Capital and reserves
Banking
infrastructure
for
business
From licensed banking products to BaaS, e-commerce acquiring, and fintech solutions — Magnetiq Bank powers secure, scalable growth.
Find your
perfect
setup
Background
in various industries
Launch, manage, scale and sell your product with
licensed banking infrastructure

€34.8 million
1000+
Companies already use
our products
10+
Countries with local acquiring
€178.8 million
Assets
100+
Currencies & methods support
130
Professionals on
the team
That's why we not only provide services but also
deeply understand the specifics of each business
& how banking could be more effective.
// Create new payment
$response = $api->Payment(array(
'AutoDeposit' => 'true',
'Payment' => array(
'Mode' => 4
),
'Order' => array(
'ID' => 'product_id_' . microtime(),
'Amount' => 100, // In minor units, thus 100 equals 1.00 EUR
'Currency' => 'EUR',
'Description' => 'Test transaction'
),
'Card' => array(
'Number' =>'5186001300001016', // 13-19 digit number
'Name' => 'test', // Under 50 utf8 chars
'Expiry' => '3012', // First year, then month
'CSC' => '999' // Exactly 3 digits
),
'RemoteAddress' => '8.8.8.8' // This MUST be cardholders IP
));
echo "Created new payment:\t\t" . $response->asXML() . PHP_EOL;
// Get payments status
echo "Got status by payments id:\t" . $api->GetPayment(array(
'Payment' => array(
'ID' => $response->Payment->ID
)
))->asXML() . PHP_EOL;
}
catch (SoapFault $ex) {
echo 'SOAP EXCEPTION: ' . $ex->faultcode . ' - ' . $ex->faultstring . PHP_EOL;
}
curl -v -X POST http://127.0.0.1:8010/api/v3/soap \
-H 'Content-Type: text/xml;charset=UTF-8' \
-H 'SOAPAction: urn:GetPayment' \
-d '
<soapenv:Envelope
xmlns:soapenv="http://schemas.xmlsoap.org/soap/envelope/"
xmlns:urn="urn:Gateway"
>
<soapenv:Header/>
<soapenv:Body>
<urn:GetPaymentRequest>
<INTERFACE>3718442</INTERFACE>
<KEY_INDEX>1</KEY_INDEX>
<KEY>xZcu1wHa+itpJAhfMgeQOij7Ow6rFqk75X1pDENdp/IX1ZIuNFWyQIfsj10amhwFlXsQMsJ840dDVCzzk71b5RJeg/+HozTov+droIw2G0jcYrp9kFEhTS+pm+DSD9J+mVtlupsC9a1xsHl4rEeH2sI9HzSjMe+6hBfib82mbOw=</KEY>
<DATA>0ll4YkF8ovO+0ZmxhGn0GDV/RE5A9weWdcjXl8XFMIhlxxVQWazDsSw3ICBCQbcAfysJlWp+og/8wKt+vs2iU7q4x85dnNROgSIb/UixM/bapxukQaVAFJDIuwdrnRnggiz5SWPvm5JmnB29rl3fbkTibVJ2QiY=</DATA>
<SIGNATURE>iQWaErG9kZeCggVTm6FJtSw2ZWqgt0UYw9W+KUIK0qBbZeUaOkyk7b7nGkm+sN6McmVt+ues1eoLNzzp4qKfWnEawkp/6ChyZex687FEs5G8KOw/6gRxqNaGKTaslA6R4j4MEbCz4+2rkHF7y3HGA07N11iEq+lafoe+YfJyEQk=</SIGNATURE>
</urn:GetPaymentRequest>
</soapenv:Body>
</soapenv:Envelope>'
// Create new payment
final PaymentResponse response = api.Payment(new DataType() {{
PaymentType payment = new PaymentType() {{
setMode(4); // SOAP payment, non-3d secure
}};
OrderType order = new OrderType() {{
setID("product_id_" + new Date().getTime()); // Must be unique for every payment
setDescription("Test transaction");
setAmount(100); // In minor units, thus 1.00 EUR
setCurrency("EUR"); // In ISO alpha3 format
}};
CardType card = new CardType() {{
setName("Lorem Ipsum"); // Not longer than 50 chars
setNumber("5444870724493746"); // 13-19 digits
setExpiry("3012"); // Must be in future
setCSC("999"); // 3 digits
}};
setAutoDeposit(true); // Capture right after authorization
setPayment(payment);
setOrder(order);
setCard(card);
setRemoteAddress("8.8.8.8"); // Clients IP address
}});
System.out.println("Created new payment:\t\t" + response);
// Get payments status
final PaymentResponse status = api.GetPayment(new DataType() {{
setPayment(new PaymentType() {{
setID(response.Payment.ID);
setMode(4);
}});
}});
System.out.println("Got status by payments id:\t" + status);
# Create new payment
response = api.Payment({
'AutoDeposit': True,
'Payment': {
'Mode': 4
},
'Order': {
'ID': 'product_id_' + str(time.time()),
'Amount': 100, # In minor units, thus 100 equals 1.00 EUR
'Currency': 'EUR',
'Description': 'Test transaction'
},
'Card': {
'Number': '5186001300001016', # 13-19 digit number
'Name': 'test', # Under 50 utf8 chars
'Expiry': '3012', # First year, then month
'CSC': '999' # Exactly 3 digits
},
'RemoteAddress': '8.8.8.8' # This MUST be cardholders IP
})
print("Created new payment:\t\t", response)
# Get payments status
status = api.GetPayment({
'Payment': {
'ID': response['data']['Payment']['ID']
}
})
print("Got status by payments id:\t", status)
except Exception as ex:
print('SOAP EXCEPTION:', ex)
// Create new payment
let request = {
AutoDeposit: true,
Payment: {
Mode: 4
},
Order: {
ID: 'product_id_' + new Date().getTime(),
Amount: 100,
Currency: 'EUR',
Description: 'Test transaction'
},
Card: {
Number: '5186001300001016',
Name: 'test',
Expiry: '3012',
CSC: '999'
},
RemoteAddress: '8.8.8.8' //Cardholder IP address
};
api.Payment(request, (response) => {
console.log('Created new payment:', response);
api.GetPayment({
Payment: {
ID: response.data.Payment.ID
}
},
(status) => {
console.log('Got status by payments id:', status);
})
});
Start quick integration with our easy API
Spend less time connecting to our API, use banking infrastructure, and grow faster
Connect to the API
A better way
to build products
Launch, manage, scale and sell your product with licensed banking infrastructure
Begin your journey with us
Principal members
of VISA & MasterCard
Cooperation directly with Visa and Mastercard allows our clients to be more flexible in payment operations
Easy to use API
Easily connect and manage. Stay informed about any changes in the system through Webhook notifications
Driven by
talented team
You'll work with technical support and managers who know everything about your task and truly want to support you
Help FinTech
companies
enjoy
working with
a bank
Power
in collaboration
For some, cooperating with a bank, may often feel challenging at every stage – from onboarding to service delivery.
But you can’t build something great with that approach. True progress happens through collaboration.
That’s why we’re building a new kind of bank — one that empowers businesses to use our licensed banking infrastructure and experience genuine partnership every step of the way.
Great products are developed
in a great
