Asia Pacific is home to some of the world’s largest real-time payments markets. In the last decade, there has been rapid proliferation of digital payment solutions such as digital wallets, peer-to-peer transfers, and contactless payments, which have enabled the growth of digital economies across Asia and beyond. While the payments experience may seem simpler, providers face growing challenges from regulations, fragment systems and the advancement of AI.

In a wide-ranging interview, Thomas Warsop, CEO of global payments company ACI Worldwide, provides his insights on current trends and challenges shaping the way we pay.