Credit 101

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Brian Williams on Instagram: "The key to unlock your financial freedom is a 700+ credit profile… I’ve personally had both a 500 credit score and a 750+ credit score. It took me years to learn what I’ll teach you. I invested money and time into understanding credit & consumer laws. The information completely changed my situation. You can avoid all the time, pain, and effort I went through to learn all these things. Everything I’ll teach you can be achieved in 1-3 months. I’ll teach you how to use consumer law to achieve a 750+ credit score. As a citizen of the United States, you should’ve been taught your laws & rights as a consumer. 15 USC 1681 allows you to remove ANY and ALL negative items from your credit report. I will provide you with letter templates and step by step guides y
31K views · 6.6K reactions | A charge off is an accounting term used by businesses to account for a loss within their tax obligations. You can simply contact your creditor and explain that during that time you were going through a hardship and you would like a 1099C to account for the debt. Make sure you get to the person who can give you the OK such as the Supervisor, manager, or email the CEO. Once you get the 1099c depending on how much debt it was. You’ll have to pay taxes on it which is minuscule compared to what you more than likely owe. Take that 1099c and explain that it wasn’t a charge off it was income and it shouldn’t be on your credit report for that reason. To get it removed quicker. Take it to the CFPB and upload it as an attachment with your 2 forms of identification verification. Hope this helps 🫶🏽 | Shanique Jackson
28K views · 2.5K reactions | A charge off is an accounting term used by businesses to account for a loss within their tax obligations. You can simply contact your creditor and explain that during that time you were going through a hardship and you would like a 1099C to account for the debt. Make sure you get to the person who can give you the OK such as the Supervisor, manager, or email the CEO. Once you get the 1099c depending on how much debt it was. You’ll have to pay taxes on it which is minuscule compared to what you more than likely owe. Take that 1099c and explain that it wasn’t a charge off it was income and it shouldn’t be on your credit report for that reason. To get it removed quicker. Take it to the CFPB and upload it as an attachment with your 2 forms of identification verific
Credit Score Ranges
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5 credit score tips to raise your score to 800 fast: Tips to mprove credit score fast
Are you looking for do-it-yourself ways to increase your credit score fast? Maybe you want a good credit score because you are planning to buy a car, or house, or get a personal loan. Whatever the case, you can easily boost your score and get an 800 credit score with these simple credit score tips listed here. You don't need to pay a credit repair company to improve your score. Click the link to learn more....#creditscoretips #goodcreditscore #badcreditscore #800creditscore #creditrepair #creditrepairtips
How To Get Out Of Debt With These 5 Tips
Debt Snowball Method vs Debt Avalanche Method - What is the best way to pay off debt? Debt free aesthetic. The debt snowball method is the fastest way to pay off debt. The debt avalanche method will save you the most money. Use this debt snowball template to pay off debt fast. Debt snowball tracker. Debt snowball worksheet printable
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What Is a Credit Score? Here Are the Facts Behind Your Number