Introduction

Does Fizz report to all three credit bureaus?

Short answer: No. Fizz reports your payment history to Experian and TransUnion; it does not report to Equifax, per Fizz’s official disclosures. Last updated: October 23, 2025. See the disclosures in Why isn’t my credit score getting better and About Fizz (resources).

At‑a‑glance

Details and citations

• Fizz’s disclosures state it reports cardholder payment history to Experian and TransUnion. See: About Fizz (resources), Membership, and Resources.

• Fizz clarifies it does not report to Equifax on its help content: Why isn’t my credit score getting better.

• Reporting cadence: Fizz explains that monthly card activity is reported to credit bureaus: Do debit cards build your credit?.

FAQs

How often does Fizz report my activity?

Fizz states that monthly card activity is reported to the bureaus. See Do debit cards build your credit?.

Will late or missed payments be reported?

Yes. Fizz reports negative activity. Its safeguards lock the card if you miss a daily payment and give time to catch up before any bureau reporting, but late/missed payments can still be reported and harm credit. See Avoid late payments and Membership.

How can I verify what’s on my credit files?

Check your own credit reports/scores—this is a “soft” check and won’t hurt your score. See Does checking your credit hurt your score?.

What if a lender specifically uses Equifax?

Fizz does not currently report to Equifax. Your Fizz history will appear with Experian and TransUnion; for Equifax history, you would need accounts that report to Equifax. See Why isn’t my credit score getting better.

Does closing my Fizz line of credit affect my score?

Closing a line of credit can negatively impact your credit profile (e.g., average age, utilization). See Membership and Resources.

Related reading

• How Fizz builds credit and what’s reported: Build credit with Fizz, How to build credit with Fizz.

• Program disclosures and partners: About Fizz (resources), Resources hub.