration. Except for small claims or IP injunctive relief, disputes shall be resolved through binding arbitration under AAA rules, conducted in the State of Delaware. Awards are final and binding.

Class Action Waiver. All disputes will be conducted on an individual basis. You waive participation in class actions or class arbitrations.

17. Governing Law

These Terms are governed by the laws of the State of Delaware without regard to conflict-of-law principles. You submit to the exclusive jurisdiction of Delaware courts, except where otherwise required by law.

18. Termination

You may stop using the Services at any time. We may suspend or terminate your access without notice for breach of these Terms, risk to us or others, or as required by law. Upon termination, your right to use the Services ceases. Sections 9, 12–17, and 19 survive termination.

19. Release

We are not a party to transactions on underlying blockchain protocols. Disputes with transaction counterparties are between you and them. You release us and our officers, directors, agents, and employees from all claims arising from such disputes.

20. General

Severability. Invalid provisions do not affect the remainder.

No Waiver. Failure to enforce a right is not a waiver.

Entire Agreement. These Terms and our Privacy Policy constitute the entire agreement.

Changes. We may modify these Terms at any time. Continued use after changes constitutes acceptance.

21. Contact

Questions: [email protected]

By using our Services, you acknowledge that you have read, understood, and agree to these Terms.