Page 4 | Best Banking Software of 2025

ICBS

BML Istisharat

ICBS is a comprehensive system designed to manage and control Banks and Financial Institutions front and back office operations. ICBS is a universal banking system aligned to the international standards while meeting the local specifications to assure compliance with both International (IAS and IFRS) and Local regulations. ICBS is internationally recognized and widely adopted by the financial community. ICBS is referenced by “International Banking System” (IBS) Publishing and selected by Gartner Consulting in the Magic Quadrant for Core Banking. ICBS is available on Oracle multi-tier web platforms in premises or "On Cloud". BML Istisharat is architect of its product and solutions and fully own them. All products are developed in-house, implemented on-site and supported directly by BML Istisharat. Aligned to international and local standards. Comprehensive information with 360° views. Rich set of reports with drill down to details. Open for BI tools for ad hoc reports.

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Finacle

EdgeVerve

Finacle is the industry-leading digital banking solution suite from EdgeVerve Systems, a wholly owned product subsidiary of Infosys. Finacle helps traditional and emerging financial institutions drive truly digital transformation to achieve frictionless customer experiences, larger ecosystem play, insights–driven interactions and ubiquitous automation. Today, banks in over 100 countries rely on Finacle to service more than a billion consumers and 1.3 billion accounts. To deliver solutions built on Better Technology, so that banks can unlock new possibilities and enrich the financial lives of their customers. To help banks Engage Better with their customers, employees, and partners so that they can drive purposeful growth. To empower banks to Innovate Better, to create new value, and be more competitive. To unlock ways to Operate Better, so that banks can reduce costs and be more sustainable.

Starting Price: $500000 one-time payment

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FISA System

FISA Group

Modular Core Banking System leader in LATAM, flexible and comprehensive, for all types of financial institutions and retail. Flexible and Integral Core Banking System currently installed and running in 8 countries of the Region, it is built for all types of Financial Institution and Retail. Fisa System is a robust, adaptable and highly customizable system for any Institution, it incorporates the best practices of the Financial systems of Latin America. Ensures the optimal operation of any type of Financial Institution and that enables business innovation and scalability. Customizable System which can be adapted to your Finantial institutio´s needs. it counts with Flexible and customizable modules to manage a solution that adjusts to your business. Customizable business applications made to support your institution´s operations with tailored solutions, makes information management and regulatory reports easy.

Starting Price: $1 per month

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FORBIS

We offer a new generation banking software system, which enables banks to adapt their processes to the increasing pace of technological change more quickly. Our integrated and multifunctional solution offers an individual set of components adapted to the requirements and needs of any financial institution and regulator. For those looking for a smarter investment strategy in order to reduce costs and manage risks, we offer a new approach: hands-free banking. Trusting your IT and data management to us will enable you to focus on the development of new customer services, expansion of your market, and turn your customer experience into valuable insights. We are all about financial IT solutions that are both reliable and accelerate your growth. We do the hard work so you could focus on things that matter most – making the best decisions on customer service without thinking about technologies.

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Allshare

Our investment suite is a fully modular, real-time .NET investment solution to run your mid and back-office administration and is compliant with current laws and regulations. It includes Relationship and Instrument Data Management as well as Portfolio Management. The investment suite is integrated with Order Management, Asset Management, Corporate Actions, Settlements, Reconciliation, Taxes and Global Custody The Order Management solution enables real-time order management of all securities orders which means an integrated solution that offers central control of the ordering and execution process for all traded instruments including connectivity to any trading platform. Asset Management handles the configuration and management of investment models and life cycles and supports automatic rebalancing. Investments models are used for asset and investment management purposes.

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TellerGraph

Castle Creative Services

For many years, TELLERGRAPH has been the reference standard of branch staffing tools. It has found a home in hundreds of financial institutions, as well as in the phone support and order departments several non-bank customers. It is suitable for use wherever customers wait for service. The TELLERGRAPH Teller Staffing Model is a PC-based computer application that determines branch staffing levels based on a statistical maximum customer wait time and other parameters that the bank specifies. The program graphically portrays staffing requirements throughout the day for each day of the week. These requirements are then shown against your current staffing and proposed staff schedule to help you balance the needs of customer service and effective staff utilization. User-specified service and activity standards can vary by location, with up to four service areas per branch. Graphic display of staffing and scheduling information.

Starting Price: $10000 one-time payment

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CorePlus

Probanx Information Systems

Probanx® CorePlus core banking solution, brings together a plethora of modules with an agile, modern user interface and a forward-thinking architecture, entirely built using Microsoft technologies, that enables financial institutions to pick and choose functionalities and workflows that fit their needs. The flexibility and functional breadth of CorePlus banking suites helps existing and potential customers around the globe to implement their operational strategies, optimize back office and customer experience, while maintaining compliance and ensuring profitability. CorePlus is an online banking specifically design and configured to simplify the operational management of a bank and to facilitate a quick migration from legacy systems or manual procedures to a user friendly and modern platform. This allows a bank to offer unparalleled services to its customers and have better access to information and reporting for the management of the bank.

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interface.ai

interface.ai delivers advanced conversational AI solutions designed specifically for credit unions and community banks. Its Voice AI agents handle up to 60% of calls from day one, providing natural 24/7 support while cutting operational costs. With Chat AI, banks can extend personalized, in-branch-style assistance online and through mobile channels, enhancing accessibility for members. Employee AI empowers frontline staff with instant answers, backend automation, and personalized guidance, boosting productivity and accuracy. Fraud Prevention AI adds another layer of protection with multi-point caller ID forensics and real-time analysis to block fraud attempts without disrupting the customer experience. Trusted by more than 100 institutions, interface.ai drives growth, efficiency, and satisfaction across banking operations.

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WWS ATM

Auriga

WWS ATM is a proven, fully integrated ATM management solution that delivers significant reductions in operational and technology costs while improving system availability and the time to market for new services. It is easily deployed on any combination of WOSA/XFS compliant ATMs, cash deposit terminals, cash recyclers, and kiosk devices. WWS ATM is a highly scalable 3-tier client-server solution built with the most advanced web technologies. The ATM services are centrally managed and easily deployed on any combination of vendor ATMs and models. The Smart Client application installed on each ATM device contains all of the local workflows required to guarantee flawless operations in an unattended mode. The operational robustness of the Smart Client architecture, coupled with the ability to centrally manage the ATM services across all ATMs, gives WWS ATM distinct advantages over both the “thin-client” and “fat-client” alternatives.

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Juris Agency

Juris Technologies

If you are a bank or a company that is in dire need of upgrading your bad debt recovery process, then you have come to the right place. Juris Agency is a banking software solution that enables the efficient collaboration of credit management units of companies and collection agencies. It uses a highly configurable workflow process in an interactive, web-based environment. Juris Agency intensively covers the end-to-end process of agency management, from case distribution, to case management, to billing, to commission payment for your collection agencies. It is a phenomenal web-based solution that comes with best-practice agency management processes, making this system second to none. With Juris Agency, you will experience a paradigm shift from manual management to an online, collaborative environment with the external agencies making information available at your fingertips.

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ennoxx.banking

Ementexx

ennoxx.banking is a universal, fully-automated banking and communication platform for exchanging payments, confirmations, account information and other information between companies and banks. The field of transactions is highly complex and encompasses many processes and systems which are closely integrated with each other. To ensure that we can tailor our solutions to the individual requirements of our customers, ennoxx.banking is divided into individual modules. All modules are designed to offer the maximum in flexibility and can therefore be smoothly integrated into existing system environments and adjusted to fit company applications. As part of this, ennoxx.banking goes above and beyond simply executing transactions and offers additional modules for company-relevant functions which can be seamlessly integrated. Find out more about our individual services and solutions in our references.

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Universa

Smart Solution

Universa combines industry best practices and cutting-edge technology to create an all encompassing system for your Credit Union, Bank, Trust or other financial organization. It is built upon the tried and tested capabilities of seasoned and mature banking platforms, and combined with the best practices in the Industry as well as the newest advances in technology, it has evolved into a leading-edge browser-based all-encompassing system. Universa has a core set of features and is also flexible in customizing features to fit your particular needs. Universa supports third party interfaces such as Automated Teller Machines (ATM) and Point of Sale (POS) interfaces. Credit bureaus, insurance companies and other institutions are supported as well. Expand the reach of the traditional bank or credit union by extending into alternative delivery channels. New technologies can increase efficiency, reduce operational costs and improve services for the customer.

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Axxiome Digital

Axxiome

Axxiome is a global solutions provider for the financial services industry focusing on advisory in banking and insurance complexity reduction and analytics. Axxiome helps financial institutions reach clarity from a business, technology, integration, and portfolio perspective, using proprietary methods, products and expertise. Axiome is committed to supporting the achievement of tangible business outcomes including a new business operating models, regulatory agility, increased efficiency, the transformation of customer channels, and reducing the total cost of ownership for its clients. Axxiome helps turn strategy into reality, by bringing the best integration and implementation experience and fusing it with lessons learned through years of strategic business consulting and accumulation of industry knowledge. The result is a solid comprehensive perspective and value for our clients.

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SpeciVim

Specitec

SpeciVIM is a complete KYC solution designed for private banks. It aims to cover all business needs and provide you all functionalities to have a 360° view of your client by centralizing all client data and interactions in one software. Create, manage, track and follow your client at each step of his lifecycle from the on-boarding (traditional or digital) to the automatic exchange of information. specific is composed of 10 modules, offering you modularity and flexibility in order to help you build a tailor-made solution. This software can be used by each department of your bank (central file, compliance, client service, relationship management, etc.). This digital onboarding application has been designed to automate the onboarding process and help the wealth managers focus more into value-adding activities. It offers a large rang of flexible functions, including a Decision Tree to deliver a tailored experience to your client, based on its profile and its needs.

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FPS GOLD Banking Software

FPS GOLD

FPS GOLD has been providing core banking, mobile and online banking, wire transfer software, and a content management system to financial institutions for over 55 years. Our mission is to help financial institutions compete, profit, and thrive by providing flexible and robust software that's paired with unmatched customer service. With FPS GOLD, you get more because WE ACTUALLY CARE. Don't believe us? Test it yourself.

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Narmi

Narmi transforms financial institutions and the people they serve with digital-first solutions. More than just the basics. Empower your customers & members with exceptional tools designed to help people control their financial stories. Easy to use tools in an always-up platform for maximum usability. Third-party integrations that offer users context and deepen their relationship to your institution. Grow your business portfolio with a platform that helps business teams spend less time banking, and more time running their businesses. Granular permissions, seamless money movement, and more — Narmi makes business digital banking easy. Open accounts digitally anytime, anywhere in just 2.5 minutes with intelligent automated decisioning and flexible institutional controls.

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Banking and Treasury Automation

SK Global Software

The Banking & Treasury Automaton Suite is a premier add-on solution for Microsoft Dynamics 365 and Microsoft Dynamics AX, greatly enhancing bank & cash management, treasury, and payments processing, with direct integrations to banks and payment gateways across the globe. Save time and money processing your AP invoices, with OCR support. Branded customer portals and secure credit card and eCheck processing w/ integrated settlement. Protect your printed checks, protect your electronic payments, and maintain PCI compliance. Fully integrated direct debit with mandate support. Gain automation, efficiency, visibility & control with our cross-industry solution for organizations large and small. Bank integrations are supported around the world. Microsoft President’s Club 12 consecutive years. Over 1,600 customers across the globe.

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SettlementOne

For over 20 years, SettlementOne has been a nationally recognized leader providing credit and data verification solutions to U.S. banks, mortgage lenders, mortgage brokers and credit unions nationwide. SettlementOne provides innovative, fully compliant web-based platforms that help mitigate risk, while improving operational efficiency and streamlining the lending process. Established in 1999, SettlementOne is one of the nation’s largest suppliers of mortgage data, providing financial institutions and consumers with secure, efficient and cost-effective solutions that streamline the mortgage origination and lending process. Contact us for more information on how we can help your business. Assessing a borrower’s creditworthiness is built on quick and accurate data analysis from all three bureaus. Experian, TransUnion and Equifax. SettlementOne’s credit report solutions provide easy-to-read report formats that go well beyond the FICO scores alone.

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Allvue

Allvue Systems

Allvue Systems delivers AI-powered software for alternative investment managers, empowering private capital firms to manage the full fund lifecycle efficiently. Its integrated platform supports fund accounting, portfolio monitoring, investor management, and reporting through intelligent automation. With the Allvue Agentic AI Platform, private equity, venture capital, private credit, and CLO managers can streamline workflows, reduce risk, and make data-driven decisions faster. Built for scalability, Allvue’s cloud-based technology adapts as firms grow, ensuring continuous innovation without disruptive implementations. The platform’s seamless integrations and strong partner ecosystem extend functionality across multiple asset classes and investment structures. Trusted by over 500 clients managing $8.5 trillion+ in assets, Allvue helps firms transform operations, enhance transparency, and unlock smarter growth.

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MX

MX Technologies

MX helps financial institutions and fintechs utilize their data more effectively to outperform the competition in a rapidly evolving industry. Our solutions enable clients to quickly and easily collect, enhance, analyze, present, and act on their financial data. MX puts a user’s data on center stage, molding it into a cohesive, intelligible, and interactive visualization. As a result, users engage more often and more deeply with your digital banking products. The Helios cross-platform framework gives MX clients the ability to offer mobile banking across a range of platforms and device types — all built from a single C++ codebase. This dramatically lowers maintenance costs and powers agile development.

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Bantu

Extra Inch Technologies

Micro Finance functions The solution for Micro Finance Institutes would minimally consist of following modules which are as follows;Core Modules Additional Modules General Ledger – Chart of Account Loan Origination (Credit Appraisal Management System) Customer Accounting Mobile Interface – SMS Alerts Saving Accounts for Individuals Advances – Non Installment Loans

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Form3

We are a complete end to end ‘Payments As A Service’ technology provider. Our award winning cloud native, real-time payment platform helps banks, fintechs, financial institutions, e-commerce gateways and card providers process a wide range of payments quickly, simply and cost effectively. Market leading cloud payment platform built specifically for the demands of the rapidly evolving regulated payments sector. We deliver the best API first technology available, with in-depth experience in payments. Form3 removes the need and complexity of managing critical, evolving payment infrastructure. Instead, our customers benefit from the latest technology advancements and can focus on building better customer propositions to grow their business. Form3 takes care of the entire end to end journey of payments, from the moment a payment is instructed, right through the processing, clearing and settlement with national payment schemes.

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Websoftex Microfinance Software

Websoftex Software Solution Pvt Ltd

Websoftex Microfinance Banking software one of the finest and customized software tool for managing your microfinance banking of any type. Easy Banking is a powerful GUI based application designed to take care of all aspects of your society. Micro finance software includes following features like Branch area, Product management, Collection Officer Management, User Management, Insurance Management, Member registration, Loan processing, Loan Disbursement, Loan recovery, Financial accounting, Fund management for Head Office & Branch.

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Tier1 Financial Solutions

Tier1 Financial Solutions is a leader in global relationship management software for capital markets, corporate and investment banking and investment management professionals. We empower our clients to increase productivity, reduce relationship risks and enhance customer ROI. Tier1 delivers the tools, connectivity, and workflows that empower collaboration, transparency, and communication among capital markets participants and the clients they serve. Leveraging Salesforce’s trusted infrastructure and solid encryption, our extensible developer toolkit and plug-ins facilitate rapid custom application development with capital markets grade security, configurable coverage models and industry-specific business logic.

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Tink

One PSD2 compliant platform, endless opportunities. Build the future of financial services. Access a broad range of high-quality financial data from banks across Europe through a single API. So you can provide smart financial services – or engaging new customer experiences. If you’re a big bank looking for a custom-built solution, a growing fintech looking for a technology partner or a small business looking for the tools to enable your ideas – we’ve got you. Our platform is built to enable ideas of all shapes and sizes.

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VeriBranch

VeriPark

VeriPark’s Branch Automation Solution, VeriBranch, provides a unified frontend that empowers branch staff to become universal bankers while supporting contactless customer journeys in digital branches. VeriBranch gives banks the tools to transform branches into high-value sales centers, leveraging technology to empower staff and deliver customer satisfaction. The solution enables bank employees and technology to work together, with the right information at their fingertips to execute transactions. VeriBranch connects directly to back-office systems, streamlining business processes. It provides branch staff with the necessary infrastructure and tools for a remote work environment. Bank tellers can execute efficient transactions, such as loan origination, account origination, and transfers from a single interface. Relationship Managers and advisors can engage customers and provide personalized financial planning services, whether at the branch or remotely.

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Manual Bank Verification

MicroBilt

Manual Bank Verification (MBV) helps confirm banking information before initiating an ACH debit or when a lender is trying to determine the credit limit for an individual. Manual Bank Verification uses proprietary data from a vast network of financial institutions, small and community banks and credit unions. When requested, manual calls are added to provide the highest available level of verification of funds. MBV offers unlimited validation attempts without harming the consumer’s credit and is available at two levels of verification. Basic verification is available for batch processing or via a flexible API and does not require consumer authorization of participation with the bank. Data is usually returned within 24 hours of submission. MBV Premium evaluates the same data as MBV and then adds a direct, 3-way call between consumer, their financial institution and an MBV representative.

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Whizzapi

Savangard

Access to the full potential of open banking in one place. The Banking API aggregator allows quick integration with all banking APIs in Europe using a single interface. Fast and optimal connection to banking APIs without the need to take care of implementation differences between banks. With 6+ sandboxes built for our clients, we have gained experience that allowed us to create a solution that is quick and easy to implementation. We provide a connection to the API, and you can focus on your business. We can provide services as time-and-material staff outsourcing (engineers, architects, PMs) but we mostly deliver fixed-price projects with defined scope, timeframe and budget – also in the near shore model. This makes our services exceptionally effective and competitively priced. We’ve delivered over 5000 integration services and 1500 successfully integrated systems.

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Everest

Everest is a decentralized platform with a massively scalable payment solution, EverChain, with a multi-currency wallet, EverWallet, a native biometric identity system, EverID, a value tracking token, the CRDT, all integrated to existing infrastructure with an easy to deploy software appliance, The Everest API Gateway. Everest delivers a complete solution for a new economy. The financial services toolbox provided by the Everest platform is able to be used to solve many different value transfer, tracking, and delivery challenges that you face every day. Below are some example solutions, contact us to tailor a solution for your specific needs. Cloud Fintech platform providing a regulatory compliance and value transfer toolkit which solves a variety of identity, value transfer, audit, reporting and agent management challenges. Everest is a decentralized platform incorporating a massively scalable payment solution, EverChain, with a multi-currency wallet, EverWallet, etc.

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First Data

Today’s bank customers demand more personalized, convenient services. That’s why financial institutions partner with First Data to make every customer interaction more valuable. First Data’s easy-to-use banking solutions help you satisfy your customers’ desires for greater convenience with technology that makes every transaction simpler and more secure. Deepen relationships and seize new opportunities for growth with our complete set of solutions for your merchant customers and consumers. Our products empower financial institutions to deliver easier, faster, safer and smarter electronic commerce. Your path to personalized banking begins here. First Data provides a single, consolidated processing platform for all of your payment cards, loans, prepaid, and commercial card products. OmniPay is First Data’s multi-currency, multi-country acquiring technology of choice for cost effective, efficient payment processing.

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Best Banking Software - Page 4

Compare the Top Banking Software as of November 2025 - Page 4